市場調査レポート

米国のスモールビジネスにおけるクレジットカード:静かに指示を待つ

U.S. Small Business Credit Cards 2013: Quietly Awaiting Direction

発行 Mercator Advisory Group, Inc. 商品コード 260469
出版日 ページ情報 英文 22 Pages
納期: 即日から翌営業日
価格
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米国のスモールビジネスにおけるクレジットカード:静かに指示を待つ U.S. Small Business Credit Cards 2013: Quietly Awaiting Direction
出版日: 2013年01月24日 ページ情報: 英文 22 Pages
概要

スモールビジネスクレジットカード市場は米国のクレジットカード発行業者にとって重要な市場です。同市場は約2,800万のスモールビジネスが存在し、ビジネスカード普及の余地があるため、製品成長の大きな機会が残されています。

当レポートでは、米国におけるスモールビジネス向けクレジットカード市場における発展について調査し、ビジネスカード貸付の主な成長阻害因子、Credit Card Act法の影響、スモールビジネスクレジット・チャージカード市場の年間決済額予測などをまとめ、概略以下の構成でお届けいたします。

エグゼクティブサマリー

イントロダクション

スモールビジネス情勢

  • センサスの伸び
  • 借り入れニーズおよび展望
  • 貸付製品の利用動向は議論の種をまく
  • ビジネスカード市場の規模

製品開発:大観図

主な製品情勢の変化

  • American Express
  • Bank of America
  • Capital One
  • Chase
  • Discover
  • MasterCard
  • Visa
  • Wells Fargo
  • US Bank

新しい・注目の動向

  • Google AdWords のビジネスクレジットカード
  • Bill Me Later

戦略的展望

  • クレジットカードと呼ばれる理由
  • サプライズ:スモールビジネスもマーチャントである
  • EMVはどこか?
  • サイクルはどこで終わるか?
  • 著作権について
目次

Abstract

New research from Mercator Advisory Group examines developments in competitive small business credit card marketplace

Boston, MA - January 24, 2013 - After a period of rapid product development, participants in the small business credit card space appeared to temporarily slow their product development cycles.

The small business credit card market remains a critical one for U.S. credit card issuers. With nearly 28 million small businesses and room to grow business card penetration, there remains significant opportunity for product growth. This research is part of Mercator Advisory Group's ongoing annual coverage to this topic.

"2012 certainly marked a year that took a break from the rapid product development cycle that we have seen in recent years, and when the market leaders appeared to focus more on execution than innovation. This was perhaps an appropriate strategy for a year in which small businesses themselves searched for direction from the economy," comments Ken Paterson, VP for Research Operations at Mercator Advisory Group and the primary author of the report .

Highlights of the report include:

  • The main inhibitor to growth in business card lending
  • The impact of the credit CARD Act on the apparent shift toward use of personal cards and away from business cards
  • The estimated annual payment volume for the small business credit and charge card market
  • Status update on the major issuers' cycle of adding charge products to their small business product families

One of the nine exhibits included in this report:

image1

This report contains 22 pages and nine exhibits.

Companies mentioned in this report include : American Express, Capital One, Chase, Discover, MasterCard, US Bank, Visa, and Wells Fargo.

Table of Contents

Executive Summary

Introduction

The Small Business Landscape

  • The Census Grows
  • Borrowing Needs and Outlook
  • Lending Product Usage Trends Sow Seeds of Controversy
  • Business Card Market Sizing

2012 Product Developments: The Big Picture

Major Product Landscape Changes for 2012

  • American Express
  • Bank of America
  • Capital One
  • Chase
  • Discover
  • MasterCard
  • Visa
  • Wells Fargo
  • US Bank

New and Notable

  • Google AdWords Business Credit Card
  • Bill Me Later

Strategic Outlook

  • That's Why They Call Them Credit Cards
  • Surprise: Small Businesses Are Merchants Too
  • Where's the EMV?
  • The End of a Cycle?
  • Copyright Notice
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