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市場調査レポート

英国の団体リスク保険市場:主な傾向と今後の市場機会

Group Risk Insurance in the UK, Key Trends and Opportunities to 2018

発行 Timetric 商品コード 316475
出版日 ページ情報 英文 58 Pages
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英国の団体リスク保険市場:主な傾向と今後の市場機会 Group Risk Insurance in the UK, Key Trends and Opportunities to 2018
出版日: 2014年10月18日 ページ情報: 英文 58 Pages
概要

英国の団体リスク保険市場(Group Risk Insurance)の新規加入保険料は、2012年に35.8%増加した後、2013年には2.9%低下しました。ただし、年金保険への自動加入制度などの整備により、大手企業の業績は順調に推移しました。2009〜2013年の年平均成長率(CAGR)は1.0%、2013年の市場規模は2億9370万英ポンドに達しています。近年の保険・年金制度の改革を受けて、団体リスク保険への加入を考えている被雇用者も増加しています。

当レポートでは、英国における団体リスク保険市場の最新動向と将来展望について分析し、近年の市場動向や関連規制の改定の動き、全体的な市場規模(過去・今後5年間分)、主な市場促進要因、産業の競争力、主要企業の概要(主要データ、財務実績など)といった情報をお届けします。

第1章 エグゼクティブ・サマリー

第2章 イントロダクション

  • 当レポートの概要
  • 定義
  • 分析手法

第3章 市場分析

  • 市場規模
    • 団体リスク保険の新規契約保険料:商品の種類別
    • 団体所得保障保険
    • 団体重病保険
    • 団体生命保険
  • 保険請求件数・金額
    • 団体リスク保険市場:始めての統計データ
    • 請求額の見通し
  • 市場促進要因
  • 市場の将来展望
  • 流通チャネル

第4章 競合情勢

  • 概況:最高業績企業(2013年)
  • 商品開発
  • SWOT分析

第5章 資本取引動向および最新業界動向(全7件)

第6章 規制とコンプライアンス

  • 規制の改訂(全5件)

第7章 景気動向の影響

  • 実質GDP成長率
  • 人口構造
  • 雇用・生活補助手当(Employment and Support Allowance)および障害保険の請求件数
  • 労働市場

第8章 企業プロファイル

  • Aviva Plc
    • 主要データ
    • 主要商品
    • 主な競合企業
    • 経営幹部
  • Canada Life Ltd
  • Friends Life Group Ltd
  • HSBC Holdings Plc
  • Legal & General Group Plc
  • Lloyds Banking Group Plc
  • Standard Life Plc
  • The Royal London Group
  • Unum Ltd
  • Wesleyan Assurance Society

第9章 統計

  • 過去の市場動向実績
  • 将来の市場動向予測

第10章 付録

図表一覧

目次
Product Code: FS0124MR

The report provides market analysis, information and insights into the UK group risk insurance business.

It also provides a snapshot of the market's size and dynamics.

Furthermore, the report offers a comprehensive analysis of claims, drivers and market outlook.

It also summarises deals, news and regulatory developments in the category.

Summary

New business premiums in the group risk insurance category grew by 35.8% in 2012, but fell by 2.9% in 2013. This was a result of a sharp rise in new business at Friends Life in 2012 following its consolidation of Bupa's protection business and Axa's UK life business, and a subsequent decline in group protection sales reported by the insurer in the 2013 PRA returns.

The majority of group risk insurers achieved solid results in both 2012 and 2013, receiving a boost in new group protection sales due to the introduction of pension auto-enrolment from October 2012. The group risk insurance category recorded a compound annual growth rate (CAGR) of 1.0% during the review period (2009-2013) to reach a value of GBP293.7 million in 2013.

Providers and advisers are expected to benefit from opportunities created by auto-enrolment, as more employers will be willing to consider a wider range of flexible benefits for their staff. Group risk benefits, such as group income protection (IP), group critical illness (CI) or group life schemes, are expected to become more relevant to employers as they aim to reduce sickness absence costs and improve staff retention.

Scope

  • This report provides a comprehensive analysis of the group risk insurance market in the UK.
  • It provides historical values for the UK group risk insurance market for the report's 2009-2013 review period and forecast figures for the 2014-2018 forecast period.
  • It offers estimates of new business premiums collected in the market.
  • It provides an overview of market dynamics and market drivers.
  • It profiles top group risk insurers in the UK and outlines the key challenges faced in the market.

Reasons To Buy

  • Gain an understanding of the UK group risk insurance market.
  • Learn about the performance of market drivers, claims and market dynamics.
  • Explore group risk products and key providers in the category.
  • Find out more on key deals and recent developments in the market.

Table of Contents

1. Executive Summary

Table of Contents

2. Introduction

  • 2.1. What is this Report About
  • 2.2. Definitions
  • 2.3. Methodology

3. Market Analysis

  • 3.1. Market Size
    • 3.1.1. Group risk insurance new business premiums by product type
    • 3.1.2. Group income protection
    • 3.1.3. Group critical illness
    • 3.1.4. Group life insurance
  • 3.2. Claims
    • 3.2.1. Group risk statistics published for the first time
    • 3.2.2. Claims outlook
  • 3.3. Market Drivers
  • 3.4. Market Outlook
  • 3.5. Distribution Channels

4. Competitive Landscape

  • 4.1. Review - The Best Performers of 2013
  • 4.2. Product Innovation
  • 4.3. Group Risk Insurance - SWOT Analysis

5. Deals and News

  • 5.1. Canada Life Launches Group Risk Treatment Service
  • 5.2. Aviva Joins Group Risk Connect
  • 5.3. Friends Life Launches Group CI Support Service
  • 5.4. IPTF Launches Seven Families Industry Initiative
  • 5.5. Unum Launches Group IP for Pension Auto-Enrolment
  • 5.6. Generali UK Extends EAP and Best Doctors Services
  • 5.7. Canada Life Offers 'BusinessCare' Service to All Group Advisers

6. Regulation and Compliance

  • 6.1. Regulatory Changes
    • 6.1.1. Compulsory retirement at age 65 abolished
    • 6.1.2. Retail Distribution Review (RDR)
    • 6.1.3. The Welfare Reform Act 2012
    • 6.1.4. End of percentage threshold scheme
    • 6.1.5. Auto-enrolment

7. Economic Backdrop

  • 7.1. Real GDP Growth
  • 7.2. Demographics
  • 7.3. Employment and Support Allowance and Incapacity Benefits Claimants
  • 7.4. Labor Market

8. Company Profiles

  • 8.1. Aviva Plc - Company Overview
    • 8.1.1. Aviva Plc - key facts
    • 8.1.2. Aviva Plc - main products
    • 8.1.3. Aviva Plc - main competitors
    • 8.1.4. Aviva Plc - key employees
  • 8.2. Canada Life Ltd - Company Overview
    • 8.2.1. Canada Life Ltd - key facts
    • 8.2.2. Canada Life Ltd - main products
    • 8.2.3. Canada Life Ltd - main competitors
    • 8.2.4. Canada Life Ltd - key employees
  • 8.3. Friends Life Group Ltd - Company Overview
    • 8.3.1. Friends Life Group Ltd - key facts
    • 8.3.2. Friends Life Group Ltd - main products
    • 8.3.3. Friends Life Group Ltd - main competitors
    • 8.3.4. Friends Life Group Ltd - key employees
  • 8.4. HSBC Holdings Plc - Company Overview
    • 8.4.1. HSBC Holdings Plc - key facts
    • 8.4.2. HSBC Holdings Plc - main products
    • 8.4.3. HSBC Holdings Plc - main competitors
    • 8.4.4. HSBC Holdings Plc - key employees
  • 8.5. Legal & General Group Plc - Company Overview
    • 8.5.1. Legal & General Group Plc - key facts
    • 8.5.2. Legal & General Group Plc - main products
    • 8.5.3. Legal & General Group Plc - main competitors
    • 8.5.4. Legal & General Group Plc - key employees
  • 8.6. Lloyds Banking Group Plc - Company Overview
    • 8.6.1. Lloyds Banking Group Plc - key facts
    • 8.6.2. Lloyds Banking Group Plc - main products
    • 8.6.3. Lloyds Banking Group Plc - main competitors
    • 8.6.4. Lloyds Banking Group Plc - key employees
  • 8.7. Standard Life Plc - Company Overview
    • 8.7.1. Standard Life Plc - key facts
    • 8.7.2. Standard Life Plc - main products
    • 8.7.3. Standard Life Plc - main competitors
    • 8.7.4. Standard Life Plc - key employees
  • 8.8. The Royal London Group - Company Overview
    • 8.8.1. The Royal London Group - key facts
    • 8.8.2. The Royal London Group - main products
    • 8.8.3. The Royal London Group - main competitors
    • 8.8.4. The Royal London Group - key employees
  • 8.9. Unum Ltd - Company Overview
    • 8.9.1. Unum Ltd - key facts
    • 8.9.2. Unum Ltd - main products
    • 8.9.3. Unum Ltd - main competitors
    • 8.9.4. Unum Ltd - key employees
  • 8.10. Wesleyan Assurance Society - Company Overview
    • 8.10.1. Wesleyan Assurance Society - key facts
    • 8.10.2. Wesleyan Assurance Society - main products
    • 8.10.3. Wesleyan Assurance Society - main competitors
    • 8.10.4. Wesleyan Assurance Society - key employees

9. Statistics

  • 9.1. Review Period
  • 9.2. Forecast Period

10. Appendix

  • 10.1. Methodology
  • 10.2. Contact Timetric
  • 10.3. About Timetric
  • 10.4. Timetric's Services
  • 10.5. Disclaimer

List of Tables

  • Table 1: Insurance Industry Definitions
  • Table 2: UK Group Risk Insurance - Claims Statistics, 2013
  • Table 3: UK Group Risk Insurance - SWOT Analysis
  • Table 4: Aviva Plc - Key Facts
  • Table 5: Aviva Plc - Main Products
  • Table 6: Aviva Plc - Key Employees
  • Table 7: Canada Life Ltd - Key Facts
  • Table 8: Canada Life Ltd - Main Products
  • Table 9: Canada Life Ltd - Key Employees
  • Table 10: Friends Life Group Ltd - Key Facts
  • Table 11: Friends Life Group Ltd - Main Products
  • Table 12: Friends Life Group Ltd - Key Employees
  • Table 13: HSBC Holdings Plc - Key Facts
  • Table 14: HSBC Holdings Plc - Main Products
  • Table 15: HSBC Holdings Plc - Key Employees
  • Table 16: Legal & General Group Plc - Key Facts
  • Table 17: Legal & General Group Plc - Main Products
  • Table 18: Legal & General Group Plc - Key Employees
  • Table 19: Lloyds Banking Group Plc - Key Facts
  • Table 20: Lloyds Banking Group Plc - Main Products
  • Table 21: Lloyds Banking Group Plc - Key Employees
  • Table 22: Standard Life Plc - Key Facts
  • Table 23: Standard Life Plc - Main Products
  • Table 24: Standard Life Plc - Key Employees
  • Table 28: The Royal London Group - Key Facts
  • Table 29: The Royal London Group - Main Products
  • Table 30: The Royal London Group - Key Employees
  • Table 28: Unum Ltd - Key Facts
  • Table 29: Unum Ltd - Main Products
  • Table 30: Unum Ltd - Key Employees
  • Table 31: Wesleyan Assurance Society - Key Facts
  • Table 32: Wesleyan Assurance Society - Main Products
  • Table 33: Wesleyan Assurance Society - Key Employees
  • Table 34: UK Group Risk Insurance - Historical Statistics, 2009-2013
  • Table 35: UK Group Risk Insurance - Forecast Statistics, 2014-2018

List of Figures

  • Figure 1: UK Group Risk Insurance - New Business Premiums (GBP Million), 2009-2013
  • Figure 2: UK Group Risk Insurance - New Business Premiums by Product Type (GBP Million), 2009-2013
  • Figure 3: UK Group Income Protection - New Business Premiums (GBP Million), 2009-2013
  • Figure 4: UK Group Critical Illness - New Business Premiums (GBP Million), 2009-2013
  • Figure 5: UK Group Life Insurance - New Business Premiums (GBP Million), 2009-2013
  • Figure 6: UK Group Risk Insurance - New Business Premiums Forecast (GBP Million), 2014-2018
  • Figure 7: UK Group Risk Insurance Growth Dynamics by Product (%), 2009-2018
  • Figure 8: UK Market Shares of the Top 10 Group Risk Insurance Providers (%), 2013
  • Figure 9: The UK's Insurance Regulatory Framework
  • Figure 10: UK Real GDP (Million) and Quarter-on-Quarter Growth (%), 2007-2014
  • Figure 11: UK Growing and Aging Population (Years), 1995-2013
  • Figure 12: UK Population Aged Over 65 Years (%), 2007-2018
  • Figure 13: UK Overall Life Expectancy (Years), 1995-2018
  • Figure 14: UK Working-Age ESA and IB Claimants (Thousands), February 2005-July 2014
  • Figure 15: UK Employment and Unemployment Rates (%), 2007-2014
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