消費者金融市場- 世界の産業規模、シェア、動向、機会、予測、2018-2028年　セグメント：タイプ別、有担保消費者金融製品タイプ別、無担保消費者金融製品タイプ別、地域別

消費者金融の世界市場は、2022年に1兆2,213億8,000万米ドルとされ、クレジットベースの消費に対する需要の高まり、可処分所得の増加、力強い経済成長を背景に、2028年まで7.16%のCAGRで成長すると予測されています。

この分野では、大規模なピアツーピア・レンダーやデジタルプレーヤーなど、多くの新規企業が参入し、成長を続けています。

手頃な金利が市場成長を後押し

低金利は、より多くの人々が信用を得ることを可能にし、経済を活性化させる。金利が低いと借入コストが低くなるため、消費者はより自由に消費と投資を行うことができます。さらに、お金を借りるコストは金利によって大きく左右されます。金利が低ければ、人々は住宅や自動車などの高額商品の購入のためにお金を借りる可能性が高くなります。金利が低ければ、お客さまはより多くのお金を使うことができ、経済全体の消費の上昇につながります。したがって、この要因は、予測期間中に消費者金融市場の成長をさらに促進すると予測されます。

デジタルバンキングの台頭が市場成長を牽引

デジタルバンキングは、その傾向が大きく異なるにもかかわらず、複数の市場で盛んになっています。英国や米国では、約10～15%の消費者が、COVID-19の発生前よりも現在の方がデジタル・バンキングに関心を持っています。デジタル・バンキングのコンセプトは、その利点から消費者の間で広く普及しています。この方法を使えば、人々は時間と交通費を節約することができます。また、デジタル・バンキングを利用することで、ユーザーはEMI（Equated Monthly Instalment）を通じて、希望の金融事業者から消費者金融サービスを受けることができます。したがって、デジタルバンキングは、予測期間中、世界中の消費者金融市場全体の成長に大きく貢献すると予想されます。

市場成長を後押しするマーケティング戦略の拡大

消費者層を取り込み、競合他社に差をつけるために、多くの企業が従来とは異なる最先端のマーケティング戦略を選択しています。ビッグデータと自動化は、かなりの消費者層をターゲットにするために、さまざまな企業によって利用されています。ビッグデータは、ブランドが特定の顧客をターゲットにして、追加の顧客サービスやデジタル金融教育を提供するのに役立つ。なぜなら、必要なサービスの前後を識別して提供するのに役立つからです。例えば、ローンの事前承認が必要で、大きな買い物のために貯金をしている可能性が高い人々を特定することができます。したがって、新しくユニークなマーケティング戦術が、世界の消費者金融市場の成長をより高いペースで後押しすることになるでしょう。

利用可能なカスタマイズ

TechSci Researchは、与えられた市場データをもとに、企業固有のニーズに応じたカスタマイズを提供します。本レポートでは、以下のカスタマイズが可能です。

企業情報

• 追加的な市場企業の詳細分析とプロファイリング（最大5社まで）。

目次

第1章 イントロダクション

• 市場概要
• 本レポートの主なハイライト
• 市場のカバー範囲
• 対象となる市場セグメンテーション
• 調査対象期間

第2章 調査手法

• 調査目的
• ベースライン調査手法
• 主要産業パートナー
• 主要な協会と二次情報源
• データの三角測量と検証
• 前提条件と制約条件

第3章 エグゼクティブサマリー

• 市場概要
• 市場予測
• 主要地域
• 主要セグメント

第4章 顧客の声分析（B2Cモデル分析）

• 購買決定への影響要因
• 購入後に直面する課題

第5章 消費者金融の世界市場展望

• 市場規模・予測
  • 金額別
• 市場シェアと予測
  • タイプ別市場シェア分析（有担保消費者金融、無担保消費者金融）
  • 有担保消費者金融製品タイプ別市場シェア分析（住宅ローン、自動車ローン、住宅ローン、その他）
  • 無担保消費者金融製品タイプ別市場シェア分析（個人ローン、クレジットカード、住宅設備改善ローン、教育ローン、その他）
  • 地域別市場シェア分析
  • 企業シェア分析
• 消費者金融の世界市場マッピングと機会評価
  • タイプ別市場マッピングと機会評価
  • 有担保消費者金融製品タイプ別市場マッピング＆機会評価
  • 無担保消費者金融製品タイプ別市場マッピング＆機会評価
  • 地域別市場マッピングと機会評価

第6章 北米の消費者金融市場の展望

• 市場規模・予測
  • 金額別
• 市場シェア＆予測
  • タイプ別市場シェア分析
  • 有担保製品タイプ別市場シェア分析
  • 無担保製品タイプ別市場シェア分析
  • 国別市場シェア分析

第7章 欧州の消費者金融市場の展望

• 市場規模・予測
  • 金額別
• 市場シェア・予測
  • タイプ別市場シェア分析
  • 有担保製品タイプ別市場シェア分析
  • 無担保製品タイプ別市場シェア分析
  • 国別市場シェア分析

第8章 アジア太平洋地域の消費者金融市場の展望

• 市場規模・予測
  • 金額別
• 市場シェア・予測
  • タイプ別市場シェア分析
  • 有担保製品タイプ別市場シェア分析
  • 無担保製品タイプ別市場シェア分析
  • 国別市場シェア分析

第9章 南米の消費者金融市場の展望

• 市場規模・予測
  • 金額別
• 市場シェア・予測
  • タイプ別市場シェア分析
  • 有担保製品タイプ別市場シェア分析
  • 無担保製品タイプ別市場シェア分析
  • 国別市場シェア分析

第10章 中東・アフリカの消費者金融市場の展望

• 市場規模・予測
  • 金額別
• 市場シェア・予測
  • タイプ別市場シェア分析
  • 有担保製品タイプ別市場シェア分析
  • 無担保製品タイプ別市場シェア分析
  • 国別市場シェア分析

第11章 市場力学

• 促進要因
• 課題

第12章 市場動向と新興国市場の開拓

第13章 消費者金融の世界市場におけるCOVID-19の影響

第14章 競合情勢

• Competition Outlook
• Company Profiles
  • Citigroup Inc.
    • Company Details
    • Products & Services
    • Financial（As reported）
    • Key Market Focus & Geographical Presence
    • Recent Developments
    • Key Management Personnel
  • JPモルガン・チェース・アンド・カンパニー
    • 会社概要
    • 製品・サービス
    • 金融（報告されているもの）
    • 主要市場の焦点と地理的存在感
    • 最近の動向
    • 主要経営陣
  • ウェルズ・ファーゴ＆カンパニー
    • 会社概要
    • 製品・サービス
    • 金融（報告されているもの）
    • 主要市場の焦点と地理的プレゼンス
    • 最近の動向
    • 主要経営陣
  • バンク・オブ・アメリカ・コーポレーション
    • 会社概要
    • 商品・サービス
    • 金融（報告されているもの）
    • 主要市場の焦点と地理的存在感
    • 最近の動向
    • 主要な経営陣
  • アメリカン・エキスプレス・カンパニー
    • 会社概要
    • 製品・サービス
    • 金融（報告されているもの）
    • 主要市場および地域的存在感
    • 最近の動向
    • 主要な経営陣
  • HSBCホールディングス plc
    • 会社概要
    • 商品・サービス
    • 金融（報告されているもの）
    • 主要市場及び地域的存在感
    • 最近の動向
    • 主要経営幹部
  • 中国工商銀行
    • 会社概要
    • 商品とサービス
    • 金融（報告済み）
    • 主要市場の焦点と地理的存在感
    • 最近の動向
    • 主要な経営陣
  • 米国バンコープ社
    • 会社概要
    • 商品・サービス
    • 金融（報告されているもの）
    • 主要市場および地域的存在感
    • 最近の動向
    • 主要経営陣
  • BNPパリバ
    • 会社概要
    • 製品・サービス
    • 金融（報告されているもの）
    • 主要市場および地域的存在感
    • 最近の動向
    • 主要経営陣
  • TDバンク、N.A.
    • 会社概要
    • 商品・サービス
    • 金融（報告されているもの）
    • 主要市場および地域的存在感
    • 最近の動向
    • 主要経営幹部

第15章 戦略的提言

第16章 当社について・免責事項

List of Figures

• Figure 1: Global Consumer Finance Market Size, By Value (USD Billion), 2018-2028F
• Figure 2: Global GDP at Current Price (USD Billion), 2017-2021
• Figure 3: Global Consumer Finance Market Share, By Type, By Value, 2018-2028F
• Figure 4: Global Consumer Finance Market Share, By Secured Consumer Finance Product Type, By Value, 2018-2028F
• Figure 5: Global Consumer Finance Market Share, By Unsecured Consumer Finance Product Type, By Value, 2018-2028F
• Figure 6: Global Consumer Finance Market Share, By Region, By Value, 2018-2028F
• Figure 7: Global Consumer Finance Market Share, By Company, By Value, 2022
• Figure 8: Global Consumer Finance Market Map, By Type, Market Size (USD Billion) & Growth Rate (%), 2022
• Figure 9: Global Consumer Finance Market Map, By Secured Consumer Finance Product Type, Market Size (USD Billion) & Growth Rate (%), 2022
• Figure 10: Global Consumer Finance Market Map, By Secured Consumer Finance Product Type, Market Size (USD Billion) & Growth Rate (%), 2022
• Figure 11: Global Consumer Finance Market Map, By Region, Market Size (USD Billion) & Growth Rate (%), 2022
• Figure 12: North America Consumer Finance Market Size, By Value (USD Billion), 2018-2028F
• Figure 13: North America Country-wise GDP at Current Price (USD Billion), 2021
• Figure 14: North America Consumer Finance Market Share, By Type, By Value, 2018-2028F
• Figure 15: North America Consumer Finance Market Share, By Secured Consumer Finance Product Type, By Value, 2018-2028F
• Figure 16: North America Consumer Finance Market Share, By Unsecured Consumer Finance Product Type, By Value, 2018-2028F
• Figure 17: North America Consumer Finance Market Share, By Country, By Value, 2018-2028F
• Figure 18: United States Consumer Finance Market Size, By Value (USD Billion), 2018-2028F
• Figure 19: United States GDP at Current Price (USD Billion), 2017-2021
• Figure 20: United States Consumer Finance Market Share, By Type, By Value, 2018-2028F
• Figure 21: United States Consumer Finance Market Share, By Secured Consumer Finance Product Type, By Value, 2018-2028F
• Figure 22: United States Consumer Finance Market Share, By Unsecured Consumer Finance Product Type, By Value, 2018-2028F
• Figure 23: Canada Consumer Finance Market Size, By Value (USD Billion), 2018-2028F
• Figure 24: Canada GDP at Current Price (USD Billion), 2017-2021
• Figure 25: Canada Consumer Finance Market Share, By Type, By Value, 2018-2028F
• Figure 26: Canada Consumer Finance Market Share, By Secured Consumer Finance Product Type, By Value, 2018-2028F
• Figure 27: Canada Consumer Finance Market Share, By Unsecured Consumer Finance Product Type, By Value, 2018-2028F
• Figure 28: Mexico Consumer Finance Market Size, By Value (USD Billion), 2018-2028F
• Figure 29: Mexico GDP at Current Price (USD Billion), 2017-2021
• Figure 30: Mexico Consumer Finance Market Share, By Type, By Value, 2018-2028F
• Figure 31: Mexico Consumer Finance Market Share, By Secured Consumer Finance Product Type, By Value, 2018-2028F
• Figure 32: Mexico Consumer Finance Market Share, By Unsecured Consumer Finance Product Type, By Value, 2018-2028F
• Figure 33: Europe Consumer Finance Market Size, By Value (USD Billion), 2018-2028F
• Figure 34: Europe Country-wise GDP at Current Price (USD Billion), 2021
• Figure 35: Europe Consumer Finance Market Share, By Type, By Value, 2018-2028F
• Figure 36: Europe Consumer Finance Market Share, By Secured Consumer Finance Product Type, By Value, 2018-2028F
• Figure 37: Europe Consumer Finance Market Share, By Unsecured Consumer Finance Product Type, By Value, 2018-2028F
• Figure 38: Europe Consumer Finance Market Share, By Country, By Value, 2018-2028F
• Figure 39: Germany Consumer Finance Market Size, By Value (USD Billion), 2018-2028F
• Figure 40: Germany GDP at Current Price (USD Billion), 2017-2021
• Figure 41: Germany Consumer Finance Market Share, By Type, By Value, 2018-2028F
• Figure 42: Germany Consumer Finance Market Share, By Secured Consumer Finance Product Type, By Value, 2018-2028F
• Figure 43: Germany Consumer Finance Market Share, By Unsecured Consumer Finance Product Type, By Value, 2018-2028F
• Figure 44: France Consumer Finance Market Size, By Value (USD Billion), 2018-2028F
• Figure 45: France GDP at Current Price (USD Billion), 2017-2021
• Figure 46: France Consumer Finance Market Share, By Type, By Value, 2018-2028F
• Figure 47: France Consumer Finance Market Share, By Secured Consumer Finance Product Type, By Value, 2018-2028F
• Figure 48: France Consumer Finance Market Share, By Unsecured Consumer Finance Product Type, By Value, 2018-2028F
• Figure 49: United Kingdom Consumer Finance Market Size, By Value (USD Billion), 2018-2028F
• Figure 50: United Kingdom GDP at Current Price (USD Billion), 2017-2021
• Figure 51: United Kingdom Consumer Finance Market Share, By Type, By Value, 2018-2028F
• Figure 52: United Kingdom Consumer Finance Market Share, By Secured Consumer Finance Product Type, By Value, 2018-2028F
• Figure 53: United Kingdom Consumer Finance Market Share, By Unsecured Consumer Finance Product Type, By Value, 2018-2028F
• Figure 54: Italy Consumer Finance Market Size, By Value (USD Billion), 2018-2028F
• Figure 55: Italy GDP at Current Price (USD Billion), 2017-2021
• Figure 56: Italy Consumer Finance Market Share, By Type, By Value, 2018-2028F
• Figure 57: Italy Consumer Finance Market Share, By Secured Consumer Finance Product Type, By Value, 2018-2028F
• Figure 58: Italy Consumer Finance Market Share, By Unsecured Consumer Finance Product Type, By Value, 2018-2028F
• Figure 59: Spain Consumer Finance Market Size, By Value (USD Billion), 2018-2028F
• Figure 60: Spain GDP at Current Price (USD Billion), 2017-2021
• Figure 61: Spain Consumer Finance Market Share, By Type, By Value, 2018-2028F
• Figure 62: Spain Consumer Finance Market Share, By Secured Consumer Finance Product Type, By Value, 2018-2028F
• Figure 63: Spain Consumer Finance Market Share, By Unsecured Consumer Finance Product Type, By Value, 2018-2028F
• Figure 64: Asia-Pacific Consumer Finance Market Size, By Value (USD Billion), 2018-2028F
• Figure 65: Asia-Pacific Country-wise GDP at Current Price (USD Billion), 2021
• Figure 66: Asia-Pacific Consumer Finance Market Share, By Type, By Value, 2018-2028F
• Figure 67: Asia-Pacific Consumer Finance Market Share, By Secured Consumer Finance Product Type, By Value, 2018-2028F
• Figure 68: Asia-Pacific Consumer Finance Market Share, By Unsecured Consumer Finance Product Type, By Value, 2018-2028F
• Figure 69: Asia-Pacific Consumer Finance Market Share, By Country, By Value, 2018-2028F
• Figure 70: China Consumer Finance Market Size, By Value (USD Billion), 2018-2028F
• Figure 71: China GDP at Current Price (USD Billion), 2017-2021
• Figure 72: China Consumer Finance Market Share, By Type, By Value, 2018-2028F
• Figure 73: China Consumer Finance Market Share, By Secured Consumer Finance Product Type, By Value, 2018-2028F
• Figure 74: China Consumer Finance Market Share, By Unsecured Consumer Finance Product Type, By Value, 2018-2028F
• Figure 75: India Consumer Finance Market Size, By Value (USD Billion), 2018-2028F
• Figure 76: India GDP at Current Price (USD Billion), 2017-2021
• Figure 77: India Consumer Finance Market Share, By Type, By Value, 2018-2028F
• Figure 78: India Consumer Finance Market Share, By Secured Consumer Finance Product Type, By Value, 2018-2028F
• Figure 79: India Consumer Finance Market Share, By Unsecured Consumer Finance Product Type, By Value, 2018-2028F
• Figure 80: Japan Consumer Finance Market Size, By Value (USD Billion), 2018-2028F
• Figure 81: Japan GDP at Current Price (USD Billion), 2017-2021
• Figure 82: Japan Consumer Finance Market Share, By Type, By Value, 2018-2028F
• Figure 83: Japan Consumer Finance Market Share, By Secured Consumer Finance Product Type, By Value, 2018-2028F
• Figure 84: Japan Consumer Finance Market Share, By Unsecured Consumer Finance Product Type, By Value, 2018-2028F
• Figure 85: South Korea Consumer Finance Market Size, By Value (USD Billion), 2018-2028F
• Figure 86: South Korea GDP at Current Price (USD Billion), 2017-2021
• Figure 87: South Korea Consumer Finance Market Share, By Type, By Value, 2018-2028F
• Figure 88: South Korea Consumer Finance Market Share, By Secured Consumer Finance Product Type, By Value, 2018-2028F
• Figure 89: South Korea Consumer Finance Market Share, By Unsecured Consumer Finance Product Type, By Value, 2018-2028F
• Figure 90: Australia Consumer Finance Market Size, By Value (USD Billion), 2018-2028F
• Figure 91: Australia GDP at Current Price (USD Billion), 2017-2021
• Figure 92: Australia Consumer Finance Market Share, By Type, By Value, 2018-2028F
• Figure 93: Australia Consumer Finance Market Share, By Secured Consumer Finance Product Type, By Value, 2018-2028F
• Figure 94: Australia Consumer Finance Market Share, By Unsecured Consumer Finance Product Type, By Value, 2018-2028F
• Figure 95: South America Consumer Finance Market Size, By Value (USD Billion), 2018-2028F
• Figure 96: South America Country-wise GDP at Current Price (USD Billion), 2021
• Figure 97: South America Consumer Finance Market Share, By Type, By Value, 2018-2028F
• Figure 98: South America Consumer Finance Market Share, By Secured Consumer Finance Product Type, By Value, 2018-2028F
• Figure 99: South America Consumer Finance Market Share, By Unsecured Consumer Finance Product Type, By Value, 2018-2028F
• Figure 100: South America Consumer Finance Market Share, By Country, By Value, 2018-2028F
• Figure 101: Brazil Consumer Finance Market Size, By Value (USD Billion), 2018-2028F
• Figure 102: Brazil GDP at Current Price (USD Billion), 2017-2021
• Figure 103: Brazil Consumer Finance Market Share, By Type, By Value, 2018-2028F
• Figure 104: Brazil Consumer Finance Market Share, By Secured Consumer Finance Product Type, By Value, 2018-2028F
• Figure 105: Brazil Consumer Finance Market Share, By Unsecured Consumer Finance Product Type, By Value, 2018-2028F
• Figure 106: Argentina Consumer Finance Market Size, By Value (USD Billion), 2018-2028F
• Figure 107: Argentina GDP at Current Price (USD Billion), 2017-2021
• Figure 108: Argentina Consumer Finance Market Share, By Type, By Value, 2018-2028F
• Figure 109: Argentina Consumer Finance Market Share, By Secured Consumer Finance Product Type, By Value, 2018-2028F
• Figure 110: Argentina Consumer Finance Market Share, By Unsecured Consumer Finance Product Type, By Value, 2018-2028F
• Figure 111: Colombia Consumer Finance Market Size, By Value (USD Billion), 2018-2028F
• Figure 112: Colombia GDP at Current Price (USD Billion), 2017-2021
• Figure 113: Colombia Consumer Finance Market Share, By Type, By Value, 2018-2028F
• Figure 114: Colombia Consumer Finance Market Share, By Secured Consumer Finance Product Type, By Value, 2018-2028F
• Figure 115: Colombia Consumer Finance Market Share, By Unsecured Consumer Finance Product Type, By Value, 2018-2028F
• Figure 116: Middle East & Africa Consumer Finance Market Size, By Value (USD Billion), 2018-2028F
• Figure 117: Middle East & Africa GDP at Current Price (USD Billion), 2017-2021
• Figure 118: Middle East & Africa Consumer Finance Market Share, By Type, By Value, 2018-2028F
• Figure 119: Middle East & Africa Consumer Finance Market Share, By Secured Consumer Finance Product Type, By Value, 2018-2028F
• Figure 120: Middle East & Africa Consumer Finance Market Share, By Unsecured Consumer Finance Product Type, By Value, 2018-2028F
• Figure 121: Middle East & Africa Consumer Finance Market Share, By Country, By Value, 2018-2028F
• Figure 122: Saudi Arabia Consumer Finance Market Size, By Value (USD Billion), 2018-2028F
• Figure 123: Saudi Arabia GDP at Current Price (USD Billion), 2017-2021
• Figure 124: Saudi Arabia Consumer Finance Market Share, By Type, By Value, 2018-2028F
• Figure 125: Saudi Arabia Consumer Finance Market Share, By Secured Consumer Finance Product Type, By Value, 2018-2028F
• Figure 126: Saudi Arabia Consumer Finance Market Share, By Unsecured Consumer Finance Product Type, By Value, 2018-2028F
• Figure 127: UAE Consumer Finance Market Size, By Value (USD Billion), 2018-2028F
• Figure 128: UAE GDP at Current Price (USD Billion), 2017-2021
• Figure 129: UAE Consumer Finance Market Share, By Type, By Value, 2018-2028F
• Figure 130: UAE Consumer Finance Market Share, By Secured Consumer Finance Product Type, By Value, 2018-2028F
• Figure 131: UAE Consumer Finance Market Share, By Unsecured Consumer Finance Product Type, By Value, 2018-2028F
• Figure 132: South Africa Consumer Finance Market Size, By Value (USD Billion), 2018-2028F
• Figure 133: South Africa GDP at Current Price (USD Billion), 2017-2021
• Figure 134: South Africa Consumer Finance Market Share, By Type, By Value, 2018-2028F
• Figure 135: South Africa Consumer Finance Market Share, By Secured Consumer Finance Product Type, By Value, 2018-2028F
• Figure 136: South Africa Consumer Finance Market Share, By Unsecured Consumer Finance Product Type, By Value, 2018-2028F
• Figure 137: Kuwait Consumer Finance Market Size, By Value (USD Billion), 2018-2028F
• Figure 138: Kuwait GDP at Current Price (USD Billion), 2017-2021
• Figure 139: Kuwait Consumer Finance Market Share, By Type, By Value, 2018-2028F
• Figure 140: Kuwait Consumer Finance Market Share, By Secured Consumer Finance Product Type, By Value, 2018-2028F
• Figure 141: Kuwait Consumer Finance Market Share, By Unsecured Consumer Finance Product Type, By Value, 2018-2028F

The global consumer finance market was valued at USD1221.38 billion in 2022 and is predicted to register a CAGR of 7.16% through 2028 on account of growing demand for credit-based consumption, rising disposable incomes and strong economic growth. This sector is seeing a lot of new firms enter and grow, including significant peer-to-peer lenders and all-digital players.

Consumer lifestyles and financial conditions are changing quickly, which drives the consumer finance business. It is believed that one of the most coordinated and developed industries in the world is consumer finance. Consumer finance has been increasing steadily as a result of the ongoing population growth and economic expansion. Additionally, the quick processing of loan requests from a number of public and private banks or financial institutions, as well as the simple availability of various loans including home loans, vehicle loans, and school loans, are anticipated to support the expansion of the global consumer finance market.The COVID-19 pandemic slowed the nation's overall economic expansion. The consumer finance market was also impacted by the economic slump. Consumer spending across loan categories, such as personal loans and consumer durable loans, had been significantly hit by issues like job losses, wage reductions, and concerns about the future, which further hampered the expansion of the global consumer finance sector during that period. As the primary secure and accessible choice for customers during the lockdown, the online options, reported increasing usage of financial services.

Affordable Interest Rates Fueling the Market Growth

Low interest rates boost the economy by enabling more people to obtain credit. Since borrowing is less expensive when interest rates are lower, consumers can spend and invest more freely. Additionally, the cost of borrowing money is significantly impacted over time by interest rates. When the interest rate is lower, people are more likely to borrow money to pay for expensive goods like homes or cars. Customers have more money to spend when interest rates are lower, which can lead to a rise in consumption across the economy. Therefore, this factor is projected to further fuel the consumer finance market growth during the projected period.

Rising Digital Banking Driving the Market Growth

Digital banking has flourished in multiple markets, despite the fact that this tendency differs greatly. Around 10-15 percent of consumers in the United Kingdom and the United States are more interested in digital banking now than they were before the COVID-19 outbreak. The concept of digital banking is gaining wide popularity among consumers owing to the benefits offered by it. By using this approach, people can save time and money on transportation. Additionally, users can access consumer financial services through EMIs (Equated Monthly Instalment) with the finance businesses of their choice with the aid of digital banking. Hence, the digital banking is anticipated to be a major contributor in the overall growth on consumer finance market around the globe during the forecast period.

Growing Marketing Strategies Aiding the Market Growth

In order to attract a substantial consumer base and establish themselves apart from competitor companies, many businesses choose unusual and cutting-edge marketing strategies. Big data and automation are being used by various companies to target a considerable consumer base. Big data can help brands target specific customers for additional customer service or digital financial education because it can help them identify and offer services before or after they are needed. For instance, it can identify people who are likely to need pre-approval for a loan and are saving up for a large purchase. Hence, new and unique marketing tactics will boost the consumer finance market growth worldwide at a higher pace.

Market Segmentation

The global consumer finance market is segmented based on type, secured consumer finance product type, unsecured consumer finance product type, region, and competitional landscape. Based on secured consumer finance product type, the market is fragmented into housing loan, auto loan, mortgage loan and others. Based on unsecured consumer finance product type, the market is segregated into personal loan, credit card, home improvement loan, education loan and others.

Company Profiles

Citigroup Inc., JPMorgan Chase & Co., Wells Fargo & Company, Bank of America Corporation, American Express Company, HSBC Holdings plc, Industrial and Commercial Bank of China, U.S. Bancorp, BNP Paribas, and TD Bank, N.A. are among the major market players in the global consumer finance market. The competition is expected to grow at a significant pace in the upcoming years owing to rising number of consumer finance online platforms as it is necessary for these companies to attract more and more business partners. Also, the companies are developing advanced technologies and launching new services to stay competitive in the market. Other competitive strategies include mergers & acquisitions and new service developments.

Report Scope

In this report, the global consumer finance market has been segmented into the following categories, in addition to the industry trends which have also been detailed below:

Consumer Finance Market, By Type:

• Secured Consumer Finance
• Unsecured Consumer Finance

Consumer Finance Market, By Secured Consumer Finance Product Type:

• Housing Loan
• Auto Loan
• Mortgage Loan
• Others

Consumer Finance Market, By Unsecured Consumer Finance Product Type:

• Personal Loan
• Credit Card
• Home Improvement Loan
• Education Loan
• Others

Consumer Finance Market, By Region:

• North America
  • United States
  • Canada
  • Mexico

• Europe
  • Germany
  • France
  • United Kingdom
  • Italy
  • Spain

• Asia-Pacific
  • China
  • India
  • Japan
  • South Korea
  • Australia

• South America
  • Brazil
  • Argentina
  • Colombia

• Middle East & Africa
  • Saudi Arabia
  • UAE
  • South Africa
  • Kuwait

Competitive Landscape

Company Profiles: Detailed analysis of the major companies present in the global Consumer Finance market.

Available Customizations

With the given market data, TechSci Research offers customizations according to a company's specific needs. The following customization options are available for the report:

Company Information

• Detailed analysis and profiling of additional market players (up to five).

Table of Contents

1. Introduction

• 1.1. Market Overview
• 1.2. Key Highlights of the Report
• 1.3. Market Coverage
• 1.4. Market Segments Covered
• 1.5. Research Tenure Considered

2. Research Methodology

• 2.1. Objective of the Study
• 2.2. Baseline Methodology
• 2.3. Key Industry Partners
• 2.4. Major Association and Secondary Sources
• 2.5. Data Triangulation & Validation
• 2.6. Assumptions and Limitations

3. Executive Summary

• 3.1. Market Overview
• 3.2. Market Forecast
• 3.3. Key Regions
• 3.4. Key Segments

4. Voice of Customer Analysis (B2C Model Analysis)

• 4.1. Factors Influencing Purchase Decision
• 4.2. Challenges Faced Post Purchase

5. Global Consumer Finance Market Outlook

• 5.1. Market Size & Forecast
  • 5.1.1. By Value
• 5.2. Market Share & Forecast
  • 5.2.1. By Type Market Share Analysis (Secured Consumer Finance and Unsecured Consumer Finance)
  • 5.2.2. By Secured Consumer Finance Product Type Market Share Analysis (Housing Loan, Auto Loan and Mortgage Loan and Others)
  • 5.2.3. By Unsecured Consumer Finance Product Type Market Share Analysis (Personal Loan, Credit Card, Home Improvement Loan, Education Loan and Others)
  • 5.2.4. By Regional Market Share Analysis
  • 5.2.5. By Company Market Share Analysis
• 5.3. Global Consumer Finance Market Mapping & Opportunity Assessment
  • 5.3.1. By Type Market Mapping & Opportunity Assessment
  • 5.3.2. By Secured Consumer Finance Product Type Market Mapping & Opportunity Assessment
  • 5.3.3. By Unsecured Consumer Finance Product Type Market Mapping & Opportunity Assessment
  • 5.3.4. By Regional Market Mapping & Opportunity Assessment

6. North America Consumer Finance Market Outlook

• 6.1. Market Size & Forecast
  • 6.1.1. By Value
• 6.2. Market Share & Forecast
  • 6.2.1. By Type Market Share Analysis
  • 6.2.2. By Secured Consumer Finance Product Type Market Share Analysis
  • 6.2.3. By Unsecured Consumer Finance Product Type Market Share Analysis
  • 6.2.4. By Country Market Share Analysis
    • 6.2.4.1. United States Consumer Finance Market Outlook
      • 6.2.4.1.1. Market Size & Forecast
      • 6.2.4.1.1.1. By Value
      • 6.2.4.1.2. Market Share & Forecast
      • 6.2.4.1.2.1. By Type Market Share Analysis
      • 6.2.4.1.2.2. By Secured Consumer Finance Product Type Market Share Analysis
      • 6.2.4.1.2.3. By Unsecured Consumer Finance Product Type Market Share Analysis
    • 6.2.4.2. Canada Consumer Finance Market Outlook
      • 6.2.4.2.1. Market Size & Forecast
      • 6.2.4.2.1.1. By Value
      • 6.2.4.2.2. Market Share & Forecast
      • 6.2.4.2.2.1. By Type Market Share Analysis
      • 6.2.4.2.2.2. By Secured Consumer Finance Product Type Market Share Analysis
      • 6.2.4.2.2.3. By Unsecured Consumer Finance Product Type Market Share Analysis
    • 6.2.4.3. Mexico Consumer Finance Market Outlook
      • 6.2.4.3.1. Market Size & Forecast
      • 6.2.4.3.1.1. By Value
      • 6.2.4.3.2. Market Share & Forecast
      • 6.2.4.3.2.1. By Type Market Share Analysis
      • 6.2.4.3.2.2. By Secured Consumer Finance Product Type Market Share Analysis
      • 6.2.4.3.2.3. By Unsecured Consumer Finance Product Type Market Share Analysis

7. Europe Consumer Finance Market Outlook

• 7.1. Market Size & Forecast
  • 7.1.1. By Value
• 7.2. Market Share & Forecast
  • 7.2.1. By Type Market Share Analysis
  • 7.2.2. By Secured Consumer Finance Product Type Market Share Analysis
  • 7.2.3. By Unsecured Consumer Finance Product Type Market Share Analysis
  • 7.2.4. By Country Market Share Analysis
    • 7.2.4.1. Germany Consumer Finance Market Outlook
      • 7.2.4.1.1. Market Size & Forecast
      • 7.2.4.1.1.1. By Value
      • 7.2.4.1.2. Market Share & Forecast
      • 7.2.4.1.2.1. By Type Market Share Analysis
      • 7.2.4.1.2.2. By Secured Consumer Finance Product Type Market Share Analysis
      • 7.2.4.1.2.3. By Unsecured Consumer Finance Product Type Market Share Analysis
    • 7.2.4.2. France Consumer Finance Market Outlook
      • 7.2.4.2.1. Market Size & Forecast
      • 7.2.4.2.1.1. By Value
      • 7.2.4.2.2. Market Share & Forecast
      • 7.2.4.2.2.1. By Type Market Share Analysis
      • 7.2.4.2.2.2. By Secured Consumer Finance Product Type Market Share Analysis
      • 7.2.4.2.2.3. By Unsecured Consumer Finance Product Type Market Share Analysis
    • 7.2.4.3. United Kingdom Consumer Finance Market Outlook
      • 7.2.4.3.1. Market Size & Forecast
      • 7.2.4.3.1.1. By Value
      • 7.2.4.3.2. Market Share & Forecast
      • 7.2.4.3.2.1. By Type Market Share Analysis
      • 7.2.4.3.2.2. By Secured Consumer Finance Product Type Market Share Analysis
      • 7.2.4.3.2.3. By Unsecured Consumer Finance Product Type Market Share Analysis
    • 7.2.4.4. Italy Consumer Finance Market Outlook
      • 7.2.4.4.1. Market Size & Forecast
      • 7.2.4.4.1.1. By Value
      • 7.2.4.4.2. Market Share & Forecast
      • 7.2.4.4.2.1. By Type Market Share Analysis
      • 7.2.4.4.2.2. By Secured Consumer Finance Product Type Market Share Analysis
      • 7.2.4.4.2.3. By Unsecured Consumer Finance Product Type Market Share Analysis
    • 7.2.4.5. Spain Consumer Finance Market Outlook
      • 7.2.4.5.1. Market Size & Forecast
      • 7.2.4.5.1.1. By Value
      • 7.2.4.5.2. Market Share & Forecast
      • 7.2.4.5.2.1. By Type Market Share Analysis
      • 7.2.4.5.2.2. By Secured Consumer Finance Product Type Market Share Analysis
      • 7.2.4.5.2.3. By Unsecured Consumer Finance Product Type Market Share Analysis

8. Asia-Pacific Consumer Finance Market Outlook

• 8.1. Market Size & Forecast
  • 8.1.1. By Value
• 8.2. Market Share & Forecast
  • 8.2.1. By Type Market Share Analysis
  • 8.2.2. By Secured Consumer Finance Product Type Market Share Analysis
  • 8.2.3. By Unsecured Consumer Finance Product Type Market Share Analysis
  • 8.2.4. By Country Market Share Analysis
    • 8.2.4.1. China Consumer Finance Market Outlook
      • 8.2.4.1.1. Market Size & Forecast
      • 8.2.4.1.1.1. By Value
      • 8.2.4.1.2. Market Share & Forecast
      • 8.2.4.1.2.1. By Type Market Share Analysis
      • 8.2.4.1.2.2. By Secured Consumer Finance Product Type Market Share Analysis
      • 8.2.4.1.2.3. By Unsecured Consumer Finance Product Type Market Share Analysis
    • 8.2.4.2. India Consumer Finance Market Outlook
      • 8.2.4.2.1. Market Size & Forecast
      • 8.2.4.2.1.1. By Value
      • 8.2.4.2.2. Market Share & Forecast
      • 8.2.4.2.2.1. By Type Market Share Analysis
      • 8.2.4.2.2.2. By Secured Consumer Finance Product Type Market Share Analysis
      • 8.2.4.2.2.3. By Unsecured Consumer Finance Product Type Market Share Analysis
    • 8.2.4.3. Japan Consumer Finance Market Outlook
      • 8.2.4.3.1. Market Size & Forecast
      • 8.2.4.3.1.1. By Value
      • 8.2.4.3.2. Market Share & Forecast
      • 8.2.4.3.2.1. By Type Market Share Analysis
      • 8.2.4.3.2.2. By Secured Consumer Finance Product Type Market Share Analysis
      • 8.2.4.3.2.3. By Unsecured Consumer Finance Product Type Market Share Analysis
    • 8.2.4.4. South Korea Consumer Finance Market Outlook
      • 8.2.4.4.1. Market Size & Forecast
      • 8.2.4.4.1.1. By Value
      • 8.2.4.4.2. Market Share & Forecast
      • 8.2.4.4.2.1. By Type Market Share Analysis
      • 8.2.4.4.2.2. By Secured Consumer Finance Product Type Market Share Analysis
      • 8.2.4.4.2.3. By Unsecured Consumer Finance Product Type Market Share Analysis
    • 8.2.4.5. Australia Consumer Finance Market Outlook
      • 8.2.4.5.1. Market Size & Forecast
      • 8.2.4.5.1.1. By Value
      • 8.2.4.5.2. Market Share & Forecast
      • 8.2.4.5.2.1. By Type Market Share Analysis
      • 8.2.4.5.2.2. By Secured Consumer Finance Product Type Market Share Analysis
      • 8.2.4.5.2.3. By Unsecured Consumer Finance Product Type Market Share Analysis

9. South America Consumer Finance Market Outlook

• 9.1. Market Size & Forecast
  • 9.1.1. By Value
• 9.2. Market Share & Forecast
  • 9.2.1. By Type Market Share Analysis
  • 9.2.2. By Secured Consumer Finance Product Type Market Share Analysis
  • 9.2.3. By Unsecured Consumer Finance Product Type Market Share Analysis
  • 9.2.4. By Country Market Share Analysis
    • 9.2.4.1. Brazil Consumer Finance Market Outlook
      • 9.2.4.1.1. Market Size & Forecast
      • 9.2.4.1.1.1. By Value
      • 9.2.4.1.2. Market Share & Forecast
      • 9.2.4.1.2.1. By Type Market Share Analysis
      • 9.2.4.1.2.2. By Secured Consumer Finance Product Type Market Share Analysis
      • 9.2.4.1.2.3. By Unsecured Consumer Finance Product Type Market Share Analysis
    • 9.2.4.2. Argentina Consumer Finance Market Outlook
      • 9.2.4.2.1. Market Size & Forecast
      • 9.2.4.2.1.1. By Value
      • 9.2.4.2.2. Market Share & Forecast
      • 9.2.4.2.2.1. By Type Market Share Analysis
      • 9.2.4.2.2.2. By Secured Consumer Finance Product Type Market Share Analysis
      • 9.2.4.2.2.3. By Unsecured Consumer Finance Product Type Market Share Analysis
    • 9.2.4.3. Colombia Consumer Finance Market Outlook
      • 9.2.4.3.1. Market Size & Forecast
      • 9.2.4.3.1.1. By Value
      • 9.2.4.3.2. Market Share & Forecast
      • 9.2.4.3.2.1. By Type Market Share Analysis
      • 9.2.4.3.2.2. By Secured Consumer Finance Product Type Market Share Analysis
      • 9.2.4.3.2.3. By Unsecured Consumer Finance Product Type Market Share Analysis

10. Middle East & Africa Consumer Finance Market Outlook

• 10.1. Market Size & Forecast
  • 10.1.1. By Value
• 10.2. Market Share & Forecast
  • 10.2.1. By Type Market Share Analysis
  • 10.2.2. By Secured Consumer Finance Product Type Market Share Analysis
  • 10.2.3. By Unsecured Consumer Finance Product Type Market Share Analysis
  • 10.2.4. By Country Market Share Analysis
    • 10.2.4.1. Saudi Arabia Consumer Finance Market Outlook
      • 10.2.4.1.1. Market Size & Forecast
      • 10.2.4.1.1.1. By Value
      • 10.2.4.1.2. Market Share & Forecast
      • 10.2.4.1.2.1. By Type Market Share Analysis
      • 10.2.4.1.2.2. By Secured Consumer Finance Product Type Market Share Analysis
      • 10.2.4.1.2.3. By Unsecured Consumer Finance Product Type Market Share Analysis
    • 10.2.4.2. UAE Consumer Finance Market Outlook
      • 10.2.4.2.1. Market Size & Forecast
      • 10.2.4.2.1.1. By Value
      • 10.2.4.2.2. Market Share & Forecast
      • 10.2.4.2.2.1. By Type Market Share Analysis
      • 10.2.4.2.2.2. By Secured Consumer Finance Product Type Market Share Analysis
      • 10.2.4.2.2.3. By Unsecured Consumer Finance Product Type Market Share Analysis
    • 10.2.4.3. South Africa Consumer Finance Market Outlook
      • 10.2.4.3.1. Market Size & Forecast
      • 10.2.4.3.1.1. By Value
      • 10.2.4.3.2. Market Share & Forecast
      • 10.2.4.3.2.1. By Type Market Share Analysis
      • 10.2.4.3.2.2. By Secured Consumer Finance Product Type Market Share Analysis
      • 10.2.4.3.2.3. By Unsecured Consumer Finance Product Type Market Share Analysis
    • 10.2.4.4. Kuwait Consumer Finance Market Outlook
      • 10.2.4.4.1. Market Size & Forecast
      • 10.2.4.4.1.1. By Value
      • 10.2.4.4.2. Market Share & Forecast
      • 10.2.4.4.2.1. By Type Market Share Analysis
      • 10.2.4.4.2.2. By Secured Consumer Finance Product Type Market Share Analysis
      • 10.2.4.4.2.3. By Unsecured Consumer Finance Product Type Market Share Analysis

11. Market Dynamics

• 11.1. Drivers
• 11.2. Challenges

12. Market Trends & Developments

13. Impact of COVID-19 on Global Consumer Finance Market

14. Competitive Landscape

• 14.1. Competition Outlook
• 14.2. Company Profiles
  • 14.2.1. Citigroup Inc.
    • 14.2.1.1. Company Details
    • 14.2.1.2. Products & Services
    • 14.2.1.3. Financial (As reported)
    • 14.2.1.4. Key Market Focus & Geographical Presence
    • 14.2.1.5. Recent Developments
    • 14.2.1.6. Key Management Personnel
  • 14.2.2. JPMorgan Chase & Co.
    • 14.2.2.1. Company Details
    • 14.2.2.2. Products & Services
    • 14.2.2.3. Financial (As reported)
    • 14.2.2.4. Key Market Focus & Geographical Presence
    • 14.2.2.5. Recent Developments
    • 14.2.2.6. Key Management Personnel
  • 14.2.3. Wells Fargo & Company
    • 14.2.3.1. Company Details
    • 14.2.3.2. Products & Services
    • 14.2.3.3. Financial (As reported)
    • 14.2.3.4. Key Market Focus & Geographical Presence
    • 14.2.3.5. Recent Developments
    • 14.2.3.6. Key Management Personnel
  • 14.2.4. Bank of America Corporation
    • 14.2.4.1. Company Details
    • 14.2.4.2. Products & Services
    • 14.2.4.3. Financial (As reported)
    • 14.2.4.4. Key Market Focus & Geographical Presence
    • 14.2.4.5. Recent Developments
    • 14.2.4.6. Key Management Personnel
  • 14.2.5. American Express Company
    • 14.2.5.1. Company Details
    • 14.2.5.2. Products & Services
    • 14.2.5.3. Financial (As reported)
    • 14.2.5.4. Key Market Focus & Geographical Presence
    • 14.2.5.5. Recent Developments
    • 14.2.5.6. Key Management Personnel
  • 14.2.6. HSBC Holdings plc
    • 14.2.6.1. Company Details
    • 14.2.6.2. Products & Services
    • 14.2.6.3. Financial (As reported)
    • 14.2.6.4. Key Market Focus & Geographical Presence
    • 14.2.6.5. Recent Developments
    • 14.2.6.6. Key Management Personnel
  • 14.2.7. Industrial and Commercial Bank of China
    • 14.2.7.1. Company Details
    • 14.2.7.2. Products & Services
    • 14.2.7.3. Financial (As reported)
    • 14.2.7.4. Key Market Focus & Geographical Presence
    • 14.2.7.5. Recent Developments
    • 14.2.7.6. Key Management Personnel
  • 14.2.8. U.S. Bancorp
    • 14.2.8.1. Company Details
    • 14.2.8.2. Products & Services
    • 14.2.8.3. Financial (As reported)
    • 14.2.8.4. Key Market Focus & Geographical Presence
    • 14.2.8.5. Recent Developments
    • 14.2.8.6. Key Management Personnel
  • 14.2.9. BNP Paribas
    • 14.2.9.1. Company Details
    • 14.2.9.2. Products & Services
    • 14.2.9.3. Financial (As reported)
    • 14.2.9.4. Key Market Focus & Geographical Presence
    • 14.2.9.5. Recent Developments
    • 14.2.9.6. Key Management Personnel
  • 14.2.10. TD Bank, N.A.
    • 14.2.10.1. Company Details
    • 14.2.10.2. Products & Services
    • 14.2.10.3. Financial (As reported)
    • 14.2.10.4. Key Market Focus & Geographical Presence
    • 14.2.10.5. Recent Developments
    • 14.2.10.6. Key Management Personnel

15. Strategic Recommendations

16. About Us & Disclaimer