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ネオバンキングの世界市場・動向：2023年

Global Neobanking Market and Trends 2023
出版日: | 発行: yStats.com | ページ情報: 英文 106 Pages | 納期: 即日から翌営業日

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ネオバンキングの世界市場・動向：2023年
出版日: 2023年02月02日
発行: yStats.com
ページ情報: 英文 106 Pages
納期: 即日から翌営業日
  • 全表示
  • 概要
  • 目次
概要

ネオバンキングの導入と発展は、COVID-19のパンデミックによって加速しました。多くの消費者が生活のさまざまな場面でオンラインサービスに切り替えましたが、銀行業務も同様でした。世界のネオバンキングの市場規模は2020年から2022年にかけてほぼ倍増しており、ネオバンキングサービスの採用が進んでいることが示されています。

当レポートでは、世界のネオバンキングの市場を調査し、世界および地域・主要国におけるネオバンキングの展開状況、市場規模、消費者による利用状況、利用者の意識などをまとめています。

目次

第1章 マネジメントサマリー

第2章 世界市場の概要

  • ネオバンキングの上位3動向
  • ネオバンキングの市場規模
  • 独立系ネオバンク上位20行
  • 主要な金融機関との関係のシェア：銀行タイプ別
  • もっとも使用されているネオバンク製品
  • ネオバンクとの主要な関係の内訳：年齢別
  • 金融プロバイダーのシームレスな統合の重要性を非常にまたは非常に高いと評価した消費者の割合
  • 銀行を完全またはほとんど信頼している銀行サービス利用者の割合
  • ネオバンクがもっとも信頼できる金融および/またはハイテク企業と提携した場合、商品やサービスの利用を拡大する意思がある銀行サービス消費者の割合

第3章 欧州

  • 地域動向
    • ネオバンクの現在の展開：概要
    • 主要な金融機関との関係のシェア：銀行タイプ別
    • ネオバンクがもっとも信頼できる金融および/またはハイテク企業と提携した場合、商品やサービスの利用を拡大する意思がある銀行サービス消費者の割合
  • 英国
  • フランス
  • スペイン
  • ポーランド
  • イタリア
  • ルーマニア
  • アイルランド
  • ポルトガル
  • ドイツ
  • デンマーク
  • ロシア

第4章 北米

  • 米国
  • カナダ

第5章 アジア太平洋

  • 地域動向
    • ネオバンクの現在の展開：概要
    • 主要な金融機関との関係のシェア：銀行タイプ別
    • ネオバンクがもっとも信頼できる金融および/またはハイテク企業と提携した場合、商品やサービスの利用を拡大する意思がある銀行サービス消費者の割合
  • 香港
  • シンガポール
  • オーストラリア
  • 韓国

第6章 ラテンアメリカ

  • 地域動向
    • ネオバンクの現在の展開：概要
    • 主要な金融機関との関係のシェア：銀行タイプ別
    • フィンテック企業の分布
    • フィンテック部門の平均年間成長率
    • ネオバンクがもっとも信頼できる金融および/またはハイテク企業と提携した場合、商品やサービスの利用を拡大する意思がある銀行サービス消費者の割合
  • ブラジル
  • メキシコ
  • コロンビア

第7章 中東・アフリカ

  • 地域動向
    • ネオバンクの現在の展開：概要
    • 何らかの形でオンラインバンキングを行うことを好む回答者の割合
  • アフリカ
目次
Product Code: 1602

"Neobanking estimated to see double-digit CAGR as of 2022": new yStats.com report.

The digital-only bank account ownership is not equal among women and men across countries worldwide

The adoption and developments of neobanks was accelerated throughout the pandemic. Many consumers switched to online services in various aspect of their lives, and banking was no different. The global neobanking market size has almost doubled between 2020 and 2022, proving the increased adoption of neobanking services, as found by the new yStats.com report. Whereas the neobanking user distribution in terms of age and gender shows gaps between old and young, and women and men. Across various countries, the gender gap of adults with a digital-only bank account can be observed in almost every country, with men owning a digital-only bank account displaying a larger share than women. Additionally, when looking at the age distribution, older generations tend to have less financial relationship with neobanks than the younger ones. Whereas in countries like Germany and Hong Kong, the age distribution of neobanking users was rather even.

Brazil is among the leading countries in digital banking

Brazil displays one of the highest shares of digital-only bank account adoption, reaching close to half of all adults in the country. Furthermore, this share is projected to increase significantly through 2027, according to sources cited in the new yStats.com report. When compared to the global average, Brazil also shows high shares of digital-only banking users among all age groups, led by adults aged 25-34. Among the top 20 independent neobanks, due to the high digital banking use in the country, Brazil's NU Bank ranked extremely high in terms of valuation at the end of 2021, beating neobanks from Europe, America, and Asia. The number of annual fintech startups (incl. digital banking) in Brazil has also experienced a continuous growth and nearly tripled from 2017 to 2021, demonstrating the country's leading position in the field of neobanking.

Table of Contents

1. Management Summary

2. Global Market Overview

      • Top 3 Trends in Neobanking, October 2022
      • Neobanking Market Size, in USD billion, 2022 & 2027f
      • Top 20 Independent Neobanks, by Valuation, in USD billion, December 2021
      • Share of Primary Financial Relationships, by Type of Bank, in % of Banking Service Consumers, August 2021
      • Most Used Neobank Products, in % of Neobanking Service Consumers, August 2021
      • Breakdown of Primary Financial Relationships With Neobanks, by Age, in % of Banking Service Consumers, August 2021
      • Share of Consumers Who Rate Importance of Seamless Integration of Financial Providers as Extremely or Very High, by Type of Bank, in % of Banking Service Consumers, August 2021
      • Share of Banking Service Consumers Who Completely or Mostly Trust Their Bank, incl. "Neobanks", in %, August 2021
      • Share of Banking Service Consumers Who Are Willing to Expand the Use of Products and Services if Neobanks Partnered With Most Trusted Financial And/or Hi-Tech Company, in %, August 2021

3. Europe

  • 3.1. Regional
      • Neobanks Current Developments Overview, October 2022
      • Share of Primary Financial Relationships, by Type of Bank, in % of Banking Service Consumers, August 2021
      • Share of Banking Service Consumers Who Are Willing to Expand Use of Products and Services if Neobanks Partnered With Most Trusted Financial And/or Hi-Tech Company, in %, August 2021
  • 3.2. United Kingdom
      • Top 4 Neobanks, by Market Account Holders, in millions, 2022e
      • Breakdown of Personal Bank Accounts, in % of Account Numbers, 2018 - 2021
      • Breakdown of Micro-Business Bank Accounts, in % of Account Numbers, 2019 - 2021
      • Breakdown of Customers Who Switched to Digital Challenger Banks in The Past 12 Months, by Age, in %, July 2021
      • Share of Adults Who Would Consider Banking With a Provider That Does Not Have Any Branches, in %, February 2022
      • Share of Consumers Who Rate Importance of Seamless Integration of Financial Providers as Extremely or Very High, by Type of Bank, in % of Banking Service Consumers, August 2021
      • Share of Banking Service Consumers Who Completely or Mostly Trust Their Bank, incl. "Neobanks", in %, August 2021
  • 3.3. France
      • Share of Banking Service Consumers Who Completely or Mostly Trust Their Bank, incl. "Neobanks", in %, August 2021
  • 3.4. Spain
      • Share of Adults With a Digital-Only Bank Account, in %, 2022* & 2027f
      • Share of Digital-Only Banking Users, by Age, in % of Adults, March 2022
  • 3.5. Poland
      • Share of Internet Users Who Used Online Financial Services, by Service Type, in %, Q3 2021
  • 3.6. Italy
      • Share of Internet Users Who Used Online Financial Services, by Service Type, in %, Q3 2021
  • 3.7. Romania
      • Share of Internet Users Who Used Online Financial Services, by Service Type, in %, Q3 2021
  • 3.8. Ireland
      • Share of Adults With a Digital-Only Bank Account, in %, March 2022 & 2027f
      • Share of Digital-Only Banking Users, by Age, in % of Adults, March 2022
  • 3.9. Portugal
      • Share of Adults With a Digital-Only Bank Account, in %, 2022* & 2027f
  • 3.10. Germany
      • Share of Adults With a Digital-Only Bank Account, in %, 2022* & 2027f
      • Share of Adults With a Digital-Only Bank Account, by Gender, in %, March 2022
      • Share of Digital-Only Banking Users, by Age, in % of Adults, March 2022
      • Share of Consumers Who Rate Importance of Seamless Integration of Financial Providers as Extremely or Very High, by Type of Bank, in % of Banking Service Consumers, August 2021
      • Share of Banking Service Consumers Who Completely or Mostly Trust Their Bank, incl. "Neobanks", in %, August 2021
  • 3.11. Denmark
      • Share of Internet Users Who Used Online Financial Services, by Service Type, in %, Q3 2021
  • 3.12. Russia
      • Revenue of Tinkoff Neobank, in RUB billion, and Year-on-Year Change, in %, Q3 2019 - Q2 2021 & Q4 2021
      • Number of Customers of Tinkoff, in millions, and Quarter-on-Quarter Change, in %, Q1 2020 - Q2 2021 & Q4 2021 - Q1 2022

4. North America

  • 4.1. United States
      • Number of Neobank Account Holders, in millions, and Share of Population, in %, 2021 - 2025f
      • Top Challenger Banks, by Number of Consumers With a Checking or Spending Account, in millions, Q1 2022
      • Share of Adults With a Digital-Only Bank Account, in %, 2022* & 2027f
      • Share of Adults With a Digital-Only Bank Account, by Gender, in %, March 2022
      • Share of Digital-Only Banking Users, by Age, in % of Adults, March 2022
      • Share of Consumers Whose Primary Checking Account is With a Digital Bank, by Generation, in % of Consumers, October 2020, July 2021 and January 2022
      • Share of Primary Financial Relationships, by Type of Bank, in % of Banking Service Consumers, August 2021
      • Share of Consumers Who Rate Importance of Seamless Integration of Financial Providers as Extremely or Very High, by Type of Bank, in % of Banking Service Consumers, August 2021
      • Share of Banking Service Consumers Who Completely or Mostly Trust Their Bank, incl. "Neobanks", in %, August 2021
      • Share of Banking Service Consumers Who Are Willing to Expand Use of Products and Services if Neobanks Partnered With Most Trusted Financial And/or Hi-Tech Company, in %, August 2021
  • 4.2. Canada
      • Share of Adults Who Used In-Branch Banking, in %, 2018 & 2021

5. Asia-Pacific

  • 5.1. Regional
      • Neobanks Current Developments Overview, October 2022
      • Share of Primary Financial Relationships, by Type of Bank, in % of Banking Service Consumers, August 2021
      • Share of Banking Service Consumers Who Are Willing to Expand Use of Products and Services if Neobanks Partnered With Most Trusted Financial And/or Hi-Tech Company, in %, August 2021
  • 5.2. Hong Kong
      • Share of Adults With a Digital-Only Bank Account, in %, 2022* & 2027f
      • Share of Digital-Only Banking Users, by Age, in % of Adults, March 2022
      • Breakdown of Fintech Segment Distribution, in %, 2021
      • Share of Banking Service Consumers Who Completely or Mostly Trust Their Bank, incl. "Neobanks", in %, August 2021
  • 5.3. Singapore
      • Share of Adults With a Digital-Only Bank Account, in %, 2022* & 2027f
      • Share of Digital-Only Banking Users, by Age, in % of Adults, March 2022
      • Share of Banking Service Consumers Who Completely or Mostly Trust Their Bank, incl. "Neobanks", in %, August 2021
  • 5.4. Australia
      • Share of Consumers Who Rate Importance of Seamless Integration of Financial Providers as Extremely or Very High, by Type of Bank, in % of Banking Service Consumers, August 2021
      • Share of Banking Service Consumers Who Completely or Mostly Trust Their Bank, incl. "Neobanks", in %, August 2021
  • 5.5. South Korea
      • Kakao Bank Operating Revenue, in KRW billion, Q2 2021 - Q2 2022
      • Number of Kakao Bank Users, in millions, Q2 2021 - Q2 2022
      • Breakdown of Kakao Bank Users, by Age, in %, Q2 2022

6. Latin America

  • 6.1. Regional
      • Neobanks Current Developments Overview, October 2022
      • Share of Primary Financial Relationships, by Type of Bank, in % of Banking Service Consumers, August 2021
      • Breakdown of Distribution of Fintech Companies, by Segment, in %, 2021
      • Average Annual Growth Rate of Fintech Segment, by Fintech Segment, in %, 2017-2021
      • Share of Banking Service Consumers Who Are Willing to Expand Use of Products and Services if Neobanks Partnered With Most Trusted Financial And/or Hi-Tech Company, in %, August 2021
  • 6.2. Brazil
      • Share of Adults With a Digital-Only Bank Account, in %, 2022* & 2027f
      • Share of Adults With a Digital-Only Bank Account, by Gender, in %, March 2022
      • Share of Digital-Only Banking Users, by Age, in % of Adults, March 2022
      • Share of Consumers Who Rate Importance of Seamless Integration of Financial Providers as Extremely or Very High, by Type of Bank, in % of Banking Service Consumers, August 2021
      • Share of Banking Service Consumers Who Completely or Mostly Trust Their Bank, incl. "Neobanks", in %, August 2021
      • Number of Annual Fintech Startups, incl. "Digital Banking", 2017-2021
  • 6.3. Mexico
      • Share of Adults With a Digital-Only Bank Account, in %, 2022* & 2027f
      • Share of Adults With a Digital-Only Bank Account, by Gender, in %, March 2022
      • Share of Digital-Only Banking Users, by Age, in % of Adults, March 2022
      • Share of Banking Service Consumers Who Completely or Mostly Trust Their Bank, incl. "Neobanks", in %, August 2021
  • 6.4. Colombia
      • Use of Online Financial Services, in % of Internet Users, Q3 2021
      • Number of Annual Fintech Startups, incl. "Digital Banking", 2017-2021

7. Middle East and Africa

  • 7.1. Middle East
      • Neobanks Current Developments Overview, October 2022
      • Share of Respondents Who Prefer to Do Their Banking Online in Some Form, in %, March 2021- March 2022
  • 7.2. Africa
      • Number of Neobanks, 2012-2021
      • Top 10 Neobanks, by Number of Customers, in thousands, 2021