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消費者詐欺の事前連絡

Proactive Consumer Fraud Communications: Don't Call Me, I'll Call You

発行 Mercator Advisory Group, Inc. 商品コード 256425
出版日 ページ情報 英文 21 Pages
納期: 即日から翌営業日
価格
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消費者詐欺の事前連絡 Proactive Consumer Fraud Communications: Don't Call Me, I'll Call You
出版日: 2012年12月06日 ページ情報: 英文 21 Pages
概要

当レポートでは、ペイメントカードの不正使用に対する新しい消費者向け事前通知サービスについて調査し、コンタクトセンターサービス、カード発行企業のサポート戦略。直販アプリケーションに及ぼす影響、消費者の情報・個別のオンデマンドサービスへの関心とカード発行業者の不正管理強化・費用削減の必要性に応じた消費者サポート環境の変化などを分析しており、事前警報の利用と関心・不正への関心などに関連した消費者調査結果の分析、直販の不正警報アプリケーション、Safepay、中小企業オンラインマーチャントや初期導入者など向けに設計されたソリューションなどを取り上げ、概略以下の構成でお届けいたします。

エグゼクティブサマリー

イントロダクション

  • オムニチャネルの利用
  • ペイメントカード不正に対する消費者の反応

オムニチャネルのコミュニケーション機会

  • テキストメッセージング
  • 消費者の代理

古い流儀、新しい技術

  • 新しい流儀が始まっている:SafePay
  • ご用件をどうぞ:バーチャルパーソナルアシスタント(VPA)

結論

  • 著作権情報
目次

New research from Mercator Advisory Group examines the opportunities in emerging proactive consumer notification services

Boston, MA - December 6,2012 Contemporary consumers want to have more control over their money. They are demanding more information faster and access to updates on activity taking place on their accounts. They are also becoming increasingly aware of the threat inherent in online transactions. Until recently, bringing the consumer directly into the fraud detection value stream has not been part of most issuers' risk management strategy.

New research from Mercator Advisory Group, ‘Proactive Consumer Fraud Communications: Don't Call Me, I'll Call You’, examines how this paradigm is changing and looks at the impact this is having on contact center services, issuer support strategies, and direct-to-consumer apps. This analysis considers the shifting consumer support environment, which is responding to consumers' interest in information and personalized, on-demand services as well as issuers' needs to better control fraud and reduces expenses.

"For debit card portfolio managers responsible for delivering profitable products in a constrained revenue environment, effectively managing risk and responding to the expectations of an increasingly tech-centric consumer creates a strong business need to consider how interactive communications impact the franchise from a cost and value perspective," comments Patricia Hewitt, director of Mercator Advisory Group's Debit Advisory Service and author of the report.

Major highlights of this report include:

  • An analysis of consumer survey results relating to their use and interest in proactive alerts, concerns about fraud, and communication preferences
  • The evolution of the consumer contact industry including the development of virtual personal assistants to augment consumer self-service channels
  • A look at the direct-to-consumer fraud alert application, SafePay, a solution designed to appeal to the small and medium enterprise (SME) online merchant and the early adopter, risk-averse consumer
  • A discussion of debit card issuers' interest in expanding the services connected to their retail portfolio, which includes these emerging communication technologies that serve to deputize cardholders into the risk management process

One of 11 exhibits in this report:

Source: Mercator Advisory Group

This report is 21 pages long and has 11 exhibits.

Entities mentioned in this report include: SafePay, Nuance Communications, and Varolii Corporation.

Table of Contents

Executive Summary

Introduction

  • Omnichannel Usage
  • Consumer Reactions to Payment Card Fraud

Omnichannel Communication Opportunity

  • Text Messaging
  • Deputizing Consumers

Old School, New Technology

  • A New School Is in Session: SafePay
  • At Your Service: Virtual Personal Assistants (VPAs)

Conclusions About the Beginning

  • Copyright Notice
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