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コーポレートバンキングにおけるフィンテック:必須とされるデジタル化

Fintech in Corporate Banking: Digitize or Miss the Boat

発行 Mercator Advisory Group, Inc. 商品コード 783070
出版日 ページ情報 英文 16 Pages and 5 Exhibits
納期: 即日から翌営業日
価格
本日の銀行送金レート: 1USD=111.17円で換算しております。
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コーポレートバンキングにおけるフィンテック:必須とされるデジタル化 Fintech in Corporate Banking: Digitize or Miss the Boat
出版日: 2019年02月04日 ページ情報: 英文 16 Pages and 5 Exhibits
概要

銀行は企業顧客を保持し、今後の競合に打ち勝つため、デジタルインフラの整備を最優先事項とする必要に迫られています。

当レポートではコーポレートバンキング部門におけるフィンテックの動向を調査し、資金タイプ・地域別の投資動向、消費者部門からコーポレート部門へのフィンテック投資の移行動向、コーポレート部門向けフィンテックへの投資拡大への影響因子などをまとめています。

調査ハイライト

  • 世界のフィンテック投資の詳細レビュー:資金タイプ・地域別
  • 従来の消費者・中小規模事業者から企業顧客へのフィンテック投資のシフト
  • 金融機関による初期段階の投資動向・コーポレートバンキング&決済の成功因子との合致性
  • 機械学習・AIのスタートアップ企業への広範な資金投入を導く影響因子とコーポレートバンキングへの短期的・長期的影響
  • 「TechFin」環境と金融機関の慣性に関連するリスク
目次

Banks need to prioritize digital infrastructure to retain corporate clients and compete in coming years.

Mercator Advisory Group reports that the financial institutions and their corporate clients had best quickly adapt to a digital environment or risk a competitive gap.

Financial technology is nothing new, since the financial services industry is all about providing services that ensure the safety and liquidity of assets for individuals and for businesses of all sizes. Numerous firms have for decades been expertly partnering with financial institutions in supporting the movement, investment, and safeguarding of money.

The more current perception of “fintech” is underpinned by the rapid change in the types of readily available technology along with the pace of these advances. Such capabilities continue to drive numerous investments in the space, as participants make bets on how the industry will look in 10 years and how best to get there.

In a new research report, “Fintech in Corporate Banking: Digitize or Miss the Boat”, Mercator Advisory Group reviews how these unprecedented technology capabilities are now shifting more toward use cases for the corporate banking space.

“In a similar fashion to the migration of fintech capital investment from Silicon Valley to more global funding participation, the opportunities and funding patterns are also changing from primarily consumer apps and small business lending to more corporate and investment banking types of business models” commented Steve Murphy, Director of Mercator Advisory Group's Commercial and Enterprise Payments Advisory Service, author of the report. “Investors' initial attraction to consumer products was logical given that the revenue recognition cycle is shorter for consumer products than for corporate solutions, which are usually more complicated. The shift is a occurring as both developers and liquidity providers more clearly understand the more complicated corporate use cases.”

The document is 16 pages long and contains 5 exhibits.

Companies mentioned in this report include: AccessFintech, ACI, Adyen, Alphabet, Amazon, AvidXchange, Ayasdi, CGI, Citi, Clarity Money, Envestnet, Feedzai, FICO, Finastra, First Data, Fiserv, Goldman Sachs, HSBC, Infor, Intel, iZettle, Jack Henry, J.P. Morgan Chase, Kofax, Microsoft, Optimizely, PayPal, Pegasystems, Pelican, Salesforce, Santander, Silicon Valley Bank, Temenos, Tradeshift, TSYS, and Zafin.

Highlights of the report include:

  • Detailed review of global fintech investment by funding type and region
  • Discussion of the shift occurring between corporate fintech application investment and traditional consumer/SME use cases
  • Analysis of the early-stage investment trends by financial institutions and how these align with corporate banking and payments success factors
  • Review of the factors leading to extensive funding for machine learning and AI start-ups and how these will impact corporate banking both near and long term
  • Discussion of the overall ”techfin” landscape and risks associated with inertia amongst financial institutions
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