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市場調査レポート

コマーシャルペイメントカード:米国市場・世界市場の動向 (第10版)

Commercial Cards and B2B Payment Services: U.S. and Global Markets and Trends, 11th Edition

発行 Packaged Facts 商品コード 232492
出版日 ページ情報 英文 160 Pages
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コマーシャルペイメントカード:米国市場・世界市場の動向 (第10版) Commercial Cards and B2B Payment Services: U.S. and Global Markets and Trends, 11th Edition
出版日: 2019年12月05日 ページ情報: 英文 160 Pages
概要

当レポートでは、米国および世界のコマーシャルペイメントカードの市場について調査し、世界、米国、他の主要国における各種カード・ACH決済サービスの市場規模、市場成長予測、主要部門(カードネットワークオペレーター、カード発行銀行)別の詳細動向、主な市場促進・阻害要因、主要企業・ブランドのプロファイルなどをまとめています。

第1章 エグゼクティブサマリー

第2章 市場規模・予測

  • 世界のコマーシャルカードの市場規模・予測
  • 世界のカード利用額の増加傾向
  • 米国のコマーシャルカード市場規模
  • 米国以外のコマーシャルカード市場規模
  • 米国におけるコマーシャル支出の機会
  • 米国におけるACHペイメント (小口決済) 市場規模
  • ACHネットワークオペレーターのコマーシャルペイメント市場規模
  • 中小企業市場規模
  • 米国のコマーシャルカード vs. ACH

第3章 動向・機会

  • 仮想空間向けバーチャルカード
  • 世界のビジネストラベルは1兆3000億米ドル規模に
  • 世界の個人消費支出動向
  • 世界のB2Bペイメント規模の階層化
  • ACH:出るか、入るか?
  • 米国のコマーシャルカードおよびACHペイメント動向
  • 米国のコマーシャルチェック利用動向
  • 米国のカード型電子B2B

第4章 米国以外の地域分析

  • 世界の成長動向
  • カナダ
  • アジア太平洋
  • 欧州
  • 英国
  • ラテンアメリカ

第5章 コマーシャルカードネットワークオペレーター

  • AMERICAN EXPRESS
  • CHINA UNIONPAY
  • MASTERCARD
  • VISA

第6章 コマーシャルカード発行銀行

  • 主要な市場参入企業
  • BANK OF AMERICA
  • CITIBANK
  • JPMORGAN CHASE
  • U.S. BANK

第7章 その他の市場参入企業

  • コーポレートトラベル企業
  • フリートカード企業
  • WEX INC.
  • FLEETCOR TECHNOLOGIES, INC.
  • 政府

第8章 米国のコマーシャルカード利用動向

  • ビジネスクレジットカードの利用

付録

調査手法

略語・定義

目次
Product Code: LA15895395

Much is afoot in commercial payment cards today. The industry is at a tipping point: While cards continue to provide the backbone, technology is reshaping and broadening their ability to meet customer pain points. Wrapped around them are increasingly sophisticated array of software solutions and technology platforms that help bridge a gamut of challenges and providing increasingly seamless payment processes that involve not just cards. Yes, it's a multi-rail world, even for Visa and Mastercard, as industry participants rush to partner, acquire, and strategize to tap the broader global B2B payments opportunity. Meanwhile, to the tune of $2.35 billion in 2018 payment value, commercial card payment value trends suggest continued healthy growth in the U.S. and point to untapped international opportunity.

Packaged Facts' ‘Commercial Cards and B2B Payment Services: U.S. and Global Markets and Trends, 11th Edition’ provides needed insight into a growing market on the cusp of change. While cards are emphasized in market sizing, the report also includes significant analysis related to ACH and accounts payable automation.

The report presents the size and growth of the market and related key metrics within the broader payment card arena. Included are discussions and analysis of the various card associations or networks, commercial payment card types, trends and factors affecting their growth, and a focused analysis of U.S. commercial card usage demographics and preferences. Major card brands and issuers are profiled.

Specifically, this report:

  • Provides a global payment card commercial card market size and forecast through 2022, with supporting analysis of global, U.S. and non-U.S. consumer and commercial credit card and debit card payment value growth during 2014-2018. This includes total and commercial U.S. and non-U.S. credit and debit card payment value share among seven leading payment networks (American Express, Diners Club, Discover, JCB, Mastercard, UnionPay and Visa).
  • Places heavy emphasis on technology-forward B2B payments innovation, including new product launches, fintech partnerships and acquisitions, and related growth analysis. Examples include Mastercard B2B Hub, Visa B2B Connect, Ripple, and Bill.com.
  • Dives into specialty B2B powerhouses WEX and FleetCor, emphasizing virtual card and AP automation strategies and successes. Market sizes for corporate and fleet card programs are included.
  • Provides stand-alone Visa Europe 2014-2018 payment value, including commercial and consumer credit cards and debit cards.
  • Includes U.S. ACH total and commercial payments value estimates through 2019, as well as same-day ACH and same-day ACH B2B payments
  • Dives into American Express small business, middle market, and large/global U.S. and non-U.S. commercial card payment value, including trended analysis of top international markets (total payment value and SME payment value). U.S. and non-U.S. payment value market sizing for OPEN small business payment value is also included.
  • Provides global and U.S. ACH, cash and check, and payment card value payment value, including B2B payments; and a proprietary estimate for 2014-2018 U.S. B2B payment value by expenditure input.
  • Provides guidance on U.S. business card usage penetration by card brand, business employment size and occupation; among business purchase decision markers by type of involvement, card brand, and employment size.
  • Analyzes the commercial payments strategies of American Express, China UnionPay, JCN, Mastercard, and Visa. This includes analysis of commercial card operations, technology-forward B2B payments initiatives, and U.S. and non-U.S. trends.
  • Includes China UnionPay consumer and commercial domestic and international credit card and debit card payment value estimates, as well as related metrics.

VIDEO DEMONSTRATION

Table of Contents

Executive Summary

  • Report Scope
  • Executive Summary
    • Market Size and Forecast
    • Commercial Card Network Operators: American Express
    • China UnionPay
    • JCB
    • Mastercard
    • Visa
    • Specialty B2B Players
    • U.S. Commercial Card Usage Trends

Market Size and Forecast

  • Global Payments Opportunity
    • Global Payment Value Reaches $235 trillion
      • Table: Global Payment Market Size, by Payment Flow, 2017 vs. 2019 ($tril)
    • Cash and Check Still a Significant Factor
      • Table: Global Payment Market Size: Payment Flow by Payment Method, 2019 ($tril)
    • B2B Payments Contribute 56% of Cash and Check Payment Value
      • Table: Global Payment Market Size: Payment Method by Payment Flow, 2019 ($tril)
  • Global Commercial Card Market Size and Forecast
    • Market Size Scope
    • Global Consumer and Commercial Payment Card Market Size
      • Table: Global, U.S., and Non-U.S. Consumer and Commercial Payment Card Payment Value, 2014-2018 ($bil)
      • Table: Global, U.S., and Non-U.S. Consumer and Commercial Payment Card Payment Value Share, 2014-2018 ($bil)
    • Global Consumer and Commercial Payment Card Forecast
      • Table: Global, U.S., and Non-U.S. Consumer and Commercial Payment Card Payment Value, 2018-2022 ($bil)
      • Table: Global, U.S., and Non-U.S. Consumer and Commercial Payment Card Payment Value Share, 2018-2022 ($bil)
    • Global Payment Card Payment Value by Network
      • Table: Global Payment Card and Commercial Payment Card Payment Value, by Network, 2014-2018 ($bil)
      • Table: Global Payment Card and Commercial Payment Card Payment Value Share, by Network, 2014-2018 ($bil)
    • Global Consumer and Commercial Credit and Debit Card Payment Value
      • Table: Global, U.S. and Non-U.S. Consumer and Commercial Credit and Debit Card Payment Value, 2014-2018 ($bil)
  • U.S. Payments Opportunity
    • Table: U.S. Payment Market Size: Payment Flow by Payment Method, 2019 ($tril)
  • U.S. B2B Payments Market Size and Forecast
    • Table: U.S. B2B Expenditures, by Major Input, 2014-2021 ($tril)
  • U.S. Commercial Card Market Size
    • U.S. Payment Card Payment Value Trends by Network
      • Table: U.S. Payment Card and Commercial Payment Card Payment Value, by Network, 2014-2018 ($bil)
      • Table: U.S. Payment Card Networks: Payment Card and Commercial Payment Card Value, 2014-2018 ($bil)
    • Commercial Credit Cards vs. Commercial Debit Cards
      • Table: U.S. Commercial Card Payment Value: Debit Card vs. Credit Card, 2014-2018 ($bil)
    • Commercial Credit Cards, by Network
      • Table: U.S. Commercial Credit Card Payment Value, by Network, 2014-2018 ($bil)
    • Commercial Debit Cards, by Network
      • Table: U.S. Commercial Debit Card Payment Value, by Network, 2014-2018 ($bil)
  • U.S. ACH Commercial Payment Market Size
    • Table: U.S. ACH Payments Value and Volume, 2012-2019
    • Commercial ACH Payments Value and Volume: 2012-2019
      • Table: U.S. ACH Payments: Total and B2B Value and Volume, 2012-2019
    • Same-Day ACH
      • Table: U.S. Same-Day ACH Payments Volume, 2017-2019 (mil)
      • Table: U.S. Same-Day B2B ACH Payments Value and Volume, First Nine Months of 2018 vs. 2019
  • U.S. Commercial Check Usage Trends
  • Non-U.S. Commercial Card Market Size
    • Non-U.S. Payment Card Payment Value Trends
      • Table: Non-U.S. Payment Card and Commercial Payment Card Payment Value, by Network, 2014-2018 ($bil)
      • Table: Non-U.S. Payment Card Networks: Payment Card and Commercial Payment Card Value, 2014-2018 ($bil)
    • Non-U.S. Commercial Credit Cards vs. Debit Cards
      • Table: Non-U.S. Commercial Card Payment Value: Debit Card vs. Credit Card, 2014-2018 ($bil)
    • Commercial Credit Cards, by Network
      • Table: Non-U.S. Commercial Credit Card Payment Value, by Network, 2014-2018 ($bil)
    • Commercial Debit Cards, by Network
      • Table: Non-U.S. Commercial Debit Card Payment Value by Network, Visa vs. Mastercard, 2014-2018 ($bil)
  • Non-U.S. Commercial Card Market Size: Market by Market
    • Table: Canada Total and Commercial Card Payment Value, by Network, 2016-2018
  • Mexico
    • Table: Mexico Credit and Debit Card Payment Value, 2016-2018 ($bil)
    • Table: Mexico Total and Commercial Credit Card Payment Value, by Network, 2016-2018 ($bil)

Trends and Opportunities

  • Cross-Border Payment Network Innovation
    • The Old Guard: SWIFT
    • The Upstart: Ripple
  • The Future of B2B Retailer Payments Is Here
    • Extended Terms
    • Amazon Business Prime American Express Card
    • Line-Item Detail on Commercial Cards
    • Data Analytics

Commercial Card Network Operators

  • American Express
    • Overview
      • Table: American Express Business Customer Segmentation, 2015 vs. 2016-2018
    • American Express Commercial Payments Value Proposition
    • SME Strategy
      • Table: American Express Non-U.S. SME Billed Business, by Country, 2016-2018 ($bil)
    • Large/Global Business Strategy
    • Other B2B Solutions
    • American Express Global Business Travel
    • Performance Trends
      • Table: American Express Global Billed Business, by Region, 2015-2018 ($bil)
      • Table: American Express Top International Markets: Total and SME Billed Business, 2018 ($bil)
      • Table: American Express: Consumer vs. Commercial Card Billed Business, U.S. and Non-U.S., 2014-2018 ($bil)
    • Billed Business by Customer Segment
      • Table: American Express U.S. and Non-U.S. Commercial Card Billed Business: OPEN Small Business vs. Other, 2014-2018 ($bil)
      • Table: American Express U.S. and Non-U.S. Commercial Card Billed Business: Small Business. Middle Market, and Global/Large, 2015-2018 ($bil)
    • Credit Card Loan and Charge Card Receivables Analysis
      • Table: American Express U.S. and Non-U.S. Corporate Card Member Receivables, 2015-2018 ($bil)
      • Table: American Express U.S. and Non-U.S. Consumer, Small Business, and Corporate Card Member Receivables, 2015-2018 ($bil)
      • Table: American Express U.S. and Non-U.S. Consumer and Small Business Card Member Loans, 2015-2018 ($bil)
  • China UnionPay
    • Still a Monopoly, But Change (Might Be) Coming
    • Digital-Forward Moves
    • International Growth Strategies
    • Business Cards
    • B2B Cross-Border Commerce
    • International Expansion
    • Performance Trends
      • Table: China UnionPay, Credit Card, Debit Card and Commercial Value, 2014-2018
      • Table: China UnionPay Total and Commercial Domestic Card Payment Value: Debit Card vs. Credit Card, 2014-2018 ($bil)
    • International Payment Value
      • Table: China UnionPay: International Cards, Merchants, ATMs and Transaction Value, 2014-2018
  • JCB
    • International Growth Initiatives
    • Performance Trends
      • Table: JCB Payment Value in USD and Yen, Card Members, and Merchant Locations, 2015-2019
      • Table: JCB Payment Value and Commercial Card Payment Value, 2015-2019
  • Mastercard
    • Commercial Payment Solutions
    • Growing a Diverse Suite of Multi-Rail Product Solutions
      • Table: Mastercard Multi-Layered Payments Approach, 2019
      • Table: Mastercard Product Solutions, by Type and Payment Flow, 2019
    • The Backbone: Commercial Cards
    • The New Mainstay: Data and Security Solutions
    • Real-time ACH
    • Mastercard Send
    • Mastercard Bill Pay Exchange
    • Masterpass QR
    • Mastercard B2B Hub
    • Mastercard Track
    • Performance Trends
      • Table: Mastercard Global Payment Value and Value Share, 2014-2018 ($bil)
    • Geographical Reach
      • Table: Mastercard Global Payment Value, by Region, 2014-2018 ($bil)
    • Commercial Card Payment Value Trends
      • Table: Mastercard Global and Global Commercial Payment Value, 2014-2018 ($bil)
      • Table: Mastercard U.S. Total and Commercial Credit and Debit Payment Value, 2014-2018 ($bil)
      • Table: Mastercard Non-U.S. Total and Commercial Credit and Debit Payment Value, 2014-2018 ($bil)
  • Visa
    • Commercial Payment Solutions
    • B2B Opportunities
    • Visa Direct
    • Earthport
    • Visa B2B Connect
    • Performance Trends
      • Table: Visa Global Payment Value and Value Share, 2014-2018 ($bil)
      • Table: Visa Global Payment Value, by Region, 2014-2018 ($bil)
      • Table: Visa Global and Global Commercial Payment Value, 2014-2018 ($bil)
      • Table: Visa U.S. Total and Commercial Credit and Debit Payment Value, 2014-2018 ($bil)
      • Table: Visa Non-U.S. Total and Commercial Credit and Debit Payment Value, 2014-2018 ($bil)
      • Table: Visa Non-U.S. Total and Commercial Credit and Debit Payment Value, Europe Share, 2014-2018 ($bil)
    • Co-Badging Impact
      • Table: Visa Europe Commercial Credit and Debit Payment Value and Non-Co-Badged Payment Value, 2014-2018 ($bil)

Specialty B2B Players

  • WEX Inc.
    • WEX Fleet Solutions
      • Table: WEX Inc. Fleet Solutions Vehicles Serviced, by Marketing Channel, 2014-2018
    • Performance Trends
      • Table: WEX Inc. Fleet Solutions: Fuel Transaction and Revenue Segmentation, 2014-2018
      • Table: WEX Inc. Fleet Solutions: Payment Processing Revenue, Fuel Spend, and Gas Pricing, 2014-2018
      • Table: WEX Inc. Fleet Solutions Issuer Payment Value, 2014-2018
    • WEX Travel and Corporate
    • Performance Trends
      • Table: WEX Inc. Travel and Corporate Payments Payment Value, 2014-2019 ($bil)
  • FLEETCOR Technologies, Inc.
    • Fleet Payment Solutions
    • Corporate Payments
    • Branching Out
    • Performance Trends
      • Table: FLEETCOR Fuel Card and Corporate Payment Revenue and Per-Transaction Revenue, 2016-2018
      • Table: FLEETCOR Universal Mastercard and Corporate Payments Payment Value, 2015-2018 ($bil)

U.S. Commercial Card Usage Trends

  • Business Credit Card Usage
    • Business Credit Card Usage Over Time
      • Table: Percentage of Full-Time Employed Adults 18+ Who Have a Business Credit Card, 2015-2019
      • Table: Percentage of Full-Time Employed Adults 18+ Who Have a Business Credit Card, by Card Brand, 2015-2019
    • Employee Business Card Usage by Company Size
      • Table: Percent of Employed Adults 18+ Who Have a Business Credit Card, by Company Employment Size, 2015 vs. 2019
    • Employee Business Card Usage by Fortune 500 Status
      • Table: Percent of Fortune 500 Employees Who Have a Business Credit Card, by Card Brand, 2015 vs. 2019
  • Business Purchasers
    • Table: Business Purchasing Decision Makers, by Type of Decision Involvement, 2019
    • Table: Business Credit Card Use: Employees Making Business Purchasing Decision, by Type of Decision Involvement, 2019
    • Table: Business Credit Card Use: Employees Making Business Purchasing Decision, by Annual Purchase Value, 2019

Appendix

  • Methodology
    • Payment Value Metrics
  • Abbreviations and Definitions
    • Table: Report Abbreviations, 2017
    • Definitions
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