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B2B送金:国内・越境市場の機会

B2B Money Transfer: Domestic & Cross-Border Market Opportunities 2019-2023

発行 Juniper Research Ltd 商品コード 618797
出版日 ページ情報 英文
納期: 即日から翌営業日
価格
本日の銀行送金レート: 1GBP=150.13円で換算しております。
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B2B送金:国内・越境市場の機会 B2B Money Transfer: Domestic & Cross-Border Market Opportunities 2019-2023
出版日: 2019年05月01日 ページ情報: 英文
概要

当レポートでは、B2B決済産業について調査分析し、デジタル化と金融機関の対応、詐欺・詐欺防止、ノンバンク企業の位置付け、金融機関の戦略のほか、B2B決済ベンダー、B2B越境産業なども含めて、体系的な情報を提供しています。

戦略と競合

第1章 B2B国内送金

  • 産業概要
  • B2B国内決済メカニズム
  • 詐欺に対するRTPの影響

第2章 B2B国際送金

  • 産業概要:市場力
  • 産業概要:不具合分析
  • 詐欺・詐欺防止

第3章 B2B国際送金:銀行 vs. ノンバンク

  • イントロダクション
  • コスト分析
  • 銀行の戦略
  • ノンバンク企業ポジショニング指数

第4章 競合情勢

  • イントロダクション
  • ベンダー分析とJuniper Leaderboard
  • B2B送金:有力企業
  • ベンダープロファイル

データと予測

第1章 B2B送金:市場予測サマリー

  • B2B国内送金
  • 越境送金

第2章 B2B国内送金:市場規模と予測

  • イントロダクション
  • 手法と前提条件
  • 市場予測:B2B国内送金

第3章 B2B越境送金:市場規模と予測

  • イントロダクション
  • 手法と前提条件
  • 市場予測:B2B越境送金

第4章 従来方法 vs. 非従来方法による取引

  • イントロダクション
  • 手法
  • 市場予測:従来方法 vs. 非従来方法
目次

Overview

Juniper's latest ‘B2B Money Transfer’ research shows how the B2B payments industry has been transformed by digitisation and how financial institutions are responding to these changes. It also explores fraud and fraud prevention, how the main non-bank players are positioned and which strategies financial institutions should adopt to survive in this constantly changing market. Additionally, the research delivers an in-depth analysis of B2B payment vendors, alongside a costs model comparing services offered by bank and non-bank entities.

Juniper offers an additional assessment in the form of regression and market forces analyses of the B2B cross-border industry. It also provides a detailed analysis of the vendor landscape through the Juniper Leaderboard, together with a series of strategic recommendations.

The analysis covers key industry service segments, including:

  • Domestic B2B money transfer
  • Cross-border B2B money transfer
  • Money transfer via traditional and non-traditional means

The research suite comprises of:

  • Deep Dive Strategy & Competition (PDF)
  • Deep Dive Data and 5-Year Forecasting (PDF & Excel)
  • Executive Summary & Core Findings (PDF)

12 months' access to harvest online data platform.

Key Features

  • Market Dynamics: Provides an extensive evaluation of the domestic and cross-border B2B payments ecosystem, covering the following elements:
    • Market Forces Analysis: examines the strength of competitors, buyers, suppliers and substitute products' power, in relation to current players, alongside a set of strategic recommendations.
    • Costs Model: simulation of 3 foreign exchange operations using traditional banks and non-bank institutions. The model also contains calculations of the hidden costs involved in each operation.
    • Regression Analysis: the model assesses the country-level economic and social variables that affect imports and exports.
    • Juniper Player Positioning Index: analyses 12 non-bank players and ranks them according to their agility, presence, and innovation scores.
    • Market Disruption: investigates the emergence of new technologies and regulations and their impact on incumbents and non-bank companies.
  • Juniper Leaderboard: 15 leading B2B money transfer vendors scored and positioned on the Juniper Leaderboard Model.
  • Benchmark Industry Forecasts: Market forecasts for the number of transactions, total value of transactions and revenues for traditional and non-traditional players across key areas:
    • Domestic B2B money transfer
    • Cross-border B2B money transfer
    • B2B transactions made via traditional and non-traditional means

Key Questions

  • 1. What are the key technological and disruptive innovations that have affected the industry since 2017?
  • 2. How can traditional banks compete against non-bank companies in cross-border B2B money transfer?
  • 3. What is the total size of the B2B money transfer industry, and how can providers take advantage of this?
  • 4. What is the total size of both domestic and cross-border B2B money transfer industries?
  • 5. Which key players are better positioned to influence the market over the next 5 years?

Companies Referenced

  • Interviewed: Modulr, Soldo.
  • Profiled: ACI Worldwide, CGI, China Systems Corporation, ECS Financials, EdgeVerve (Infosys), Finastra, FIS, Fiserv, Montran Corporation, Oracle, Surecomp, Tata Consultancy Service, Tieto, Visa/Fraedom, Vocalink/MasterCard.
  • Case Studied: JP Morgan.
  • Included in B2B Money Transfer Non-bank Players Positioning Index: Currencies Direct, Modulr, Money Corp, OFX, PayPal, Soldo, TorFX, TransferMate, Transpay, Transfer Wise, Western Union, XE Money Transfer.
  • Mentioned: ABN AMRO Bank, Agriculture Bank of China, Airbus, Alcatel-Lucent, Alfresco, Allegro, Amazon, AmBank, American Express, ANZ Bank, Apple, AQR Capital, Arcando, Atom Bank, Avega, Axis Bank, BAFT, Banca Mifel, Banco Galicia, Bank Dhofar, Bank for International Settlement, Bank Muscat, Bank of America, Bank of China, Bank One, Barclays, BBVA, Bloomberg, BNP Paribas, Bol, CaixaBank, CBA, Cdiscount, CEM, Censhare, CFT Russia, China UnionPay, CIO Advisory, Citibank, Citrix, CLS (Continuous Linked Settlement) Bank, Conpend, Cusco, Darty, DBS, Dell Technologies, Depop, DFCU Bank, Diners Club, Discover, eBay, Emirates NBD, Equifax, Equity, Ethoca, Experian, FCA (Financial Conduct Authority), FCMB, Fidelity, First USA Bank, Fnac, Frugo, Game, GE, Genesys, Google, goBalto, Groupon, Grupo Bancolombia, H&R Block, Harvard Business Review, Heritage Bank, HNB, Hogg Robinson Group, HP, HPB, HPE, HSBC, IBM, ICICI Bank, IFS, Infor, Informatica, ING, Intel, iPay, Iridize, Jet, Juniper Networks, Kotak, Lazada, League Data, Lloyds Bank, Mau Bank, McAfee, Meridium, Microsoft, MoneyGram, National Bank of Canada, Nationwide, NatWest, Newegg, OECD, Olfa Soft, Open Text, Overstock, PAY.ON, Paypower, PepsiCo, Petrostreamz, Pixmania, Play, Priceminister, Puppet, R3, Rabobank, Rakuten, RBS, Red Hat, RSA, Sabadell, Salesforce, Santander, SAP, SAS Institute, SemSoft, ServiceNow, SGM, Shopify, SIA, Silvergate Bank, Skuchain, SparkLineData, Spartoo, SpeedPay, SunGard Financial Systems, SWIFT, Talari Networks, Target, TCH (The Clearing House), Thomson Reuters, ToysRUs, Trademe, US Bancorp, Venmo, VMWare, Vocado, Walmart, Warehouse Group, Wayfaira, Which?, Wish, Workday, WorldRemit, Zenedge.

Data & Interactive Forecast

Juniper's‘ B2B Money Transfer ’forecast suite includes:

  • Segment splits for:
    • Domestic B2B money transfer
    • Cross-border B2B money transfer
    • B2B transactions made via traditional and non-traditional means
  • Regional splits for 8 key regions, as well as country level data splits for:
    • Canada
    • China
    • Denmark
    • Germany
    • Japan
    • Norway
    • Portugal
    • Spain
    • Sweden
    • UK
    • US
  • Interactive Scenario Tool allowing users to manipulate Juniper's data for 3 different metrics.
  • Access to the full set of forecast data of 25 tables and over 3,200 datapoints.

Juniper Research's highly granular interactive Excels enable clients to manipulate Juniper's forecast data and charts to test their own assumptions using the Interactive Scenario Tool, and compare select markets side by side in customised charts and tables. IFxls greatly increase clients' ability to both understand a particular market and to integrate their own views into the model.

Table of Contents

Deep Dive Strategy & Competition

1. Domestic B2B Money Transfer

  • 1.1. Industry Overview
    • Figure 1.1: Average Percentage of Domestic B2B Money Transfer Inflow in Emerging Markets 2006-2018
    • Figure 1.2: Status of Digitalisation of B2B Payments by Organisational Functions in 2018
    • Figure 1.3: Obstacles for B2B Payments Digitisation - 2018
    • Figure 1.4: Benefits of B2B Payments Digitisation - - 2018
    • 1.1.1. Juniper's View
      • Figure 1.5: Rank of Attributes that Would Increase B2B Payment Digitisation 2018
  • 1.2. Domestic B2B Payment Mechanisms
    • 1.2.1. Electronic Cheques
    • 1.2.2. Cards & Virtual Cards
      • Figure 1.6: Virtual Card Actions vs Traditional Reimbursement
    • 1.2.3. Tokenisation
    • 1.2.4. RTP (Real-time Payments)
      • Figure 1.7: RTP Adoption US 2018
      • Table 1.8: RTP Systems Around the World
  • 1.3. RTP Impact on Fraud
    • 1.3.1. Problems Inherent in Infrastructure
    • 1.3.2. Further Protection Required
      • i. APP Fraud
      • ii. Fraud Detection Spend to Increase
    • 1.3.3. Impact of Regulation on the B2B Money Transfer Market
      • i. PSD2
      • ii. UK: Open Banking

2. International B2B Money Transfer

  • 2.1. Industry Overview: Market Forces
    • Table 2.1: Market Forces Heatmap
    • 2.1.1. Rivalry among Competitors
    • 2.1.2. Threat of New Entrants
    • 2.1.3. Bargaining Power of Suppliers
    • 2.1.4. Bargaining Power of Buyers
    • 2.1.5. Threat of Substitutes
    • 2.1.6. Conclusion
  • 2.2. Industry Overview: Regression Analysis
    • 2.2.1. B2B Money Outflow (Imports)
      • Figure 2.2: Average Percentage of Foreign B2B Money Transfer Outflow (Imports) in Emerging Markets
      • Figure 2.3: Economic and Social Factors Affecting B2B Money Outflow (Imports)
      • Table & Figure 2.4: Economic & Social Factors Affecting B2B Money Outflow by Industry (Imports)
    • 2.2.2. B2B Money Inflow (Exports)
      • Figure 2.5: Economic and Social Factors Affecting B2B Money Inflow (Exports)
      • Table & Figure 2.6: Economic & Social Factors Affecting B2B Money Inflow by Industry (Exports)
  • 2.3. Fraud & Fraud Prevention
    • 2.3.1. Foreign Exchange Market
      • Figure 2.7: Foreign Exchange Market Ecosystem
      • Figure 2.8: Foreign Exchange Market Infrastructures & Participants Overview
    • 2.3.2. Banking & Payments Market
      • Figure 2.9: Banking & Payments Market Infrastructures & Participants Overview
    • 2.3.3. Trade Finance Market
      • Figure 2.10: Trade Finance Market Infrastructures & Participants Overview

3. B2B International Money Transfer: Banks vs Non-banks

  • 3.1. Introduction
  • 3.2. Cost Analysis B2B Money Transfer
    • Tables 3.1: B2B International Payment Solutions Offered by Traditional Banks
    • 3.2.1. Methodology
    • 3.2.2. GBP to USD
      • Table 3.2:GBP to USD Money Transfer Costs Per Company
    • 3.2.3. EUR to USD
      • Table 3.3: EUR to USD Money Transfer Costs Per Company
    • 3.2.4. EUR to JPY (Japanese Yen)
      • Table 3.4: EUR to JPY (Japanese Yen) Money Transfer Costs Per Company
    • 3.2.5. Juniper's View
  • 3.3. Incumbent Bank Strategies
    • 3.3.1. ISO 20022
    • 3.3.2. SWIFT gpi
      • Table 3.5: SWIFT gpi Ready Vendors
      • i. gpi Payment Pre-validation
      • ii. gpi Link
    • 3.3.3. Juniper's View: Outlook
      • Case Study: JPM (JP Morgan) Digital Coin for Payments
  • 3.4. Non-bank Players Positioning Index
    • Table 3.6: B2B Money Transfer Non-bank Players Positioning Index
    • Table 3.7: B2B Money Transfer Non-Bank Player's Profiles
    • Figure 3.8: B2B Money Transfer Non-bank Players Positioning Index
    • i. Inception
    • ii. Establish Brand
    • iii. Focus
    • iv. Mature

4. Competitive Landscape

  • 4.1. Introduction
  • 4.2. Vendor Analysis & Juniper Leaderboard
    • Table 4.1: B2B Money Transfer Vendor Capability Assessment Factors
    • 4.2.1. Juniper Positioning Matrix Results
      • Table 4.2: B2B Money Transfer Positioning Matrix Results
      • Figure 4.3: Juniper Leaderboard for B2B Money Transfer
    • 4.2.2. Vendor Groupings
      • i. Summary
      • ii. Established Leaders
      • iii. Leading Challengers
      • iv. Disruptors and Emulators
  • 4.3. B2B Money Transfer: Movers & Shakers
  • 4.4. Vendor Profiles
    • 4.4.1. ACI Universal Payments
      • i. Corporate
        • Table 4.4: ACI Universal Payments Main Acquisitions
      • ii. Geographical Spread
      • iii. Key Clients & Strategic Partnerships
      • iv. High Level View of Offerings
      • v. Juniper's View: Key Strengths & Strategic Development Opportunities
    • 4.4.2. CGI
      • i. Corporate
        • Figure 4.5: CGI Geographical Revenue Distribution
      • ii. Geographical Spread
      • iii. Key Clients & Strategic Partnerships
      • iv. High Level View Offerings
      • v. Juniper's View: Key Strengths & Strategic Development Opportunities
    • 4.4.3. China Systems Corporation
      • i. Corporate
      • ii. Geographic Spread
      • iii. Key Clients & Strategic Partnerships
      • iv. High Level View of Offerings
      • v. Juniper's View: Key Strengths & Strategic Development Opportunities
    • 4.4.4. ECS Financials
      • i. Corporate
      • ii. Geographic Spread
      • iii. Key Clients & Strategic Partnerships
      • iv. High Level View of Offerings
      • v. Juniper's View: Key Strengths & Strategic Development Opportunities
    • 4.4.5. Fiserv (previously Dovetail)
      • i. Corporate
        • Table 4.6: Fiserv Segment Revenue Split ($m) 2016-2018
      • ii. Geographic Spread
      • iii. Key Clients & Strategic Partnerships
      • iv. High Level View of Offerings
      • v. Juniper's View: Key Strengths & Strategic Development Opportunities
    • 4.4.6. Finastra (previous D&H)
      • i. Corporate
      • ii. Geographic Spread
      • iii. Key Clients & Strategic Partnerships
      • iv. High Level View of Offerings
      • iv. Juniper's View: Key Strengths & Strategic Development Opportunities
    • 4.4.7. FIS
      • i. Corporate
        • Table 4.7: FIS Segment Revenue Split ($m) 2018
      • ii. Geographic Spread
      • iii. Key Clients & Strategic Partnerships
      • iv. High Level View of Offerings
      • v. Juniper's View: Key Strengths & Strategic Development Opportunities
    • 4.4.8. Montran Corporation
      • i. Corporate
      • ii. Geographic Spread
      • iii. Key Clients & Strategic Partnerships
      • iv. High Level View of Offerings
      • v. Juniper's View: Key Strengths & Strategic Development Opportunities
    • 4.4.9. EdgeVerve Systems (Infosys)
      • i. Corporate
        • Table 4.8: Infosys Group Revenue ($m) 2014-2018
      • ii. Geographic Spread
      • iii. Key Clients & Strategic Partnerships
      • iv. High Level View of Offerings
        • Figure 4.9 Blockchain Framework Functional Architecture
      • v. Juniper's View: Key Strengths & Strategic Development Opportunities
    • 4.4.10. Vocalink/Mastercard
      • i. Corporate
      • ii. Geographic Spread
      • iii. Key Clients & Strategic Partnerships
      • iv. High Level View of Offerings
      • v. Juniper's View: Key Strengths & Strategic Development Opportunities
    • 4.4.11. Visa/Fraedom
      • i. Corporate
        • Table 4.10: Visa's Operation Financial Highlights ($ billion)
      • ii. Geographic Spread
      • iii. Key Clients & Strategic Partnerships
      • iv. High Level View of Offerings
        • Figure 4.11: Visa Payables Automation Process
      • v. Juniper's View: Key Strengths & Strategic Development Opportunities
    • 4.4.12. Oracle
      • i. Corporate
      • ii. Geographic Spread
      • vi. Key Clients & Strategic Partnerships
      • iv. High Level View of Offerings
      • v. Juniper's View: Key Strengths & Strategic Development Opportunities
    • 4.4.13. Surecomp
      • i. Corporate
      • ii. Geographic Spread
      • iii. Key Clients & Strategic Partnerships
      • iv. High Level View of Offerings
      • v. Juniper's View: Key Strengths & Strategic Development Opportunities
    • 4.4.14. Tata Consultancy Service
      • i. Corporate
        • Table 4.12: TCS Revenue by Geographical Location (%) 2018-2019
      • ii. Geographic Spread
      • iii. Key Clients & Strategic Partnerships
      • iv. High Level View of Offerings
      • v. Juniper's View: Key Strengths & Strategic Development Opportunities
    • 4.4.15. Tieto
      • i. Corporate
      • ii. Geographic Spread
      • iii. Key Clients & Strategic Partnerships
      • iv. High Level View of Offerings
      • v. Juniper's View: Key Strengths & Strategic Development Opportunities

Deep Dive Data & Forecasting

1. B2B Money Transfer: Market Forecast Summary

  • 1.1. Domestic B2B Money Transfer
    • 1.1.1. Available B2B Payment Methods
  • 1.2. Cross-Border Money Transfer
    • 1.2.1. Forecast Summary
      • Figure & Table 1.1: Total Value of B2B Transactions ($bn), Split by 8 Key Regions 2018-2023
      • Figure 1.2: B2B Money Transfer Forecast Key Takeaways 2023

2. B2B Domestic Money Transfer: Market Sizing & Forecasts

  • 2.1. Introduction
  • 2.2. Methodology and Assumptions
    • Figure 2.1: B2B Domestic Money Transfer Market Forecast Methodology
  • 2.3. Market Forecasts: Domestic B2B Money Transfer
    • 2.3.1 Number of B2B Payments per Year
      • Figure & Table 2.2: Total Number of Domestic B2B Payments per year (m), Split by 8 Key Regions 2018-2023
    • 2.3.2 Total B2B Payments Value
      • Figure & Table 2.3: Total Domestic B2B Payments Value ($bn), Split by 8 Key Regions 2018-2023

3. B2B Cross-Border Money Transfer: Market Sizing & Forecasts

  • 3.1. Introduction
  • 3.2. Methodology & Assumptions
    • Figure 3.1: B2B Cross-Border Money Transfer Market Forecast Methodology
  • 3.3. Market Forecasts: B2B Cross-Border Money Transfer
    • 3.3.1. Number of Cross-Border B2B Payments per Year
      • Figure & Table 3.2: Total Number of Cross-Border B2B Payments per year (m), Split by 8 Key Regions 2018-2023
    • 3.3.2. Total Value of Cross-Border B2B Outflow Payments ($m)
      • Figure & Table 3.3: Total Value of Cross-Border B2B Outflow Payments ($bn), Split by 8 Key Regions 2018-2023
    • 3.3.3. Total Value of Cross-Border B2B Inflow Payments ($bn)
      • Figure & Table 3.4: Total Value of Cross-Border B2B Inflow Payments ($m), Split by 8 Key Regions 2018-2023
    • 3.3.4. Total Cross-Border B2B Payments Value ($bn)
      • Figure & Table 3.5: Total Cross-Border B2B Payments Value ($m), Split by 8 Key Regions 2018-2023

4. Transactions Facilitated by Traditional & Non-traditional Means

  • 4.1. Introduction
    • Figure 4.1: B2B Money Transfer Traditional Banks vs Fintech Forecast Key Takeaways 2023
  • 4.2. Methodology
    • Figure 4.2: Transactions Facilitated by Traditional and Non-Traditional Means Market Forecast Methodology
  • 4.3. Market Forecasts: Traditional & Non-Traditional Means
    • 4.3.1. Value of B2B Transactions Facilitated by Traditional Means
      • Figure & Table 4.3: Value of B2B Transactions Facilitated by Traditional Means ($m), Split by 8 Key Regions 2018-2023
    • 4.3.2. Value of B2B Transactions Facilitated by Non-Traditional Means ($m)
      • Figure & Table 4.4: Value of B2B Transactions Facilitated by Non-Traditional Means ($bn), Split by 8 Key Regions 2018-2023
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