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世界のデジタル決済市場:決済方法(接触型、非接触型)、エンドユーザー産業(小売、輸送、エンターテイメント・メディア、銀行・金融サービス)、地域別 - 成長、動向、予測

Digital Payments Market - Growth, Trends and Forecast (2020 - 2025)

発行 Mordor Intelligence LLP 商品コード 635810
出版日 ページ情報 英文 100 Pages
納期: 2-3営業日
価格
本日の銀行送金レート: 1USD=108.74円で換算しております。
世界のデジタル決済市場:決済方法(接触型、非接触型)、エンドユーザー産業(小売、輸送、エンターテイメント・メディア、銀行・金融サービス)、地域別 - 成長、動向、予測 Digital Payments Market - Growth, Trends and Forecast (2020 - 2025)
出版日: 2020年01月01日 ページ情報: 英文 100 Pages
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概要

支払い時に現金を使わないキャッシュレス化の動きが加速しています。 世界のデジタル決済市場は、2018年から2023年の調査期間に14.1%のCAGRで推移することが予測されています。

当レポートでは、世界のデジタル決済市場について調査し、市場の概要、決済方式・エンドユーザー産業・地域別の市場動向、市場規模の推移と予測、成長要因・阻害要因および市場機会の分析、競合情勢、主要企業のプロファイルなど、体系的な情報を提供しています。

目次

第1章 イントロダクション

  • 主な調査成果
  • 調査の前提条件
  • 市場の定義
  • 調査結果

第2章 調査手法

第3章 エグゼクティブサマリー

第4章 市場のダイナミクス

  • 市場概況
  • 促進要因
    • テクノロジーおよびインターネットの普及
    • eコマースの成長
    • 決済ソリューションのシームレスな統合
  • 阻害要因
    • セキュリティ上の懸念
    • デジタル決済の手数料
    • 安定したインターネット接続の確保が難しい一部の地域
  • ファイブフォース分析
    • 買い手の交渉力
    • 供給企業の交渉力
    • 新規参入業者の脅威
    • 代替品の脅威
    • 競争企業間の敵対関係

第5章 世界のデジタル決済市場:セグメント別

  • 決済方式別
    • 接触型決済
    • 非接触型決済
  • 決済モード別
    • キャッシュカード(POSデバイス、ATM)
    • インターネット
  • エンドユーザー産業別
    • 小売
    • エンターテインメント・メディア
    • 銀行・金融サービス
    • IT・通信
    • 政府
    • 輸送
    • その他
  • 地域別
    • 北米
    • 欧州
    • アジア太平洋
    • ラテンアメリカ
    • 中東・アフリカ

第6章 企業プロファイル

  • PayPal Holdings, Inc
  • Amazon.com, Inc.
  • Google LLC.
  • Mastercard Incorporated
  • Visa Inc.
  • Apple Inc.

第7章 投資分析

第8章 市場の将来展望

目次
Product Code: 58806

Market Overview

The global digital payments market was valued at USD 3885.57 billion in 2019, and is expected to reach USD 8686.68 billion by 2025, recording a CAGR of 13.7%, during the forecast period of (2020 - 2025). Money and the idea of its exchange through payments have evolved drastically after their inception. From metal coins to paper, from bank accounts to e-wallets, money has taken various shapes, sizes, and forms. Over the last decade, the payment industry has recorded a robust growth, with new providers, new platforms, and new payment tools being launched almost every year.

The market studied is expected to flourish, owing to the robust proliferation of the internet. The internet penetration rate has been recording a healthy growth over the past few years, and is expected to continue traversing the same trajectory, owing to increasing investments by internet service providers.

Security is of paramount importance in digital payments. With a multitude of digital transactions taking place via smartphones, the chances of a security breach exist, especially when most of the mobile wallets and banking applications do not deploy hardware-level security, to make online transactions more secure.

The global economy is moving toward digitalization to leverage the speed and convenience offered. However, it is prone to cyber-attacks. Recent attacks, such as WannaCry and Wquifax breach, have exploited the vulnerabilities of the system. Thus, governments of various countries are enforcing stringent regulations to deal with such attacks. For instance, two new regulations related to cybersecurity, the European Union's General Data Protection and New York Department of Financial Services, are already in place. In the future, the number of such regulations from various central authorities is expected to increase, in order to curb cyber-attacks.

Scope of the Report

Digital payment is a way of payment, which is made through digital modes. In digital payments, the payer and payee both use digital modes to send and receive money. It is also called electronic payment. No hard cash is involved in digital payments.

Key Market Trends

Contact Less Payment Method to Emerge As One of the Preferred Option

Contactless payment is an alternative payment channel. It uses short-range wireless technologies, such as radio frequency identification (RFID) or near field communication (NFC), to securely complete payments between a contactless card and contactless-enabled PoS terminal.

The factors that drives the use of contactless payment include, but are not limited to, ease of use, speed, and integrated and seamless experience. For instance, contactless transactions take close to 1/10th of the time taken by traditional electronic transactions.

Driven by hassle-free and convenient experiences, contactless payments are witnessing robust adoption in countries, such as the United Kingdom, Australia, Canada, and Singapore. For instance, in the United Kingdom, the number of contactless transactions reached 2.86 billion in 2016, thereby, indicating a growth rate of about 174%.

The mobile contactless user base increased from about 20 million in 2015 to 144 million in 2017. Thus, with the increasing acceptance of mobile and digital payments, contactless payments are anticipated to record growth. Moreover, the adoption of contactless cards is projected to transform the landscape of traditional payments, as these cards act as significant threats to EMV cards and the magnetic stripe technology.

United States to Account for the Most Significant Share in North America

Digital payment is all set to be the preferred mode of payment for US citizens. For instance, 41% of all shoppers said that their smartphone or tablet is becoming their 'most important shopping tool. Moreover, mobile payment is the preferred mode of payment among millennials.

E-commerce sales in the region are also increasing, with the improvement of digital payment experience. This increase also reflects consumers' increasing comfort with online shopping, coupled with their increasing use of mobile and hand-held devices.

When comparing online/e-commerce (no card present) payments with card-in-hand payments, digital proved to be the higher growth category, accounting for growth up to 23%, over the last year.

Competitive Landscape

The market is moderately concentrated. The competitive rivalry in the market studied is moderate, as a good number of players prevail. Despite the existence of several companies in the market studied, firms are required to keep innovating their products, in order to gain a sustainable competitive edge over their rivals and provide product differentiation.

Some key players include PayPal, Amazon, and Google. Some of the recent developments in the area are as follows:

PayPal partnered with Synchrony to significantly expand its strategic consumer credit relationship, in May 2018.

Visa unveiled the world's first wallet card. Features of the wallet card range from the capacity to access multiple cards, whether EMV-, contactless-, or magnetic stripe-based, to a programmable on-card display that enables account information, such as alerts or coupons, to be sent to the cardholder via an embedded antenna, in January 2018.

Reasons to Purchase this report:

  • The market estimate (ME) sheet in Excel format
  • Report customization as per the client's requirements
  • 3 months of analyst support

Table of Contents

1 INTRODUCTION

  • 1.1 Study Deliverables
  • 1.2 Study Assumptions
  • 1.3 Scope of the Study

2 RESEARCH METHODOLOGY

3 EXECUTIVE SUMMARY

4 MARKET DYNAMICS

  • 4.1 Market Overview
  • 4.2 Introduction to Market Drivers and Restraints
  • 4.3 Market Drivers
    • 4.3.1 Increasing Internet Penetration
    • 4.3.2 Growing E-commerce Market
  • 4.4 Market Restraints
    • 4.4.1 Security and Privacy Concerns
    • 4.4.2 Additional Charges for Making Payments
    • 4.4.3 Instability of Mobile Networks
  • 4.5 Value Chain Analysis
  • 4.6 Industry Attractiveness- Porters Five Forces Analysis
    • 4.6.1 Threat of New Entrants
    • 4.6.2 Bargaining Power of Buyers/Consumers
    • 4.6.3 Bargaining Power of Suppliers
    • 4.6.4 Threat of Substitute Products
    • 4.6.5 Intensity of Competitive Rivalry

5 MARKET SEGMENTATION

  • 5.1 By Mode of Payment
    • 5.1.1 Point of Sale
      • 5.1.1.1 Contact Payment
      • 5.1.1.2 Contactless Payment
      • 5.1.1.3 Bank Cards
    • 5.1.2 Online Sale
      • 5.1.2.1 Digital Wallets
      • 5.1.2.2 Digital Currencies
      • 5.1.2.3 Net Banking
      • 5.1.2.4 Other Online Sales Channels
  • 5.2 By End-user Industry
    • 5.2.1 Retail
    • 5.2.2 Banking and Financial Service
    • 5.2.3 Telecommunication
    • 5.2.4 Government
    • 5.2.5 Transportation
    • 5.2.6 Other End-user Industries (Media and Entertainment)
  • 5.3 Geography
    • 5.3.1 North America
      • 5.3.1.1 United States
      • 5.3.1.2 Canada
    • 5.3.2 Europe
      • 5.3.2.1 Germany
      • 5.3.2.2 United Kingdom
      • 5.3.2.3 France
      • 5.3.2.4 Rest of Europe
    • 5.3.3 Asia-Pacific
      • 5.3.3.1 China
      • 5.3.3.2 Japan
      • 5.3.3.3 India
      • 5.3.3.4 Rest of Asia-Pacific
    • 5.3.4 Latin America
      • 5.3.4.1 Brazil
      • 5.3.4.2 Mexico
      • 5.3.4.3 Rest of Latin America
    • 5.3.5 Middle East & Africa
      • 5.3.5.1 United Arab Emirates
      • 5.3.5.2 Saudi Arabia
      • 5.3.5.3 South Africa
      • 5.3.5.4 Rest of Middle East & Africa

6 COMPETITIVE LANDSCAPE

  • 6.1 Company Profiles
    • 6.1.1 PayPal Holdings Inc.
    • 6.1.2 Visa Inc.
    • 6.1.3 MasterCard Incorporated (MasterCard)
    • 6.1.4 Amazon.com Inc.
    • 6.1.5 Alphabet Inc.
    • 6.1.6 Apple Inc.
    • 6.1.7 CCAvenue (Avenues India Pvt. Ltd)
    • 6.1.8 Paytm Mobile Solutions Private Limited
    • 6.1.9 Stripe Inc.
    • 6.1.10 Alipay.com Co. Ltd

7 MARKET INVESTMENT ANALYSIS

8 MARKET OPPORTUNITIES AND FUTURE TRENDS