シンガポールの消費者金融市場

シンガポールの消費者金融は2023年にプラス成長を示し、2022年以降のパンデミックの影響からの力強い回復を示しています。特筆すべきは、カード貸出が消費者貸出全体の成長の重要な原動力として浮上していることであり、これは同国で進行中のデジタル化へのシフトと一致しています。

当レポートでは、シンガポールの消費者金融市場について調査し、シンガポールのATMカード、スマートカード、クレジットカード、デビットカード、チャージカード、プリペイドカード、ストアカードの市場規模と構造を分析・予測し、市場の主要参入企業の動向など、戦略的な分析を行っています。

目次

エグゼクティブサマリー

• 2023年の消費者金融：全体像
• 2023年の主要動向
• 高金利により住宅ローン/住宅費に対する懸念が高まり、消費者心理に影響を与える
• BNPL（後払い決済）は、小売決済エコシステム全体でパートナーシップを拡大し、若い世代の間で人気を集め続ける
• 消費者金融の今後の見通し

市場データ

免責事項

情報源

シンガポールの消費者信用

主要なデータ調査結果

2023年の発展

• リベンジ旅行が消費者信用情勢を後押しし、カード融資が急増
• BNPL（後払い決済）はその人気を維持し、支払いと融資のオプションに革命をもたらし、パートナーシップを拡大

見通しと機会

• デジタル銀行は革新的なサービスと商品範囲の拡大により消費者信用を破壊
• 政府の取り組みとデジタル化が規制上の制約の中でシンガポールの消費者信用情勢に混乱をもたらす

カテゴリーデータ

Consumer lending in Singapore is exhibiting positive growth in 2023, displaying a robust recovery from the pandemic's impact since 2022. Notably, card lending has emerged as a significant driver of growth in overall consumer lending, coinciding with the country's ongoing shift towards digitalisation.

Euromonitor International's Consumer Lending in Singapore report establishes the size and structure of the market for ATMs cards, smart cards, credit cards, debit cards, charge cards, pre-paid cards and store cards. It looks at key players in the market (issuers and operators), number of cards in circulation, numbers transactions and value of transactions. It offers strategic analysis of sector forecasts and trends to watch.

Product coverage: Consumer Credit, Mortgages/Housing.

Data coverage: market sizes (historic and forecasts), company shares, brand shares and distribution data.

Why buy this report?

• Get a detailed picture of the Consumer Lending market;
• Pinpoint growth sectors and identify factors driving change;
• Understand the competitive environment, the market's major players and leading brands;
• Use five-year forecasts to assess how the market is predicted to develop.

TABLE OF CONTENTS

List Of Contents And Tables

EXECUTIVE SUMMARY

• Consumer lending in 2023: The big picture
• 2023 key trends
• High interest rates raise concerns over mortgages/housing costs, impacting consumer sentiment
• Buy Now Pay Later continues to gain popularity among younger generation with expanded partnerships across the retail payment ecosystem
• What next for consumer lending?

MARKET DATA

• Table 1 Consumer Lending: Outstanding Balance by Category: Value 2018-2023
• Table 2 Consumer Lending: Outstanding Balance by Category: % Value Growth 2018-2023
• Table 3 Consumer Lending: Gross Lending by Category: Value 2018-2023
• Table 4 Consumer Lending: Gross Lending by Category: % Value Growth 2018-2023
• Table 5 Consumer Lending: Non-performing vs Other Loans Outstanding Balance: % Value 2018-2023
• Table 6 Mortgages/Housing: Non-performing vs Other Loans Outstanding Balance: % Value 2018-2023
• Table 7 Consumer Credit: Non-performing vs Other Loans Outstanding Balance: % Value 2018-2023
• Table 8 Card Lending: Non-performing vs Other Loans Outstanding Balance: % Value 2018-2023
• Table 9 Forecast Consumer Lending: Outstanding Balance by Category: Value 2023-2028
• Table 10 Forecast Consumer Lending: Outstanding Balance by Category: % Value Growth 2023-2028
• Table 11 Forecast Consumer Lending: Gross Lending by Category: Value 2023-2028
• Table 12 Forecast Consumer Lending: Gross Lending by Category: % Value Growth 2023-2028

DISCLAIMER

SOURCES

• Summary 1 Research Sources

CONSUMER CREDIT IN SINGAPORE

KEY DATA FINDINGS

2023 DEVELOPMENTS

• Card lending soars as revenge travel boosts consumer credit landscape
• Buy Now Pay Later sustains its popularity, revolutionising payment and lending options and expanding partnerships

PROSPECTS AND OPPORTUNITIES

• Digital banks disrupt consumer credit with innovative offerings and expanding product range
• Government initiatives and digitalisation drive disruptions in Singapore's consumer credit landscape amid regulatory constraints

CATEGORY DATA

• Table 13 Consumer Credit: Outstanding Balance by Category: Value 2018-2023
• Table 14 Consumer Credit: Outstanding Balance by Category: % Value Growth 2018-2023
• Table 15 Consumer Credit: Gross Lending by Category: Value 2018-2023
• Table 16 Consumer Credit: Gross Lending by Category: % Value Growth 2018-2023
• Table 17 Forecast Consumer Credit: Outstanding Balance by Category: Value 2023-2028
• Table 18 Forecast Consumer Credit: Outstanding Balance by Category: % Value Growth 2023-2028
• Table 19 Forecast Consumer Credit: Gross Lending by Category: Value 2023-2028
• Table 20 Forecast Consumer Credit: Gross Lending by Category: % Value Growth 2023-2028