送金サービス市場：タイプ別、チャネル別、地域別

世界の送金サービス市場は、2025年には423億1,000万米ドルと推定され、2032年には1,217億6,000万米ドルに達し、2025年から2032年までのCAGRは16.3%で成長すると予測されています。

図.送金サービス市場シェア（%）、2025年地域別

同市場は、国境を越えた取引の増加、世界の移民の増加、デジタル決済プラットフォームの急速な導入などを背景に、大きく拡大しています。モバイルウォレットやフィンテック・ソリューションの浸透に伴い、消費者はより迅速でコスト効率に優れ、安全な送金サービスへのシフトを強めています。さらに、送金サービスにおけるブロックチェーンと人工知能の統合は、透明性と効率性を高めることで業界にさらなる変革をもたらしつつあります。しかし、規制遵守、サイバーセキュリティの脅威、為替レートの変動といった課題は、引き続き市場成長のハードルとなっています。

市場力学：

世界の送金サービス市場の成長は、主に海外からの移住者の増加と、シームレスでリアルタイムの決済ソリューションに対するニーズの高まりによってもたらされます。デジタル・バンキング・インフラの拡大とモバイル・ベースの取引への依存度の高まりが、業界の成長に大きく寄与しています。さらに、新興国では政府主導の金融包摂イニシアチブが、より競争力のある多様な市場情勢を育んでいます。しかし、業界は高い取引手数料、進化する規制要件、詐欺やサイバー脅威の持続的リスクといった課題に直面しています。一方、金融サービスにおけるブロックチェーン技術と人工知能の統合、モバイルベースの送金ソリューションの拡大は、市場企業が革新的でコスト効率が高く、安全で効率的な送金サービスを提供する有利な機会をもたらしています。

本調査の主な特徴

本レポートでは、世界の送金サービス市場を詳細に分析し、2024年を基準年とした予測期間（2025年～2032年）の市場規模および複合年間成長率（CAGR%）を掲載しています。

また、さまざまなセグメントにわたる潜在的な収益機会を明らかにし、この市場の魅力的な投資提案マトリクスについて解説しています。

また、市場促進要因、抑制要因、機会、新製品の発売や承認、市場動向、地域別の展望、主要企業が採用する競争戦略などに関する重要な考察も提供しています。

世界の送金サービス市場における主要企業を、企業ハイライト、製品ポートフォリオ、主要ハイライト、業績、戦略などのパラメータに基づいてプロファイルしています。

本調査の対象となる主要企業には、The Western Union Company、Wise（TransferWise Ltd.）、Revolut Ltd.、Remitly Inc.、MoneyGram International Inc.、PayPal Holdings Inc.、WorldRemit Ltd.、Intermex Wire Transfer、Paytm（One97 Communications Limited）、OFX（OzForex）、JPMorgan Chase &Co.、Bank of America Corporation、Citigroup Inc.、Wells Fargo &Company、WorldFirstが含まれます。

本レポートから得られる洞察により、マーケティング担当者や各企業の経営陣は、将来の製品発売、タイプアップ、市場拡大、マーケティング戦術に関して、十分な情報に基づいた意思決定を行うことができます。

この調査レポートは、投資家、サプライヤー、製品メーカー、流通業者、新規参入者、金融アナリストなど、この業界の様々な利害関係者を対象としています。

目次

第1章 調査の目的と前提条件

• 調査目的
• 前提条件
• 略語

第2章 市場の展望

• レポートの説明
  • 市場の定義と範囲
• エグゼクティブサマリー

第3章 市場力学、規制、動向分析

• 市場力学
• 影響分析
• 主なハイライト
• 規制シナリオ
• 製品の発売/承認
• PEST分析
• PORTERの分析
• 市場機会
• 規制シナリオ
• 主な発展
• 業界動向

第4章 世界の送金サービス市場、タイプ別、2020年～2032年

• 入金送金
• 出金送金

第5章 世界の送金サービス市場、チャネル別、2020年～2032年

• 送金業者
• 銀行
• その他のチャンネル

第6章 世界の送金サービス市場、地域別、2020年-2032年

• 北米
• ラテンアメリカ
• 欧州
• アジア太平洋
• 中東
• アフリカ

第7章 競合情勢

• The Western Union Company
• Wise（TransferWise Ltd.）
• Revolut Ltd.
• Remitly Inc.
• MoneyGram International Inc.
• PayPal Holdings Inc.
• WorldRemit Ltd.
• Intermex Wire Transfer
• Paytm（One97 Communications Limited）
• OFX（OzForex）
• JPMorgan Chase & Co.
• Bank of America Corporation
• Citigroup Inc.
• Wells Fargo & Company
• WorldFirst

第8章 アナリストの推奨事項

• 運命の輪
• アナリストの見解
• 一貫した機会マップ

第9章 参考文献と調査手法

• 参考文献
• 調査手法
• 出版社について

Global Money Transfer Services Market is estimated to be valued at US$ 42.31 Bn in 2025 and is expected to reach US$ 121.76 Bn by 2032, growing at a compound annual growth rate (CAGR) of 16.3% from 2025 to 2032.

Figure. Money Transfer Services Market Share (%), By Region 2025

The market has experienced significant expansion driven by increasing cross-border transactions, rising global migration, and the rapid adoption of digital payment platforms. With the growing penetration of mobile wallets and fintech solutions, consumers are increasingly shifting towards faster, cost-effective, and secure money transfer services. Additionally, the integration of Blockchain and artificial intelligence in remittance services is further revolutionizing the industry by enhancing transparency and efficiency. However, challenges such as regulatory compliance, cybersecurity threats, and fluctuating foreign exchange rates continue to pose hurdles for market growth.

Market Dynamics:

The global money transfer services market growth is primarily driven by the rising number of international migrants and the increasing need for seamless, real-time payment solutions. The expansion of digital banking infrastructure, along with the growing reliance on mobile-based transactions, has significantly contributed to the industry's growth. Additionally, government-led financial inclusion initiatives in emerging economies are fostering a more competitive and diverse market landscape. However, the industry faces challenges such as high transaction fees, evolving regulatory requirements, and the persistent risk of fraud and cyber threats. Meanwhile, the integration of Blockchain technology and artificial intelligence in financial services, along with the expansion of mobile-based remittance solutions, presents lucrative opportunities for market players to innovate and offer cost-effective, secure, and efficient money transfer services.

Key Features of the Study:

This report provides in-depth analysis of the global money transfer services market, and provides market size (US$ Billion) and compound annual growth rate (CAGR%) for the forecast period (2025-2032), considering 2024 as the base year

It elucidates potential revenue opportunities across different segments and explains attractive investment proposition matrices for this market

This study also provides key insights about market drivers, restraints, opportunities, new product launches or approvals, market trends, regional outlook, and competitive strategies adopted by key players

It profiles key players in the global money transfer services market based on the following parameters - company highlights, products portfolio, key highlights, financial performance, and strategies

Key companies covered as a part of this study include The Western Union Company, Wise (TransferWise Ltd.), Revolut Ltd., Remitly Inc., MoneyGram International Inc., PayPal Holdings Inc., WorldRemit Ltd., Intermex Wire Transfer, Paytm (One97 Communications Limited), OFX (OzForex), JPMorgan Chase & Co., Bank of America Corporation, Citigroup Inc., Wells Fargo & Company, and WorldFirst

Insights from this report would allow marketers and the management authorities of the companies to make informed decisions regarding their future product launches, type up-gradation, market expansion, and marketing tactics

The global money transfer services market report caters to various stakeholders in this industry including investors, suppliers, product manufacturers, distributors, new entrants, and financial analysts

Market Segmentation

• Type Insights (Revenue, USD Bn, 2020 - 2032)
  • Inward Money Transfer
  • Outward Money Transfer
• Channel Insights (Revenue, USD Bn, 2020 - 2032)
  • Money Transfer Operators
  • Banks
  • Other Channels
• Regional Insights (Revenue, USD Bn, 2020 - 2032)
  • North America
  • U.S.
  • Canada
  • Latin America
  • Brazil
  • Argentina
  • Mexico
  • Rest of Latin America
  • Europe
  • Germany
  • U.K.
  • Spain
  • France
  • Italy
  • Russia
  • Rest of Europe
  • Asia Pacific
  • China
  • India
  • Japan
  • Australia
  • South Korea
  • ASEAN
  • Rest of Asia Pacific
  • Middle East
  • GCC Countries
  • Israel
  • Rest of Middle East
  • Africa
  • South Africa
  • North Africa
  • Central Africa
• Key Players Insights
  • The Western Union Company
  • Wise (TransferWise Ltd.)
  • Revolut Ltd.
  • Remitly Inc.
  • MoneyGram International Inc.
  • PayPal Holdings Inc.
  • WorldRemit Ltd.
  • Intermex Wire Transfer
  • Paytm (One97 Communications Limited)
  • OFX (OzForex)
  • JPMorgan Chase & Co.
  • Bank of America Corporation
  • Citigroup Inc.
  • Wells Fargo & Company
  • WorldFirst

Table of Contents

1. Research Objectives and Assumptions

• Research Objectives
• Assumptions
• Abbreviations

2. Market Purview

• Report Description
  • Market Definition and Scope
• Executive Summary
  • Global Money Transfer Services Market, By Type
  • Global Money Transfer Services Market, By Channel
  • Global Money Transfer Services Market, By Region

3. Market Dynamics, Regulations, and Trends Analysis

• Market Dynamics
• Impact Analysis
• Key Highlights
• Regulatory Scenario
• Product Launches/Approvals
• PEST Analysis
• PORTER's Analysis
• Market Opportunities
• Regulatory Scenario
• Key Developments
• Industry Trends

4. Global Money Transfer Services Market, By Type, 2020-2032, (USD Bn)

• Introduction
  • Market Share Analysis, 2025 and 2032 (%)
  • Y-o-Y Growth Analysis, 2021 - 2032
  • Segment Trends
• Inward Money Transfer
  • Introduction
  • Market Size and Forecast, and Y-o-Y Growth, 2020-2032, (USD Bn)
• Outward Money Transfer
  • Introduction
  • Market Size and Forecast, and Y-o-Y Growth, 2020-2032, (USD Bn)

5. Global Money Transfer Services Market, By Channel, 2020-2032, (USD Bn)

• Introduction
  • Market Share Analysis, 2025 and 2032 (%)
  • Y-o-Y Growth Analysis, 2021 - 2032
  • Segment Trends
• Money Transfer Operators
  • Introduction
  • Market Size and Forecast, and Y-o-Y Growth, 2020-2032, (USD Bn)
• Banks
  • Introduction
  • Market Size and Forecast, and Y-o-Y Growth, 2020-2032, (USD Bn)
• Other Channels
  • Introduction
  • Market Size and Forecast, and Y-o-Y Growth, 2020-2032, (USD Bn)

6. Global Money Transfer Services Market, By Region, 2020 - 2032, Value (USD Bn)

• Introduction
  • Market Share (%) Analysis, 2025, 2028 & 2032, Value (USD Bn)
  • Market Y-o-Y Growth Analysis (%), 2021 - 2032, Value (USD Bn)
  • Regional Trends
• North America
  • Introduction
  • Market Size and Forecast, By Type, 2020 - 2032, Value (USD Bn)
  • Market Size and Forecast, By Channel, 2020 - 2032, Value (USD Bn)
  • Market Size and Forecast, By Country, 2020 - 2032, Value (USD Bn)
    • U.S.
    • Canada
• Latin America
  • Introduction
  • Market Size and Forecast, By Type, 2020 - 2032, Value (USD Bn)
  • Market Size and Forecast, By Channel, 2020 - 2032, Value (USD Bn)
  • Market Size and Forecast, By Country, 2020 - 2032, Value (USD Bn)
    • Brazil
    • Argentina
    • Mexico
    • Rest of Latin America
• Europe
  • Introduction
  • Market Size and Forecast, By Type, 2020 - 2032, Value (USD Bn)
  • Market Size and Forecast, By Channel, 2020 - 2032, Value (USD Bn)
  • Market Size and Forecast, By Country, 2020 - 2032, Value (USD Bn)
    • Germany
    • U.K.
    • Spain
    • France
    • Italy
    • Russia
    • Rest of Europe
• Asia Pacific
  • Introduction
  • Market Size and Forecast, By Type, 2020 - 2032, Value (USD Bn)
  • Market Size and Forecast, By Channel, 2020 - 2032, Value (USD Bn)
  • Market Size and Forecast, By Country, 2020 - 2032, Value (USD Bn)
    • China
    • India
    • Japan
    • Australia
    • South Korea
    • ASEAN
    • Rest of Asia Pacific
• Middle East
  • Introduction
  • Market Size and Forecast, By Type, 2020 - 2032, Value (USD Bn)
  • Market Size and Forecast, By Channel, 2020 - 2032, Value (USD Bn)
  • Market Size and Forecast, By Country, 2020 - 2032, Value (USD Bn)
    • GCC Countries
    • Israel
    • Rest of Middle East
• Africa
  • Introduction
  • Market Size and Forecast, By Type, 2020 - 2032, Value (USD Bn)
  • Market Size and Forecast, By Channel, 2020 - 2032, Value (USD Bn)
  • Market Size and Forecast, By Country/Region, 2020 - 2032, Value (USD Bn)
    • South Africa
    • North Africa
    • Central Africa

7. Competitive Landscape

• The Western Union Company
  • Company Highlights
  • Product Portfolio
  • Key Developments
  • Financial Performance
  • Strategies
• Wise (TransferWise Ltd.)
  • Company Highlights
  • Product Portfolio
  • Key Developments
  • Financial Performance
  • Strategies
• Revolut Ltd.
  • Company Highlights
  • Product Portfolio
  • Key Developments
  • Financial Performance
  • Strategies
• Remitly Inc.
  • Company Highlights
  • Product Portfolio
  • Key Developments
  • Financial Performance
  • Strategies
• MoneyGram International Inc.
  • Company Highlights
  • Product Portfolio
  • Key Developments
  • Financial Performance
  • Strategies
• PayPal Holdings Inc.
  • Company Highlights
  • Product Portfolio
  • Key Developments
  • Financial Performance
  • Strategies
• WorldRemit Ltd.
  • Company Highlights
  • Product Portfolio
  • Key Developments
  • Financial Performance
  • Strategies
• Intermex Wire Transfer
  • Company Highlights
  • Product Portfolio
  • Key Developments
  • Financial Performance
  • Strategies
• Paytm (One97 Communications Limited)
  • Company Highlights
  • Product Portfolio
  • Key Developments
  • Financial Performance
  • Strategies
• OFX (OzForex)
  • Company Highlights
  • Product Portfolio
  • Key Developments
  • Financial Performance
  • Strategies
• JPMorgan Chase & Co.
  • Company Highlights
  • Product Portfolio
  • Key Developments
  • Financial Performance
  • Strategies
• Bank of America Corporation
  • Company Highlights
  • Product Portfolio
  • Key Developments
  • Financial Performance
  • Strategies
• Citigroup Inc.
  • Company Highlights
  • Product Portfolio
  • Key Developments
  • Financial Performance
  • Strategies
• Wells Fargo & Company
  • Company Highlights
  • Product Portfolio
  • Key Developments
  • Financial Performance
  • Strategies
• WorldFirst
  • Company Highlights
  • Product Portfolio
  • Key Developments
  • Financial Performance
  • Strategies

8. Analyst Recommendations

• Wheel of Fortune
• Analyst View
• Coherent Opportunity Map

9. References and Research Methodology

• References
• Research Methodology
• About us