保険における自動化住宅：テーマ別研究

英国のスマート住宅保険の市場規模は、1億8,000万英ポンド（2億2,000万米ドル）と推定されており、これは現在の家庭用保険市場のわずか2.8％に相当します。2026年までにこの市場は30億英ポンド（36億4,000万米ドル）に達する可能性があると予測されており、これは家庭用保険市場の48.1％に相当します。

当レポートでは、世界の保険における自動化住宅市場について調査分析し、保険会社がスマート住宅テクノロジーからどの程度恩恵を受けることができるか、自動化住宅の領域で生じる主要な課題と機会、保険契約者への普及を促進し、会社と顧客の双方に利益をもたらすための戦略、発展途上分野における主要な保険会社の進捗状況と比較等に関する情報を提供しています。

目次

目次

• エグゼクティブサマリー
• 市場参入企業
• 技術説明
• 動向
• 業界分析
• バリューチェーン
• 企業
• セクタースコアカード
• 用語集
• 参考文献
• テーマ別調査手法
• GlobalDataについて
• お問い合わせ

GlobalData estimates that the UK smart home insurance market is worth GBP180 million ($220 million), which equates to just 2.8% of the current home insurance market. Given the openness to interpretation of a "smart home," GlobalData predicts that the market could be worth up to GBP3 billion ($3.64 billion) by 2026 (48.1% of the household insurance market). Yet the prevalence of smart devices across households will determine the size of each country's automated home insurance market. According to these conditions, the US automated home insurance market is the largest and most advanced.

Consumers have been able to derive numerous benefits from installing smart devices into their homes, with leading advantages including energy efficiency, home security, and lifestyle comfort. The scope for these devices to mitigate and minimize the impact of various types of claims within the home line has become increasingly apparent. With insurers grappling with ever-growing claims costs in the household insurance market, encouraging consumers to install these devices will alleviate huge pressures on players' bottom lines. This report examines the impact the automated home is already having on the insurance industry and considers the future outlook for this theme.

Scope

• The key benefit of smart devices to insurers is the mitigation and reduction of several key claims areas, including escape of water, fire, and theft.
• The data created and processed by smart home devices could open the door for big tech companies and other affinity providers to become disruptors in the home insurance landscape, although for now this is some way from coming to fruition.
• Leading smart home insurance providers offer discounts firstly on the devices themselves via partnerships with manufacturers, and secondly through discounted home insurance premiums to incentivize uptake and correct usage.

Reasons to Buy

• Determine the extent to which insurance providers can benefit from smart home technologies.
• Identify the key challenges and opportunities arising within the automated home space.
• Develop strategies to encourage uptake among policyholders to benefit both yourself and your customers.
• Benchmark yourself against the progress of leading insurers within this developing sector.

Table of Contents

Table of Contents

• Executive Summary
• Players
• Technology Briefing
• Trends
• Industry Analysis
• Value Chain
• Companies
• Sector Scorecards
• Glossary
• Further Reading
• Our Thematic Research Methodology
• About GlobalData
• Contact Us