インドネシアの従業員給付制度

インドネシアの社会保障制度は、準備積立と社会保険制度の2つから成り立っています。インドネシアの社会保障制度は総人口のごく一部だけを対象に、最低限の給付のみを行っています。雇用と連動した形の強制加入式社会保険は、被雇用者の17％しかカバーしておらず、またインフォーマルセクターで雇用されてる人々の80％以上が社会保障制度の枠外に置かれています。2014年1月1日より、新しい国民保険制度がスタートし、2019年までに全ての被雇用者および国民を一つの社会保障制度の下にまとめる計画となっています (雇用保険も同様に、2029年までに全国民をカバーする予定です)。新制度では、BPJS Healthcareが医療給付を、BPJS Employmentが雇用給付を担当し、また旧来の高齢・死亡・労災・疾患保険もカバーします。インドネシア政府は2030年までに世界第6位の経済大国となる長期的戦略を構築中で、それに伴って同国の雇用給付市場も急速に成長するものと期待されています。

当レポートでは、インドネシアにおける従業員給付 (福利厚生) の制度・市場について分析し、公的 (強制) 給付および民間給付制度の概要や、給付額の実績値・予測値、監督機関の概要、経済的な背景事情などの情報をお届けします。

第1章 エグゼクティブ・サマリー

第2章 イントロダクション

第3章 国の統計データ

第4章 インドネシアの従業員給付の概要

第5章 規制

第6章 公的・強制的な給付制度

• 退職給付
  • イントロダクション
  • 退職金プランの種類
  • 資格者
  • 年齢
  • 給付基準所得
  • 給付金
  • 支払オプション
  • 企業側の典型的な慣行
  • 雇用者側／被雇用者側の負担額
  • 課税
• 死亡給付
• 長期障害給付
• 医療給付
• 労災補償
• 出産・育児給付
• 家族給付
• 社会扶助
• 失業給付
• 公休日・休暇制度

第7章 民間給付

• 退職給付
• 障害給付
• 死亡給付
• 労災給付
• 医療給付
• その他

第8章 マクロ経済指標

• 経済指標
  • GDP (固定価格、米ドル)
  • 1人当たりGDP (固定価格、米ドル)
  • GDP (現在価格、米ドル)
  • 1人当たりGDP (現在価格、米ドル)
  • 主要部門別のGDP内訳
  • インフレ率
  • 年間平均為替レート (米ドル／インドネシアルピア)
  • 失業率
  • 家計消費支出
  • 国民可処分所得総額
• 人口構造
  • 総人口
  • 労働力人口

第9章 付録

図表一覧

The Indonesian social security system comprises the provident fund system and social insurance system. Social security in Indonesia covers a small proportion of the population with minimal benefits. The employment-linked systems of contributory social insurance only cover 17% of employed persons, while more than 80% of people employed in the informal economy are not covered under the social security system. With effect from January 1, 2014, a new regime of national social security has been implemented in Indonesia with an intention to cover all employees and residents under one healthcare system by 2019, as well as one employment benefits system by 2029. Under the new system, Badan Penyelenggara Jaminan Sosial (BPJS) Healthcare (BPJS Kesehatan) will administer healthcare benefits and BPJS Employment (BPJS Ketenagakarjaan) will administer employment benefits which cover against the risks of old age, death, occupational accidents and diseases. The employee benefits market in Indonesia is expected to register robust growth, as the country's government is planning to be one of the world's six largest global economies by 2030 as part of its long-term strategy.

Summary

The report provides in-depth industry analysis, information and insights into employee benefits in Indonesia, including:

• An overview of state and compulsory benefits in Indonesia
• Detailed information about private benefits in Indonesia
• Insights into the various central institutions responsible for the administration of the different branches of social security
• The regulatory framework of employee benefits in Indonesia

Scope

This report provides a detailed analysis of employee benefits in Indonesia:

• It offers a detailed analysis of the key government-sponsored employee benefits, along with private benefits.
• It covers an exhaustive list of employee benefits, including retirement benefits, death in service, long-term disability benefits, medical benefits, workmen's compensation, maternity and paternity benefits, family benefits, social assistance, redundancy benefit, leave and public holidays and private benefits
• It highlights the economic and regulatory situations relating to employee benefits in Indonesia.

Reasons To Buy

• Make strategic decisions using in-depth information related to employee benefits in Indonesia
• Assess Indonesia's employee benefits market, including state and compulsory benefits and private benefits
• Gain insights into the key employee benefit schemes offered by private employers in Indonesia
• Gain insights into key organizations governing Indonesia's employee benefits, and their impact on companies

Table of Contents

1. Executive Summary

2. Introduction

• 2.1. What is this Report About?
• 2.2. Definitions

3. Country Statistics

4. Overview of Employee Benefits in Indonesia

5. Regulations

6. State and Compulsory Benefits

• 6.1. Retirement Benefits
  • 6.1.1. Introduction
  • 6.1.2. Types of retirement plans
  • 6.1.3. Eligibility
  • 6.1.4. Age
  • 6.1.5. Pensionable salary
  • 6.1.6. Benefits
  • 6.1.7. Payment options
  • 6.1.8. Typical employer practice
  • 6.1.9. Employee and employer contributions
  • 6.1.10. Taxation
• 6.2. Death in Service
  • 6.2.1. Introduction
  • 6.2.2. Eligibility
  • 6.2.3. Benefits
  • 6.2.4. Payment options
  • 6.2.5. Typical employer practice
  • 6.2.6. Employee and employer contributions
  • 6.2.7. Taxation
• 6.3. Long-Term Disability Benefits
  • 6.3.1. Introduction
  • 6.3.2. Eligibility
  • 6.3.3. Benefits
  • 6.3.4. Payment options
  • 6.3.5. Typical employer practice
  • 6.3.6. Employee and employer contributions
  • 6.3.7. Taxation
• 6.4. Medical Benefits
  • 6.4.1. Introduction
  • 6.4.2. Eligibility
  • 6.4.3. Benefits
  • 6.4.4. Typical employer practice
  • 6.4.5. Employee and employer contributions
• 6.5. Workmen's Compensation
  • 6.5.1. Introduction
  • 6.5.2. Eligibility
  • 6.5.3. Benefits
  • 6.5.4. Payment options
  • 6.5.5. Typical employer practice
  • 6.5.6. Employee and employer contributions
• 6.6. Maternity and Paternity Benefits
  • 6.6.1. Introduction
  • 6.6.2. Eligibility
  • 6.6.3. Benefits
• 6.7. Family Benefits
  • 6.7.1. Introduction
  • 6.7.2. Eligibility
  • 6.7.3. Benefits
  • 6.7.4. Payment options
  • 6.7.5. Employee and employer contributions
  • 6.7.6. Taxation
• 6.8. Social Assistance
  • 6.8.1. Introduction
  • 6.8.2. Types of social assistance
  • 6.8.3. Eligibility
  • 6.8.4. Benefits
  • 6.8.5. Payment options
• 6.9. Redundancy Benefit
  • 6.9.1. Introduction
  • 6.9.2. Eligibility
  • 6.9.3. Benefits
  • 6.9.4. Employee and employer contributions
• 6.1. Leave and Public Holidays
  • 6.10.1. Introduction
  • 6.10.2. Annual leave
  • 6.10.3. Sick leave
  • 6.10.4. Personal leave
  • 6.10.5. Public holidays

7. Private Benefits

• 7.1. Retirement Benefits
• 7.2. Disability Benefits
• 7.3. Death Benefits
• 7.4. Work Injury Benefits
• 7.5. Medical and Health Benefits
• 7.6. Other Benefits

8. Macroeconomic Indicators

• 8.1. Economic Performance
  • 8.1.1. GDP at constant prices (US$)
  • 8.1.2. GDP per capita at constant prices (US$)
  • 8.1.3. GDP at current prices (US$)
  • 8.1.4. GDP per capita at current prices (US$)
  • 8.1.5. GDP by key sector
  • 8.1.6. Inflation rate
  • 8.1.7. Annual average exchange rate US$-IDR
  • 8.1.8. Labor force
  • 8.1.9. Unemployment rate
  • 8.1.10. Gross national disposable income
  • 8.1.11. Household consumption expenditure
• 8.2. Demographics
  • 8.2.1. Total population
  • 8.2.2. Urban and rural populations

9. Appendix

• 9.1. Methodology
• 9.2. Contact Timetric
• 9.3. About Timetric
• 9.4. Timetric's Services
• 9.5. Disclaimer

List of Tables

• Table 1: Definitions
• Table 2: Indonesia - Country Statistics
• Table 3: Indonesia - Prohibited Positions for Foreign Workers
• Table 4: Contribution Rates - Retirement, Death and Disability Benefits
• Table 5: Indonesian Workmen's Compensation - Employer's Contributions
• Table 6: Indonesian Taxation Rates - Lump-Sum Retirement Benefits
• Table 7: Indonesia - Sick Leaves
• Table 8: Indonesia - Personal Leave
• Table 9: Indonesia - Public Holidays

List of Figures

• Figure 1: Key Institutions of the Indonesian Social Security System
• Figure 2: Indonesian GDP at Constant Prices (US$ Billion), 2008-2012
• Figure 3: Indonesian GDP Per Capita at Constant Prices (US$), 2008-2012
• Figure 4: Indonesian GDP at Current Prices (US$ Billion), 2008-2012
• Figure 5: Indonesian GDP per Capita at Current Prices (US$), 2008-2012
• Figure 6: Indonesian GDP by Key Sector (%), 2008 and 2012
• Figure 7: Indonesian Inflation Rate (%), 2008-2012
• Figure 8: Indonesian Annual Average Exchange Rate US$-IDR, 2008-2012
• Figure 9: Indonesian Size of Labor Force (Million), 2008-2012
• Figure 10: Indonesian Unemployment Rate (%), 2008-2012 Figure 11: Indonesian Gross National Disposable Income (US$ Billion), 2008-2012
• Figure 12: Indonesian Household Consumption Expenditure (US$ Billion), 2008-2012
• Figure 13: Indonesian Total Population (Million), 2008-2012
• Figure 14: Indonesian Urban and Rural Populations (%), 2008-2012