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Tools for Managing Commercial Card Programs

発行 Mercator Advisory Group, Inc. 商品コード 235230
出版日 ページ情報 英文 23 Pages
納期: 即日から翌営業日
価格
本日の銀行送金レート: 1USD=115.18円で換算しております。
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商用カードプログラムの管理ツール Tools for Managing Commercial Card Programs
出版日: 2012年03月30日 ページ情報: 英文 23 Pages
概要

当レポートでは、商用カードプログラムのソリューションについて調査分析し、プログラム管理者がリスクをコントロールし、従来型のカードプログラムにおける効率を向上させる機能、より大型で複雑なプログラムをサポートする革新的な機能、米国市場における主なカードプログラム管理ツール、大手カード発行業者の独自ソリューション、カードプロセッシングソフトウェアプロバイダーから直接・間接的に供給されるソリューションなどを取り上げ、主なカード管理ソリューションのプロファイルとともに、概略以下の構成でお届けします。

エグゼクティブ・サマリー

イントロダクション

カードプログラム管理ソフトウェアとは?

プログラム管理ニーズが多様な理由

  • 目的の問題:企業のカード種類
  • 文化の問題:企業の職員
  • 規模の問題:大きさとは?

ツールを配信するカード発行業者

ソリューションの差別化特徴

  • システムコンポーネントに依存した機能
  • 最善の機能の構築
  • 新興の・新しい機能

カードプログラム管理ツールのソース

  • カード発行銀行・ネットワーク
  • カードプロセッシングソフトウェアプロバイダー
  • 代替ソリューション
  • プロバイダー・製品プロファイル:代替品

結論:商用カードプログラムを強化できる優れたツール

図表

目次

New report by Mercator Advisory Group examines Web-enabled solutions for card program managers

Boston, MA -- As the use of paper checks in the U.S. continues to fall, commercial cards and card networks are being used for an increasing variety of business-to-business (B2B) payment transactions, including virtual cards, ghost cards, and electronic settlement of noncard accounts payable. Many programs are expanding to include not hundreds but thousands of cards and card accounts. In many instances, program managers are struggling to control large and complex programs with software applications originally built for monitoring simple T&E spend and purchases of office supplies.

Mercator's latest report, “Tools for Managing Commercial Card Programs”, provides an overview of the range of solutions available, including those offered by issuing banks and those available from nonbank channels. The report describes challenges that program managers face in dealing with growing use of card network channels for electronic payments, and the new capabilities enabling managers of large programs to deal with the changes.

Highlights of the report include:

Five key capabilities that enable program managers to control risk and increase efficiency in conventional card programs, plus seven more innovative capabilities supporting larger and more complex programs

Identification of major card program management tools in the U.S. market, including those sourced from card networks, proprietary solutions from major issuers, and solutions delivered either directly or indirectly by card processing software providers

Profiles of several card management solutions available directly to card program managers, without issuing bank intermediation

Patricia McGinnis, director of the Commercial and Enterprise Advisory Service and the author of the report comments, “As commercial cards and card networks become a more appealing channel for B2B electronic payments, firms need more sophisticated tools to manage card and e-payables programs. New tools must accommodate a greater variety of payment types as well as the needs of larger groups of cardholders.”

One of the six exhibits included in this report:

The report is 23 pages long and contains six exhibits.

Companies mentioned in this report include: American Express, Comdata, MasterCard, Visa, Bank of America, Citibank, Columbus Bank & Trust, JPMorgan Chase, U.S. Bank, Wells Fargo, Wright Express, 3 Delta Systems, AOC Solutions, CSC, Fedac Processing, FIS, First Data, DeeCal International, HP, OpenWay Group, ProCard, TSYS, and TSYS iSolutions.

Table of Contents

Executive Summary

Introduction

What Is Card Program Management Software?

Why Program Management Needs Vary

  • Purpose Matters: A Firm's Card Types
  • Culture Matters: A Firm's Personnel
  • Scale Matters: How Big Is Big?

Issuers Usually Deliver the Tools

What Capabilities Distinguish One Solution from Another?

  • Capabilities Depend on System Components
  • Established Best-of-Breed Capabilities
  • Emerging and New Capabilities

Sources of Card Program Management Tools

  • Issuing Banks and Networks
  • Card Processing Software Providers
  • The Alternative Solutions
  • Provider and Product Profiles: The Alternatives

Conclusion: Better Tools Can Enhance a Commercial Card Program

  • Copyright Notice

Figures and Tables

  • Table 1: Major Functions of Card Program Management Tools
  • Figure 1: Card Program Management Tools Come from Three Main Sources
  • Figure 2: Specialized Applications Add Breadth and Power
  • Figure 3: Straight-Through Processing Reuses Data Most Efficiently
  • Table 2: Networks and Top Tier Issuers Focus on Functionality
  • Table 3: Other Software Providers Emphasize Customizability
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