表紙
市場調査レポート

リアルタイムペイメントシステム:世界的な機会

Real-Time Payment Systems: A Global Opportunity

発行 Mercator Advisory Group, Inc. 商品コード 296556
出版日 ページ情報 英文 22 Pages
納期: 即日から翌営業日
価格
本日の銀行送金レート: 1USD=102.95円で換算しております。
Back to Top
リアルタイムペイメントシステム:世界的な機会 Real-Time Payment Systems: A Global Opportunity
出版日: 2013年12月20日 ページ情報: 英文 22 Pages
概要

多くの消費者およびビジネスが電子ペイメントへ移行しているため、世界のペイメント情勢は変化しており、世界各国は消費者、ビジネスおよび金融機関がペイメントをパソコン上で即座に送受信できるリアルタイムペイメント決済システムを実行または検討しています。リアルタイムペイメントシステムは既に南アフリカ、メキシコ、ナイジェリアおよびポーランドで実施されていますが、英国の高速ペイメントシステムが最も報道機関に注目されています。2008年の開始以来、高速ペイメントのペイメント量・額は急増しています。

当レポートでは、世界各国におけるリアルタイムペイメントシステムの現況と将来の展望について調査し、概略以下の構成でお届けします。

調査ハイライト

  • 世界のリアルタイムペイメントシステムの概要
  • 世界のリアルタイムペイメントシステムの実施の歴史
  • 英国における高速ペイメントサービスの構造、性能および近年の発展に関する詳細調査
  • リアルタイムペイメントシステムの潜在的アプリケーションのレビュー
目次

Benefits and Efficiencies of Real-Time Payments Systems Balance High Costs of Implementation

With the global payments landscape changing as more consumers and businesses move to electronic payments, countries around the world are implementing or considering implementing real-time payment clearing systems, which enable consumers, businesses, and financial institutions to send and receive payments virtually instantaneously. Mercator Advisory Group's latest report, ‘Real-Time Payment Systems: A Global Opportunity’, explores current state and future prospects for such systems in countries around the world.

Real-time payment systems clearing are already in place in South Africa, Mexico, Nigeria, and Poland though the United Kingdom's Faster Payments system gets the most attention from the press. Since its launch in 2008, Faster Payments volume and value of payments have surged. Successful new mobile payment apps are now operating within that system.

With the success of real-time payment clearing systems and with consumers and businesses around the world increasingly valuing the benefits of real-time payments and clearing, countries not yet operating such systems will begin to seriously consider implementing similar systems in their own markets. As a result, real-time clearing payment systems truly represent a global opportunity.

“The global payments landscape is changing. Consumers who once relied on cash as their primary payment instrument are increasingly adopting electronic payment methods like debit and credit cards as well as alternatives like mobile payments. Businesses, financial institutions, and other players in the international payments industry are not only adapting to these changing consumer trends but undergoing changes themselves. Businesses both large and small are looking for ways to cut costs and improve efficiencies, and financial institutions are constantly looking for the next technological advancement to bring to their customers. Real-time payment systems are one of the primary means of addressing the changing payment landscape,” comments Tristan Hugo-Webb, Associate Director for the International Advisory Service at Mercator Advisory Group and the primary author of the report.

Highlights of the report include:

  • An overview of global real-time payment systems
  • The implementation history of real-time payment systems around the world
  • A closer look at structure, performance, and recent developments of the Faster Payments Service in the United Kingdom
  • A review of the potential applications of real-time payment systems

One of the exhibits included in this report:

Source: Mercator Advisory Group.

This report contains 22 pages and 8 exhibits.

Companies mentioned in this report include: Barclays, VocaLink.

Back to Top