The Blurred Lines Between Debit and Prepaid Cards
発行: Mercator Advisory Group, Inc.
ページ情報: 英文 16 Pages
当レポートでは、資金の補充可能な汎用型プリペイドカード （GPRカード) とデビットカードの違いを調査し、法規制上の違い、プリペイドカードおよびデビットカードの市場規模、影響因子、主要カード・主要口座の特徴および機能性、銀行業務および決済技術の革新におけるGPRカードのこれまでの役割と今後の役割などについてまとめています。
Debit and prepaid cards: are there any remaining differences?
Mercator Advisory Group releases new research comparing general purpose reloadable prepaid cards with debit cards and analyzing the subtle product differences.
General purpose reloadable (GPR) prepaid cards and entry-level checking accounts have both evolved to a point where product features and functionality of the two are nearly indistinguishable between the two. A new research report from Mercator Advisory Group titled, The Blurred Lines Between Debit and Prepaid Cards considers the differences between the two products and why providers and users might favor one over the other.
"At first glance, prepaid and debit appear so similar that one could conclude that the payments industry took two separate paths to end up with the same product. Initially prepaid product providers were developing solutions to offer users a bankcard-like product. Now financial institutions are seeing inspiration in GPR card attributes, comments Sarah Grotta, Director, Debit and Alternative Products Advisory Service at Mercator Advisory Group and co-author of the report.
Companies mentioned in this report include: Ace Cash Express, American Express, Bancorp Bank, Bank of America, Chase Bank, Citi Bank, Green Dot, InComm, Mastercard, Meta Bank, Netspend, PayPal, Square, U.S. Bank, Visa, Walmart, and Wells Fargo.