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市場調査レポート

ブラジルの生命保険市場:主な動向と機会

Life Insurance in Brazil, Key Trends and Opportunities to 2019

発行 Timetric 商品コード 231950
出版日 ページ情報 英文 122 Pages
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ブラジルの生命保険市場:主な動向と機会 Life Insurance in Brazil, Key Trends and Opportunities to 2019
出版日: 2015年09月30日 ページ情報: 英文 122 Pages
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このシリーズは、他にも調査対象国がございます。詳細はお問合せください。
概要

当レポートでは、ブラジルの生命保険市場について調査分析し、市場動向・促進要因・課題について検証し、主要業績評価指標 (KPI) 、流通経路、経済と人口統計、競合情勢なども含めて、体系的な情報を提供しています。

第1章 ファクトとハイライト

第2章 エグゼクティブサマリー

第3章 イントロダクション

第4章 経済と人口統計

第5章 生命保険市場の見通し

  • 主要促進要因
  • 主要動向
  • 課題
  • 生命保険の成長見通し:カテゴリー別
  • 個人生命保険
    • 個人終身保険
    • 個人年金保険
    • 個人養老保険
    • その他
  • 団体生命保険
    • 団体終身保険

第6章 分析:流通経路別

第7章 競合情勢と戦略的考察

  • 概要
  • 主要企業
  • 主要保険会社:主な発展動向

第8章 ガバナンス、リスク、コンプライアンス

  • 規制の概要とこれまでの推移
  • 規制の変更の最新動向
  • 規制と市場習慣:保険の種類別
  • 強制保険
  • 監督・管理体制
  • 未認可保険の規制
  • 企業の登録と経営
  • 課税
  • 法制度

第9章 付録

図表

このページに掲載されている内容は最新版と異なる場合があります。詳細はお問い合わせください。

目次
Product Code: IS0984MR

Timetric's 'Life Insurance in Brazil, Key Trends and Opportunities to 2019' report provides detailed analysis of the market trends, drivers, challenges in the Brazilian life insurance segment.

It provides key performance indicators such as written premium, incurred loss, loss ratio, commissions and expenses, combined ratio, frauds and crimes, total assets, total investment income and retentions during the review period (2010-2014) and forecast period (2014-2019).

The report also analyzes distribution channels operating in the segment, gives a comprehensive overview of Brazil's economy and demographics, and provides detailed information on the country's competitive landscape.

The report brings together Timetric's research, modeling and analysis expertise, giving insurers access to information on segment dynamics and competitive advantages, and profiles of insurers operating in the country. The report also includes details of insurance regulations, and recent changes in regulatory structure.

Summary

Timetric's 'Life Insurance in Brazil, Key Trends and Opportunities to 2019' report provides in-depth market analysis, information and insights into the Brazilian life insurance segment, including:

  • The Brazilian life insurance segment's growth prospects by life insurance category
  • Key trends, drivers and challenges for the life insurance segment
  • A comprehensive overview of Brazil's economy and demographics
  • The various distribution channels in the Brazilian life insurance segment
  • Details of the competitive landscape in the life insurance segment in Brazil
  • Details of regulatory policy applicable to the Brazilian insurance industry

Scope

This report provides a comprehensive analysis of the life insurance segment in Brazil:

  • It provides historical values for the Brazilian life insurance segment for the report's 2010-2014 review period, and projected figures for the 2014-2019 forecast period.
  • It offers a detailed analysis of the key categories in the Brazilian life insurance segment, and market forecasts to 2019.
  • It analyzes the various distribution channels for life insurance products in Brazil.
  • It profiles the top life insurance companies in Brazil, and outlines key regulations affecting them.

Reasons To Buy

  • Make strategic business decisions using in-depth historic and forecast market data related to the Brazilian life insurance segment and each category within it.
  • Understand the demand-side dynamics, key market trends and growth opportunities in the Brazilian life insurance segment.
  • Assess the competitive dynamics in the life insurance segment.
  • Identify growth opportunities and market dynamics in key product categories.
  • Gain insights into key regulations governing the Brazilian insurance industry, and their impact on companies and the industry's future.

Table of Contents

1. Key Facts and Highlights

2. Executive Summary

3. Introduction

  • 3.1. What is this Report About?
  • 3.2. Definitions
  • 3.3. Methodology

4. Economy and Demographics

5. Life Insurance Outlook

  • 5.1. Key Drivers
  • 5.2. Key Trends
  • 5.3. Challenges
  • 5.4. Life Insurance Growth Prospects by Category
  • 5.5. Individual Life Insurance
    • 5.5.1. Individual whole life insurance
    • 5.5.2. Individual pension insurance
    • 5.5.3. Individual endowment insurance
    • 5.5.4. Other individual life insurance
  • 5.6. Group Life Insurance
    • 5.6.1. Group whole life insurance

6. Analysis by Distribution Channel

7. Competitive Landscape and Strategic Insights

  • 7.1. Overview
  • 7.2. Leading Companies in the Brazilian Life Insurance Segment
  • 7.3. Leading Life Insurers - Key Developments
    • 7.3.1. Companhia de Seguros Alianca do Brasil - Company Overview
    • 7.3.2. Bradesco Vida e Previdencia SA - Company Overview
    • 7.3.3. Zurich Santander Brasil Seguros e Previdencia SA - Company Overview
    • 7.3.4. Itau Seguros SA - Company Overview
    • 7.3.5. Caixa Seguradora SA - Company Overview
    • 7.3.6. Icatu Seguros SA - Company Overview
    • 7.3.7. Cardif do Brasil Vida e Previdencia SA - Company Overview
    • 7.3.8. Metropolitan Life Seguros e Previdencia - Company Overview
    • 7.3.9. HSBC Seguros (Brasil) SA - Company Overview
    • 7.3.10. Itau Vida e Previdencia SA - Company Overview

8. Governance, Risk and Compliance

  • 8.1. Legislation Overview and Historical Evolution
  • 8.2. Latest Changes in Regulations
  • 8.3. Legislation and Market Practice by Type of Insurance
    • 8.3.1. Life insurance
    • 8.3.2. Property insurance
    • 8.3.3. Motor insurance
    • 8.3.4. Liability insurance
    • 8.3.5. Marine, aviation and transit insurance
    • 8.3.6. Personal accident and health insurance
  • 8.4. Compulsory Insurance
    • 8.4.1. Motor third-party liability insurance (DPVAT)
    • 8.4.2. Insurance for personal injury caused by ships or cargos (DPEM)
    • 8.4.3. Social security insurance
    • 8.4.4. Domestic credit insurance
  • 8.5. Supervision and Control
    • 8.5.1. International Association of Insurance Supervisors
    • 8.5.2. Association of Insurance Supervisors Latin America
    • 8.5.3. National Private Insurance Council
    • 8.5.4. Superintendent of Private Insurance (SUSEP)
    • 8.5.5. National Confederation of General Insurance, Private Pension and Life, Supplementary Health and Capitalization Companies (CNseg)
    • 8.5.6. National Federation of General Insurance (FenSeg)
    • 8.5.7. National Federation of Open Private Pension and Life (FenaPrevi)
    • 8.5.8. National Federation of Supplementary Health (FenaSaude)
    • 8.5.9. National Federation of Capitalization (FenaCap)
  • 8.6. Non-Admitted Insurance Regulations
    • 8.6.1. Overview
    • 8.6.2. Intermediaries
    • 8.6.3. Market practices
    • 8.6.4. Fines and penalties
  • 8.7. Company Registration and Operations
    • 8.7.1. Types of insurance organization
    • 8.7.2. Establishing a local company
    • 8.7.3. Foreign ownership
    • 8.7.4. Types of license
    • 8.7.5. Capital requirements
    • 8.7.6. Solvency margins
    • 8.7.7. Reserve requirements
    • 8.7.8. Investment regulations
    • 8.7.9. Statutory return requirements
    • 8.7.10. Fee structure
  • 8.8. Taxation
    • 8.8.1. Insurance premium or policy taxation
    • 8.8.2. Withholding taxes on premium paid overseas
    • 8.8.3. Corporate tax
    • 8.8.4. Royalty payments are subject to withholding tax at a rate of 15%, unless it is reduced under a tax treaty.VAT
    • 8.8.5. Captives
  • 8.9. Legal System
    • 8.9.1. Introduction
    • 8.9.2. Access to court
    • 8.9.3. Alternative dispute resolution (ADR)

9. Appendix

  • 9.1. Contact Timetric
  • 9.2. About Timetric
  • 9.3. Timetric's Services
  • 9.4. Disclaimer

List of Tables

  • Table 1: Brazilian Life Insurance - Key Facts, 2014
  • Table 2: Insurance Industry Definitions
  • Table 3: Brazil - Long-Term Credit Ratings (2014-2015)
  • Table 4: BRICS Nations - Insurance Penetration (%), 2014
  • Table 5: Brazilian Life Insurance - Gross Written Premium by Category (BRL Billion), 2010-2014
  • Table 6: Brazilian Life Insurance - Gross Written Premium by Category (US$ Billion), 2010-2014
  • Table 7: Brazilian Life Insurance - Gross Written Premium by Category (BRL Billion), 2014-2019
  • Table 8: Brazilian Life Insurance - Gross Written Premium by Category (US$ Billion), 2014-2019
  • Table 9: Brazilian Life Insurance - Net Earned Premium (BRL Billion), 2010-2014
  • Table 10: Brazilian Life Insurance - Net Earned Premium (BRL Billion), 2014-2019
  • Table 11: Brazilian Life Insurance - Paid Claims (BRL Billion), 2010-2014
  • Table 12: Brazilian Life Insurance - Paid Claims (BRL Billion), 2014-2019
  • Table 13: Brazilian Life Insurance - Incurred Loss (BRL Billion), 2010-2014
  • Table 14: Brazilian Life Insurance - Incurred Loss (BRL Billion), 2014-2019
  • Table 15: Brazilian Life Insurance - Commissions and Expenses (BRL Billion), 2010-2014
  • Table 16: Brazilian Life Insurance - Commissions and Expenses (BRL Billion), 2014-2019
  • Table 17: Brazilian Life Insurance - Net Written Premium as a Percentage of Gross Written Premium (%), 2010-2014
  • Table 18: Brazilian Life Insurance - Net Written Premium as a Percentage of Gross Written Premium (%), 2014-2019
  • Table 19: Brazilian Life Insurance - Total Assets (BRL Billion), 2010-2014
  • Table 20: Brazilian Life Insurance - Total Assets (BRL Billion), 2014-2019
  • Table 21: Brazilian Life Insurance - Total Investment Income (BRL Billion), 2010-2014
  • Table 22: Brazilian Life Insurance - Total Investment Income (BRL Billion), 2014-2019
  • Table 23: Brazilian Life Insurance - Net Written Premium (BRL Billion), 2010-2014
  • Table 24: Brazilian Life Insurance - Net Written Premium (BRL Billion), 2014-2019
  • Table 25: Brazilian Individual Life Insurance - Gross Written Premium by Category (BRL Billion), 2010-2014
  • Table 26: Brazilian Individual Life Insurance - Gross Written Premium by Category (US$ Billion), 2010-2014
  • Table 27: Brazilian Individual Life Insurance - Gross Written Premium by Category (BRL Billion), 2014-2019
  • Table 28: Brazilian Individual Life Insurance - Gross Written Premium by Category (US$ Billion), 2014-2019
  • Table 29: Brazilian Individual Life Insurance - Direct Written Premium by Category (US$ Billion), 2010-2014
  • Table 30: Brazilian Individual Life Insurance - Direct Written Premium by Category (BRL Billion), 2014-2019
  • Table 31: Brazilian Individual Life Insurance - Direct Written Premium by Category (US$ Billion), 2014-2019
  • Table 32: Brazilian Individual Whole Life Insurance - Direct Written Premium (BRL Million), 2010-2014
  • Table 33: Brazilian Individual Whole Life Insurance - Direct Written Premium (BRL Million), 2014-2019
  • Table 34: Brazilian Individual Pension Insurance - Direct Written Premium (BRL Billion), 2010-2014
  • Table 35: Brazilian Individual Pension Insurance - Direct Written Premium (BRL Billion), 2014-2019
  • Table 36: Brazilian Individual Endowment Insurance - Direct Written Premium (BRL Million), 2010-2014
  • Table 37: Brazilian Individual Endowment Insurance - Direct Written Premium (BRL Million), 2014-2019
  • Table 38: Brazilian Other Individual Life Insurance - Direct Written Premium (BRL Billion), 2010-2014
  • Table 39: Brazilian Other Individual Life Insurance - Direct Written Premium (BRL Billion), 2014-2019
  • Table 40: Brazilian Group Whole Life Insurance - Direct Written Premium (BRL Billion), 2010-2014
  • Table 41: Brazilian Group Whole Life Insurance - Direct Written Premium (BRL Billion), 2014-2019
  • Table 42: Shares of Key Insurers in the Brazilian Life Insurance Segment (%), 2014
  • Table 43: Companhia de Seguros Alianca do Brasil - Key Facts
  • Table 44: Companhia de Seguros Alianca do Brasil - Key Financials (BRL Million), 2010-2014
  • Table 45: Bradesco Vida e Previdencia SA - Key Facts
  • Table 46: Bradesco Vida e Previdencia SA - Key Financials (BRL Million), 2010-2014
  • Table 47: Zurich Santander Seguros SA - Key Facts
  • Table 48: Zurich Santander Seguros SA - Key Financials (BRL Million), 2009-2013
  • Table 49: Itau Seguros SA - Key Facts
  • Table 50: Itau Seguros SA - Key Financials (BRL Million), 2010-2014
  • Table 51: Caixa Seguradora SA - Key Facts
  • Table 52: Caixa Seguradora SA - Key Financials (BRL Million), 2009-2013
  • Table 53: Icatu Seguros SA - Key Facts
  • Table 54: Icatu Seguros SA - Key Financials (BRL Million), 2010-2014
  • Table 55: Cardif do Brasil Vida e Previdencia SA - Key Facts
  • Table 56: Cardif do Brasil Vida e Previdencia SA - Key Financials (BRL Million), 2010-2014
  • Table 57: Metropolitan Life Seguros e Previdencia - Key Facts
  • Table 58: Metropolitan Life Seguros e Previdencia - Key Financials (BRL Million), 2010-2014
  • Table 59: HSBC Seguros (Brasil) SA - Key Facts
  • Table 60: HSBC Seguros (Brasil) SA - Key Financials (BRL Million), 2010-2014
  • Table 61: Itau Vida e Previdencia SA - Key Facts
  • Table 62: Itau Vida e Previdencia SA - Key Financials (BRL Million), 2010-2014
  • Table 63: Brazil - Insurance Regulatory Framework Key Features
  • Table 64: Brazil - Life Insurance Regulatory Framework
  • Table 65: Brazil - Property Insurance Regulatory Framework
  • Table 66: Brazil - Motor Insurance Regulatory Framework
  • Table 67: Brazil - Liability Insurance Regulatory Framework
  • Table 68: Brazil - Compensation Provided by the Insurer in the Event of an Accident
  • Table 69: Brazil - Compensation Provided By The Insurer In The Event Of Accident
  • Table 70: Brazil - Ratings Required For Registration Of Reinsurance Business
  • Table 71: Brazil - Base Capital - Variable Component by Region
  • Table 72: Brazil - Risks Correlation Factor
  • Table 73: Brazil - Corporate Tax Rates in Brazil for Financial Year 2015

List of Figures

  • Figure 1: Brazil - GDP at Constant Prices (BRL Trillion), 2010-2019
  • Figure 2: Brazil - Annual Average Exchange Rate US$-BRL, 2010-2019
  • Figure 3: Brazil - Consumer Price Inflation (%), 2010-2019
  • Figure 4: Brazil - Current Account Balance (% of GDP), 2010-2019
  • Figure 5: Brazil - Unemployment Rate, 2010-2019
  • Figure 6: Brazil - Population by Age Group, 1990-2025
  • Figure 7: Brazilian Population Distribution by Age (%), 2010-2014
  • Figure 8: Brazilian GDP at Constant Prices (US$ Billion), 2010-2014
  • Figure 9: Brazilian Life Insurance - Gross Written Premium by Category (BRL Billion), 2010-2019
  • Figure 10: Brazilian Life Insurance - Gross Written Premium by Category (Percentage Share), 2014 and 2019
  • Figure 11: Brazilian Life Insurance - Gross Written Premium Dynamics by Segment (2010-2019)
  • Figure 12: Brazilian Life Insurance - Net Earned Premium (BRL Billion), 2010-2014
  • Figure 13: Brazilian Life Insurance - Net Earned Premium (BRL Billion), 2014-2019
  • Figure 14: Brazilian Life Insurance - Paid Claims (BRL Billion), 2010-2014
  • Figure 15: Brazilian Life Insurance - Paid Claims (BRL Billion), 2014-2019
  • Figure 16: Brazilian Life Insurance - Incurred Loss (BRL Billion), 2010-2014
  • Figure 17: Brazilian Life Insurance - Incurred Loss (BRL Billion), 2014-2019
  • Figure 18: Brazilian Life Insurance - Commissions and Expenses (BRL Billion), 2010-2014
  • Figure 19: Brazilian Life Insurance - Commissions and Expenses (BRL Billion), 2014-2019
  • Figure 20: Brazilian Life Insurance - Net Written Premium as a Percentage of Gross Written Premium (%), 2010-2014
  • Figure 21: Brazilian Life Insurance - Net Written Premium as a Percentage of Gross Written Premium (%), 2014-2019
  • Figure 22: Brazilian Life Insurance - Total Assets (BRL Billion), 2010-2014
  • Figure 23: Brazilian Life Insurance - Total Assets (BRL Billion), 2014-2019
  • Figure 24: Brazilian Life Insurance - Total Investment Income (BRL Billion), 2010-2014
  • Figure 25: Brazilian Life Insurance - Total Investment Income (BRL Billion), 2014-2019
  • Figure 26: Brazilian Life Insurance - Net Written Premium (BRL Billion), 2010-2014
  • Figure 27: Brazilian Life Insurance - Net Written Premium (BRL Billion), 2014-2019
  • Figure 28: Brazilian Life Insurance - Investment Portfolio (BRL Billion), 2010-2014
  • Figure 29: Brazilian Life Insurance - Investment Portfolio, 2010 and 2014
  • Figure 30: Brazilian Life Insurance - Penetration (%), 2010-2014
  • Figure 31: Brazilian Life Insurance - Density (%), 2010-2014
  • Figure 32: Brazilian Life Insurance - Total Investments (BRL), 2010-2014
  • Figure 33: Brazilian Individual Life Insurance - Gross Written Premium by Category (BRL Billion), 2010-2019
  • Figure 34: Brazilian Individual Life Insurance - Gross Written Premium by Category (Percentage Share), 2014 and 2019
  • Figure 35: Brazilian Individual Life Insurance - Gross Written Premium Dynamics by Category, 2010-2019
  • Figure 36: Brazilian Individual Life Insurance - Direct Written Premium by Category (BRL Billion), 2010-2019
  • Figure 37: Brazilian Individual Life Insurance - Direct Written Premium by Category (Percentage Share), 2014 and 2019
  • Figure 38: Brazilian Individual Life Insurance - Direct Written Premium Dynamics by Category, 2010-2019
  • Figure 39: Brazilian Individual Whole Life Insurance - Direct Written Premium (BRL Million), 2010-2014
  • Figure 40: Brazilian Individual Whole Life Insurance - Direct Written Premium (BRL Million), 2014-2019
  • Figure 41: Brazilian Individual Pension Insurance - Direct Written Premium (BRL Billion), 2010-2014
  • Figure 42: Brazilian Individual Pension Insurance - Direct Written Premium (BRL Billion), 2014-2019
  • Figure 43: Brazilian Individual Endowment Insurance - Direct Written Premium (BRL Million), 2011-2014
  • Figure 44: Brazilian Individual Endowment Insurance - Direct Written Premium (BRL Million), 2014-2019
  • Figure 45: Brazilian Other Individual Life Insurance - Direct Written Premium (BRL Billion), 2010-2014
  • Figure 46: Brazilian Other Individual Life Insurance - Direct Written Premium (BRL Billion), 2014-2019
  • Figure 47: Brazilian Group Whole Life Insurance - Direct Written Premium (BRL Billion), 2010-2014
  • Figure 48: Brazilian Group Whole Life Insurance - Direct Written Premium (BRL Billion), 2014-2019
  • Figure 49: Shares of Key Insurers in the Brazilian Life Insurance Segment (%), 2014
  • Figure 50: Brazil - Insurance Supervision and Control at Various Levels
  • Figure 51: Brazil - Insurance Regulatory Frameworks for Company Registration and Operation
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