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世界のFinTech (金融技術) 市場の展望・予測:2016-2021年

Global Financial Technology (FinTech) Market Outlook and Forecasts 2016 - 2021

発行 Mind Commerce 商品コード 353106
出版日 ページ情報 英文 102 Pages
納期: 即日から翌営業日
価格
本日の銀行送金レート: 1USD=114.71円で換算しております。
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世界のFinTech (金融技術) 市場の展望・予測:2016-2021年 Global Financial Technology (FinTech) Market Outlook and Forecasts 2016 - 2021
出版日: 2016年02月26日 ページ情報: 英文 102 Pages
概要

金融のデジタル化と大量アクセスの一般化が世界におけるFinTech (金融技術) のディスラプションの主な成長推進因子となっています。

当レポートでは、ITと金融サービスを融合させたFinTech (金融技術) の市場を調査し、FinTechの定義と概要、エコシステム、FinTechへの投資額およびユーザー数の推移と予測、市場への各種影響因子の分析、エコシステムの各種事業者によるイニシアチブの例、ケーススタディ、主要企業とソリューション、関連事業者への各種提言などをまとめています。

第1章 イントロダクション

第2章 FINTECH:市場概要

  • FINTECHとは
  • FINTECHの合理性
  • FINTECH環境
  • FINTECH企業の各種タイプ
    • 送金
    • エクイティファンド
    • P2P融資
    • モバイル決済
    • 取引プラットフォーム
    • その他のサービス
  • FINTECHの各種カテゴリー
    • デジタルペイメント
    • 企業金融
    • 消費者金融

第3章 FINTECHのエコシステム

  • ハードウェアとインフラ
  • 金融機関
  • 政府
  • 事業者
  • アプリケーションプロバイダー
  • コンサルティング・サービスプロバイダー
  • セキュリティソリューションプロバイダー
  • クラウド・ビッグデータアナリティクスプロバイダー
  • 投資グループ
  • ソーシャルネットワーク
  • B2B2C流通経路
  • キャッシュイン/アウトメカニズム
  • ビジネスモデル
  • コラボレーティブイノベーション
  • クラウドファンディングイノベーション
  • 競合環境:銀行 vs OTT事業者

第4章 市場成長推進因子

第5章 市場課題

第6章 市場予測

  • 投資・市場予測
    • 世界の銀行によるIT投資額
    • 世界のFINTECHへの投資額
    • 世界のFINTECHへの投資額:ソフトウェア・ハードウェア・セキュリティ
    • 世界のFINTECHへの投資額:小売 vs 事業金融
    • 世界のFINTECHへの投資と市場:地域別
    • 世界のFINTECHへの資金供給:投資家タイプ別
  • ユーザー予測
    • 世界のFINTECHユーザー数
    • 世界のFINTECHユーザー数:利用カテゴリー別
    • 世界のFINTECHユーザー数:所得階層別
    • 世界のFINTECHユーザー数:年齢層別
    • FINTECHユーザー数:地域別
    • アクティブデジタルユーザーによるFINTECHの導入率
    • FINTECHの人気の理由
    • FINTECH利用成長の障壁
  • 市場力学
    • FINTECHの銀行およびバリューチェーンパートナーへの影響
    • 銀行のデジタル課題に対応する準備レベル
    • 銀行のデジタル課題に対応する際の強み
    • デジタルディスラプションによる世界の銀行収益へのリスク、など

第7章 デジタル産業と決済関連イニシアチブ

  • GOOGLE
  • FACEBOOK
  • APPLE
  • PAYPAL
  • SQUARE
  • BITCOIN
  • SOCIETYONE
  • AMAZON PAYMENTS
  • STRIPE
  • SAMSUNG PAY
  • ALIBABA
  • WESTERN UNION
  • AMEX, MASTERCARD AND VISA
  • LENDING CLUB
  • FINANCIAL INNOVATION NOW
  • STELLAR

第8章 銀行によるイニシアチブの分析

  • GOLDMAN SACHS
  • BARCLAYS
  • SANTANDER
  • HSBC
  • UBS
  • BBVA
  • CITI
  • AMERICAN EXPRESS
  • WELLS FARGO
  • JPMORGAN CHASE

第9章 地域的イニシアチブ

  • パイオニア的地域
    • 米国
    • 英国
  • 新興地域
    • 欧州
    • アジア
    • 中東
    • オーストラリア
  • 政府によるイニシアチブ

第10章 ケーススタディ

  • SOCIETYONE
  • TYRO PAYMENTS
  • REINVENTURE
  • AUSTRALASIAN WEALTH INVESTMENTS (AWI)
  • BILLFLOAT
  • L2C INC
  • PAYNEARME
  • KABBAGE

第11章 企業およびソリューション

  • ACORNS
  • ADDEPAR
  • AFFIRM
  • ALGOMI
  • ALPHASENSE
  • ADYEN
  • AVANT
  • BETTERMENT
  • BRAINTREE
  • C2FO
  • CHAIN.COM
  • CIRCLEUP
  • CREDIT KARMA
  • DIGIT
  • EARNEST
  • EQUITYZEN
  • ESTIMIZE
  • FUNDBOX
  • FUNDERA
  • FUNDRISE
  • HELLO WALLET
  • IEX
  • KENSHO
  • LEVEL MONEY
  • LEARNVEST
  • MONEY.NET
  • MOTIF
  • NAV
  • PERSONAL CAPITAL
  • PLAID
  • PREMISE DATA
  • PROSPER
  • QUANTOPIAN
  • R3CEV
  • RIPPLE
  • RISKALYZE
  • ROBINHOOD
  • SIMPLE
  • SOFI
  • TRANSFERWISE
  • TRUEACCORD
  • TRUEEX
  • VOUCH
  • WEALTHFRONT
  • WORLDREMIT
  • XAPO
  • XIGNITE
  • ZENEFITS
  • ZESTFINANCE
  • CHINA RAPID FINANCE
  • LUFAX
  • ONDECK
  • DWOLLA
  • MOVEN
  • ALLY
  • CAPITAL ONE 360
  • VANGUARD
  • FIDELITY
  • CHARLES SCHWAB
  • ALLSTATE
  • OSCAR
  • METROMILE
  • AZIMO
  • KLARNA
  • NUMBER26
  • ATOM BANK
  • LENDINGROBOT
  • 21 INC 94
  • COINBASE
  • ANGELLIST
  • KREDITECH
  • SECUREKEY
  • KICKSTARTER
  • CROWDCUBE

第12章 総論・提言

  • 強固なFINTECHのエコシステムの構築に向けた提言
  • 銀行・他の金融機関への提言
  • FINTECH企業へのへの提言
  • 政府への提言
  • 投資コミュニティへの提言

図表

目次

Financial Technology (FinTech) represents a combination of financial services with Information Technology (IT) that is disruptive to the incumbent financial system as it transforms financial services including enhancements to existing areas as well as entirely alternative solutions. For example, the legacy financial system is under serious threat from emerging technologies like BlockChain technology to eliminate the need for an intermediary trust agent for payments clearing and settlements.

Digitization of finances and democratization of mass access are the key growth factors for FinTech disruption across the world. FinTech enable services include peer-to-peer money transfers, lending services, online payments, and mobile payments. Financial organizations can develop solutions in-house, partner with FinTech solution providers, or acquire them. Apart from operational issues and/or user experiences, CAPEX and OPEX factors greatly impacts these decisions.

This research provides a comparative analysis between the legacy financial system and emerging FinTech solutions including disruption, potential benefits, and challenges. The Report evaluates the evolving FinTech market ecosystem including startups, banks, investment companies, insurance companies, and non-financial organizations.

The report analyzes the global impact of FinTech and the outlook for specific regions. The report provides forecasts for the period 2016 - 2021. All purchases of Mind Commerce reports includes time with an expert analyst who will help you link key findings in the report to the business issues you're addressing. This needs to be used within three months of purchasing the report.

Target Audience:

  • FinTech companies
  • Mobile service providers
  • Big Data and analytics providers
  • Finance regulatory and policy makers
  • Cloud and physical infrastructure providers
  • Financial services companies and personnel
  • Organizations investing in the financial services

Table of Contents

1.0 INTRODUCTION

  • 1.1 EXECUTIVE SUMMARY
  • 1.2 RESEARCH OBJECTIVE
  • 1.3 QUESTIONS ANSWERED
  • 1.4 RESEARCH METHODOLOGY
  • 1.5 TARGET AUDIENCE
  • 1.6 COMPANIES IN REPORT

2.0 FINTECH MARKET OVERVIEW

  • 2.1 WHAT IS FINTECH?
  • 2.2 RATIONAL OF FINTECH
  • 2.3 FINTECH LANDSCAPE
  • 2.4 FINTECH COMPANY TYPES
    • 2.4.1 MONEY TRANSFER
    • 2.4.2 EQUITY FUNDING
    • 2.4.3 P2P LENDING
    • 2.4.4 MOBILE PAYMENT
    • 2.4.5 TRADING PLATFORM
    • 2.4.6 OTHER SERVICES
  • 2.5 FINTECH CATEGORIES
    • 2.5.1 DIGITAL PAYMENT
    • 2.5.2 BUSINESS FINANCE
    • 2.5.3 CONSUMER FINANCE

3.0 FINTECH ECOSYSTEM

  • 3.1 HARDWARE AND INFRASTRUCTURE
  • 3.2 FINANCIAL INSTITUTIONS
  • 3.3 GOVERNMENT
  • 3.4 ENTREPRENEURS
  • 3.5 APPLICATION PROVIDERS
  • 3.6 CONSULTING AND SERVICE PROVIDERS
  • 3.7 SECURITY SOLUTIONS PROVIDERS
  • 3.8 CLOUD AND BIG DATA ANALYTICS PROVIDERS
  • 3.9 INVESTMENT GROUPS
  • 3.10 SOCIAL NETWORK
  • 3.11 B2B2C DISTRIBUTION CHANNEL
  • 3.12 CASH-IN/OUT MECHANISM
  • 3.13 BUSINESS MODEL
  • 3.14 COLLABORATIVE INNOVATION
  • 3.15 CROWDFUNDING PLATFORMS
  • 3.16 COMPETITIVE LANDSCAPE: BANKS VS. OTT PLAYERS

4.0 FINTECH MARKET DRIVERS

  • 4.1 DIGITIZATION IN TRADITIONAL BANKING SECTOR
  • 4.2 ALGO BANKING
  • 4.3 RISE OF MOBILE BANKING
  • 4.4 RISE OF THE FINTECH START-UP ECOSYSTEM
  • 4.5 RISE OF DATA DRIVEN BANKING
  • 4.6 RISE OF CROWD FUNDING ECONOMY
  • 4.7 RISE OF WEB-BASED FINANCIAL SERVICES
  • 4.8 GROWING ADOPTION OF NON-BANK OPTION TO MANAGE MONEY
  • 4.9 USE OF MACHINE LEARNING AND BIG DATA TO CONTROL PAYMENT FRAUD
  • 4.10 INCREASING PATTERN OF M&A TRANSACTIONS
  • 4.11 CHANGING PATTERN OF CONSUMER BEHAVIOR
  • 4.12 BLOCKCHAIN TECHNOLOGY
  • 4.13 RISE OF E-COMMERCE
  • 4.14 RISE OF MPOS PAYMENT

5.0 FINTECH MARKET CHALLENGES

6.0 FINTECH MARKET PROJECTIONS

  • 6.1 FINTECH INVESTMENT AND MARKET PROJECTION 2016 - 2021
    • 6.1.1 GLOBAL BANK IT INVESTMENT
    • 6.1.2 GLOBAL FINTECH INVESTMENT
    • 6.1.3 GLOBAL FINTECH INVESTMENT IN SOFTWARE, HARDWARE, SECURITY AND CONSULTING
    • 6.1.4 GLOBAL FINTECH INVESTMENT: RETAIL VS. BUSINESS FINANCE
    • 6.1.5 GLOBAL FINTECH INVESTMENT AND MARKET BY GEOGRAPHIC REGION
    • 6.1.6 GLOBAL FINTECH FUNDING BY INVESTOR TYPE
  • 6.2 FINTECH USER PROJECTIONS 2016 - 2021
    • 6.2.1 GLOBAL FINTECH USERS
    • 6.2.2 GLOBAL FINTECH USERS BY USAGE CATEGORY
    • 6.2.3 GLOBAL FINTECH USERS BY INCOME BRACKET
    • 6.2.4 GLOBAL FINTECH USERS BY AGE GROUP
    • 6.2.5 FINTECH USERS BY GEOGRAPHIC REGION
    • 6.2.6 FINTECH ADOPTION OF DIGITALLY ACTIVE USERS
    • 6.2.7 REASON FOR FINTECH POPULARITY
    • 6.2.8 FINTECH USAGE GROWTH OBSTACLES
  • 6.3 FINTECH MARKET DYNAMICS
    • 6.3.1 IMPACT OF FINTECH ON BANK AND VALUE CHAIN PARTNERS
    • 6.3.2 BANK READINESS TO ADDRESS DIGITAL CHALLENGES
    • 6.3.3 BANK STRENGTH TO COMBAT DIGITAL CHALLENGES INCLUDING FINTECH
    • 6.3.4 GLOBAL BANK REVENUE RISK FROM DIGITAL DISRUPTION INCLUDING FINTECH
    • 6.3.5 FINTECH STARTUP EXIT 2010 - 2014

7.0 DIGITAL INDUSTRY AND PAYMENT INITIATIVE

  • 7.1 GOOGLE
  • 7.2 FACEBOOK
  • 7.3 APPLE
  • 7.4 PAYPAL
  • 7.5 SQUARE
  • 7.6 BITCOIN
  • 7.7 SOCIETYONE
  • 7.8 AMAZON PAYMENTS
  • 7.9 STRIPE
  • 7.10 SAMSUNG PAY
  • 7.11 ALIBABA
  • 7.12 WESTERN UNION
  • 7.13 AMEX, MASTERCARD AND VISA
  • 7.14 LENDING CLUB
  • 7.15 FINANCIAL INNOVATION NOW
  • 7.16 STELLAR

8.0 BANK INITIATIVE ANALYSIS

  • 8.1 GOLDMAN SACHS
  • 8.2 BARCLAYS
  • 8.3 SANTANDER
  • 8.4 HSBC
  • 8.5 UBS
  • 8.6 BBVA
  • 8.7 CITI
  • 8.8 AMERICAN EXPRESS
  • 8.9 WELLS FARGO
  • 8.10 JPMORGAN CHASE

9.0 REGIONAL INITIATIVES

  • 9.1 PIONEER ZONE
    • 9.1.1 USA
    • 9.1.2 UK
  • 9.2 EMERGING AREAS
    • 9.2.1 EUROPE
    • 9.2.2 ASIA
    • 9.2.3 MIDDLE EAST
    • 9.2.4 AUSTRALIA
  • 9.3 GOVERNMENT INITIATIVES

10.0 FINTECH CASE STUDY

  • 10.1 SOCIETYONE
  • 10.2 TYRO PAYMENTS
  • 10.3 REINVENTURE
  • 10.4 AUSTRALASIAN WEALTH INVESTMENTS (AWI)
  • 10.5 BILLFLOAT
  • 10.6 L2C INC
  • 10.7 PAYNEARME
  • 10.8 KABBAGE

11.0 FINTECH COMPANIES AND SOLUTIONS

  • 11.1 ACORNS
  • 11.2 ADDEPAR
  • 11.3 AFFIRM
  • 11.4 ALGOMI
  • 11.5 ALPHASENSE
  • 11.6 ADYEN 76
  • 11.7 AVANT 76
  • 11.8 BETTERMENT
  • 11.9 BRAINTREE
  • 11.10 C2FO
  • 11.11 CHAIN.COM
  • 11.12 CIRCLEUP
  • 11.13 CREDIT KARMA
  • 11.14 DIGIT
  • 11.15 EARNEST
  • 11.16 EQUITYZEN
  • 11.17 ESTIMIZE
  • 11.18 FUNDBOX
  • 11.19 FUNDERA
  • 11.20 FUNDRISE
  • 11.21 HELLO WALLET
  • 11.22 IEX
  • 11.23 KENSHO
  • 11.24 LEVEL MONEY
  • 11.25 LEARNVEST
  • 11.26 MONEY.NET
  • 11.27 MOTIF
  • 11.28 NAV
  • 11.29 PERSONAL CAPITAL
  • 11.30 PLAID
  • 11.31 PREMISE DATA
  • 11.32 PROSPER
  • 11.33 QUANTOPIAN
  • 11.34 R3CEV
  • 11.35 RIPPLE
  • 11.36 RISKALYZE
  • 11.37 ROBINHOOD
  • 11.38 SIMPLE
  • 11.39 SOFI
  • 11.40 TRANSFERWISE
  • 11.41 TRUEACCORD
  • 11.42 TRUEEX
  • 11.43 VOUCH
  • 11.44 WEALTHFRONT
  • 11.45 WORLDREMIT
  • 11.46 XAPO
  • 11.47 XIGNITE
  • 11.48 ZENEFITS
  • 11.49 ZESTFINANCE
  • 11.50 CHINA RAPID FINANCE
  • 11.51 LUFAX
  • 11.52 ONDECK
  • 11.53 DWOLLA
  • 11.54 MOVEN
  • 11.55 ALLY
  • 11.56 CAPITAL ONE 360
  • 11.57 VANGUARD
  • 11.58 FIDELITY
  • 11.59 CHARLES SCHWAB
  • 11.60 ALLSTATE
  • 11.61 OSCAR
  • 11.62 METROMILE
  • 11.63 AZIMO
  • 11.64 KLARNA
  • 11.65 NUMBER26
  • 11.66 ATOM BANK
  • 11.67 LENDINGROBOT
  • 11.68 21 INC 94
  • 11.69 COINBASE
  • 11.70 ANGELLIST
  • 11.71 KREDITECH
  • 11.72 SECUREKEY
  • 11.73 KICKSTARTER
  • 11.74 CROWDCUBE

12.0 CONCLUSIONS AND RECOMMENDATIONS

  • 12.1 RECOMMENDATIONS TO DEVELOP SOUND FINTECH ECOSYSTEM
    • 12.1.1 SUPPORTIVE BUSINESS MARKET
    • 12.1.2 STRONG REGULATORY AND GOVERNMENT SUPPORT
    • 12.1.3 ADEQUATE ACCESS TO CAPITAL AND FUNDING AT EVERY STAGE OF BUSINESS
    • 12.1.4 FOCUS ON CREATING FINANCIAL EXPERTISE LOCALLY
  • 12.2 RECOMMENDATIONS FOR BANK AND OTHER FINANCIAL INSTITUTIONS
  • 12.3 RECOMMENDATIONS FOR FINTECH COMPANY
  • 12.4 RECOMMENDATIONS FOR GOVERNMENT
  • 12.5 RECOMMENDATIONS FOR INVESTMENT COMMUNITY

Figures

  • Figure 1: FinTech Ecosystem by Application
  • Figure 2: FinTech Innovation
  • Figure 3: FinTech Collaborative Innovation Approach
  • Figure 4: Google Venture Investment Portfolio by Segment
  • Figure 5: Silicon Valley FinTech Startup Environment
  • Figure 6: New York FinTech Startup Environment
  • Figure 7: London FinTech Startup Environment
  • Figure 8: Dublin FinTech Startup Environment
  • Figure 9: Berlin FinTech Startup Environment
  • Figure 10: Singapore FinTech Startup Environment
  • Figure 11: Hong Kong FinTech Startup Environment
  • Figure 12: Tel Aviv FinTech Startup Environment
  • Figure 13: Australia FinTech Startup Ecosystem
  • Figure 14: Government FinTech Support Structures
  • Figure 15: Framework to Develop FinTech Ecosystem
  • Figure 16: Digital Banking Ecosystem

Tables

  • Table 1: FinTech Landscape
  • Table 2: Global IT Investment by Bank 2016 - 2021
  • Table 3: Global Bank IT Investment by Maintenance vs. Innovation 2016 - 2021
  • Table 4: Global FinTech Investment by Banks and Others 2016 - 2021
  • Table 5: Global FinTech by H/W, S/W, Security and Consulting 2016 - 2021
  • Table 6: Global FinTech in Digital Payments, Retail & Bus Finance 2016 - 2021
  • Table 7: Global FinTech by Sub-Category 2016 - 2021
  • Table 8: Global FinTech by Region 2016 - 2021
  • Table 9: Global FinTech Market by Top Five Countries 2016 - 2021
  • Table 10: Total Investment by Angel, VC, Equity, and Others
  • Table 11: Global FinTech Users 2016 - 2021
  • Table 12: Global FinTech Users by Category 2016 - 2021
  • Table 13: Global FinTech Users by Income Bracket 2016 - 2021
  • Table 14: Global FinTech Users by Age Bracket 2016 - 2021
  • Table 15: FinTech Users by Region 2016 - 2021
  • Table 16: FinTech Adoption of Digitally Active Users by Top Five Countries
  • Table 17: Seven Reasons Cited by FinTech Users
  • Table 18 Six Obstacles to Growth of FinTech Use
  • Table 19: Contribution of Bank and Value Chain Partners
  • Table 20: Bank Readiness to Address Digital Challenges including FinTech
  • Table 21: Bank Capability to Address Digital Challenges including FinTech
  • Table 22: Global Bank Revenue at Risk due to Digital Disruption
  • Table 23: Number of FinTech Exits 2010 - 2014
  • Table 24: Goldman Sachs FinTech Investment
  • Table 25: Santander FinTech Investment Chart
  • Table 26: HSBC Investment Chart
  • Table 27: BBVA Investment
  • Table 28: Citi Investment
  • Table 29: American Express Investment
  • Table 30: JPMorgan Chase Investment
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