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オートローンの世界市場:成長・動向・予測

Automotive Financing Market - Growth, Trends, and Forecast (2020 - 2025)

出版日: | 発行: Mordor Intelligence LLP | ページ情報: 英文 70 Pages | 納期: 2-3営業日

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オートローンの世界市場:成長・動向・予測
出版日: 2020年02月01日
発行: Mordor Intelligence LLP
ページ情報: 英文 70 Pages
納期: 2-3営業日
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  • 全表示
  • 概要
  • 目次
概要

当レポートでは、世界のオートローン (自動車ファイナンス) 市場について分析し、市場の基本構造や最新情勢、主な市場促進・抑制要因、種類別・目的別・車種別・地域別の市場動向見通し、主要企業のプロファイル・業績・市場シェア、今後の市場機会などを調査しております。

第1章 イントロダクション

第2章 エグゼクティブ・サマリー

第3章 市場概要・動向

  • イントロダクション
  • 市場動向
  • ポーターのファイブフォースモデル

第4章 市場のダイナミクス

  • 市場促進要因
  • 市場抑制要因
  • 市場機会

第5章 世界のオートローン市場:種類別の内訳 (市場範囲・融資可能性・人気度)

  • 自動車メーカー
  • 銀行
  • 金融機関
  • その他

第6章 世界のオートローン市場:目的別の内訳 (成長率・動向・予測)

  • ローン
  • リース
  • その他

第7章 世界のオートローン市場:車種別の内訳 (動向・シナリオ)

  • 乗用車
  • 商用車
  • その他

第8章 世界のオートローン市場:地域別の内訳 (成長率・動向・予測)

  • 北米 (米国、カナダ、メキシコなど)
  • 南米 (ブラジル、アルゼンチンなど)
  • アジア太平洋地域 (中国、日本、インドなど)
  • 欧州 (英国、ドイツ、フランスなど)
  • アフリカ・中東 (UAE、南アフリカ、サウジアラビア、イランなど)

第9章 競争環境

  • イントロダクション
  • 市場シェア分析
  • 主要企業の動向

第10章 主要ベンダー分析

第11章 市場の将来展望

第12章 免責事項

目次
Product Code: 49425

The automotive financing market is anticipated to register a CAGR of over 4%, during the forecast period (2020 - 2025).

  • The growing innovation in e-commerce is reshaping the car shopping and financing process into a quick and easy experience for customers. The increasing number of innovative ways is expected to make an auto finance ecosystem, where digital companies will take hold of the sales and financing process, and specialized players occupy various parts of the value chain.
  • The automotive financing market has already matured in industrialized nations, however, there are untapped opportunities in developing countries, where the market has extremely low penetration. One of the chief reasons for low automobile sales in African countries is the unavailability of options for finance.
  • According to the survey and research conducted by J.D. Power, the New vehicle retail sales in January 2019 are expected to fall, when compared to 2018. Retail sales are projected to reach 864,300 units, a 2.4% decrease, when compared with January 2018. The seasonally adjusted annualized rate (SAAR) for retail sales is expected to be 13.2 million units, down 451,100 from 2018.

Key Market Trends

Attractive Financing Schemes Driving the Passenger Car Sales

The interest rate of new cars are at one of their lowest point in the past three years. However, the average new-car loan now charges approximately 12% less interest than the average used-car loan. Earlier, financial institutions/banks used to finance only 70-80% of the total vehicle price, however, nowadays, these institutions/banks offer 100% finance of the vehicle, due to which people are showing more interest in buying a new car over the used car. The average interest rate for such buyers has risen nearly 39%, since Q1 2016.

The demand for car finance is also increasing, as different banks/OEMs, credit union, etc., provide customers numerous options of financing at attractive interest rates. For instance -

  • Credit unions financing rates are ~17%
  • Car manufacturers/OEMs financing rates are ~13%
  • Regional banks financing rates are ~8%
  • Community and small banks financing rates are ~10%

Asia-Pacific - Leading the Auto Financing Market

The automotive financing market is led by Asia-Pacific, followed by North America and Europe. The loan market for second-hand cars is expected to grow at a faster pace, on account of increased demand from Asia-Pacific. The premium car segment, which has been witnessing fast growth over the past few years with customers opting for luxury brands (owing to low loan interest rates, improved standard of living, and people perceiving luxury cars to be a status symbol), is expected to register strong sales.

In 2016, Americans applied for and racked up USD 564.6 billion in auto loans. By the end of 2017, that number had jumped to USD 568.6 billion. The auto loan industry has seen consistent gains with no signs of slowing over the past six years.

The Federal Reserve is now starting to raise interest rates, and since rates heavily influence car demand, it could curb car buyers' enthusiasm, given how many consumers are taking up debts to purchase new vehicles. As the delinquencies rise, so does the risk that a glut of car repossessions will drag down the value of used cars, which, in turn, creates demand for new cars.

Competitive Landscape

The automotive financing market is fragmented and dominated by various players which include Bank of America Corporation, Ally Financial Inc, Hitachi Capital Asia Pacific Pte. Ltd., Toyota Financial Services, and HSBC Holdings plc, among others. The companies are making partnerships, expanding their services, and offering new financing options. For instance;

  • Hyundai Motor Group has announced a USD 300 million investment into Ola, as the car manufacturer expands into providing mobility solutions and related fleet services. The partnership will offer Ola drivers various financial services, including lease and installment payments, while access to vehicle maintenance and repair services will improve reliability, vehicle quality, and customer satisfaction.
  • Mazda Australia has confirmed a partnership with Toyota Finance Australia that will provide a range of services to dealers under the Mazda Finance brand. The new partnership is set to involve both wholesale finance and retail finance.

Reasons to Purchase this report:

  • The market estimate (ME) sheet in Excel format
  • Report customization as per the client's requirements
  • 3 months of analyst support

Table of Contents

1 INTRODUCTION

  • 1.1 Study Assumptions
  • 1.2 Scope of the Study

2 RESEARCH METHODOLOGY

3 EXECUTIVE SUMMARY

4 MARKET DYNAMICS

  • 4.1 Market Drivers
  • 4.2 Market Restraints
  • 4.3 Industry Attractiveness - Porter's Five Forces Analysis
    • 4.3.1 Threat of New Entrants
    • 4.3.2 Bargaining Power of Buyers/Consumers
    • 4.3.3 Bargaining Power of Suppliers
    • 4.3.4 Threat of Substitute Products
    • 4.3.5 Intensity of Competitive Rivalry

5 MARKET SEGMENTATION

  • 5.1 Type
    • 5.1.1 New Car
    • 5.1.2 Used Car
  • 5.2 Source Type
    • 5.2.1 OEMs
    • 5.2.2 Banks
    • 5.2.3 Credit Unions
    • 5.2.4 Financial Institutions
  • 5.3 Purpose Type
    • 5.3.1 Loan
    • 5.3.2 Lease
  • 5.4 Vehicle Type
    • 5.4.1 Passenger Cars
    • 5.4.2 Commercial Vehicles
  • 5.5 Geography
    • 5.5.1 North America
      • 5.5.1.1 United States
      • 5.5.1.2 Canada
      • 5.5.1.3 Rest of North America
    • 5.5.2 Europe
      • 5.5.2.1 Germany
      • 5.5.2.2 United Kingdom
      • 5.5.2.3 France
      • 5.5.2.4 Rest of Europe
    • 5.5.3 Asia-Pacific
      • 5.5.3.1 China
      • 5.5.3.2 Japan
      • 5.5.3.3 India
      • 5.5.3.4 Rest of Asia-Pacific
    • 5.5.4 Rest of the World
      • 5.5.4.1 South America
      • 5.5.4.2 Middle-East and Africa

6 COMPETITIVE LANDSCAPE

  • 6.1 Vendor Market Share
  • 6.2 Company Profiles
    • 6.2.1 Bank of America Corporation
    • 6.2.2 Ally Financial Inc
    • 6.2.3 Hitachi Capital Asia Pacific Pte. Ltd.
    • 6.2.4 HSBC Holdings plc
    • 6.2.5 HDFC Bank Limited
    • 6.2.6 ICBC (Industrial and Commercial Bank of India)
    • 6.2.7 Bank of China
    • 6.2.8 Capital One Financial Corporation
    • 6.2.9 Wells Fargo & Co
    • 6.2.10 Toyota Financial Services
    • 6.2.11 BNP Paribas SA
    • 6.2.12 Volkswagen AG
    • 6.2.13 Mercedes-Benz Financial Services (Daimler AG
    • 6.2.14 Standard Bank Group Ltd
    • 6.2.15 Banco Bradesco SA

7 MARKET OPPORTUNITIES AND FUTURE TRENDS

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