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市場調査レポート
商品コード
920641
APIプラットフォームの台頭:オープンバンキング&ペイメントによる新しいビジネスモデルの推進The Emergence of API Platforms: Open Banking and Payments Drive New Business Models |
APIプラットフォームの台頭:オープンバンキング&ペイメントによる新しいビジネスモデルの推進 |
出版日: 2019年12月31日
発行: Mercator Advisory Group, Inc.
ページ情報: 英文 20 Pages
納期: 即日から翌営業日
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当レポートでは、EUの決済サービス指令(PSD2:Payment Services Directive 2) によるオープンバンキングの義務化について調査し、クラウドAPIプラットフォームの市場成長にも関わらず、指令準拠が進まない技術的要因・法規制上の要因の分析、米国およびEUのオープンバンキング&ペイメントイノベーションの展望などをまとめています。
A new research report from Mercator Advisory Group identifies issues delaying E.U. open banking and contrasts it to the surge in API cloud-based solutions.
Mercator Advisory Group has released a report describing the technical and regulatory challenges delaying the implementation of the European Union's PSD2 Open Banking mandate and contrasts that with the rapid growth in new application programming interface (API) driven platforms that operate in the cloud. There has been a surge in platform-as-a-service (PaaS) solutions utilizing APIs.
The report, ‘The Emergence of API Platforms: Open Banking Drives New Business Models ’, identifies the technical and regulatory issues that continue to be challenges to lift-off for the European Union's open banking vision and contrasts that situation with the structures that have driven a surge in the availability of cloud platforms that utilize APIs to enable similar services, such as payments.
“In a past report we identified the game-changing value proposition associated with internet-based application programming interfaces. This report identifies why the implementation of APIs has failed to help the EU Open Banking initiative gain liftoff even as these APIs have created a surge in the number of cloud-based platforms recently announced,” commented the author of the report, Tim Sloane, VP, Payments Innovation, and Director, Emerging Technologies Advisory Service at Mercator Advisory Group.
This research report has 20 pages and 10 exhibits.
Companies and other organizations mentioned in this report include: Bank of America, The Berlin Group, Citibank, Citizens Bank, European Banking Authority, Fidor, Financial Conduct Authority, Mastercard, Railsbank, solarisBank, Visa, Vyze, and Wells Fargo.