表紙:商業用クレジットカード市場(2020年~2025年):新型コロナウイルス感染症(COVID-19)からの立ち直りは2023年まで期待できない
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商業用クレジットカード市場(2020年~2025年):新型コロナウイルス感染症(COVID-19)からの立ち直りは2023年まで期待できない

Commercial Credit Cards: International Markets Review and Forecast, 2020-2025; COVID Bounce Back Not Expected Until 2023

出版日: | 発行: Mercator Advisory Group, Inc. | ページ情報: 英文 22 Pages, 10 Exhibits | 納期: 即日から翌営業日

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商業用クレジットカード市場(2020年~2025年):新型コロナウイルス感染症(COVID-19)からの立ち直りは2023年まで期待できない
出版日: 2021年07月09日
発行: Mercator Advisory Group, Inc.
ページ情報: 英文 22 Pages, 10 Exhibits
納期: 即日から翌営業日
  • 全表示
  • 概要
  • 目次
概要

北米を除く世界の商業用クレジットカード市場では、主に旅行やエンターテイメント(T&E)に使用されるコーポレートカードや、旅行管理会社との決済に使用されるバーチャルカードが引き続き支出の伸びを支えています。コーポレートカードの支出額は、出張予算や一般企業の採用状況と密接に関連しています。新型コロナウイルス感染症(COVID-19)の世界的大流行はによって出張が減少し支出に影響が及んでいます。

当レポートでは、商業用クレジットカード市場を調査し、市場の動向、地域別の支出傾向、支出予測などをまとめています。

レポートのハイライト

  • 指標となる世界市場におけるパンデミック後の経済見通し
  • 各地域の全体的なカード支出の傾向
  • 商業用カードビジネスに影響を与える可能性のある開発動向
  • 対象地域における商業用クレジットカードへの支出予測(2025年まで)
目次

A new Mercator Advisory Group research report reviews developments and spending estimates for commercial credit cards in markets outside of North America, where business travel downturns will delay full spending recovery until 2023-24.

In global markets outside of North America, spending growth remains underpinned by corporate cards, used mostly for travel and entertainment (T&E), as well as virtual cards used to settle with travel management companies. The consequent spending volume in corporate cards is closely tied to travel budgets and general corporate adoption. The pandemic had a deleterious effect on global business travel spend. A new research report from Mercator Advisory Group, “Commercial Credit Cards: International Markets Review and Forecast, 2020-2025; COVID Bounce Back Not Expected Until 2023”, reviews the current situation and outlook as the industry recovers from the effects of COVID-19 and business lockdowns.

Given the remedies selected by most government entities to combat viral spread, varying levels of GDP declines were felt across regions in 2020, with economic recovery expected to have a similar level of variability during 2021-22. As such there was an expected massive drop off in spending on corporate cards. Commercial credit card spend for mid-large market companies outside of North America was 42% lower than in 2019. Going forward, recovery levels and expected behavioral changes in business travel are the most pressing issue. A continued shift to digital payments and virtual cards will help improve spending levels through 2022 and partially offset the travel slowdowns. In this report we will discuss the overall pandemic impact on economic growth, then address how that plays out both short and longer term on spending in each indicated region.

"The pandemic underscored the relative dependency of the commercial card industry in most regions on business travel versus the broader B2B use cases that have been pursued in North America, and to some extent, Western Europe," commented Steve Murphy, Director of the Commercial and Enterprise Advisory Service at Mercator Advisory Group, the author of this report. "Once economies emerge again, which is already underway, travel will return at some level, but most issuers will be redoubling efforts to expand commercial card spend into B2B uses."

This report is 22 pages long and has 10 exhibits.

Companies mentioned in this report: American Express, BBVA, BC Card, Conferma Pay, Diners Club, EPI Interim Company, International Monetary Fund, JCB, Mastercard, Nexi Payments SpA, NSPK, OCBC Bank, Union Pay, Visa.

One of the exhibits included in this report:

Highlights of this research report include:

  • Post-pandemic economic outlook in the indicative global markets
  • Review of overall card spending trends and expectations across multiple regions
  • Regional highlights of developments potentially impacting commercial card businesses
  • Estimated spending on commercial credit cards for the indicated regions through 2025