米国の民間長期介護保険市場規模、シェア、動向分析レポート：購入者年齢別、州別、セグメント別予測、2023年～2030年

米国の民間長期介護保険市場の成長と動向：

Grand View Research, Inc.の最新レポートによると、米国の民間長期介護保険市場規模は2022年に143億7,000万米ドルと推定され、2023年から2030年にかけてCAGR 5.84％で拡大しました。

この成長は、高齢化人口の増加、政府の支援制限、製品革新、消費者の意識向上などの要因によるものです。

介護費用の増加が市場成長の原動力になると予想されます。老人ホーム関連など、長期介護にかかる費用は高額になる可能性があります。老人ホームの月額費用は約3,000米ドルから始まり、5,000米ドル以上になることもあります。こうした費用の上昇により、長期介護に伴う経済的負担を軽減したい人々にとって、LTC保険は魅力的な選択肢となっています。長期介護保険は、理学療法／作業療法、熟練看護ケア、在宅医療補助者／介護者サービス、ホスピス・サービスに対する支払いを補助します。長期介護保険は、選択した保険によって、短期と長期の両方の補償を提供することができます。

米国の人口動態と家族動態の変化は、今後数年間の市場成長を押し上げると予想されます。単身世帯の増加や共働き世帯の増加など、家族動態の変化により、インフォーマルな介護の選択肢が減少しています。この変化は、正式な介護サービスや民間保険への需要の高まりに寄与しています。

さらに、介護計画の必要性に対する意識の高まりから、介護保険は近年さらに注目を集めています。さらに近年、ハイブリッド型介護保険商品が人気を集めています。介護保険と年金や生命保険など他の保険オプションを組み合わせたパッケージです。介護ニーズに対応しつつ、他の分野でも利益を得る可能性があることを望む人々は、ハイブリッド商品に魅力を感じるかもしれないです。

米国の民間長期介護保険市場レポート・ハイライト

• 購入者の年齢別では、55歳から65歳のセグメントが2022年に最も高い市場シェアを獲得しました。より長い計画期間と退職前のプランニングがこのセグメントの成長を後押ししています。
• 55歳以下は、認知度の向上と健康資格の優位性により、今後数年で大きな市場シェアを示すと予想されます。
• 州別では、カリフォルニア州が2022年に8.14%と大きな市場シェアを占めました。これは、同州で高齢化人口が増加していることと、人口規模が大きいことに起因しています。
• テキサス州は、高い医療費、保険が適用されやすい環境、テキサス州による戦略的な取り組みにより、予測期間中に大幅なCAGRで成長すると予想されます。

目次

第1章 調査手法と範囲

第2章 エグゼクティブサマリー

第3章 米国の長期民間長期介護保険市場の変数、動向、および範囲

• 市場系統の見通し
• 市場力学
• 米国の長期民間長期介護保険市場分析ツール

第4章 米国の長期民間長期介護保険市場：購入者年齢の推定・動向分析

• セグメントダッシュボード
• 米国の長期民間長期介護保険市場：購入者年齢の変動分析、2022年および2030年
• 55歳以下

第5章 米国の長期民間長期介護保険市場：州の推定・動向分析

• セグメントダッシュボード
• 米国の長期民間長期介護保険市場：州の変動分析、2022年および2030年
• カリフォルニア
• テキサス
• ニューヨーク

第6章 米国の長期民間長期介護保険市場：競合情勢

• 企業の分類
• 企業の市場シェア分析、2022年
• 戦略マッピング
• 企業プロファイル・一覧表

List of Tables

• Table 1 List of Secondary Sources
• Table 2 List of Abbreviations
• Table 3 U.S. Long-Term Care Private Health Insurance Market by State, 2018 - 2030 (USD Billion)
• Table 4 U.S. Long-Term Care Private Health Insurance Market by Buyer Age, 2018 - 2030 (USD Billion)

List of Figures

• Fig. 1 Information Procurement
• Fig. 2 Primary Research Pattern
• Fig. 3 Market Research Approaches
• Fig. 4 Value Chain-Based Sizing & Forecasting
• Fig. 5 Market Formulation & Validation
• Fig. 6 Long-Term Care Private Health Insurance Market Segmentation
• Fig. 7 Market Driver Relevance Analysis (Current & Future Impact)
• Fig. 8 Market Restraint Relevance Analysis (Current & Future Impact)
• Fig. 9 Market Challenge Relevance Analysis (Current & Future Impact)
• Fig. 10 Penetration & Growth Prospect Mapping
• Fig. 11 SWOT Analysis, By Factor (Political & Legal, Economic and Technological)
• Fig. 12 Porter's Five Forces Analysis
• Fig. 13 Market Penetration vs. Growth Prospect Mapping, 2021
• Fig. 14 Regional Marketplace: Key Takeaways
• Fig. 15 U.S. Long-Term Care Private Health Insurance Market for California, 2018 - 2030 (USD Billion)
• Fig. 16 U.S. Long-Term Care Private Health Insurance Market for Texas, 2018 - 2030 (USD Billion)
• Fig. 17 U.S. Long-Term Care Private Health Insurance Market for New York, 2018 - 2030 (USD Billion)
• Fig. 18 U.S. Long-Term Care Private Health Insurance Market for Florida, 2018 - 2030 (USD Billion)
• Fig. 19 U.S. Long-Term Care Private Health Insurance Market for Illinois, 2018 - 2030 (USD Billion)
• Fig. 20 U.S. Long-Term Care Private Health Insurance Market for Pennsylvania, 2018 - 2030 (USD Billion)
• Fig. 21 U.S. Long-Term Care Private Health Insurance Market for Virginia, 2018 - 2030 (USD Billion)
• Fig. 22 U.S. Long-Term Care Private Health Insurance Market for Ohio, 2018 - 2030 (USD Billion)
• Fig. 23 U.S. Long-Term Care Private Health Insurance Market for New Jersey, 2018 - 2030 (USD Billion)
• Fig. 24 U.S. Long-Term Care Private Health Insurance Market for Minnesota, 2018 - 2030 (USD Billion)
• Fig. 25 U.S. Long-Term Care Private Health Insurance Market for Other, 2018 - 2030 (USD Billion)
• Fig. 26 U.S. Long-Term Care Private Health Insurance Market for Before age 55, 2018 - 2030 (USD Billion)
• Fig. 27 U.S. Long-Term Care Private Health Insurance Market for Age 55 to 65, 2018 - 2030 (USD Billion)
• Fig. 28 U.S. Long-Term Care Private Health Insurance Market for Age 66+, 2018 - 2030 (USD Billion) 

U.S. Long-term Care Private Insurance Market Growth & Trends:

The U.S. long-term care private insurance market size was estimated at USD 14.37 billion in 2022, expanding at a CAGR of 5.84% from 2023 to 2030, according to a new report by Grand View Research, Inc.. The growth can be attributed to factors such as the increasing aging population, government support limitations, product innovations, and increased consumer awareness.

The increasing cost of long-term care is expected to drive the market growth. Costs for long-term care, such as those related to nursing homes, can be high. The monthly cost of a nursing home facility starts at around USD 3,000 and may range up to USD 5,000 or more. These rising costs make LTC insurance an attractive choice for people who want to mitigate the financial burden associated with long-term care. Long-term care insurance coverage aids pay for physical/occupational therapy, skilled nursing care, home health aide/caregiver services, and hospice services. Long-term care insurance can offer coverage on both short-term and long-term basis, depending on the policy chosen.

Changing demographics and family dynamics in the U.S. are expected to boost market growth in the coming years. Shifting family dynamics, such as a rise in single-person households and an increase in dual-income families, have decreased the availability of informal caregiving options. This change contributes to the growing demand for formal long-term care services and private insurance coverage.

Moreover, long-term care insurance has been gaining more attention in recent years owing to rising awareness of the need for long-term care planning. Moreover, in recent years, hybrid long-term care insurance products have gained popularity. These packages combine long-term care insurance with other insurance options, like annuities or life insurance. People who desire to address their long-term care needs while also having the potential to benefit in other areas may be attracted to hybrid products.

U.S. Long-term Care Private Insurance Market Report Highlights:

• Based on buyer age, the age 55 to 65 segment captured the highest market share in 2022. The longer planning horizon and pre-retirement planning have propelled the segment's growth
• Below age 55 is expected to show significant market share in the coming years owing to increasing awareness and Health qualification advantages
• Based on the state, California held a significant market share of 8.14% in 2022. This is attributed to the increasing aging population in the state and its large population size
• Texas State is expected to grow at a substantial CAGR during the forecast period owing to the high cost of care, insurance-friendly environment, and strategic initiatives undertaken by Texas

Table of Contents

Chapter 1. Methodology and Scope

• 1.1. Market Segmentation and Scope
• 1.2. Research Methodology
  • 1.2.1. Information Procurement
• 1.3. Information or Data Analysis
• 1.4. Methodology
• 1.5. Research Scope and Assumptions
• 1.6. Market Formulation & Validation
  • 1.6.1. Country Market: CAGR Calculation
• 1.7. Country-Based Segment Share Calculation
• 1.8. List of Data Sources

Chapter 2. Executive Summary

• 2.1. Market Outlook
• 2.2. Segment Outlook
• 2.3. Competitive Insights

Chapter 3. U.S. Long-Term Care Private Insurance Market Variables, Trends, & Scope

• 3.1. Market Lineage Outlook
• 3.2. Market Dynamics
  • 3.2.1. Market Driver Analysis
    • 3.2.1.1. Increasing Aging Population
    • 3.2.1.2. High Cost of Long-Term Care
    • 3.2.1.3. Government Support Limitations
    • 3.2.1.4. Increased consumer awareness
  • 3.2.2. Market Restraint Analysis
    • 3.2.2.1. High Premium Prices
    • 3.2.2.2. Limited Coverage Options:
• 3.3. U.S. Long-Term Care Private Insurance Market Analysis Tools
  • 3.3.1. Industry Analysis - Porter's
    • 3.3.1.1. Bargaining power of the suppliers
    • 3.3.1.2. Bargaining power of the buyers
    • 3.3.1.3. Threats of substitution
    • 3.3.1.4. Threats from new entrants
    • 3.3.1.5. Competitive rivalry
  • 3.3.2. PESTEL Analysis
    • 3.3.2.1. Political landscape
    • 3.3.2.2. Economic and Social landscape
    • 3.3.2.3. Technological landscape

Chapter 4. U.S. Long-Term Care Private Insurance Market: Buyer Age Estimates & Trend Analysis

• 4.1. Segment Dashboard
• 4.2. U.S. Long-Term Care Private Insurance Market: Buyer Age Movement Analysis, USD Billion, 2022 & 2030
• 4.3. Before age 55
  • 4.3.1. Before age 55 Market Revenue Estimates and Forecasts, 2018 - 2030 (USD Billion)
  • 4.3.2. Age 55 to 65
    • 4.3.2.1. Age 55 to 65 Market Revenue Estimates and Forecasts, 2018 - 2030 (USD Billion)
    • 4.3.2.2. Age 66+
    • 4.3.2.2.1. Age 66+ Market Revenue Estimates and Forecasts, 2018 - 2030 (USD Billion)

Chapter 5. U.S. Long-Term Care Private Insurance Market: State Estimates & Trend Analysis

• 5.1. Segment Dashboard
• 5.2. U.S. Long-Term Care Private Insurance Market: State Movement Analysis, USD Billion, 2022 & 2030
• 5.3. California
  • 5.3.1. California Market Revenue Estimates and Forecasts, 2018 - 2030 (USD Billion)
• 5.4. Texas
  • 5.4.1. Texas Market Revenue Estimates and Forecasts, 2018 - 2030 (USD Billion)
• 5.5. New York
  • 5.5.1. New York Market Revenue Estimates and Forecasts, 2018 - 2030 (USD Billion)
  • 5.5.2. Florida
    • 5.5.2.1. Florida Market Revenue Estimates and Forecasts, 2018 - 2030 (USD Billion)
  • 5.5.3. Illinois
    • 5.5.3.1. Illinois Market Revenue Estimates and Forecasts, 2018 - 2030 (USD Billion)
  • 5.5.4. Pennsylvania
    • 5.5.4.1. Pennsylvania Market Revenue Estimates and Forecasts, 2018 - 2030 (USD Billion)
  • 5.5.5. Virginia
    • 5.5.5.1. Virginia Market Revenue Estimates and Forecasts, 2018 - 2030 (USD Billion)
  • 5.5.6. Ohio
    • 5.5.6.1. Ohio Market Revenue Estimates and Forecasts, 2018 - 2030 (USD Billion)
  • 5.5.7. New Jersey
    • 5.5.7.1. New Jersey Market Revenue Estimates and Forecasts, 2018 - 2030 (USD Billion)
  • 5.5.8. Minnesota
    • 5.5.8.1. Minnesota Market Revenue Estimates and Forecasts, 2018 - 2030 (USD Billion)
  • 5.5.9. Others
    • 5.5.9.1. Others Market Revenue Estimates and Forecasts, 2018 - 2030 (USD Billion)

Chapter 6. U.S. Long-Term Care Private Insurance Market: Competitive Landscape

• 6.1. Company Categorization
• 6.2. Company Market Share Analysis, 2022
• 6.3. Strategy Mapping
• 6.4. Company Profiles/Listing
  • 6.4.1. Mutual of Omaha
    • 6.4.1.1. Overview
    • 6.4.1.2. Financial Performance (Net Revenue/Sales/EBITDA/Gross Profit)
    • 6.4.1.3. Product Benchmarking
    • 6.4.1.4. Strategic Initiatives
  • 6.4.2. New York Life
    • 6.4.2.1. Overview
    • 6.4.2.2. Financial Performance (Net Revenue/Sales/EBITDA/Gross Profit)
    • 6.4.2.3. Product Benchmarking
    • 6.4.2.4. Strategic Initiatives
  • 6.4.3. Northwestern Mutual
    • 6.4.3.1. Overview
    • 6.4.3.2. Financial Performance (Net Revenue/Sales/EBITDA/Gross Profit)
    • 6.4.3.3. Product Benchmarking
    • 6.4.3.4. Strategic Initiatives
  • 6.4.4. Thrivent
    • 6.4.4.1. Overview
    • 6.4.4.2. Financial Performance (Net Revenue/Sales/EBITDA/Gross Profit)
    • 6.4.4.3. Product Benchmarking
    • 6.4.4.4. Strategic Initiatives
  • 6.4.5. National Guardian Life
    • 6.4.5.1. Overview
    • 6.4.5.2. Financial Performance (Net Revenue/Sales/EBITDA/Gross Profit)
    • 6.4.5.3. Product Benchmarking
    • 6.4.5.4. Strategic Initiatives
  • 6.4.6. Bankers Life
    • 6.4.6.1. Overview
    • 6.4.6.2. Financial Performance (Net Revenue/Sales/EBITDA/Gross Profit)
    • 6.4.6.3. Product Benchmarking
    • 6.4.6.4. Strategic Initiatives
  • 6.4.7. Transamerica
    • 6.4.7.1. Overview
    • 6.4.7.2. Financial Performance (Net Revenue/Sales/EBITDA/Gross Profit)
    • 6.4.7.3. Product Benchmarking
    • 6.4.7.4. Strategic Initiatives
  • 6.4.8. MassMutual
    • 6.4.8.1. Overview
    • 6.4.8.2. Financial Performance (Net Revenue/Sales/EBITDA/Gross Profit)
    • 6.4.8.3. Product Benchmarking
    • 6.4.8.4. Strategic Initiatives
  • 6.4.9. Genworth Financial
    • 6.4.9.1. Overview
    • 6.4.9.2. Financial Performance (Net Revenue/Sales/EBITDA/Gross Profit)
    • 6.4.9.3. Product Benchmarking
    • 6.4.9.4. Strategic Initiatives
  • 6.4.10. John Hancock
    • 6.4.10.1. Overview
    • 6.4.10.2. Financial Performance (Net Revenue/Sales/EBITDA/Gross Profit)
    • 6.4.10.3. Product Benchmarking
    • 6.4.10.4. Strategic Initiatives