3Dセキュア決済認証の市場規模、シェア、動向分析レポート：コンポーネント別、用途別、地域別、セグメント予測、2023年～2030年

3Dセキュア決済認証市場の成長と動向：

Grand View Research, Inc.の最新調査によると、世界の3Dセキュア決済認証市場規模は、2023年から2030年にかけてCAGR 12.7%で成長し、2030年には27億6,000万米ドルに達すると予測されています。

同市場の成長は、決済認証技術の進歩やオンライン決済処理におけるデジタル技術の広範な活用が進んでいることに起因しています。さらに、eコマースの急速な拡大やオンラインショッピングへの移行、特にCOVID-19の大流行の中で、オンライン取引が顕著に増加しています。そのため、安全な決済認証ソリューションへの需要が高まっています。多くの企業が、変化する顧客ニーズに対応し、より良い顧客体験を提供するために、新機能を備えた認証ソリューションを開発しています。

たとえば、インドのオンライン決済ソリューション・プロバイダーであるPayUは、2023年 2月に3Dセキュア 2.0 SDKを発表し、顧客体験を向上させ、すべてのカード取引でシームレスなネイティブ・チェックアウトを提供しています。PayUによる軽量な3DS 2.0 SDKは、待ち時間を大幅に短縮し、チェックアウトプロセスを合理化することで、チェックアウト時間を40%短縮しました。このような取り組みにより、予測期間中に市場の成長が改善される見込みです。さらに、世界中の3Dセキュア決済認証ソリューション・プロバイダーは、銀行や金融機関と緊密に連携して革新的な技術やコンポーネントを開発しており、これが市場の成長を促進すると期待されています。これらの企業は、より効率的な認証ソリューションを開発するため、共同で研究開発に取り組んでいます。

例えば、2022年 5月、デバイス IDと認証ソリューションの著名な世界・プロバイダであるEntersektは、Capitec Bankによる最先端のEMV 3-D Secureソリューションの実装を発表しました。この革新的なソリューションは、eコマース取引のセキュリティを強化すると同時に、カード所有者の障害を軽減します。世界のパンデミックの流行は、市場の成長に好影響を与えています。パンデミック発生中は、社会的距離を置くための封鎖や厳しい規制によってeコマースやオンライン・ショッピングが活況を呈し、やがてカード・ノット・プレゼントやその他のオンライン決済手段の利用が増加しました。パンデミック中にオンライン・カード非通知（CNP）詐欺が急増したため、eコマースやその他の加盟店では、詐欺行為を軽減する目的で3Dセキュア決済認証の需要が高まっています。

3Dセキュア決済認証市場のレポートハイライト

• 3Dセキュア認証を促進し、クレジットカード詐欺の防止を支援する機能により、加盟店プラグイン分野が2022年の市場を独占しました。
• 銀行と3Dセキュア決済認証ソリューションプロバイダーとの提携が増加していることから、2022年には銀行セグメントが市場を席巻します。
• 北米地域市場は、予測期間中に急速な成長率を記録する見込みです。
• 同地域におけるCNP不正行為の増加が、同地域市場の成長を促進すると予測されます。

目次

第1章 調査手法と範囲

第2章 エグゼクティブサマリー

第3章 3Dセキュア決済認証市場の変数と動向

• 市場系統の見通し
• 業界のバリューチェーン分析
  • カード所有者/消費者
  • 3Dセキュア決済認証ソリューションプロバイダー
• 市場力学
  • 市場促進要因の影響分析
  • 市場課題の影響分析
  • 市場機会の影響分析
• COVID-19ウイルス感染症のパンデミックの影響
• 業界分析ツール
  • ポーターの分析
  • PESTEL分析

第4章 3Dセキュア決済認証市場：コンポーネントの推定・動向分析

• コンポーネントの変動分析と市場シェア、2022年と2030年
• コンポーネント別

第5章 3Dセキュア決済認証市場：用途の推定・動向分析

• 用途の変動分析と市場シェア、2022年と2030年
• 用途別

第6章 3Dセキュア決済認証市場：地域の推定・動向分析

• 3Dセキュア決済認証市場：地域別展望
• 北米
  • 北米の3Dセキュア決済認証市場の推定と予測、2017～2030年
  • 米国
  • カナダ
• 欧州
  • 欧州の3Dセキュア決済認証市場の推定と予測、2017～2030年
  • 英国
  • ドイツ
  • フランス
  • イタリア
• アジア太平洋地域
  • アジア太平洋地域の3Dセキュア決済認証市場の推定と予測、2017～2030年
  • 中国
  • インド
  • 日本
  • オーストラリア
  • シンガポール
• ラテンアメリカ
  • ラテンアメリカの3Dセキュア決済認証市場の推定と予測、2017～2030年
  • ブラジル
  • メキシコ
• 中東・アフリカ
  • MEA 3Dセキュア決済認証市場の推定と予測、2017～2030年
  • サウジアラビア王国（KSA）
  • アラブ首長国連邦
  • 南アフリカ

第7章 3Dセキュア決済認証市場-競合情勢

• 企業の分類
• 参入企業の概要
  • GPayments Pty Ltd.
  • Broadcom Inc.
  • Mastercard Incorporated
  • RSA Security LLC
  • Modirum
  • Visa Inc.
  • Bluefin Payment Systems LLC
  • DECTA Limited
  • American Express Company
  • JCB Co., Ltd.
• 財務実績
• 製品のベンチマーク
• 企業の市場での位置づけ
• 企業の市場シェア分析、2022年
• 企業ヒートマップ分析
• 戦略マッピング
  • パートナーシップ、コラボレーション、協定
  • 新製品の発売
  • 合併と買収

List of Tables

• Table 1 Global 3D secure payment authentication market, by component, 2017 - 2030 (USD Million)
• Table 2 Global 3D secure payment authentication market, by application, 2017 - 2030 (USD Million)
• Table 3 Global 3D secure payment authentication market, by region, 2017 - 2030 (USD Million)
• Table 4 Company market share, 2022
• Table 5 Company heat map analysis
• Table 6 Key companies undergoing partnerships, collaborations, and agreements
• Table 7 Key companies launching new products
• Table 8 Key companies undergoing mergers and acquisitions

List of Figures

• Fig. 1 3D secure payment authentication market segmentation
• Fig. 2 Information procurement
• Fig. 3 Data analysis models
• Fig. 4 Market formulation and validation
• Fig. 5 Data validating & publishing
• Fig. 6 Market snapshot
• Fig. 7 Segment snapshot
• Fig. 8 Competitive landscape snapshot
• Fig. 9 Biometric payment market value, 2022 (USD Billion)
• Fig. 10 3D secure payment authentication market - Industry value chain analysis
• Fig. 11 3D secure payment authentication market dynamics
• Fig. 12 U.S. total Card-Not-Present (CNP) fraud loss, 2019 - 2024
• Fig. 13 Fraud loss by entry mode
• Fig. 14 3D secure payment authentication market: PORTER's analysis
• Fig. 15 3D secure payment authentication market - PESTEL analysis
• Fig. 16 3D secure payment authentication market, by component: Key takeaways
• Fig. 17 3D secure payment authentication market, by component: Market share, 2022 & 2030
• Fig. 18 3D secure payment authentication market estimates & forecasts, by access control servers, 2017 - 2030 (USD Million)
• Fig. 19 3D secure payment authentication market estimates & forecasts, by merchant plug in, 2017 - 2030 (USD Million)
• Fig. 20 3D secure payment authentication market estimates & forecasts, by others (SDK, DS), 2017 - 2030 (USD Million)
• Fig. 21 3D secure payment authentication market, by application: Key takeaways
• Fig. 22 3D secure payment authentication market, by application: Market share, 2022 & 2030
• Fig. 23 3D secure payment authentication market estimates & forecasts, by banks, 2017 - 2030 (USD Million)
• Fig. 24 3D secure payment authentication market estimates & forecasts, by merchants & payment gateway, 2017 - 2030 (USD Million)
• Fig. 25 3D secure payment authentication market revenue, by region, 2022 & 2030 (USD Million)
• Fig. 26 Regional marketplace: Key takeaways
• Fig. 27 Regional marketplace: Key takeaways
• Fig. 28 North America 3D secure payment authentication market estimates & forecasts, 2017 - 2030 (USD Million)
• Fig. 29 U.S. 3D secure payment authentication market estimates & forecasts, 2017 - 2030 (USD Million)
• Fig. 30 Canada 3D secure payment authentication market estimates & forecasts, 2017 - 2030 (USD Million)
• Fig. 31 Europe 3D secure payment authentication market estimates & forecasts, 2017 - 2030 (USD Million)
• Fig. 32 UK 3D secure payment authentication market estimates & forecasts, 2017 - 2030 (USD Million)
• Fig. 33 Germany 3D secure payment authentication market estimates & forecasts, 2017 - 2030 (USD Million)
• Fig. 34 France 3D secure payment authentication market estimates & forecasts, 2017 - 2030 (USD Million)
• Fig. 35 Italy 3D secure payment authentication market estimates & forecasts, 2017 - 2030 (USD Million)
• Fig. 36 Asia Pacific 3D secure payment authentication market estimates & forecasts, 2017 - 2030 (USD Million)
• Fig. 37 China 3D secure payment authentication market estimates & forecasts, 2017 - 2030 (USD Million)
• Fig. 38 India 3D secure payment authentication market estimates & forecasts, 2017 - 2030 (USD Million)
• Fig. 39 Japan 3D secure payment authentication market estimates & forecasts, 2017 - 2030 (USD Million)
• Fig. 40 Australia 3D secure payment authentication market estimates & forecasts, 2017 - 2030 (USD Million)
• Fig. 41 Singapore 3D secure payment authentication market estimates & forecasts, 2017 - 2030 (USD Million)
• Fig. 42 Latin America 3D secure payment authentication market estimates & forecasts, 2017 - 2030 (USD Million)
• Fig. 43 Brazil 3D secure payment authentication market estimates & forecasts, 2017 - 2030 (USD Million)
• Fig. 44 Mexico 3D secure payment authentication market estimates & forecasts, 2017 - 2030 (USD Million)
• Fig. 45 MEA 3D secure payment authentication market estimates & forecasts, 2017 - 2030 (USD Million)
• Fig. 46 Kingdom of Saudi Arabia (KSA) 3D secure payment authentication market estimates & forecasts, 2017 - 2030 (USD Million)
• Fig. 47 UAE 3D secure payment authentication market estimates & forecasts, 2017 - 2030 (USD Million)
• Fig. 48 South Africa 3D secure payment authentication market estimates & forecasts, 2017 - 2030 (USD Million)
• Fig. 49 Key company categorization
• Fig. 50 Company market positioning
• Fig. 51 Company market share analysis, 2022
• Fig. 52 Strategic framework

3D Secure Payment Authentication Market Growth & Trends:

The global 3D secure payment authentication market size is expected to reach USD 2.76 billion by 2030, growing at a CAGR of 12.7% from 2023 to 2030, according to a new study conducted by Grand View Research, Inc.. The growth of the market can be attributed to the increasing advancements in payment authentication technology and the extensive utilization of digital technologies for online payment processing. Furthermore, the rapid expansion of e-commerce and the transition towards online shopping, particularly amid the COVID-19 pandemic, has resulted in a notable increase in online transactions. Thus, there has been an increased demand for secure payment authentication solutions. Many players are developing authentication solutions with new features and functions to cater to changing customer needs and offer a better customer experience.

For instance, in February 2023, PayU, an Indian online payment solutions provider, launched 3D Secure 2.0 SDK to enhance the customer experience and offer a seamless native checkout for all card transactions. The lightweight 3DS 2.0 SDK by PayU significantly reduces latency and streamlines the checkout process, resulting in a 40% reduction in checkout time. Such initiatives are expected to improve the growth of the market during the forecast period. Furthermore, 3D secure payment authentication solution providers across the globe are collaborating closely with banks and financial institutions to develop innovative technologies and components which is expected to drive the growth of the market. They work together in joint research and development initiatives to create more efficient authentication solutions.

For instance, in May 2022, Entersekt, a prominent global provider of device identity and authentication solutions, unveiled the implementation of its cutting-edge EMV 3-D Secure solution by Capitec Bank. This innovative solution enhances the security of e-commerce transactions while simultaneously reducing obstacles for cardholders. The global pandemic outbreak has been favorable to market growth. The lockdown and stringent regulations for social distancing boomed e-commerce and online shopping during the pandemic, which eventually led to the increased use of cards not present and other online payment methods. The surge in online card-not-present (CNP) frauds during the pandemic led to an increased demand for 3D secure payment authentication among e-commerce and other merchants, aiming to mitigate fraudulent activities.

3D Secure Payment Authentication Market Report Highlights:

• The merchant plug-in segment dominated the market in 2022 due to its capability to facilitate 3D secure verifications, aiding in the prevention of credit card fraud
• The banks segment dominated the market in 2022 owing to the increasing collaborations & partnerships between banks and providers of 3D secure payment authentication solutions
• The North American regional market is expected to register a rapid growth rate during the forecast period
• The increasing CNP frauds across the region are expected to drive the growth of the regional market

Table of Contents

Chapter 1 Methodology and Scope

• 1.1 Market Segmentation & Scope
• 1.2 Market Definitions
• 1.3 Information Procurement
• 1.4 Information analysis
  • 1.4.1 Market formulation & data visualization
  • 1.4.2 Data validation & publishing
• 1.5 Research Scope and Assumptions
• 1.6 List of data sources

Chapter 2 Executive Summary

• 2.1 Market Snapshot
• 2.2 Segment Snapshot
• 2.3 Competitive Landscape Snapshot

Chapter 3 3D Secure Payment Authentication Market Variables and Trends

• 3.1 Market Lineage Outlook
• 3.2 Industry Value Chain Analysis
  • 3.2.1 Cardholders/consumers
  • 3.2.2 3D Secure payment autHENtication solution providers
• 3.3 Market Dynamics
  • 3.3.1 Market Driver Impact Analysis
    • 3.3.1.1 Growing Instances Of Card-Not-Present Fraud
    • 3.3.1.2 Growing Preference For E-Commerce And Online Shopping
  • 3.3.2 Market Challenge Impact Analysis
    • 3.3.2.1 High Implementation Costs
  • 3.3.3 Market Opportunity Impact Analysis
    • 3.3.3.1 Advances in authentication technology
• 3.4 Impact of COVID-19 Pandemic
• 3.5 Industry Analysis Tools
  • 3.5.1 Porter's analysis
  • 3.5.2 PESTEL analysis

Chapter 4 3D Secure Payment Authentication Market: Component Estimates & Trend Analysis

• 4.1 Component Movement Analysis & Market Share, 2022 & 2030
• 4.2 3D Secure Payment Authentication Market Estimates & Forecast, By Component
  • 4.2.1 Access Control Server
  • 4.2.2 Merchant Plug in
  • 4.2.3 Others (SDK, DS)

Chapter 5 3D Secure Payment Authentication Market: Application Estimates & Trend Analysis

• 5.1 Application Movement Analysis & Market Share, 2022 & 2030
• 5.2 3D Secure Payment Authentication Market Estimates & Forecast, By Application
  • 5.2.1 banks
  • 5.2.2 Merchants & Payment Gateway

Chapter 6 3D Secure Payment Authentication Market: Regional Estimates & Trend Analysis

• 6.1 3D Secure Payment Authentication Market: Regional Outlook
• 6.2 North America
  • 6.2.1 North America 3D Secure payment authentication market estimates & forecasts, 2017 - 2030 (USD million)
  • 6.2.2 U.S.
    • 6.2.2.1 U.S. 3D secure payment authentication market estimates & forecasts, 2017 - 2030 (USD Million)
  • 6.2.3 Canada
    • 6.2.3.1 Canada 3D secure payment authentication market estimates & forecasts, 2017 - 2030 (USD Million)
• 6.3 Europe
  • 6.3.1 Europe 3D secure payment authentication market estimates & forecasts, 2017 - 2030 (USD Million)
  • 6.3.2 UK
    • 6.3.2.1 UK 3D secure payment authentication market estimates & forecasts, 2017 - 2030 (USD Million)
  • 6.3.3 Germany
    • 6.3.3.1 Germany 3D secure payment authentication market estimates & forecasts, 2017 - 2030 (USD Million)
  • 6.3.4 France
    • 6.3.4.1 France 3D secure payment authentication market estimates & forecasts, 2017 - 2030 (USD Million)
  • 6.3.5 Italy
    • 6.3.5.1 Italy 3D secure payment authentication market estimates & forecasts, 2017 - 2030 (USD Million)
• 6.4 Asia Pacific
  • 6.4.1 Asia Pacific 3D secure payment authentication market estimates & forecasts, 2017 - 2030 (USD million)
  • 6.4.2 China
    • 6.4.2.1 China 3D secure payment authentication market estimates & forecasts, 2017 - 2030 (USD Million)
  • 6.4.3 India
    • 6.4.3.1 India 3D secure payment authentication market estimates & forecasts, 2017 - 2030 (USD Million)
  • 6.4.4 Japan
    • 6.4.4.1 Japan 3D secure payment authentication market estimates & forecasts, 2017 - 2030 (USD Million)
  • 6.4.5 Australia
    • 6.4.5.1 Australia 3D secure payment authentication market estimates & forecasts, 2017 - 2030 (USD Million)
  • 6.4.6 Singapore
    • 6.4.6.1 Singapore 3D secure payment authentication market estimates & forecasts, 2017 - 2030 (USD Million)
• 6.5 Latin America
  • 6.5.1 Latin America 3D secure payment authentication market estimates & forecasts, 2017 - 2030 (USD million)
  • 6.5.2 Brazil
    • 6.5.2.1 Brazil 3D secure payment authentication market estimates & forecasts, 2017 - 2030 (USD Million)
  • 6.5.3 Mexico
    • 6.5.3.1 Mexico 3D secure payment authentication market estimates & forecasts, 2017 - 2030 (USD Million)
• 6.6 MEA
  • 6.6.1 MEA 3D secure payment authentication market estimates & forecasts, 2017 - 2030 (USD Million)
  • 6.6.2 Kingdom of Saudi Arabia (KSA)
    • 6.6.2.1 Kingdom of Saudi Arabia (KSA) 3D secure payment authentication market estimates & forecasts, 2017 - 2030 (USD Million)
  • 6.6.3 UAE
    • 6.6.3.1 UAE 3D secure payment authentication market estimates & forecasts, 2017 - 2030 (USD Million)
  • 6.6.4 South Africa
    • 6.6.4.1 South Africa 3D secure payment authentication market estimates & forecasts, 2017 - 2030 (USD Million)

Chapter 7 3D Secure Payment Authentication Market - Competitive Landscape

• 7.1 Company Categorization
• 7.2 Participant's Overview
  • 7.2.1 GPayments Pty Ltd.
  • 7.2.2 Broadcom Inc.
  • 7.2.3 Mastercard Incorporated
  • 7.2.4 RSA Security LLC
  • 7.2.5 Modirum
  • 7.2.6 Visa Inc.
  • 7.2.7 Bluefin Payment Systems LLC
  • 7.2.8 DECTA Limited
  • 7.2.9 American Express Company
  • 7.2.10 JCB Co., Ltd.
• 7.3 Financial Performance
• 7.4 Product Benchmarking
• 7.5 Company Market Positioning
• 7.6 Company Market Share Analysis, 2022
• 7.7 Company Heat Map Analysis
• 7.8 Strategy Mapping
  • 7.8.1 Partnerships, collaborations, and Agreements
  • 7.8.2 new product launches
  • 7.8.3 Mergers and acquisitions