デフォルト表紙
市場調査レポート
商品コード
1298446

オルタナティブファイナンス市場:タイプ別(P2Pレンディング、負債ベースクラウドファンディング、インボイス取引、その他)、エンドユーザー別(法人、個人):世界の機会分析と産業予測、2023年~2032年

Alternative Finance Market By Type (Peer-to-Peer Lending, Debt-based Crowdfunding, Invoice Trading, Others), By End User (Businesses, Individuals): Global Opportunity Analysis and Industry Forecast, 2023-2032

出版日: | 発行: Allied Market Research | ページ情報: 英文 250 Pages | 納期: 2~3営業日

価格
価格表記: USDを日本円(税抜)に換算
本日の銀行送金レート: 1USD=157.14円
オルタナティブファイナンス市場:タイプ別(P2Pレンディング、負債ベースクラウドファンディング、インボイス取引、その他)、エンドユーザー別(法人、個人):世界の機会分析と産業予測、2023年~2032年
出版日: 2023年04月01日
発行: Allied Market Research
ページ情報: 英文 250 Pages
納期: 2~3営業日
  • 全表示
  • 概要
  • 図表
  • 目次
概要

規制された銀行や資本市場といった従来の金融システムの外で発達した金融チャネル、手続き、手段をオルタナティブファイナンスと呼びます。

ビットコインなどの暗号通貨、中小企業のミニボンド、ソーシャルインパクトボンド、コミュニティシェア、第三者割当増資、その他の「シャドーバンキング」手法は、オルタナティブファイナンス商品の一例です。テクノロジーを駆使した「ディスインターメディエーション」、すなわち資金提供者と資金調達者を直接結びつけることで第三者の資金を利用することは、オルタナティブファイナンスを伝統的な銀行や資本市場の資金調達と区別し、取引コストを下げながら市場の効率を向上させます。

Alternative Finance Market-IMG1

オルタナティブファイナンス市場は近年急成長しており、予測期間中も、より多くの個人や企業が代替的な資金調達手段を求めていることから、成長が続くと予想されます。さらに、オルタナティブファイナンス市場の成長に伴い、世界各国の政府は消費者保護と市場の安定を確保するため、業界に対する規制を強化しています。このように、オルタナティブファイナンス市場の成長には、こうした要因が大きく寄与しています。しかし、オルタナティブファイナンス市場は複雑で進化する規制環境にさらされているため、新規事業者の市場参入を困難にし、既存事業者のコンプライアンスコストを増大させる可能性があります。さらに、借り手が貸し倒れを起こしたり、詐欺やその他の問題で投資家が損失を被ったりするリスクも常に存在し、オルタナティブファイナンス市場の信頼を損ないかねません。したがって、こうした要因がオルタナティブファイナンス市場の成長を妨げています。これとは逆に、人工知能(AI)、機械学習(ML)、ロボティックプロセスオートメーション(RPA)などの先進技術が融資・貸付業界に統合されることで、今後数年間は市場の成長が促進されると予想されます。また、オルタナティブファイナンスプロバイダーは、伝統的な金融機関よりも柔軟で革新的であることが多いため、借り手や投資家のニーズを満たすことができる新しく革新的な金融商品を生み出すことができます。

目次

第1章 イントロダクション

第2章 エグゼクティブサマリー

第3章 市場概要

  • 市場の定義と範囲
  • 主な調査結果
    • 影響要因
    • 主な投資ポケット
  • ポーターのファイブフォース分析
    • 供給企業の交渉力
    • 買い手の交渉力
    • 代替品の脅威
    • 新規参入業者の脅威
    • 競合の激しさ
  • 市場力学
    • 促進要因
      • テクノロジーの進歩
      • 伝統的な金融へのアクセスの欠如
      • 消費者の嗜好と規制環境の変化
    • 抑制要因
      • 規制と多様化の欠如
      • 債務不履行のリスクと流動性の制限
    • 機会
      • 中小企業向け金融サービスへのアクセス
      • 金融サービスの革新
      • 投資ポートフォリオの多様化
  • COVID-19:市場への影響分析

第4章 オルタナティブファイナンス市場:タイプ別

  • 概要
    • 市場規模と予測
  • P2Pレンディング
    • 主な市場動向、成長要因、機会
    • 市場規模・予測:地域別
    • 市場シェア分析:国別
  • 負債ベースクラウドファンディング
    • 主な市場動向、成長要因、機会
    • 市場規模・予測:地域別
    • 市場シェア分析:国別
  • インボイス取引
    • 主な市場動向、成長要因、機会
    • 市場規模・予測:地域別
    • 市場シェア分析:国別
  • その他
    • 主な市場動向、成長要因、機会
    • 市場規模・予測:地域別
    • 市場シェア分析:国別

第5章 オルタナティブファイナンス市場:エンドユーザー別

  • 概要
    • 市場規模と予測
  • 法人
    • 主要市場動向、成長要因、機会
    • 市場規模・予測:地域別
    • 市場シェア分析:国別
  • 個人
    • 主な市場動向、成長要因、機会
    • 市場規模・予測:地域別
    • 市場シェア分析:国別

第6章 オルタナティブファイナンス市場:地域別

  • 概要
    • 市場規模・予測:地域別
  • 北米
    • 主な動向と機会
    • 市場規模・予測:タイプ別
    • 市場規模・予測:エンドユーザー別
    • 市場規模・予測:国別
      • 米国
      • 主要市場動向、成長要因、機会
      • 市場規模・予測:タイプ別
      • 市場規模・予測:エンドユーザー別
      • カナダ
      • 主要市場動向、成長要因、機会
      • 市場規模・予測:タイプ別
      • 市場規模・予測:エンドユーザー別
  • 欧州
    • 主要動向と機会
    • 市場規模・予測:タイプ別
    • 市場規模・予測:エンドユーザー別
    • 市場規模・予測:国別
      • 英国
      • 主要市場動向、成長要因、機会
      • 市場規模・予測:タイプ別
      • 市場規模・予測:エンドユーザー別
      • ドイツ
      • 主要市場動向、成長要因、機会
      • 市場規模・予測:タイプ別
      • 市場規模・予測:エンドユーザー別
      • フランス
      • 主要市場動向、成長要因、機会
      • 市場規模・予測:タイプ別
      • 市場規模・予測:エンドユーザー別
      • イタリア
      • 主要市場動向、成長要因、機会
      • 市場規模・予測:タイプ別
      • 市場規模・予測:エンドユーザー別
      • スペイン
      • 主要市場動向、成長要因、機会
      • 市場規模・予測:タイプ別
      • 市場規模・予測:エンドユーザー別
      • その他欧州
      • 主要市場動向、成長要因、機会
      • 市場規模・予測:タイプ別
      • 市場規模・予測:エンドユーザー別
  • アジア太平洋地域
    • 主要動向と機会
    • 市場規模・予測:タイプ別
    • 市場規模・予測:エンドユーザー別
    • 市場規模・予測:国別
      • 中国
      • 主要市場動向、成長要因、機会
      • 市場規模・予測:タイプ別
      • 市場規模・予測:エンドユーザー別
      • 日本
      • 主要市場動向、成長要因、機会
      • 市場規模・予測:タイプ別
      • 市場規模・予測:エンドユーザー別
      • インド
      • 主要市場動向、成長要因、機会
      • 市場規模・予測:タイプ別
      • 市場規模・予測:エンドユーザー別
      • オーストラリア
      • 主要市場動向、成長要因、機会
      • 市場規模・予測:タイプ別
      • 市場規模・予測:エンドユーザー別
      • 韓国
      • 主要市場動向、成長要因、機会
      • 市場規模・予測:タイプ別
      • 市場規模・予測:エンドユーザー別
      • その他アジア太平洋地域
      • 主要市場動向、成長要因、機会
      • 市場規模・予測:タイプ別
      • 市場規模・予測:エンドユーザー別
  • ラテンアメリカ・中東・アフリカ
    • 主要動向と機会
    • 市場規模・予測:タイプ別
    • 市場規模・予測:エンドユーザー別
    • 市場規模・予測:国別
      • ラテンアメリカ
      • 主要市場動向、成長要因、機会
      • 市場規模・予測:タイプ別
      • 市場規模・予測:エンドユーザー別
      • 中東
      • 主要市場動向、成長要因、機会
      • 市場規模・予測:タイプ別
      • 市場規模・予測:エンドユーザー別
      • アフリカ
      • 主要市場動向、成長要因、機会
      • 市場規模・予測:タイプ別
      • 市場規模・予測:エンドユーザー別

第7章 競合情勢

  • イントロダクション
  • 主要成功戦略
  • 主要10社の製品マッピング
  • 競合ダッシュボード
  • 競合ヒートマップ
  • トップ企業のポジショニング、2022年

第8章 企業プロファイル

  • LendingCrowd
  • Funding Circle Limited
  • LendingTree, LLC
  • Prosper Funding LLC
  • Fundly
  • Invoice Interchange Private Limited
  • Mintos
  • Indiegogo, Inc.
  • LendingClub Bank
  • Social Finance, Inc.
図表

LIST OF TABLES

  • TABLE 01. GLOBAL ALTERNATIVE FINANCE MARKET, BY TYPE, 2022-2032 ($MILLION)
  • TABLE 02. ALTERNATIVE FINANCE MARKET FOR PEER-TO-PEER LENDING, BY REGION, 2022-2032 ($MILLION)
  • TABLE 03. ALTERNATIVE FINANCE MARKET FOR DEBT-BASED CROWDFUNDING, BY REGION, 2022-2032 ($MILLION)
  • TABLE 04. ALTERNATIVE FINANCE MARKET FOR INVOICE TRADING, BY REGION, 2022-2032 ($MILLION)
  • TABLE 05. ALTERNATIVE FINANCE MARKET FOR OTHERS, BY REGION, 2022-2032 ($MILLION)
  • TABLE 06. GLOBAL ALTERNATIVE FINANCE MARKET, BY END USER, 2022-2032 ($MILLION)
  • TABLE 07. ALTERNATIVE FINANCE MARKET FOR BUSINESSES, BY REGION, 2022-2032 ($MILLION)
  • TABLE 08. ALTERNATIVE FINANCE MARKET FOR INDIVIDUALS, BY REGION, 2022-2032 ($MILLION)
  • TABLE 09. ALTERNATIVE FINANCE MARKET, BY REGION, 2022-2032 ($MILLION)
  • TABLE 10. NORTH AMERICA ALTERNATIVE FINANCE MARKET, BY TYPE, 2022-2032 ($MILLION)
  • TABLE 11. NORTH AMERICA ALTERNATIVE FINANCE MARKET, BY END USER, 2022-2032 ($MILLION)
  • TABLE 12. NORTH AMERICA ALTERNATIVE FINANCE MARKET, BY COUNTRY, 2022-2032 ($MILLION)
  • TABLE 13. U.S. ALTERNATIVE FINANCE MARKET, BY TYPE, 2022-2032 ($MILLION)
  • TABLE 14. U.S. ALTERNATIVE FINANCE MARKET, BY END USER, 2022-2032 ($MILLION)
  • TABLE 15. CANADA ALTERNATIVE FINANCE MARKET, BY TYPE, 2022-2032 ($MILLION)
  • TABLE 16. CANADA ALTERNATIVE FINANCE MARKET, BY END USER, 2022-2032 ($MILLION)
  • TABLE 17. EUROPE ALTERNATIVE FINANCE MARKET, BY TYPE, 2022-2032 ($MILLION)
  • TABLE 18. EUROPE ALTERNATIVE FINANCE MARKET, BY END USER, 2022-2032 ($MILLION)
  • TABLE 19. EUROPE ALTERNATIVE FINANCE MARKET, BY COUNTRY, 2022-2032 ($MILLION)
  • TABLE 20. UK ALTERNATIVE FINANCE MARKET, BY TYPE, 2022-2032 ($MILLION)
  • TABLE 21. UK ALTERNATIVE FINANCE MARKET, BY END USER, 2022-2032 ($MILLION)
  • TABLE 22. GERMANY ALTERNATIVE FINANCE MARKET, BY TYPE, 2022-2032 ($MILLION)
  • TABLE 23. GERMANY ALTERNATIVE FINANCE MARKET, BY END USER, 2022-2032 ($MILLION)
  • TABLE 24. FRANCE ALTERNATIVE FINANCE MARKET, BY TYPE, 2022-2032 ($MILLION)
  • TABLE 25. FRANCE ALTERNATIVE FINANCE MARKET, BY END USER, 2022-2032 ($MILLION)
  • TABLE 26. ITALY ALTERNATIVE FINANCE MARKET, BY TYPE, 2022-2032 ($MILLION)
  • TABLE 27. ITALY ALTERNATIVE FINANCE MARKET, BY END USER, 2022-2032 ($MILLION)
  • TABLE 28. SPAIN ALTERNATIVE FINANCE MARKET, BY TYPE, 2022-2032 ($MILLION)
  • TABLE 29. SPAIN ALTERNATIVE FINANCE MARKET, BY END USER, 2022-2032 ($MILLION)
  • TABLE 30. REST OF EUROPE ALTERNATIVE FINANCE MARKET, BY TYPE, 2022-2032 ($MILLION)
  • TABLE 31. REST OF EUROPE ALTERNATIVE FINANCE MARKET, BY END USER, 2022-2032 ($MILLION)
  • TABLE 32. ASIA-PACIFIC ALTERNATIVE FINANCE MARKET, BY TYPE, 2022-2032 ($MILLION)
  • TABLE 33. ASIA-PACIFIC ALTERNATIVE FINANCE MARKET, BY END USER, 2022-2032 ($MILLION)
  • TABLE 34. ASIA-PACIFIC ALTERNATIVE FINANCE MARKET, BY COUNTRY, 2022-2032 ($MILLION)
  • TABLE 35. CHINA ALTERNATIVE FINANCE MARKET, BY TYPE, 2022-2032 ($MILLION)
  • TABLE 36. CHINA ALTERNATIVE FINANCE MARKET, BY END USER, 2022-2032 ($MILLION)
  • TABLE 37. JAPAN ALTERNATIVE FINANCE MARKET, BY TYPE, 2022-2032 ($MILLION)
  • TABLE 38. JAPAN ALTERNATIVE FINANCE MARKET, BY END USER, 2022-2032 ($MILLION)
  • TABLE 39. INDIA ALTERNATIVE FINANCE MARKET, BY TYPE, 2022-2032 ($MILLION)
  • TABLE 40. INDIA ALTERNATIVE FINANCE MARKET, BY END USER, 2022-2032 ($MILLION)
  • TABLE 41. AUSTRALIA ALTERNATIVE FINANCE MARKET, BY TYPE, 2022-2032 ($MILLION)
  • TABLE 42. AUSTRALIA ALTERNATIVE FINANCE MARKET, BY END USER, 2022-2032 ($MILLION)
  • TABLE 43. SOUTH KOREA ALTERNATIVE FINANCE MARKET, BY TYPE, 2022-2032 ($MILLION)
  • TABLE 44. SOUTH KOREA ALTERNATIVE FINANCE MARKET, BY END USER, 2022-2032 ($MILLION)
  • TABLE 45. REST OF ASIA-PACIFIC ALTERNATIVE FINANCE MARKET, BY TYPE, 2022-2032 ($MILLION)
  • TABLE 46. REST OF ASIA-PACIFIC ALTERNATIVE FINANCE MARKET, BY END USER, 2022-2032 ($MILLION)
  • TABLE 47. LAMEA ALTERNATIVE FINANCE MARKET, BY TYPE, 2022-2032 ($MILLION)
  • TABLE 48. LAMEA ALTERNATIVE FINANCE MARKET, BY END USER, 2022-2032 ($MILLION)
  • TABLE 49. LAMEA ALTERNATIVE FINANCE MARKET, BY COUNTRY, 2022-2032 ($MILLION)
  • TABLE 50. LATIN AMERICA ALTERNATIVE FINANCE MARKET, BY TYPE, 2022-2032 ($MILLION)
  • TABLE 51. LATIN AMERICA ALTERNATIVE FINANCE MARKET, BY END USER, 2022-2032 ($MILLION)
  • TABLE 52. MIDDLE EAST ALTERNATIVE FINANCE MARKET, BY TYPE, 2022-2032 ($MILLION)
  • TABLE 53. MIDDLE EAST ALTERNATIVE FINANCE MARKET, BY END USER, 2022-2032 ($MILLION)
  • TABLE 54. AFRICA ALTERNATIVE FINANCE MARKET, BY TYPE, 2022-2032 ($MILLION)
  • TABLE 55. AFRICA ALTERNATIVE FINANCE MARKET, BY END USER, 2022-2032 ($MILLION)
  • TABLE 56. LENDINGCROWD: KEY EXECUTIVES
  • TABLE 57. LENDINGCROWD: COMPANY SNAPSHOT
  • TABLE 58. LENDINGCROWD: SERVICE SEGMENTS
  • TABLE 59. LENDINGCROWD: PRODUCT PORTFOLIO
  • TABLE 60. FUNDING CIRCLE LIMITED: KEY EXECUTIVES
  • TABLE 61. FUNDING CIRCLE LIMITED: COMPANY SNAPSHOT
  • TABLE 62. FUNDING CIRCLE LIMITED: SERVICE SEGMENTS
  • TABLE 63. FUNDING CIRCLE LIMITED: PRODUCT PORTFOLIO
  • TABLE 64. FUNDING CIRCLE LIMITED: KEY STRATERGIES
  • TABLE 65. LENDINGTREE, LLC: KEY EXECUTIVES
  • TABLE 66. LENDINGTREE, LLC: COMPANY SNAPSHOT
  • TABLE 67. LENDINGTREE, LLC: SERVICE SEGMENTS
  • TABLE 68. LENDINGTREE, LLC: PRODUCT PORTFOLIO
  • TABLE 69. LENDINGTREE, LLC: KEY STRATERGIES
  • TABLE 70. PROSPER FUNDING LLC: KEY EXECUTIVES
  • TABLE 71. PROSPER FUNDING LLC: COMPANY SNAPSHOT
  • TABLE 72. PROSPER FUNDING LLC: SERVICE SEGMENTS
  • TABLE 73. PROSPER FUNDING LLC: PRODUCT PORTFOLIO
  • TABLE 74. FUNDLY: KEY EXECUTIVES
  • TABLE 75. FUNDLY: COMPANY SNAPSHOT
  • TABLE 76. FUNDLY: SERVICE SEGMENTS
  • TABLE 77. FUNDLY: PRODUCT PORTFOLIO
  • TABLE 78. INVOICE INTERCHANGE PRIVATE LIMITED: KEY EXECUTIVES
  • TABLE 79. INVOICE INTERCHANGE PRIVATE LIMITED: COMPANY SNAPSHOT
  • TABLE 80. INVOICE INTERCHANGE PRIVATE LIMITED: SERVICE SEGMENTS
  • TABLE 81. INVOICE INTERCHANGE PRIVATE LIMITED: PRODUCT PORTFOLIO
  • TABLE 82. MINTOS: KEY EXECUTIVES
  • TABLE 83. MINTOS: COMPANY SNAPSHOT
  • TABLE 84. MINTOS: SERVICE SEGMENTS
  • TABLE 85. MINTOS: PRODUCT PORTFOLIO
  • TABLE 86. MINTOS: KEY STRATERGIES
  • TABLE 87. INDIEGOGO, INC.: KEY EXECUTIVES
  • TABLE 88. INDIEGOGO, INC.: COMPANY SNAPSHOT
  • TABLE 89. INDIEGOGO, INC.: SERVICE SEGMENTS
  • TABLE 90. INDIEGOGO, INC.: PRODUCT PORTFOLIO
  • TABLE 91. INDIEGOGO, INC.: KEY STRATERGIES
  • TABLE 92. LENDINGCLUB BANK: KEY EXECUTIVES
  • TABLE 93. LENDINGCLUB BANK: COMPANY SNAPSHOT
  • TABLE 94. LENDINGCLUB BANK: SERVICE SEGMENTS
  • TABLE 95. LENDINGCLUB BANK: PRODUCT PORTFOLIO
  • TABLE 96. SOCIAL FINANCE, INC.: KEY EXECUTIVES
  • TABLE 97. SOCIAL FINANCE, INC.: COMPANY SNAPSHOT
  • TABLE 98. SOCIAL FINANCE, INC.: SERVICE SEGMENTS
  • TABLE 99. SOCIAL FINANCE, INC.: PRODUCT PORTFOLIO

LIST OF FIGURES

  • FIGURE 01. ALTERNATIVE FINANCE MARKET, 2022-2032
  • FIGURE 02. SEGMENTATION OF ALTERNATIVE FINANCE MARKET, 2022-2032
  • FIGURE 03. TOP INVESTMENT POCKETS IN ALTERNATIVE FINANCE MARKET (2023-2032)
  • FIGURE 04. LOW BARGAINING POWER OF SUPPLIERS
  • FIGURE 05. LOW BARGAINING POWER OF BUYERS
  • FIGURE 06. LOW THREAT OF SUBSTITUTES
  • FIGURE 07. LOW THREAT OF NEW ENTRANTS
  • FIGURE 08. LOW INTENSITY OF RIVALRY
  • FIGURE 09. DRIVERS, RESTRAINTS AND OPPORTUNITIES: GLOBALALTERNATIVE FINANCE MARKET
  • FIGURE 10. ALTERNATIVE FINANCE MARKET, BY TYPE, 2022(%)
  • FIGURE 11. COMPARATIVE SHARE ANALYSIS OF ALTERNATIVE FINANCE MARKET FOR PEER-TO-PEER LENDING, BY COUNTRY 2022 AND 2032(%)
  • FIGURE 12. COMPARATIVE SHARE ANALYSIS OF ALTERNATIVE FINANCE MARKET FOR DEBT-BASED CROWDFUNDING, BY COUNTRY 2022 AND 2032(%)
  • FIGURE 13. COMPARATIVE SHARE ANALYSIS OF ALTERNATIVE FINANCE MARKET FOR INVOICE TRADING, BY COUNTRY 2022 AND 2032(%)
  • FIGURE 14. COMPARATIVE SHARE ANALYSIS OF ALTERNATIVE FINANCE MARKET FOR OTHERS, BY COUNTRY 2022 AND 2032(%)
  • FIGURE 15. ALTERNATIVE FINANCE MARKET, BY END USER, 2022(%)
  • FIGURE 16. COMPARATIVE SHARE ANALYSIS OF ALTERNATIVE FINANCE MARKET FOR BUSINESSES, BY COUNTRY 2022 AND 2032(%)
  • FIGURE 17. COMPARATIVE SHARE ANALYSIS OF ALTERNATIVE FINANCE MARKET FOR INDIVIDUALS, BY COUNTRY 2022 AND 2032(%)
  • FIGURE 18. ALTERNATIVE FINANCE MARKET BY REGION, 2022
  • FIGURE 19. U.S. ALTERNATIVE FINANCE MARKET, 2022-2032 ($MILLION)
  • FIGURE 20. CANADA ALTERNATIVE FINANCE MARKET, 2022-2032 ($MILLION)
  • FIGURE 21. UK ALTERNATIVE FINANCE MARKET, 2022-2032 ($MILLION)
  • FIGURE 22. GERMANY ALTERNATIVE FINANCE MARKET, 2022-2032 ($MILLION)
  • FIGURE 23. FRANCE ALTERNATIVE FINANCE MARKET, 2022-2032 ($MILLION)
  • FIGURE 24. ITALY ALTERNATIVE FINANCE MARKET, 2022-2032 ($MILLION)
  • FIGURE 25. SPAIN ALTERNATIVE FINANCE MARKET, 2022-2032 ($MILLION)
  • FIGURE 26. REST OF EUROPE ALTERNATIVE FINANCE MARKET, 2022-2032 ($MILLION)
  • FIGURE 27. CHINA ALTERNATIVE FINANCE MARKET, 2022-2032 ($MILLION)
  • FIGURE 28. JAPAN ALTERNATIVE FINANCE MARKET, 2022-2032 ($MILLION)
  • FIGURE 29. INDIA ALTERNATIVE FINANCE MARKET, 2022-2032 ($MILLION)
  • FIGURE 30. AUSTRALIA ALTERNATIVE FINANCE MARKET, 2022-2032 ($MILLION)
  • FIGURE 31. SOUTH KOREA ALTERNATIVE FINANCE MARKET, 2022-2032 ($MILLION)
  • FIGURE 32. REST OF ASIA-PACIFIC ALTERNATIVE FINANCE MARKET, 2022-2032 ($MILLION)
  • FIGURE 33. LATIN AMERICA ALTERNATIVE FINANCE MARKET, 2022-2032 ($MILLION)
  • FIGURE 34. MIDDLE EAST ALTERNATIVE FINANCE MARKET, 2022-2032 ($MILLION)
  • FIGURE 35. AFRICA ALTERNATIVE FINANCE MARKET, 2022-2032 ($MILLION)
  • FIGURE 36. TOP WINNING STRATEGIES, BY YEAR
  • FIGURE 37. TOP WINNING STRATEGIES, BY DEVELOPMENT
  • FIGURE 38. TOP WINNING STRATEGIES, BY COMPANY
  • FIGURE 39. PRODUCT MAPPING OF TOP 10 PLAYERS
  • FIGURE 40. COMPETITIVE DASHBOARD
  • FIGURE 41. COMPETITIVE HEATMAP: ALTERNATIVE FINANCE MARKET
  • FIGURE 42. TOP PLAYER POSITIONING, 2022
  • FIGURE 43. FUNDING CIRCLE LIMITED: NET REVENUE, 2019-2021 ($MILLION)
  • FIGURE 44. FUNDING CIRCLE LIMITED: REVENUE SHARE BY REGION, 2021 (%)
  • FIGURE 45. LENDINGTREE, LLC: NET REVENUE, 2019-2021 ($MILLION)
  • FIGURE 46. LENDINGTREE, LLC: REVENUE SHARE BY SEGMENT, 2021 (%)
  • FIGURE 47. MINTOS: NET REVENUE, 2019-2021 ($MILLION)
  • FIGURE 48. MINTOS: REVENUE SHARE BY REGION, 2021 (%)
  • FIGURE 49. LENDINGCLUB BANK: NET REVENUE, 2019-2021 ($MILLION)
  • FIGURE 50. LENDINGCLUB BANK: REVENUE SHARE BY SEGMENT, 2021 (%)
  • FIGURE 51. SOCIAL FINANCE, INC.: NET REVENUE, 2019-2021 ($MILLION)
  • FIGURE 52. SOCIAL FINANCE, INC.: REVENUE SHARE BY SEGMENT, 2021 (%)
目次
Product Code: A74508

Financial channels, procedures, and tools that have developed outside of the conventional financial system, such as regulated banks and capital markets, are referred to as alternative finance. Cryptocurrencies such as Bitcoin, SME mini-bonds, social impact bonds, community shares, private placement, and other "shadow banking" techniques are examples of alternative finance products. Technology-enabled "disintermediation," or using third party money by linking funders and fundraisers directly, distinguishes alternative finance from traditional banking or capital market financing and improves market efficiency while lowering transaction costs.

Alternative Finance Market - IMG1

The alternative finance market has grown rapidly in recent years and is expected to continue to grow during the forecast period as more individuals and businesses look for alternative sources of funding. Furthermore, as the alternative finance market continues to grow, governments around the world have increased their regulation of the industry to ensure that consumers are protected and that the market remains stable. Thus, these factors notably contribute toward the growth of alternative finance market. However, the alternative finance market is subject to a complex and evolving regulatory environment, which can make it difficult for new providers to enter the market and can increase compliance costs for existing providers. Furthermore, there is always a risk that borrowers may default on loans, or the investors may suffer losses due to fraud or other issues, which can undermine confidence in the alternative finance market. Hence, these factors hinder the alternative finance market growth. On the contrary, integration of advanced technologies such as artificial intelligence (AI), machine learning (ML), and robotic process automation (RPA) in the financing and lending industry is expected to boost the growth of the market in the upcoming years. In addition, alternative finance providers are often more flexible and innovative than traditional lenders, which allows them to create new and innovative financial products that can meet the needs of borrowers and investors.

The alternative finance market is segmented into type, end user, and region. By type, the market is classified into peer-to-peer lending, debt-based crowdfunding, invoice trading, and others. Depending on the end user, it is fragmented into businesses and individuals. Region wise, the market is analyzed across North America, Europe, Asia-Pacific, and LAMEA.

The alternative finance market analysis includes top companies operating in the market such as LendingCrowd, Funding Circle Limited, LendingTree, LLC, Prosper Funding LLC, Fundly, Invoice Interchange Private Limited, Mintos, Indiegogo, Inc., LendingClub Bank, and SoFi. These players have adopted various strategies to increase their market penetration and strengthen their position in the alternative finance industry.

KEY BENEFITS FOR STAKEHOLDERS

  • The study provides in-depth analysis of the global alternative finance market along with current trends and future estimations to illustrate the imminent investment pockets.
  • Information about key drivers, restrains, & opportunities and their impact analysis on the global alternative finance market size are provided in the report.
  • The Porter's five forces analysis illustrates the potency of buyers and suppliers operating in the industry.
  • The quantitative analysis of the global alternative finance market from 2022 to 2032 is provided to determine the market potential.

Key Market Segments

By Type

  • Peer-to-Peer Lending
  • Debt-based Crowdfunding
  • Invoice Trading
  • Others

By End User

  • Businesses
  • Individuals

By Region

  • North America
    • U.S.
    • Canada
  • Europe
    • UK
    • Germany
    • France
    • Italy
    • Spain
    • Rest of Europe
  • Asia-Pacific
    • China
    • Japan
    • India
    • Australia
    • South Korea
    • Rest of Asia-Pacific
  • LAMEA
    • Latin America
    • Middle East
    • Africa

Key Market Players:

    • Mintos
    • Indiegogo, Inc.
    • LendingTree, LLC
    • Funding Circle Limited
    • Social Finance, Inc.
    • Invoice Interchange Private Limited
    • LendingCrowd
    • Prosper Funding LLC
    • Fundly
    • LendingClub Bank

TABLE OF CONTENTS

CHAPTER 1: INTRODUCTION

  • 1.1. Report description
  • 1.2. Key market segments
  • 1.3. Key benefits to the stakeholders
  • 1.4. Research Methodology
    • 1.4.1. Primary research
    • 1.4.2. Secondary research
    • 1.4.3. Analyst tools and models

CHAPTER 2: EXECUTIVE SUMMARY

  • 2.1. CXO Perspective

CHAPTER 3: MARKET OVERVIEW

  • 3.1. Market definition and scope
  • 3.2. Key findings
    • 3.2.1. Top impacting factors
    • 3.2.2. Top investment pockets
  • 3.3. Porter's five forces analysis
    • 3.3.1. Bargaining power of suppliers
    • 3.3.2. Bargaining power of buyers
    • 3.3.3. Threat of substitutes
    • 3.3.4. Threat of new entrants
    • 3.3.5. Intensity of rivalry
  • 3.4. Market dynamics
    • 3.4.1. Drivers
      • 3.4.1.1. Advancement in technology
      • 3.4.1.2. Lack of access to traditional finance
      • 3.4.1.3. Changing consumer preferences and regulatory environment
    • 3.4.2. Restraints
      • 3.4.2.1. Lack of regulation and diversification
      • 3.4.2.2. Risk of default and limited liquidity
    • 3.4.3. Opportunities
      • 3.4.3.1. Access to finance for small businesses
      • 3.4.3.2. Innovation in financial services
      • 3.4.3.3. Diversification of investment portfolios
  • 3.5. COVID-19 Impact Analysis on the market

CHAPTER 4: ALTERNATIVE FINANCE MARKET, BY TYPE

  • 4.1. Overview
    • 4.1.1. Market size and forecast
  • 4.2. Peer-to-Peer Lending
    • 4.2.1. Key market trends, growth factors and opportunities
    • 4.2.2. Market size and forecast, by region
    • 4.2.3. Market share analysis by country
  • 4.3. Debt-based Crowdfunding
    • 4.3.1. Key market trends, growth factors and opportunities
    • 4.3.2. Market size and forecast, by region
    • 4.3.3. Market share analysis by country
  • 4.4. Invoice Trading
    • 4.4.1. Key market trends, growth factors and opportunities
    • 4.4.2. Market size and forecast, by region
    • 4.4.3. Market share analysis by country
  • 4.5. Others
    • 4.5.1. Key market trends, growth factors and opportunities
    • 4.5.2. Market size and forecast, by region
    • 4.5.3. Market share analysis by country

CHAPTER 5: ALTERNATIVE FINANCE MARKET, BY END USER

  • 5.1. Overview
    • 5.1.1. Market size and forecast
  • 5.2. Businesses
    • 5.2.1. Key market trends, growth factors and opportunities
    • 5.2.2. Market size and forecast, by region
    • 5.2.3. Market share analysis by country
  • 5.3. Individuals
    • 5.3.1. Key market trends, growth factors and opportunities
    • 5.3.2. Market size and forecast, by region
    • 5.3.3. Market share analysis by country

CHAPTER 6: ALTERNATIVE FINANCE MARKET, BY REGION

  • 6.1. Overview
    • 6.1.1. Market size and forecast By Region
  • 6.2. North America
    • 6.2.1. Key trends and opportunities
    • 6.2.2. Market size and forecast, by Type
    • 6.2.3. Market size and forecast, by End User
    • 6.2.4. Market size and forecast, by country
      • 6.2.4.1. U.S.
      • 6.2.4.1.1. Key market trends, growth factors and opportunities
      • 6.2.4.1.2. Market size and forecast, by Type
      • 6.2.4.1.3. Market size and forecast, by End User
      • 6.2.4.2. Canada
      • 6.2.4.2.1. Key market trends, growth factors and opportunities
      • 6.2.4.2.2. Market size and forecast, by Type
      • 6.2.4.2.3. Market size and forecast, by End User
  • 6.3. Europe
    • 6.3.1. Key trends and opportunities
    • 6.3.2. Market size and forecast, by Type
    • 6.3.3. Market size and forecast, by End User
    • 6.3.4. Market size and forecast, by country
      • 6.3.4.1. UK
      • 6.3.4.1.1. Key market trends, growth factors and opportunities
      • 6.3.4.1.2. Market size and forecast, by Type
      • 6.3.4.1.3. Market size and forecast, by End User
      • 6.3.4.2. Germany
      • 6.3.4.2.1. Key market trends, growth factors and opportunities
      • 6.3.4.2.2. Market size and forecast, by Type
      • 6.3.4.2.3. Market size and forecast, by End User
      • 6.3.4.3. France
      • 6.3.4.3.1. Key market trends, growth factors and opportunities
      • 6.3.4.3.2. Market size and forecast, by Type
      • 6.3.4.3.3. Market size and forecast, by End User
      • 6.3.4.4. Italy
      • 6.3.4.4.1. Key market trends, growth factors and opportunities
      • 6.3.4.4.2. Market size and forecast, by Type
      • 6.3.4.4.3. Market size and forecast, by End User
      • 6.3.4.5. Spain
      • 6.3.4.5.1. Key market trends, growth factors and opportunities
      • 6.3.4.5.2. Market size and forecast, by Type
      • 6.3.4.5.3. Market size and forecast, by End User
      • 6.3.4.6. Rest of Europe
      • 6.3.4.6.1. Key market trends, growth factors and opportunities
      • 6.3.4.6.2. Market size and forecast, by Type
      • 6.3.4.6.3. Market size and forecast, by End User
  • 6.4. Asia-Pacific
    • 6.4.1. Key trends and opportunities
    • 6.4.2. Market size and forecast, by Type
    • 6.4.3. Market size and forecast, by End User
    • 6.4.4. Market size and forecast, by country
      • 6.4.4.1. China
      • 6.4.4.1.1. Key market trends, growth factors and opportunities
      • 6.4.4.1.2. Market size and forecast, by Type
      • 6.4.4.1.3. Market size and forecast, by End User
      • 6.4.4.2. Japan
      • 6.4.4.2.1. Key market trends, growth factors and opportunities
      • 6.4.4.2.2. Market size and forecast, by Type
      • 6.4.4.2.3. Market size and forecast, by End User
      • 6.4.4.3. India
      • 6.4.4.3.1. Key market trends, growth factors and opportunities
      • 6.4.4.3.2. Market size and forecast, by Type
      • 6.4.4.3.3. Market size and forecast, by End User
      • 6.4.4.4. Australia
      • 6.4.4.4.1. Key market trends, growth factors and opportunities
      • 6.4.4.4.2. Market size and forecast, by Type
      • 6.4.4.4.3. Market size and forecast, by End User
      • 6.4.4.5. South Korea
      • 6.4.4.5.1. Key market trends, growth factors and opportunities
      • 6.4.4.5.2. Market size and forecast, by Type
      • 6.4.4.5.3. Market size and forecast, by End User
      • 6.4.4.6. Rest of Asia-Pacific
      • 6.4.4.6.1. Key market trends, growth factors and opportunities
      • 6.4.4.6.2. Market size and forecast, by Type
      • 6.4.4.6.3. Market size and forecast, by End User
  • 6.5. LAMEA
    • 6.5.1. Key trends and opportunities
    • 6.5.2. Market size and forecast, by Type
    • 6.5.3. Market size and forecast, by End User
    • 6.5.4. Market size and forecast, by country
      • 6.5.4.1. Latin America
      • 6.5.4.1.1. Key market trends, growth factors and opportunities
      • 6.5.4.1.2. Market size and forecast, by Type
      • 6.5.4.1.3. Market size and forecast, by End User
      • 6.5.4.2. Middle East
      • 6.5.4.2.1. Key market trends, growth factors and opportunities
      • 6.5.4.2.2. Market size and forecast, by Type
      • 6.5.4.2.3. Market size and forecast, by End User
      • 6.5.4.3. Africa
      • 6.5.4.3.1. Key market trends, growth factors and opportunities
      • 6.5.4.3.2. Market size and forecast, by Type
      • 6.5.4.3.3. Market size and forecast, by End User

CHAPTER 7: COMPETITIVE LANDSCAPE

  • 7.1. Introduction
  • 7.2. Top winning strategies
  • 7.3. Product Mapping of Top 10 Player
  • 7.4. Competitive Dashboard
  • 7.5. Competitive Heatmap
  • 7.6. Top player positioning, 2022

CHAPTER 8: COMPANY PROFILES

  • 8.1. LendingCrowd
    • 8.1.1. Company overview
    • 8.1.2. Key Executives
    • 8.1.3. Company snapshot
    • 8.1.4. Operating business segments
    • 8.1.5. Product portfolio
  • 8.2. Funding Circle Limited
    • 8.2.1. Company overview
    • 8.2.2. Key Executives
    • 8.2.3. Company snapshot
    • 8.2.4. Operating business segments
    • 8.2.5. Product portfolio
    • 8.2.6. Business performance
    • 8.2.7. Key strategic moves and developments
  • 8.3. LendingTree, LLC
    • 8.3.1. Company overview
    • 8.3.2. Key Executives
    • 8.3.3. Company snapshot
    • 8.3.4. Operating business segments
    • 8.3.5. Product portfolio
    • 8.3.6. Business performance
    • 8.3.7. Key strategic moves and developments
  • 8.4. Prosper Funding LLC
    • 8.4.1. Company overview
    • 8.4.2. Key Executives
    • 8.4.3. Company snapshot
    • 8.4.4. Operating business segments
    • 8.4.5. Product portfolio
  • 8.5. Fundly
    • 8.5.1. Company overview
    • 8.5.2. Key Executives
    • 8.5.3. Company snapshot
    • 8.5.4. Operating business segments
    • 8.5.5. Product portfolio
  • 8.6. Invoice Interchange Private Limited
    • 8.6.1. Company overview
    • 8.6.2. Key Executives
    • 8.6.3. Company snapshot
    • 8.6.4. Operating business segments
    • 8.6.5. Product portfolio
  • 8.7. Mintos
    • 8.7.1. Company overview
    • 8.7.2. Key Executives
    • 8.7.3. Company snapshot
    • 8.7.4. Operating business segments
    • 8.7.5. Product portfolio
    • 8.7.6. Business performance
    • 8.7.7. Key strategic moves and developments
  • 8.8. Indiegogo, Inc.
    • 8.8.1. Company overview
    • 8.8.2. Key Executives
    • 8.8.3. Company snapshot
    • 8.8.4. Operating business segments
    • 8.8.5. Product portfolio
    • 8.8.6. Key strategic moves and developments
  • 8.9. LendingClub Bank
    • 8.9.1. Company overview
    • 8.9.2. Key Executives
    • 8.9.3. Company snapshot
    • 8.9.4. Operating business segments
    • 8.9.5. Product portfolio
    • 8.9.6. Business performance
  • 8.10. Social Finance, Inc.
    • 8.10.1. Company overview
    • 8.10.2. Key Executives
    • 8.10.3. Company snapshot
    • 8.10.4. Operating business segments
    • 8.10.5. Product portfolio
    • 8.10.6. Business performance