特集 : 国別レポートが13,000件から検索可能になりました!

特集 : 海外市場の委託調査がセミカスタムベースでお手軽にできます

株式会社グローバルインフォメーション
TEL: 044-952-0102
表紙
市場調査レポート

米国の担保付きクレジットカード市場の分析・予測:信頼性ある金融商品の再生

U.S. Secured Credit Cards Market Forecast, 2017-2021: A Credible Product with a Dark Past

発行 Mercator Advisory Group, Inc. 商品コード 714009
出版日 ページ情報 英文 18 Pages, 9 Exhibits
納期: 即日から翌営業日
価格
本日の銀行送金レート: 1USD=107.13円で換算しております。
米国の担保付きクレジットカード市場の分析・予測:信頼性ある金融商品の再生 U.S. Secured Credit Cards Market Forecast, 2017-2021: A Credible Product with a Dark Past
出版日: 2018年09月28日 ページ情報: 英文 18 Pages, 9 Exhibits
概要

当レポートでは、米国の担保付きクレジットカードの市場を調査し、過去の負の側面と健全化までの経緯、米国のカード所有者の人口統計データ、主な発行業者のプロファイル、リスクと市場機会、運用技術の動向などをまとめています。

調査ハイライト

  • 担保付きカード製品の経緯
  • 米国の担保付きクレジットカード市場:人口統計
  • 主な担保付きクレジットカード発行業者
  • リスクと市場機会
  • 運用技術

掲載企業

  • American Express
  • Bank of America
  • Barclays
  • Capital Bank
  • Capital One
  • Chase
  • Chevron Credit Union
  • Citi
  • Digital Credit Union
  • Discover
  • FICO
  • First Progress
  • Fiserv
  • General Electric Credit Union
  • Green Dot
  • Mastercard
  • Merrick Bank
  • Navy Federal Credit Union
  • NIH Credit Union
  • Open Sky
  • Synovus
  • US Bank
  • USAA
  • Visa
目次

Secured credit cards, a product tainted by opportunistic marketers before the turn of the 21st century benefited from transparency and disclosure requirements mandated by the Credit Card Accountability Responsibility and Disclosures Act of 2009 (CARD Act). Today, top credit card issuing banks, specialty nonprime issuers, and credit unions serve the market with fair interest rates and payment terms. Prospective cardholders can qualify for the product at institutions including Bank of America, Citi, Discover, Green Dot, US Bank, and USAA for deposit balances well under $500.

Mercator Advisory Group's latest research reporte, U.S. Secured Credit Cards Market Forecast, 2017-2021: A Credible Product with a Dark Past, provides a view of this market of 5 million cardholders and gives a detailed view of the issuing landscape.

"Secured cards used to represent the dark side of the credit card business, with gouging fees and deceptive 900-carrier billing numbers," comments Brian Riley, Director, Credit Advisory at Mercator Advisory Group, and the author of the research report. "Since the CARD Act cleaned up deceptive practices and unconscionable lenders, secured cards offer a mutually beneficial proposition for issuers and credit-impaired consumers. Issuers can increase their interest and non-interest revenue and also nurture pathways to other products. Consumers who either are recovering from a household financial crisis or do not have established credit have the opportunity to be included in mainstream financial services."

This document contains 18 pages and 9 exhibits.

Companies mentioned in this research report include: American Express, Bank of America, Barclays, Capital Bank, Capital One, Chase, Chevron Credit Union, Citi, Digital Credit Union, Discover, FICO, First Progress, Fiserv, General Electric Credit Union, Green Dot, Mastercard, Merrick Bank, Navy Federal Credit Union, NIH Credit Union, Open Sky, Synovus, US Bank, USAA, and Visa.

One of the exhibits included in this report: Highlights of the research report include:

  • How the secure card product evolved
  • Demographics of the secured card product market in the U.S.
  • Selected secured card issuers
  • Segment risks and opportunities
  • Operating technologies

image1

Highlights of the research report include:

  • How the secure card product evolved
  • Demographics of the secured card product market in the U.S.
  • Selected secured card issuers
  • Segment risks and opportunities
  • Operating technologies