市場調査レポート

米国におけるコマーシャルカード市場:成長市場に向けた複雑なソリューション

U.S. Commercial Cards: Complex Solutions for a Growing Market

発行 Mercator Advisory Group, Inc. 商品コード 226949
出版日 ページ情報 英文 33 Pages
納期: 即日から翌営業日
価格
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米国におけるコマーシャルカード市場:成長市場に向けた複雑なソリューション U.S. Commercial Cards: Complex Solutions for a Growing Market
出版日: 2011年12月22日 ページ情報: 英文 33 Pages
概要

コマーシャルカード市場は、金融機関に残された数少ない利益源の1つです。現在の厳しい経済環境において、大規模および中規模の企業は可能な限り事業の合理化を図る必要がありますが、この過程においてコマーシャルカードソリューションはその役割を強化しつつあります。コマーシャルカードは、より幅広い取引に利用され始めており、データアナリティクスの向上がコスト削減においてマネージャーたちを力づけています。

当レポートでは、米国におけるコマーシャルカード市場を取り上げ、市場における競合情勢および市場の多様なセグメントにおける成長促進要因に関する洞察を提供するとともに、コマーシャルカードプログラムの管理者が活用できるソフトウェアソリューションを詳細に分析するなど、概略下記の構成でお届けいたします。

エグゼクティブサマリー

イントロダクション

米国コマーシャルカード市場の規模測定

  • コマーシャルカード発行業者
  • 上位5社の発行業者:カード数の市場シェア
  • その他の競合企業
  • ネットワークの積み重なり方
  • コマーシャルカード市場のセグメント
  • 予測される将来におけるセグメントの成長

業界の動向

  • コマーシャルカードプログラムの育成
  • 企業のニーズ

コマーシャルカードソリューションによる市場区分

  • 事業体の規模
  • 支出タイプ

実用的アプリケーション

  • ソフトウェアソリューション:標準機能
  • ソフトウェアソリューション:製品差別化要因

ソリューションプロバイダー

  • 直販:発行業者および独立系プロバイダー
  • 銀行仲介競合企業:ネットワークおよびプロセッサー

結論と予想

参考文献目録

著作権情報

図表

目次

Abstract

New Research Analyzes Commercial Card Market Growth

Boston, MA -- The commercial card market is one of the few remaining sources of profit for financial institutions. Today's stressful economic climate requires large and mid-sized corporations to streamline operations wherever possible, and commercial card solutions are taking on an enhanced role in this process. Commercial cards are now being used for a wider array of transactions, and improved data analytics is empowering managers to reduce costs.

Mercator's latest report, The U.S. Commercial Card Market: Complex Solutions for a Growing Market, provides industry participants insights into the market's competitive landscape as well as the growth factors influencing the market's various segments. The report takes an in depth look at the software solutions available to commercial card program administrators and highlights the differentiating characteristics of several popular offerings.

Highlights of the report include:

Profiles and estimated market shares of the top commercial card issuers and networks.

An analysis of ongoing trends in commercial card spending, including growth projections for the purchasing, travel, and fleet segments through 2015.

An investigation of how the needs of corporations are translated into the functionality of program management solutions.

Michael Misasi, research analyst at Mercator Advisory Group and the author of the report comments, "Commercial cards is a highly complex and intensely competitive market. A few elite names continue to populate the rankings of the largest commercial card issuers. Each issuer's success during the recent period of economic stress has varied with its degree of concentration in purchasing cards versus corporate T&E cards; volume in the former has continued to exhibit stronger growth than the latter over the last several years."

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The report is 33 pages long and contains 10 exhibits.

Companies mentioned in this report include: American Express, Visa, MasterCard, Discover, JPMorgan Chase, U.S. Bank, Bank of America, Citigroup, Wells Fargo, Regions Bank, PNC, Comdata, BMO Harris, RBS Citizens, First National Bank of Nebraska, First Data, TSYS, AOC Solutions, Approva Corp, Chrome River Technologies, Concur Technology, InvaPay Solutions, IBM, OpenWay Group, Oracle Financials.

Table of Contents

Executive Summary

Introduction

Sizing the U.S. Commercial Card Market

  • Commercial Card Issuers
  • The Top 5 Issuers, By Card Volume Market Share
  • Other Competitors
  • How the Networks Stack Up
  • Segments of the Commercial Card Market
  • Expected Future Segment Volume Growth

Industry Trends

  • Growing a Commercial Card Program
  • Corporate Needs

Segmenting the Market for Commercial Card Solutions

  • Entity Size
  • Spending Type

Practical Applications

  • Software Solutions: Standard Features
  • Software Solutions: Product Differentiators

Solution Providers

  • Direct to Market: Issuers and Independent Providers
  • Bank-Intermediated Competitors: Networks and Processors

Conclusions and Expectations

Bibliography

Copyright Notice

Table of Figures

  • Figure 1: Consumer Cards Still Dominate Total Card Payment Volume
  • Figure 2: Amex Leads all Commercial Card Issuers in Purchase Volume
  • Figure 3: Visa Overtakes Amex in Commercial Card Volume in 2009
  • Figure 4: Visa Excels with P-cards; for Amex, its T&E
  • Figure 5: Purchasing Volume is Largest Among all Commercial Card Spend Types
  • Figure 6: Commercial Card Volume Expected to Double by 2015, Reach $550 Billion
  • Figure 7: Straight Through Processing Enhances Card Program Solutions
  • Figure 8: Market Segmentation of Corporate Needs
  • Figure 9: Solution Providers Span the Payments Value Chain
  • Figure 10: Independent Software Providers Add a Unique Perspective
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