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消費者金融の世界市場

Consumer Finance

出版日
ページ情報
英文 180 Pages
納期
即日から翌営業日
適宜更新あり
価格
価格表記: USDを日本円(税抜)に換算
本日の銀行送金レート: 1USD=147.89円
消費者金融の世界市場
出版日: 2025年06月30日
発行: Global Industry Analysts, Inc.
ページ情報: 英文 180 Pages
納期: 即日から翌営業日
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概要

消費者金融の世界市場は2030年までに2兆米ドルに達する見込み

2024年に1兆4,000億米ドルと推定される消費者金融の世界市場は、2030年には2兆米ドルに達し、分析期間2024-2030年のCAGRは6.2％で成長すると予測されます。本レポートで分析したセグメントの1つである有担保消費者金融は、CAGR 7.3%を記録し、分析期間終了時には1兆3,000億米ドルに達すると予測されます。無担保消費者金融セグメントの成長率は、分析期間中CAGR 4.2%と推定されます。

米国市場は3,701億米ドル、中国はCAGR 10.0％で成長すると予測

米国の消費者金融市場は、2024年に3,701億米ドルと推定されます。世界第2位の経済大国である中国は、2030年までに4,049億米ドルの市場規模に達すると予測され、分析期間2024-2030年のCAGRは10.0%です。その他の注目すべき地域別市場としては、日本とカナダがあり、分析期間中のCAGRはそれぞれ3.0%と6.2%と予測されています。欧州では、ドイツがCAGR 4.1%で成長すると予測されています。

世界の消費者金融市場- 主要動向と促進要因のまとめ

消費者金融はデジタル化とフィンテック破壊によってどのように再形成されるのか？

消費者金融市場は、デジタルプラットフォーム、モバイルファーストの金融サービス、組み込み型フィンテックソリューションの台頭に後押しされ、大きな変革期を迎えています。従来の銀行モデルは、即時融資、簡素化されたオンボーディング、アプリベースの資金管理ツールを提供する機敏なデジタル金融業者、ネオバンク、BNPL（buy-now-pay-later）プロバイダーによって破壊されつつあります。消費者は現在、個人ローン、クレジットライン、ファイナンシャル・プランニング・サービスをスマートフォンで利用できるようになり、多くの場合、実店舗や長い書類を必要としないです。

デジタル本人確認、オープン・バンキングAPI、AIを活用した信用スコアリングは、利用開始時の摩擦を減らし、これまで十分なサービスを受けられなかった人々へのアクセスを拡大しています。リアルタイムのリスク評価や、取引履歴、公共料金の支払い、社会的データなどの代替データ分析が、小口融資やリボルビング・クレジットの数分以内の承認に利用されています。このような金融サービスへのアクセスの民主化は、モバイルファーストの消費者が従来の銀行インフラを飛び越えつつある新興市場で特に大きな影響を及ぼしています。また、分散型金融（DeFi）プラットフォームの台頭も、ブロックチェーン・ベースの融資や資産管理を通じて新たな金融包摂モデルを生み出しています。

消費者の嗜好や行動の変化は、商品の進化にどのような影響を与えているのか？

現代の消費者（特にミレニアル世代とZ世代）の期待は、金融商品の設計と提供を再構築しています。パーソナライゼーション、透明性、そしてスピードは、いまや重要な課題となっています。消費者は、モバイル・ウォレットやバンキング・アプリに直接組み込まれた、リアルタイムの支出に関する洞察、目標に基づいた貯蓄ツール、柔軟な返済オプションを期待しています。サブスクリプション・ベースのファイナンシャル・プランニング、クレジット教育モジュール、AIを搭載したアシスタントは、ユーザーが負債を管理し、クレジットスコアを向上させ、財務目標をナビゲートするのに役立っています。

ギグ・エコノミーやフリーランス労働者の増加も、クレジットの状況に変化をもたらしています。収入平準化ローン、ダイナミック・リミット・クレジットカード、即時支払いなど、非サラリーマンに合わせた新しい金融商品が人気を集めています。消費者金融のプラットフォームは、断片的な収入源に対応するため、支出追跡、税金計画、保険加入を統合しています。さらに、ゲーミフィケーション、ナッジ、リワードを利用した行動ファイナンス・ツールは、ユーザー層のエンゲージメントを高め、金融リテラシーを向上させています。これらのイノベーションは、消費者が金融サービスとどのように接し、どのように認識するかを根本的に再定義しつつあります。

テクノロジー・プラットフォームとエコシステムはどのように市場拡大を加速させているのか？

大手テクノロジー企業、通信事業者、eコマース・プラットフォームは、決済、クレジット、融資サービスをエコシステムに直接組み込むことで、消費者金融領域に参入しています。この組み込み型金融モデルにより、消費者はショッピング、通勤、デジタルサービスの利用など、取引の時点でローンへのアクセス、分割払い、デジタルウォレットの開設が可能になります。APIとクラウド・ネイティブなインフラにより、フィンテック企業はサードパーティのアプリやプラットフォームにシームレスに統合できるようになり、直接販売にかかるオーバーヘッドなしにリーチを拡大しています。

一方、AIと機械学習により、引受、不正検知、顧客サポートが効率化されつつあります。デジタル・プラットフォームはまた、リアルタイムの信用モニタリング、債務整理ツール、ロボアドバイザー機能を導入し、ユーザー体験を豊かにし、信用の健全性を向上させています。クラウドベースのコア・バンキング・システムは、迅速な商品展開、機動的なイノベーション、運用コストの削減を可能にします。規制当局がオープン・バンキングのフレームワークをサポートするようになっているため、消費者金融のエコシステムは相互接続とデータ主導型になりつつあり、より良い商品設計と顧客ターゲティングが可能になっています。

消費者金融市場の成長を促進する要因は？

消費者金融市場の成長は、デジタルアクセシビリティ、行動シフト、エコシステムの拡大を中心としたいくつかの要因によって牽引されています。主な要因は、スマートフォンとデジタル決済の普及であり、モバイルベースの融資、クレジットアクセス、財務管理の基盤となっています。また、小売、eコマース、交通機関などのアプリに組み込まれた金融モデルの出現により、消費者は必要な時に必要なクレジットや金融ツールを利用できるようになりました。

キャッシュレス経済やリアルタイムの決済ネットワークへのシフトは、即座の支払いや返済を支えるインフラを構築し、BNPLやマイクロローンのような短期信用商品の成長を促しています。フィンテック新興企業に対する投資家の関心とベンチャー資金調達の増加は、デジタル金融プラットフォームの革新と世界的拡大をさらに加速させています。最後に、e-KYC、PSD2、金融包摂の義務化といった規制面のイニシアチブは、十分なサービスを受けていない層の正式な金融システムへの統合を支援し、アクセスしやすく、柔軟性があり、テクノロジーに対応した消費者金融商品に対する新たな需要を世界中で生み出しています。

セグメント

タイプ（有担保消費者金融、無担保消費者金融）

調査対象企業の例（合計 42注目）

  • Aiful Corporation
  • Affirm Holdings
  • American Express
  • Ares Management
  • Bank of Baroda
  • Bajaj Capital
  • Capital One Financial
  • Cetelem
  • Citigroup
  • Consors Finanz
  • Discover Financial Services
  • Equifax
  • HDFC Bank
  • Home Credit B.V.
  • ICICI Bank
  • Kotak Mahindra Bank
  • L&T Finance
  • Muthoot Finance
  • Ping An Insurance Group
  • SoFi Technologies

AIインテグレーション

私たちは、有効な専門家コンテンツとAIツールにより、市場情報と競合情報を変革します。

Global Industry Analystsは、一般的なLLMや業界別SLMのクエリに従う代わりに、ビデオ記録、ブログ、検索エンジン調査、大量の企業、製品/サービス、市場データなど、世界中の専門家から収集したコンテンツのリポジトリを構築しました。

関税影響係数

Global Industry Analystsは、本社の国、製造拠点、輸出入（完成品とOEM）に基づく企業の競争力の変化を予測しています。この複雑で多面的な市場力学は、売上原価（COGS）の増加、収益性の低下、サプライチェーンの再構築など、ミクロおよびマクロの市場力学の中でも特に競合他社に影響を与える見込みです。

目次

第1章 調査手法

第2章 エグゼクティブサマリー

  • 市場概要
  • 主要企業
  • 市場動向と促進要因
  • 世界市場の見通し

第3章 市場分析

  • 米国
  • カナダ
  • 日本
  • 中国
  • 欧州
  • フランス
  • ドイツ
  • イタリア
  • 英国
  • スペイン
  • ロシア
  • その他欧州
  • アジア太平洋
  • オーストラリア
  • インド
  • 韓国
  • その他アジア太平洋地域
  • ラテンアメリカ
  • アルゼンチン
  • ブラジル
  • メキシコ
  • その他ラテンアメリカ
  • 中東
  • イラン
  • イスラエル
  • サウジアラビア
  • アラブ首長国連邦
  • その他中東
  • アフリカ

第4章 競合

目次
Product Code: MCP36602

Global Consumer Finance Market to Reach US$2.0 Trillion by 2030

The global market for Consumer Finance estimated at US$1.4 Trillion in the year 2024, is expected to reach US$2.0 Trillion by 2030, growing at a CAGR of 6.2% over the analysis period 2024-2030. Secured Consumer Finance, one of the segments analyzed in the report, is expected to record a 7.3% CAGR and reach US$1.3 Trillion by the end of the analysis period. Growth in the Unsecured Consumer Finance segment is estimated at 4.2% CAGR over the analysis period.

The U.S. Market is Estimated at US$370.1 Billion While China is Forecast to Grow at 10.0% CAGR

The Consumer Finance market in the U.S. is estimated at US$370.1 Billion in the year 2024. China, the world's second largest economy, is forecast to reach a projected market size of US$404.9 Billion by the year 2030 trailing a CAGR of 10.0% over the analysis period 2024-2030. Among the other noteworthy geographic markets are Japan and Canada, each forecast to grow at a CAGR of 3.0% and 6.2% respectively over the analysis period. Within Europe, Germany is forecast to grow at approximately 4.1% CAGR.

Global Consumer Finance Market - Key Trends & Drivers Summarized

How Is Consumer Finance Being Reshaped by Digitalization and Fintech Disruption?

The consumer finance market is undergoing a profound transformation fueled by the rise of digital platforms, mobile-first financial services, and embedded fintech solutions. Traditional banking models are being disrupted by agile digital lenders, neobanks, and buy-now-pay-later (BNPL) providers offering instant credit, simplified onboarding, and app-based money management tools. Consumers are now able to access personal loans, credit lines, and financial planning services through smartphones, often without the need for physical branches or long paperwork.

Digital identity verification, open banking APIs, and AI-driven credit scoring are reducing onboarding friction and expanding access to previously underserved populations. Real-time risk assessment and alternative data analytics-such as transaction history, utility bill payments, and social data-are being used to approve microloans and revolving credit within minutes. This democratization of access to financial services is particularly impactful in emerging markets, where mobile-first consumers are leapfrogging traditional banking infrastructure. The rise of decentralized finance (DeFi) platforms is also creating new financial inclusion models through blockchain-based lending and asset management.

How Are Changing Consumer Preferences and Behaviors Influencing Product Evolution?

The expectations of modern consumers-particularly millennials and Gen Z-are reshaping the design and delivery of financial products. Personalization, transparency, and speed are now table stakes. Consumers expect real-time spending insights, goal-based saving tools, and flexible repayment options built directly into mobile wallets and banking apps. Subscription-based financial planning, credit education modules, and AI-powered assistants are being incorporated to help users manage debt, improve credit scores, and navigate financial goals.

The growing gig economy and freelance workforce are also altering the credit landscape. New financial products tailored to non-salaried workers-such as income-smoothing loans, dynamic limit credit cards, and instant payouts-are gaining popularity. Consumer finance platforms are integrating expense tracking, tax planning, and insurance coverage to cater to fragmented income streams. Additionally, behavioral finance tools that use gamification, nudges, and rewards are improving engagement and promoting financial literacy across user segments. These innovations are fundamentally redefining how consumers interact with and perceive financial services.

How Are Technology Platforms and Ecosystems Accelerating Market Expansion?

Big tech firms, telecom operators, and e-commerce platforms are entering the consumer finance space by embedding payment, credit, and lending services directly into their ecosystems. This embedded finance model allows consumers to access loans, pay in installments, or open digital wallets at the point of transaction-whether shopping, commuting, or using a digital service. APIs and cloud-native infrastructure are enabling fintech players to integrate seamlessly into third-party apps and platforms, expanding reach without the overhead of direct distribution.

Meanwhile, AI and machine learning are streamlining underwriting, fraud detection, and customer support across consumer finance offerings. Digital platforms are also introducing real-time credit monitoring, debt consolidation tools, and robo-advisory features to enrich user experience and improve credit health. Cloud-based core banking systems allow for faster product deployment, agile innovation, and lower operating costs. With regulators increasingly supporting open banking frameworks, the consumer finance ecosystem is becoming more interconnected and data-driven, enabling better product design and customer targeting.

What Factors Are Driving Growth in the Consumer Finance Market?

The growth in the consumer finance market is driven by several factors centered around digital accessibility, behavioral shifts, and ecosystem expansion. A primary driver is the widespread adoption of smartphones and digital payments, which provide the foundation for mobile-based lending, credit access, and financial management. The emergence of embedded finance models across retail, e-commerce, and transportation apps is also expanding consumer access to tailored credit and financial tools at the point of need.

The shift toward cashless economies and real-time payment networks is creating infrastructure support for instant disbursement and repayment, encouraging the growth of short-term credit products like BNPL and microloans. Increased investor interest and venture funding in fintech startups are further accelerating innovation and global expansion of digital finance platforms. Lastly, regulatory initiatives such as e-KYC, PSD2, and financial inclusion mandates are supporting the integration of underserved segments into the formal financial system, creating new demand for accessible, flexible, and technology-enabled consumer finance products worldwide.

SCOPE OF STUDY:

The report analyzes the Consumer Finance market in terms of units by the following Segments, and Geographic Regions/Countries:

Segments:

Type (Secured Consumer Finance, Unsecured Consumer Finance)

Geographic Regions/Countries:

World; United States; Canada; Japan; China; Europe (France; Germany; Italy; United Kingdom; Spain; Russia; and Rest of Europe); Asia-Pacific (Australia; India; South Korea; and Rest of Asia-Pacific); Latin America (Argentina; Brazil; Mexico; and Rest of Latin America); Middle East (Iran; Israel; Saudi Arabia; United Arab Emirates; and Rest of Middle East); and Africa.

Select Competitors (Total 42 Featured) -

  • Aiful Corporation
  • Affirm Holdings
  • American Express
  • Ares Management
  • Bank of Baroda
  • Bajaj Capital
  • Capital One Financial
  • Cetelem
  • Citigroup
  • Consors Finanz
  • Discover Financial Services
  • Equifax
  • HDFC Bank
  • Home Credit B.V.
  • ICICI Bank
  • Kotak Mahindra Bank
  • L&T Finance
  • Muthoot Finance
  • Ping An Insurance Group
  • SoFi Technologies

AI INTEGRATIONS

We're transforming market and competitive intelligence with validated expert content and AI tools.

Instead of following the general norm of querying LLMs and Industry-specific SLMs, we built repositories of content curated from domain experts worldwide including video transcripts, blogs, search engines research, and massive amounts of enterprise, product/service, and market data.

TARIFF IMPACT FACTOR

Our new release incorporates impact of tariffs on geographical markets as we predict a shift in competitiveness of companies based on HQ country, manufacturing base, exports and imports (finished goods and OEM). This intricate and multifaceted market reality will impact competitors by increasing the Cost of Goods Sold (COGS), reducing profitability, reconfiguring supply chains, amongst other micro and macro market dynamics.

TABLE OF CONTENTS

I. METHODOLOGY

II. EXECUTIVE SUMMARY

  • 1. MARKET OVERVIEW
    • Influencer Market Insights
    • World Market Trajectories
    • Tariff Impact on Global Supply Chain Patterns
    • Consumer Finance - Global Key Competitors Percentage Market Share in 2025 (E)
    • Competitive Market Presence - Strong/Active/Niche/Trivial for Players Worldwide in 2025 (E)
  • 2. FOCUS ON SELECT PLAYERS
  • 3. MARKET TRENDS & DRIVERS
    • Accelerated Digitalization of Banking and Financial Services Throws the Spotlight on Tech-Enabled Consumer Finance Platforms
    • Rising Smartphone Penetration and Internet Access Drives Adoption of Mobile-First Lending and Payment Solutions
    • Expansion of Buy Now, Pay Later (BNPL) Models Spurs Consumer Engagement in E-Commerce and Retail Spending
    • Growth in Financial Inclusion Initiatives Supports Credit Access for Unbanked and Underbanked Populations
    • Integration of AI and Big Data Analytics Enhances Risk Scoring, Personalization, and Fraud Detection in Consumer Finance
    • Technological Advancements in Biometric Verification and E-KYC Streamline Onboarding and Fraud Prevention
    • Surge in Demand for Instant Loan Disbursals and Flexible Repayment Drives Development of Real-Time Underwriting Engines
    • Growing Popularity of Robo-Advisors and Automated Savings Tools Broadens Scope of Digital Wealth Management
    • Rise of Embedded Finance and API-Based Lending Expands Financial Access at the Point of Transaction
    • Increasing Adoption of Digital Wallets and Contactless Payments Blurs the Lines Between Banking, Lending, and Commerce
  • 4. GLOBAL MARKET PERSPECTIVE
    • TABLE 1: World Consumer Finance Market Analysis of Annual Sales in US$ Million for Years 2014 through 2030
    • TABLE 2: World Recent Past, Current & Future Analysis for Consumer Finance by Geographic Region - USA, Canada, Japan, China, Europe, Asia-Pacific, Latin America, Middle East and Africa Markets - Independent Analysis of Annual Sales in US$ Million for Years 2024 through 2030 and % CAGR
    • TABLE 3: World Historic Review for Consumer Finance by Geographic Region - USA, Canada, Japan, China, Europe, Asia-Pacific, Latin America, Middle East and Africa Markets - Independent Analysis of Annual Sales in US$ Million for Years 2014 through 2023 and % CAGR
    • TABLE 4: World 16-Year Perspective for Consumer Finance by Geographic Region - Percentage Breakdown of Value Sales for USA, Canada, Japan, China, Europe, Asia-Pacific, Latin America, Middle East and Africa Markets for Years 2014, 2025 & 2030
    • TABLE 5: World Recent Past, Current & Future Analysis for Secured Consumer Finance by Geographic Region - USA, Canada, Japan, China, Europe, Asia-Pacific, Latin America, Middle East and Africa Markets - Independent Analysis of Annual Sales in US$ Million for Years 2024 through 2030 and % CAGR
    • TABLE 6: World Historic Review for Secured Consumer Finance by Geographic Region - USA, Canada, Japan, China, Europe, Asia-Pacific, Latin America, Middle East and Africa Markets - Independent Analysis of Annual Sales in US$ Million for Years 2014 through 2023 and % CAGR
    • TABLE 7: World 16-Year Perspective for Secured Consumer Finance by Geographic Region - Percentage Breakdown of Value Sales for USA, Canada, Japan, China, Europe, Asia-Pacific, Latin America, Middle East and Africa for Years 2014, 2025 & 2030
    • TABLE 8: World Recent Past, Current & Future Analysis for Unsecured Consumer Finance by Geographic Region - USA, Canada, Japan, China, Europe, Asia-Pacific, Latin America, Middle East and Africa Markets - Independent Analysis of Annual Sales in US$ Million for Years 2024 through 2030 and % CAGR
    • TABLE 9: World Historic Review for Unsecured Consumer Finance by Geographic Region - USA, Canada, Japan, China, Europe, Asia-Pacific, Latin America, Middle East and Africa Markets - Independent Analysis of Annual Sales in US$ Million for Years 2014 through 2023 and % CAGR
    • TABLE 10: World 16-Year Perspective for Unsecured Consumer Finance by Geographic Region - Percentage Breakdown of Value Sales for USA, Canada, Japan, China, Europe, Asia-Pacific, Latin America, Middle East and Africa for Years 2014, 2025 & 2030

III. MARKET ANALYSIS

  • UNITED STATES
    • Consumer Finance Market Presence - Strong/Active/Niche/Trivial - Key Competitors in the United States for 2025 (E)
    • TABLE 11: USA Recent Past, Current & Future Analysis for Consumer Finance by Type - Secured Consumer Finance and Unsecured Consumer Finance - Independent Analysis of Annual Sales in US$ Million for the Years 2024 through 2030 and % CAGR
    • TABLE 12: USA Historic Review for Consumer Finance by Type - Secured Consumer Finance and Unsecured Consumer Finance Markets - Independent Analysis of Annual Sales in US$ Million for Years 2014 through 2023 and % CAGR
    • TABLE 13: USA 16-Year Perspective for Consumer Finance by Type - Percentage Breakdown of Value Sales for Secured Consumer Finance and Unsecured Consumer Finance for the Years 2014, 2025 & 2030
  • CANADA
    • TABLE 14: Canada Recent Past, Current & Future Analysis for Consumer Finance by Type - Secured Consumer Finance and Unsecured Consumer Finance - Independent Analysis of Annual Sales in US$ Million for the Years 2024 through 2030 and % CAGR
    • TABLE 15: Canada Historic Review for Consumer Finance by Type - Secured Consumer Finance and Unsecured Consumer Finance Markets - Independent Analysis of Annual Sales in US$ Million for Years 2014 through 2023 and % CAGR
    • TABLE 16: Canada 16-Year Perspective for Consumer Finance by Type - Percentage Breakdown of Value Sales for Secured Consumer Finance and Unsecured Consumer Finance for the Years 2014, 2025 & 2030
  • JAPAN
    • Consumer Finance Market Presence - Strong/Active/Niche/Trivial - Key Competitors in Japan for 2025 (E)
    • TABLE 17: Japan Recent Past, Current & Future Analysis for Consumer Finance by Type - Secured Consumer Finance and Unsecured Consumer Finance - Independent Analysis of Annual Sales in US$ Million for the Years 2024 through 2030 and % CAGR
    • TABLE 18: Japan Historic Review for Consumer Finance by Type - Secured Consumer Finance and Unsecured Consumer Finance Markets - Independent Analysis of Annual Sales in US$ Million for Years 2014 through 2023 and % CAGR
    • TABLE 19: Japan 16-Year Perspective for Consumer Finance by Type - Percentage Breakdown of Value Sales for Secured Consumer Finance and Unsecured Consumer Finance for the Years 2014, 2025 & 2030
  • CHINA
    • Consumer Finance Market Presence - Strong/Active/Niche/Trivial - Key Competitors in China for 2025 (E)
    • TABLE 20: China Recent Past, Current & Future Analysis for Consumer Finance by Type - Secured Consumer Finance and Unsecured Consumer Finance - Independent Analysis of Annual Sales in US$ Million for the Years 2024 through 2030 and % CAGR
    • TABLE 21: China Historic Review for Consumer Finance by Type - Secured Consumer Finance and Unsecured Consumer Finance Markets - Independent Analysis of Annual Sales in US$ Million for Years 2014 through 2023 and % CAGR
    • TABLE 22: China 16-Year Perspective for Consumer Finance by Type - Percentage Breakdown of Value Sales for Secured Consumer Finance and Unsecured Consumer Finance for the Years 2014, 2025 & 2030
  • EUROPE
    • Consumer Finance Market Presence - Strong/Active/Niche/Trivial - Key Competitors in Europe for 2025 (E)
    • TABLE 23: Europe Recent Past, Current & Future Analysis for Consumer Finance by Geographic Region - France, Germany, Italy, UK, Spain, Russia and Rest of Europe Markets - Independent Analysis of Annual Sales in US$ Million for Years 2024 through 2030 and % CAGR
    • TABLE 24: Europe Historic Review for Consumer Finance by Geographic Region - France, Germany, Italy, UK, Spain, Russia and Rest of Europe Markets - Independent Analysis of Annual Sales in US$ Million for Years 2014 through 2023 and % CAGR
    • TABLE 25: Europe 16-Year Perspective for Consumer Finance by Geographic Region - Percentage Breakdown of Value Sales for France, Germany, Italy, UK, Spain, Russia and Rest of Europe Markets for Years 2014, 2025 & 2030
    • TABLE 26: Europe Recent Past, Current & Future Analysis for Consumer Finance by Type - Secured Consumer Finance and Unsecured Consumer Finance - Independent Analysis of Annual Sales in US$ Million for the Years 2024 through 2030 and % CAGR
    • TABLE 27: Europe Historic Review for Consumer Finance by Type - Secured Consumer Finance and Unsecured Consumer Finance Markets - Independent Analysis of Annual Sales in US$ Million for Years 2014 through 2023 and % CAGR
    • TABLE 28: Europe 16-Year Perspective for Consumer Finance by Type - Percentage Breakdown of Value Sales for Secured Consumer Finance and Unsecured Consumer Finance for the Years 2014, 2025 & 2030
  • FRANCE
    • Consumer Finance Market Presence - Strong/Active/Niche/Trivial - Key Competitors in France for 2025 (E)
    • TABLE 29: France Recent Past, Current & Future Analysis for Consumer Finance by Type - Secured Consumer Finance and Unsecured Consumer Finance - Independent Analysis of Annual Sales in US$ Million for the Years 2024 through 2030 and % CAGR
    • TABLE 30: France Historic Review for Consumer Finance by Type - Secured Consumer Finance and Unsecured Consumer Finance Markets - Independent Analysis of Annual Sales in US$ Million for Years 2014 through 2023 and % CAGR
    • TABLE 31: France 16-Year Perspective for Consumer Finance by Type - Percentage Breakdown of Value Sales for Secured Consumer Finance and Unsecured Consumer Finance for the Years 2014, 2025 & 2030
  • GERMANY
    • Consumer Finance Market Presence - Strong/Active/Niche/Trivial - Key Competitors in Germany for 2025 (E)
    • TABLE 32: Germany Recent Past, Current & Future Analysis for Consumer Finance by Type - Secured Consumer Finance and Unsecured Consumer Finance - Independent Analysis of Annual Sales in US$ Million for the Years 2024 through 2030 and % CAGR
    • TABLE 33: Germany Historic Review for Consumer Finance by Type - Secured Consumer Finance and Unsecured Consumer Finance Markets - Independent Analysis of Annual Sales in US$ Million for Years 2014 through 2023 and % CAGR
    • TABLE 34: Germany 16-Year Perspective for Consumer Finance by Type - Percentage Breakdown of Value Sales for Secured Consumer Finance and Unsecured Consumer Finance for the Years 2014, 2025 & 2030
  • ITALY
    • TABLE 35: Italy Recent Past, Current & Future Analysis for Consumer Finance by Type - Secured Consumer Finance and Unsecured Consumer Finance - Independent Analysis of Annual Sales in US$ Million for the Years 2024 through 2030 and % CAGR
    • TABLE 36: Italy Historic Review for Consumer Finance by Type - Secured Consumer Finance and Unsecured Consumer Finance Markets - Independent Analysis of Annual Sales in US$ Million for Years 2014 through 2023 and % CAGR
    • TABLE 37: Italy 16-Year Perspective for Consumer Finance by Type - Percentage Breakdown of Value Sales for Secured Consumer Finance and Unsecured Consumer Finance for the Years 2014, 2025 & 2030
  • UNITED KINGDOM
    • Consumer Finance Market Presence - Strong/Active/Niche/Trivial - Key Competitors in the United Kingdom for 2025 (E)
    • TABLE 38: UK Recent Past, Current & Future Analysis for Consumer Finance by Type - Secured Consumer Finance and Unsecured Consumer Finance - Independent Analysis of Annual Sales in US$ Million for the Years 2024 through 2030 and % CAGR
    • TABLE 39: UK Historic Review for Consumer Finance by Type - Secured Consumer Finance and Unsecured Consumer Finance Markets - Independent Analysis of Annual Sales in US$ Million for Years 2014 through 2023 and % CAGR
    • TABLE 40: UK 16-Year Perspective for Consumer Finance by Type - Percentage Breakdown of Value Sales for Secured Consumer Finance and Unsecured Consumer Finance for the Years 2014, 2025 & 2030
  • SPAIN
    • TABLE 41: Spain Recent Past, Current & Future Analysis for Consumer Finance by Type - Secured Consumer Finance and Unsecured Consumer Finance - Independent Analysis of Annual Sales in US$ Million for the Years 2024 through 2030 and % CAGR
    • TABLE 42: Spain Historic Review for Consumer Finance by Type - Secured Consumer Finance and Unsecured Consumer Finance Markets - Independent Analysis of Annual Sales in US$ Million for Years 2014 through 2023 and % CAGR
    • TABLE 43: Spain 16-Year Perspective for Consumer Finance by Type - Percentage Breakdown of Value Sales for Secured Consumer Finance and Unsecured Consumer Finance for the Years 2014, 2025 & 2030
  • RUSSIA
    • TABLE 44: Russia Recent Past, Current & Future Analysis for Consumer Finance by Type - Secured Consumer Finance and Unsecured Consumer Finance - Independent Analysis of Annual Sales in US$ Million for the Years 2024 through 2030 and % CAGR
    • TABLE 45: Russia Historic Review for Consumer Finance by Type - Secured Consumer Finance and Unsecured Consumer Finance Markets - Independent Analysis of Annual Sales in US$ Million for Years 2014 through 2023 and % CAGR
    • TABLE 46: Russia 16-Year Perspective for Consumer Finance by Type - Percentage Breakdown of Value Sales for Secured Consumer Finance and Unsecured Consumer Finance for the Years 2014, 2025 & 2030
  • REST OF EUROPE
    • TABLE 47: Rest of Europe Recent Past, Current & Future Analysis for Consumer Finance by Type - Secured Consumer Finance and Unsecured Consumer Finance - Independent Analysis of Annual Sales in US$ Million for the Years 2024 through 2030 and % CAGR
    • TABLE 48: Rest of Europe Historic Review for Consumer Finance by Type - Secured Consumer Finance and Unsecured Consumer Finance Markets - Independent Analysis of Annual Sales in US$ Million for Years 2014 through 2023 and % CAGR
    • TABLE 49: Rest of Europe 16-Year Perspective for Consumer Finance by Type - Percentage Breakdown of Value Sales for Secured Consumer Finance and Unsecured Consumer Finance for the Years 2014, 2025 & 2030
  • ASIA-PACIFIC
    • Consumer Finance Market Presence - Strong/Active/Niche/Trivial - Key Competitors in Asia-Pacific for 2025 (E)
    • TABLE 50: Asia-Pacific Recent Past, Current & Future Analysis for Consumer Finance by Geographic Region - Australia, India, South Korea and Rest of Asia-Pacific Markets - Independent Analysis of Annual Sales in US$ Million for Years 2024 through 2030 and % CAGR
    • TABLE 51: Asia-Pacific Historic Review for Consumer Finance by Geographic Region - Australia, India, South Korea and Rest of Asia-Pacific Markets - Independent Analysis of Annual Sales in US$ Million for Years 2014 through 2023 and % CAGR
    • TABLE 52: Asia-Pacific 16-Year Perspective for Consumer Finance by Geographic Region - Percentage Breakdown of Value Sales for Australia, India, South Korea and Rest of Asia-Pacific Markets for Years 2014, 2025 & 2030
    • TABLE 53: Asia-Pacific Recent Past, Current & Future Analysis for Consumer Finance by Type - Secured Consumer Finance and Unsecured Consumer Finance - Independent Analysis of Annual Sales in US$ Million for the Years 2024 through 2030 and % CAGR
    • TABLE 54: Asia-Pacific Historic Review for Consumer Finance by Type - Secured Consumer Finance and Unsecured Consumer Finance Markets - Independent Analysis of Annual Sales in US$ Million for Years 2014 through 2023 and % CAGR
    • TABLE 55: Asia-Pacific 16-Year Perspective for Consumer Finance by Type - Percentage Breakdown of Value Sales for Secured Consumer Finance and Unsecured Consumer Finance for the Years 2014, 2025 & 2030
  • AUSTRALIA
    • Consumer Finance Market Presence - Strong/Active/Niche/Trivial - Key Competitors in Australia for 2025 (E)
    • TABLE 56: Australia Recent Past, Current & Future Analysis for Consumer Finance by Type - Secured Consumer Finance and Unsecured Consumer Finance - Independent Analysis of Annual Sales in US$ Million for the Years 2024 through 2030 and % CAGR
    • TABLE 57: Australia Historic Review for Consumer Finance by Type - Secured Consumer Finance and Unsecured Consumer Finance Markets - Independent Analysis of Annual Sales in US$ Million for Years 2014 through 2023 and % CAGR
    • TABLE 58: Australia 16-Year Perspective for Consumer Finance by Type - Percentage Breakdown of Value Sales for Secured Consumer Finance and Unsecured Consumer Finance for the Years 2014, 2025 & 2030
  • INDIA
    • Consumer Finance Market Presence - Strong/Active/Niche/Trivial - Key Competitors in India for 2025 (E)
    • TABLE 59: India Recent Past, Current & Future Analysis for Consumer Finance by Type - Secured Consumer Finance and Unsecured Consumer Finance - Independent Analysis of Annual Sales in US$ Million for the Years 2024 through 2030 and % CAGR
    • TABLE 60: India Historic Review for Consumer Finance by Type - Secured Consumer Finance and Unsecured Consumer Finance Markets - Independent Analysis of Annual Sales in US$ Million for Years 2014 through 2023 and % CAGR
    • TABLE 61: India 16-Year Perspective for Consumer Finance by Type - Percentage Breakdown of Value Sales for Secured Consumer Finance and Unsecured Consumer Finance for the Years 2014, 2025 & 2030
  • SOUTH KOREA
    • TABLE 62: South Korea Recent Past, Current & Future Analysis for Consumer Finance by Type - Secured Consumer Finance and Unsecured Consumer Finance - Independent Analysis of Annual Sales in US$ Million for the Years 2024 through 2030 and % CAGR
    • TABLE 63: South Korea Historic Review for Consumer Finance by Type - Secured Consumer Finance and Unsecured Consumer Finance Markets - Independent Analysis of Annual Sales in US$ Million for Years 2014 through 2023 and % CAGR
    • TABLE 64: South Korea 16-Year Perspective for Consumer Finance by Type - Percentage Breakdown of Value Sales for Secured Consumer Finance and Unsecured Consumer Finance for the Years 2014, 2025 & 2030
  • REST OF ASIA-PACIFIC
    • TABLE 65: Rest of Asia-Pacific Recent Past, Current & Future Analysis for Consumer Finance by Type - Secured Consumer Finance and Unsecured Consumer Finance - Independent Analysis of Annual Sales in US$ Million for the Years 2024 through 2030 and % CAGR
    • TABLE 66: Rest of Asia-Pacific Historic Review for Consumer Finance by Type - Secured Consumer Finance and Unsecured Consumer Finance Markets - Independent Analysis of Annual Sales in US$ Million for Years 2014 through 2023 and % CAGR
    • TABLE 67: Rest of Asia-Pacific 16-Year Perspective for Consumer Finance by Type - Percentage Breakdown of Value Sales for Secured Consumer Finance and Unsecured Consumer Finance for the Years 2014, 2025 & 2030
  • LATIN AMERICA
    • Consumer Finance Market Presence - Strong/Active/Niche/Trivial - Key Competitors in Latin America for 2025 (E)
    • TABLE 68: Latin America Recent Past, Current & Future Analysis for Consumer Finance by Geographic Region - Argentina, Brazil, Mexico and Rest of Latin America Markets - Independent Analysis of Annual Sales in US$ Million for Years 2024 through 2030 and % CAGR
    • TABLE 69: Latin America Historic Review for Consumer Finance by Geographic Region - Argentina, Brazil, Mexico and Rest of Latin America Markets - Independent Analysis of Annual Sales in US$ Million for Years 2014 through 2023 and % CAGR
    • TABLE 70: Latin America 16-Year Perspective for Consumer Finance by Geographic Region - Percentage Breakdown of Value Sales for Argentina, Brazil, Mexico and Rest of Latin America Markets for Years 2014, 2025 & 2030
    • TABLE 71: Latin America Recent Past, Current & Future Analysis for Consumer Finance by Type - Secured Consumer Finance and Unsecured Consumer Finance - Independent Analysis of Annual Sales in US$ Million for the Years 2024 through 2030 and % CAGR
    • TABLE 72: Latin America Historic Review for Consumer Finance by Type - Secured Consumer Finance and Unsecured Consumer Finance Markets - Independent Analysis of Annual Sales in US$ Million for Years 2014 through 2023 and % CAGR
    • TABLE 73: Latin America 16-Year Perspective for Consumer Finance by Type - Percentage Breakdown of Value Sales for Secured Consumer Finance and Unsecured Consumer Finance for the Years 2014, 2025 & 2030
  • ARGENTINA
    • TABLE 74: Argentina Recent Past, Current & Future Analysis for Consumer Finance by Type - Secured Consumer Finance and Unsecured Consumer Finance - Independent Analysis of Annual Sales in US$ Million for the Years 2024 through 2030 and % CAGR
    • TABLE 75: Argentina Historic Review for Consumer Finance by Type - Secured Consumer Finance and Unsecured Consumer Finance Markets - Independent Analysis of Annual Sales in US$ Million for Years 2014 through 2023 and % CAGR
    • TABLE 76: Argentina 16-Year Perspective for Consumer Finance by Type - Percentage Breakdown of Value Sales for Secured Consumer Finance and Unsecured Consumer Finance for the Years 2014, 2025 & 2030
  • BRAZIL
    • TABLE 77: Brazil Recent Past, Current & Future Analysis for Consumer Finance by Type - Secured Consumer Finance and Unsecured Consumer Finance - Independent Analysis of Annual Sales in US$ Million for the Years 2024 through 2030 and % CAGR
    • TABLE 78: Brazil Historic Review for Consumer Finance by Type - Secured Consumer Finance and Unsecured Consumer Finance Markets - Independent Analysis of Annual Sales in US$ Million for Years 2014 through 2023 and % CAGR
    • TABLE 79: Brazil 16-Year Perspective for Consumer Finance by Type - Percentage Breakdown of Value Sales for Secured Consumer Finance and Unsecured Consumer Finance for the Years 2014, 2025 & 2030
  • MEXICO
    • TABLE 80: Mexico Recent Past, Current & Future Analysis for Consumer Finance by Type - Secured Consumer Finance and Unsecured Consumer Finance - Independent Analysis of Annual Sales in US$ Million for the Years 2024 through 2030 and % CAGR
    • TABLE 81: Mexico Historic Review for Consumer Finance by Type - Secured Consumer Finance and Unsecured Consumer Finance Markets - Independent Analysis of Annual Sales in US$ Million for Years 2014 through 2023 and % CAGR
    • TABLE 82: Mexico 16-Year Perspective for Consumer Finance by Type - Percentage Breakdown of Value Sales for Secured Consumer Finance and Unsecured Consumer Finance for the Years 2014, 2025 & 2030
  • REST OF LATIN AMERICA
    • TABLE 83: Rest of Latin America Recent Past, Current & Future Analysis for Consumer Finance by Type - Secured Consumer Finance and Unsecured Consumer Finance - Independent Analysis of Annual Sales in US$ Million for the Years 2024 through 2030 and % CAGR
    • TABLE 84: Rest of Latin America Historic Review for Consumer Finance by Type - Secured Consumer Finance and Unsecured Consumer Finance Markets - Independent Analysis of Annual Sales in US$ Million for Years 2014 through 2023 and % CAGR
    • TABLE 85: Rest of Latin America 16-Year Perspective for Consumer Finance by Type - Percentage Breakdown of Value Sales for Secured Consumer Finance and Unsecured Consumer Finance for the Years 2014, 2025 & 2030
  • MIDDLE EAST
    • Consumer Finance Market Presence - Strong/Active/Niche/Trivial - Key Competitors in Middle East for 2025 (E)
    • TABLE 86: Middle East Recent Past, Current & Future Analysis for Consumer Finance by Geographic Region - Iran, Israel, Saudi Arabia, UAE and Rest of Middle East Markets - Independent Analysis of Annual Sales in US$ Million for Years 2024 through 2030 and % CAGR
    • TABLE 87: Middle East Historic Review for Consumer Finance by Geographic Region - Iran, Israel, Saudi Arabia, UAE and Rest of Middle East Markets - Independent Analysis of Annual Sales in US$ Million for Years 2014 through 2023 and % CAGR
    • TABLE 88: Middle East 16-Year Perspective for Consumer Finance by Geographic Region - Percentage Breakdown of Value Sales for Iran, Israel, Saudi Arabia, UAE and Rest of Middle East Markets for Years 2014, 2025 & 2030
    • TABLE 89: Middle East Recent Past, Current & Future Analysis for Consumer Finance by Type - Secured Consumer Finance and Unsecured Consumer Finance - Independent Analysis of Annual Sales in US$ Million for the Years 2024 through 2030 and % CAGR
    • TABLE 90: Middle East Historic Review for Consumer Finance by Type - Secured Consumer Finance and Unsecured Consumer Finance Markets - Independent Analysis of Annual Sales in US$ Million for Years 2014 through 2023 and % CAGR
    • TABLE 91: Middle East 16-Year Perspective for Consumer Finance by Type - Percentage Breakdown of Value Sales for Secured Consumer Finance and Unsecured Consumer Finance for the Years 2014, 2025 & 2030
  • IRAN
    • TABLE 92: Iran Recent Past, Current & Future Analysis for Consumer Finance by Type - Secured Consumer Finance and Unsecured Consumer Finance - Independent Analysis of Annual Sales in US$ Million for the Years 2024 through 2030 and % CAGR
    • TABLE 93: Iran Historic Review for Consumer Finance by Type - Secured Consumer Finance and Unsecured Consumer Finance Markets - Independent Analysis of Annual Sales in US$ Million for Years 2014 through 2023 and % CAGR
    • TABLE 94: Iran 16-Year Perspective for Consumer Finance by Type - Percentage Breakdown of Value Sales for Secured Consumer Finance and Unsecured Consumer Finance for the Years 2014, 2025 & 2030
  • ISRAEL
    • TABLE 95: Israel Recent Past, Current & Future Analysis for Consumer Finance by Type - Secured Consumer Finance and Unsecured Consumer Finance - Independent Analysis of Annual Sales in US$ Million for the Years 2024 through 2030 and % CAGR
    • TABLE 96: Israel Historic Review for Consumer Finance by Type - Secured Consumer Finance and Unsecured Consumer Finance Markets - Independent Analysis of Annual Sales in US$ Million for Years 2014 through 2023 and % CAGR
    • TABLE 97: Israel 16-Year Perspective for Consumer Finance by Type - Percentage Breakdown of Value Sales for Secured Consumer Finance and Unsecured Consumer Finance for the Years 2014, 2025 & 2030
  • SAUDI ARABIA
    • TABLE 98: Saudi Arabia Recent Past, Current & Future Analysis for Consumer Finance by Type - Secured Consumer Finance and Unsecured Consumer Finance - Independent Analysis of Annual Sales in US$ Million for the Years 2024 through 2030 and % CAGR
    • TABLE 99: Saudi Arabia Historic Review for Consumer Finance by Type - Secured Consumer Finance and Unsecured Consumer Finance Markets - Independent Analysis of Annual Sales in US$ Million for Years 2014 through 2023 and % CAGR
    • TABLE 100: Saudi Arabia 16-Year Perspective for Consumer Finance by Type - Percentage Breakdown of Value Sales for Secured Consumer Finance and Unsecured Consumer Finance for the Years 2014, 2025 & 2030
  • UNITED ARAB EMIRATES
    • TABLE 101: UAE Recent Past, Current & Future Analysis for Consumer Finance by Type - Secured Consumer Finance and Unsecured Consumer Finance - Independent Analysis of Annual Sales in US$ Million for the Years 2024 through 2030 and % CAGR
    • TABLE 102: UAE Historic Review for Consumer Finance by Type - Secured Consumer Finance and Unsecured Consumer Finance Markets - Independent Analysis of Annual Sales in US$ Million for Years 2014 through 2023 and % CAGR
    • TABLE 103: UAE 16-Year Perspective for Consumer Finance by Type - Percentage Breakdown of Value Sales for Secured Consumer Finance and Unsecured Consumer Finance for the Years 2014, 2025 & 2030
  • REST OF MIDDLE EAST
    • TABLE 104: Rest of Middle East Recent Past, Current & Future Analysis for Consumer Finance by Type - Secured Consumer Finance and Unsecured Consumer Finance - Independent Analysis of Annual Sales in US$ Million for the Years 2024 through 2030 and % CAGR
    • TABLE 105: Rest of Middle East Historic Review for Consumer Finance by Type - Secured Consumer Finance and Unsecured Consumer Finance Markets - Independent Analysis of Annual Sales in US$ Million for Years 2014 through 2023 and % CAGR
    • TABLE 106: Rest of Middle East 16-Year Perspective for Consumer Finance by Type - Percentage Breakdown of Value Sales for Secured Consumer Finance and Unsecured Consumer Finance for the Years 2014, 2025 & 2030
  • AFRICA
    • Consumer Finance Market Presence - Strong/Active/Niche/Trivial - Key Competitors in Africa for 2025 (E)
    • TABLE 107: Africa Recent Past, Current & Future Analysis for Consumer Finance by Type - Secured Consumer Finance and Unsecured Consumer Finance - Independent Analysis of Annual Sales in US$ Million for the Years 2024 through 2030 and % CAGR
    • TABLE 108: Africa Historic Review for Consumer Finance by Type - Secured Consumer Finance and Unsecured Consumer Finance Markets - Independent Analysis of Annual Sales in US$ Million for Years 2014 through 2023 and % CAGR
    • TABLE 109: Africa 16-Year Perspective for Consumer Finance by Type - Percentage Breakdown of Value Sales for Secured Consumer Finance and Unsecured Consumer Finance for the Years 2014, 2025 & 2030

IV. COMPETITION