市場調査レポート

カナダのペイメントカード市場

Canadian Payment Card Market 2012

発行 Mercator Advisory Group, Inc. 商品コード 254900
出版日 ページ情報 英文 29 Pages
納期: 即日から翌営業日
価格
本日の銀行送金レート: 1USD=101.50円で換算しております。
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カナダのペイメントカード市場 Canadian Payment Card Market 2012
出版日: 2012年11月20日 ページ情報: 英文 29 Pages
概要

カナダは、世界最大のペイメントカード市場で、最も急速に発展した市場の一つとなっています。

当レポートでは、カナダのペイメントカード市場について調査分析し、市場の概要、産業の動向について検証し、クレジットカード市場の概要のほか、産業情勢や規制なども含めて、概略以下の構成でお届けいたします。

エグゼクティブサマリー

イントロダクション

カナダのペイメントカード市場の概要

  • カナダのマクロ経済

カナダのペイメント産業の動向

  • ペイメントの動向

クレジットカード市場

  • 市場の成長
  • 消費者の行動
  • インフラ:信用調査
  • マーチャントの受け入れ

産業情勢

  • カードネットワーク
  • カード発行会社
  • アクワイアラー

クレジットカードの規制

  • ペイメントカードネットワーク法
  • カナダにおけるクレジット/デビットカード産業の行動規範
  • クレジットカード手数料の政府調査が進行中

EMVとクレジットカード詐欺

非接触、近接モバイル、オンライン、モバイルリモート決済

目次

Abstract

New research from Mercator Advisory Group examines consumer payment behavior and dynamics in a dynamic market

Boston, MA -- October 31, 2012 - Canada is the one of the world's largest and most rapidly evolving payment card markets. At the end of 2011, close to 80 million network-branded credit cards were in circulation (up about 6% from a year earlier), and the market itself has consistently recorded growth in the number of cards in circulation. In addition, purchase transactions and purchase value on Canadian credit cards have shown steady, strong growth.

At the same time, this card industry faces challenges from different fronts. The economy slowdown in the first quarter of 2012 raised concerns about consumer spending growth, and the tightening regulatory environment might significantly impact the profitability of the industry in the short term.

"The Canadian credit card market is developed but growing," Terry Xie, director of Mercator Advisory Group's International Advisory Service and principal analyst on the report, commented. "Although this market is somewhat saturated and can be overshadowed by the U.S. market, it continues to evolve. And with potential changes forced by regulators and the government ahead, the market may experience further shifts in business model that will open new market opportunities."

Canadian Payment Card Market 2012, Mercator's latest report, provides an updated view of this market paired with an overlay perspective on overall macro economic growth and consumer payment behavior to provide background and context. Topics covered in this research include: dynamics in the business ecosystem, market growth, major players, changes in the industry landscape, and major developments in the regulatory environment.

Highlights of the research findings include:

  • The effects of the global economic recession on the Canadian economy, overall consumer confidence and spending levels
  • Trends in Canadian card market growth and usage Updates to card circulation and a side-by-side view of statistics compared to the United States
  • The behavior of Canadian credit card users that has benefited issuers and the industry as a whole
  • A view of the current regulatory environment and how upcoming changes stand to impact the industry

One of the 14 exhibits included in this report:

image1

The report is 29 pages long and contains 14 exhibits.

Companies and services mentioned in this report include: Bank of Montreal, Bank of Nova Scotia, Canadian Imperial Bank of Commerce (CIBC), Chase Paymentech, Mastercard, Moneris, Royal Bank of Canada, TD Bank, TSYS, and Visa.

Members of Mercator Advisory Group's International Advisory Service have access to this report as well as the upcoming research for the year ahead, presentations, analyst access and other membership benefits.

Table of Contents

Executive Summary

Introduction

Overview of the Canadian Payment Card Market

  • Canada's Macroeconomy

Canada Payments Industry Dynamics

  • Payment Trends

The Credit Card Market

  • Market Growth
  • Consumer Behavior
  • Infrastructure: Credit Bureaus
  • Merchant Acceptance.

Industry Landscape

  • Card Networks
  • Card Issuers.
  • Acquirers

Credit Card Regulations

  • Payment Card Network Act
  • Code of Conduct for Credit and Debit Card Industry in Canada.
  • Ongoing Government Investigation of Credit Card Fees

EMV and Credit Card Fraud.

Contactless, Proximity Mobile, Online, and Mobile Remote Payments

  • Conclusions
  • End Notes
  • Copyright Notice
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