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クラウドコンピューティングとPOSにおける革新:クラウドベースのvECRへの移行

Cloud Computing and Innovation at the Point-of-Sale: Toward the Cloud-Based vECR

発行 Mercator Advisory Group, Inc. 商品コード 116195
出版日 ページ情報 英文 21 pages, 3 exhibits.
納期: 即日から翌営業日
価格
こちらの商品の販売は終了いたしました。
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クラウドコンピューティングとPOSにおける革新:クラウドベースのvECRへの移行 Cloud Computing and Innovation at the Point-of-Sale: Toward the Cloud-Based vECR
出版日: 2010年03月18日 ページ情報: 英文 21 pages, 3 exhibits.

当商品の販売は、2016年07月01日を持ちまして終了しました。

概要

当レポートでは、クラウドベースのPOSシステムおよびアプリケーションへの移行動向について調査分析し、主要ベンダーソリューションの検証、社内およびクラウドのメリット・デメリット、セキュリティ上の課題などをまとめ、概略下記の構成でお届けいたします。

調査ハイライトの例

  • EDCの初期の頃からネットワークサービス&モデルを活用してきた電子決済産業にとって、クラウドコンピューティングの基本的な原理はそれほど新しいものではない
  • カードネットワークおよび加盟店アクワイヤラーは、クラウドコンピューティングサービスのバージョンをIaaSまたはPaaSと発表しているが、POSの推進ソリューションは通常SaaSのサービスモデルで市場に出回っている
  • POS分野の開発を行うベンダーはすべてがクラウドコンピューティングのリソースまたはデリバリーモデルを活用しているわけではなく、ローカルにインストールされたソフトウェアのメリットも強調している
  • その他のベンダーは、決済アプリケーションとホストシステムから機密データを削除するアーキテクチャを活用することでセキュリティ上の課題を解消したと主張している
  • インフラがますますクラウドに移行するにつれ、セキュリティは決済ソリューションプロバイダーの主な焦点となる
目次

Research evaluates the transition toward cloud-based POS systems and applications focusing on vendor solutions operating on hosted technology

Boston, MA - March 18, 2010 - A revolution is underway at the point-of-sale (POS). For merchants in several segments, solutions for payment acceptance need to be more sophisticated and more functional than ever. Along with the new demands of the merchant market, the payments industry has begun to explore new options for solution delivery.

Providers in the POS market are attempting to meet market demands by developing solutions that ascend beyond the last generation of POS systems. Increasingly, these solutions depend upon applications and services hosted within providers' secure data centers, as opposed to running locally at the merchant level. As the payment processing industry shifts more toward a model of host-based processing, the opportunities for remote terminal management and application delivery continue to appear attractive to merchant service providers.

Mercator Advisory Group's Cloud Computing and Innovation at the Point-of-Sale: Toward the Cloud-Based vECR report explores the transition toward cloud-based POS systems and applications by examining vendor solutions currently operating on hosted technology. Also discussed are innovations in the area of installed POS system applications, and the merits of keeping them in-house while so many are getting ready to move to cloud city. Security is not only the topic du jour for the industry, but for cloud computing as well and this report presents surrounding commentary. Mercator Advisory Group defines cloud computing and its implementations or its analogues generally within the payments space and specifically with regard to POS payment applications.

Highlights of this report include:

  • Basic tenets of cloud computing are not that new to the electronic payments industry, which has been utilizing network services and models since the early days of EDC.
  • Whereas card networks and merchant acquirers present their version of cloud computing services in either IaaS or PaaS configurations, solutions that drive the POS are typically being brought to market in a SaaS service model.
  • Vendors innovating in the point-of-sale space are not all leveraging cloud computing resources or delivery models, while emphasizing the benefits of locally installed software.
  • Other vendors claim to have assuaged the security issues by utilizing architecture that removes the sensitive data from the payment application and host system.
  • Security will have to be the primary focus of payments solutions providers as infrastructure increasingly migrates to the clouds.

“In the new ‘there's-an-app-for-that' world, where cloud-based applications have become mainstream in customer facing environments, let alone their virtual ubiquity in the realm of business computing, payment processing providers and enablers have just begun to evolve their older cloud computing paradigms to truly deliver robust cloud-based solutions to the point-of-sale,” David Fish, Senior Analyst in Mercator Advisory Group's Emerging Technologies Advisory Service and author of the report comments. “This transition now seems to be accelerating in earnest, and could constitute the most prominent vector by which the POS revolution takes its course.”

One of 3 exhibits in this report:

This report is 21 pages long and has 3 exhibits.

Companies mentioned in this report include: Certegy; Chase Paymentech; Elavon; Fifth Third Processing; First Data; Givex; Global Payments, Inc; GO Software; Heartland Payment Systems; HP; Hypercom; Infonox; Ingenico; Intuit; Litle & Co; Main Street Softworks; MasterCard; Oracle; SoundPOS; Sun Microsystems; SVS; TPI Software; TSYS; Valutech; VeriFone; Visa.

Table of Contents

INTRODUCTION

CLOUD COMPUTING IN THE PAYMENTS INDUSTRY

  • THE CLOUD CONNECTION TO THE GROUND

SELECT VENDOR PROFILES - CLOUD-BASED (OR NOT) PAYMENT

APPLICATION PROVIDERS

  • MONETRA (MAIN STREET SOFTWORKS)
  • COUNTERPASS (TSYS / INFONOX)
  • ORACLE RETAIL POINT-OF-SERVICE (ORACLE)
  • SOUNDPOS VECR VIRTUAL ELECTRONIC CASH REGISTER (SOUNDPOS)

CONCLUSION

TABLE OF FIGURES

  • Figure 1: Payments Industry Cloud Computing Defined
  • Figure 2: Key Attributes of Cloud Computing Utilized by Payments Industry Participants
  • Figure 3: Transition to the Cloud-Based POS
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