ICT investment trends in retail banks; Enterprise ICT spending patterns through to the end of 2016
|出版日||ページ情報||英文 33 Pages
|リテールバンクにおけるICT投資動向：企業におけるICT支出パターンの展望 ICT investment trends in retail banks; Enterprise ICT spending patterns through to the end of 2016|
|出版日: 2015年09月30日||ページ情報: 英文 33 Pages||
Economic uncertainty and the need to adhere to stringent regulatory compliances are fuelling the adoption of disruptive technologies among retail banks. Retail banks are investing in agile ICT segments to streamline their operations and achieve greater efficiency to support their business growth
Kable's survey shows that retail banks are continuously looking to increase their investments in hardware and software, primarily driven by the need to enhance their go to market strategies with innovative services.
The age of consumerism and bring your own devices (BYOD) is driving the investments in online and mobile banking, with online banking emerging as the topmost business area among retail banks, attracting largest investments from them in 2015.
Meanwhile, increasing capital strength is vital for a banks' sustainable growth, as weak financial strength can jeopardize the bank's expansion plans.
ICT investment trends in retail banks presents the findings from a survey of 129 retail banks regarding their Information and Communications Technology (ICT) investment trends. The survey investigates how retail banks currently allocate their ICT budgets across the core areas of enterprise ICT expenditure: hardware, software, IT services, communications, and consulting.
The report illustrates the core technologies that banks are investing in, including business intelligence, IT systems management and cloud computing. The survey also highlights the approach to purchasing technology adopted by retail banks. Through Kable's survey, the report aims to provide a better insight to ICT vendors and service providers when pitching their solutions to retail banks. The report focuses on retail banks' ICT expenditure trends for specific business areas and technologies, identifying the top three IT projects, and understanding the business challenges faced by organizations.
In particular, it provides an in-depth analysis of the following:
Understand how the retail banks ICT landscape is set to change in 2015 to prioritize your target market
Comprehend how ICT money are being allocated by retail banks in specific geographies and size bands to improve your market penetration
Make effective business decisions by recognizing the opportunities within each of the core areas of ICT spend (hardware, software, IT services, telecommunications, and consulting)
Realign your sales initiatives by understanding the current strategic objectives of retail banks
Enhance your market segmentation with the included, detailed breakdown of opportunities within selected technology categories (business intelligence, IT systems management, and cloud computing)
Prioritize your focus areas by understanding which factors are influencing retail banks' decisions when selecting an ICT provider
Understand the changes in customers' priorities and identify the business and IT objectives that retail banks are looking to achieve through their ICT investment strategies