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デビットカード&プリペイドカード:境界の曖昧化

The Blurred Lines Between Debit and Prepaid Cards

発行 Mercator Advisory Group, Inc. 商品コード 757814
出版日 ページ情報 英文 16 Pages
納期: 即日から翌営業日
価格
本日の銀行送金レート: 1USD=112.65円で換算しております。
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デビットカード&プリペイドカード:境界の曖昧化 The Blurred Lines Between Debit and Prepaid Cards
出版日: 2018年12月17日 ページ情報: 英文 16 Pages
概要

当レポートでは、資金の補充可能な汎用型プリペイドカード (GPRカード) とデビットカードの違いを調査し、法規制上の違い、プリペイドカードおよびデビットカードの市場規模、影響因子、主要カード・主要口座の特徴および機能性、銀行業務および決済技術の革新におけるGPRカードのこれまでの役割と今後の役割などについてまとめています。

調査ハイライト

  • デビットカードとGPRカードの法規制上の違いの比較
  • プリペイド&デビットカード市場の規模・米国の銀行口座非保有者数の減少動向
  • 特徴・機能性のレビュー:主要GPRカードおよび米国主要5行のエントリーレベル当座預金口座
  • 銀行業務および決済技術の革新におけるGPRカードの役割

掲載企業

  • Ace Cash Express
  • American Express
  • Bancorp Bank
  • Bank of America
  • Chase Bank
  • Citi Bank
  • Green Dot
  • InComm
  • Mastercard
  • Meta Bank
  • Netspend
  • PayPal
  • Square
  • U.S. Bank
  • Visa
  • Walmart
  • Wells Fargo
目次

Debit and prepaid cards: are there any remaining differences?

Mercator Advisory Group releases new research comparing general purpose reloadable prepaid cards with debit cards and analyzing the subtle product differences.

General purpose reloadable (GPR) prepaid cards and entry-level checking accounts have both evolved to a point where product features and functionality of the two are nearly indistinguishable between the two. A new research report from Mercator Advisory Group titled, The Blurred Lines Between Debit and Prepaid Cards considers the differences between the two products and why providers and users might favor one over the other.

"At first glance, prepaid and debit appear so similar that one could conclude that the payments industry took two separate paths to end up with the same product. Initially prepaid product providers were developing solutions to offer users a bankcard-like product. Now financial institutions are seeing inspiration in GPR card attributes, comments Sarah Grotta, Director, Debit and Alternative Products Advisory Service at Mercator Advisory Group and co-author of the report.

This research report has 16 pages and 8 exhibits.

Companies mentioned in this report include: Ace Cash Express, American Express, Bancorp Bank, Bank of America, Chase Bank, Citi Bank, Green Dot, InComm, Mastercard, Meta Bank, Netspend, PayPal, Square, U.S. Bank, Visa, Walmart, and Wells Fargo.

One of the exhibits included in this report:

image1

Highlights of the research report include:

  • A comparison of some of the regulatory differences between debit and GPR cards.
  • Market sizing for prepaid and debit, including a look at the decline in the unbanked population in the U.S.
  • Review of the features and functionality of leading GPR cards and entry level checking accounts from five U.S. banks.
  • The role that GPR cards have and continue to play in banking and payments innovation.
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