表紙:オープンバンキング:主な機会、ベンダー戦略、市場予測 (2021年~2026年)
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1035310

オープンバンキング:主な機会、ベンダー戦略、市場予測 (2021年~2026年)

Open Banking: Key Opportunities, Vendor Strategies & Market Forecasts 2021-2026

出版日: | 発行: Juniper Research Ltd | ページ情報: 英文 | 納期: 即日から翌営業日

価格
価格表記: GBPを日本円(税抜)に換算
本日の銀行送金レート: 1GBP=169.13円
オープンバンキング:主な機会、ベンダー戦略、市場予測 (2021年~2026年)
出版日: 2021年11月01日
発行: Juniper Research Ltd
ページ情報: 英文
納期: 即日から翌営業日
  • 全表示
  • 概要
  • 目次
概要

当レポートでは、世界のオープンバンキング市場について分析し、オープンバンキングの概略や主な利用事例、現在までの展開状況と今後の発展見通し、地域別・主要国 (全8地域・25ヶ国) の詳細動向、主要企業のプロファイル (全16社)、今後の市場規模の動向見通し (2026年まで)、といった情報を取りまとめてお送りいたします。

目次

第1章 重要なポイントと戦略提言

第2章 オープンバンキング:市場情勢

  • オープンバンキング:市場情勢
  • イントロダクション
    • オープンバンキング:市場の概要
    • オープンバンキングのモデル
  • オープンバンキングの構造:市場区分
  • オープンバンキングの主要なテーマと動向
  • オープンバンキングの主な利用事例
  • オープンバンキングの課題
  • エンベッドファイナンスの可能性

第3章 オープンバンキング:地域別の分析と将来展望

  • オープンバンキング:地域別の分析と将来展望
    • 北米
      • 米国
      • カナダ
    • ラテンアメリカ
      • ブラジル
      • メキシコ
      • アルゼンチン
    • 西欧
      • 英国
      • ドイツ
      • スウェーデン
    • 中東欧
      • ポーランド
      • トルコ
      • ロシア
    • 極東・中国
      • 中国
      • 日本
      • 韓国
    • インド亜大陸
      • インド
    • 他のアジア太平洋諸国
      • オーストラリア
      • シンガポール
    • アフリカ・中東
  • 将来展望:概要
  • オープンバンキングのバリューチェーンの分析

第4章 オープンバンキング:Juniper Researchの企業リーダーボード

  • 分析手法
    • 制限と解釈
  • ベンダーのプロファイル
    • Avaloq
      • 企業概略
      • 世界各地への進出動向
      • 主要なクライアントと戦略的パートナーシップ
      • 主要製品/サービスの概要
      • Juniper Researchの見解:主な強みと戦略展開状況
    • Bud Financial
    • Fabrick
    • Mastercard
    • MX
    • ndgit
    • Nordigen
    • OpenPayd
    • Plaid
    • Salt Edge
    • TESOBE
    • Tink
    • TrueLayer
    • Trustly
    • Yapily
    • Yolt Technology Services

第5章 オープンバンキング:市場予測

  • イントロダクション
  • 分析手法と仮定
  • オープンバンキングの予測
    • オープンバンキングのユーザー数
    • オープンバンキングの情報リクエスト件数
    • オープンバンキングの決済件数
    • オープンバンキングの決済額
目次

Juniper Research's new “ Open Banking” research report provides insightful analysis of the evolution of open banking, use cases driving growth, their future prospects, and barriers to future growth. It provides a comprehensive study of the new developments and key trends driving this highly important market for both users and banks. The report also positions 16 Open Banking vendors in our Juniper Research Competitor Leaderboard; providing an invaluable resource for stakeholders seeking to understand the competitive landscape in the market.

The report also presents comprehensive market forecasts; delivering extensive insights and overall market sizing across Open Banking usage for both information and payments.

This research suite comprises:

  • Strategy & Forecasts (PDF)
  • 5-year Market Sizing & Forecast Spreadsheet (Excel)
  • 12 months' access to harvest Online Data Platform

KEY FEATURES

  • Market Dynamics: Provides a detailed assessment of how the Open Banking market is evolving, what the leading use cases are, and the barriers to future growth.
  • Future Outlook & Regional Analysis: Future outlook and comprehensive analysis of the key countries and regions deploying Open Banking, including the level of regulator support, encapsulated with our future outlook for Open Banking deployment.
  • Juniper Research Competitor Leaderboard: Key player capability and capacity assessment for 16 Open Banking vendors:
    • Avaloq
    • Bud Financial
    • Fabrick
    • Mastercard
    • MX
    • Ndgit
    • Nordigen
    • OpenPayd
    • Plaid
    • Saltedge
    • TESOBE
    • Tink
    • Truelayer
    • Trustly
    • Yapily
    • Yolt Technology Services
  • Benchmark Industry Forecasts: Forecasts for Open Banking users, API information calls, payment users, transaction volume and value, as well as splits by our 8 key regions and the 25 countries listed below:
    • Argentina
    • Australia
    • Brazil
    • Canada
    • China
    • Colombia
    • Denmark
    • France
    • Germany
    • India
    • Italy
    • Japan
    • Mexico
    • Netherlands
    • Norway
    • Poland
    • Portugal
    • Saudi Arabia
    • Singapore
    • South Africa
    • South Korea
    • Spain
    • Sweden
    • UK
    • US

KEY QUESTIONS

  • 1. What are the regional differences in how Open Banking is rolling out across the world?
  • 2. What are the key trends influencing the evolution of the Open Banking market?
  • 3. What impact will fraud have on the Open Banking landscape?
  • 4. Who are the leading players in Open Banking in 2021?
  • 5. What will be the market size for Open Banking in 2026?

COMPANIES REFERENCED

  • Case Studied: Citibank.
  • Included in the Juniper Research Leaderboard: Avaloq, Bud Financial, Fabrick, Mastercard, MX, ndgit, Nordigen, OpenPayd, Plaid, Salt Edge, TESOBE, Tink, Truelayer, Trustly, Yapily, Yolt
  • Mentioned: 9Yards Capital, Aberdeen Standard Investments, ABN AMRO Ventures, ABS (Association of Banks in Singapore), ACCC (Australian Competition and Consumer Commission), Acorns, Addition, Adyen, Affinity, Agricultural Bank of China, Aiia, Alibaba, AliPay, AltaBank, Altimeter Capital, Amazon, American Express, Andreessen Horowitz, Anna, Ant Financial, Anthemis Group, ANZ, Australia and New Zealand Group Banking, Australian Payments Network, Avanza, Azimo, Banco BNI Europa, Bank of America, Bank of Melbourne, Bankart, Bankwest, Barclays, BBVA, BCB (Banco Central do Brasil) , Betterment, BIND (Banco Industrial), Black Pearls VC, BlackRock Private Equity Partners, Blend, BNP Paribas, Boom Pay, BRSA (Banking Regulation and Supervision Agency), BUX, Cambr, Canadian Department of Finance , Canopy, Capital on Tap, CapitalG, Capnamic Ventures, Cazoo, CBN (Central Bank of Nigeria), CBR (Central Bank of Russia), Central Bank of Turkey, CFPB (Consumer Finance Protection Bureau), Charles Schwab, Citi, Citizens Bank, Cleo, CMA (Capital Market Authority), Coconut, Commonwealth Bank, Connect Ventures, Crédit du Norde, Credit Hero, Credit Karma, Credit Ladder, Curve, Cuscal, Dave, Dawn Capital, DBS, DCU Fintech Innovation Centre, Dell, Dieter von Holtzbrinck Ventures, Digital Garage , Dots, dozens, Dwolla, ecommpay, EEA National Competent Authority, Ekata, EllieMae, Emma, eToro, Eurazeo, Eurobits Technologies, European Banking Authority, Experian, Facebook, Fattura24, FCA (Financial Conduct Authority), FCAC (Financial Consumer Agency of Canada), FDX (Financial Data Exchange), Federal Reserve, ferratum, Fin TechSystems, Fintech Sandbox, FinTecSystems, FiVision, Formfree, Freetrade, FSA (Financial Service Agency), FSC (Financial Services Commission), FS-ISAC (Financial Services Information Sharing and Analysis Center), Go Compare, GoCardless, GoFundMe, Goldman Sachs, Grab, Greycroft, Groupon, Halifax, HeyTrade, HKMA (Hong Kong Monetary Authority), HSBC, HV Capital, Hypothekarbank Lenzburg, IBM, ID4 Ventures, IFC (International Finance Corporation), illimity, Index Ventures, Instantor, Inventure, Investec, investify TECH, Investment Corporation of Dubai, IPF Digital, JPMorgan Chase, Klarna, Kleiner Perkins, KNF (Polish Financial Supervision Authority), Kontomatik, Korea Financial Information Services, KPMG Poland, La Banque Postal, Lakestar, Latitude, Lemonway, LEVEL, LHV, Lloyds, Lyft, MANTL, MaRS, MAS (Monetary Authority of Singapore), Maybank, McDonald's, Microsoft, Ministerial Committee of Legislation, mobile.de, Money Dashboard, Moneybox, MoneyFarm, MoneyWhizz, Monzo, Moov, Motive Partners , Multibank, NAB, NACHA (National Automated Clearing House Association), NASDAQ, National Bank of Rwanda, Nationwide, Natwest, Nets, Neuberger Berman Group, New Enterprise Associates, Nordic Capital, Northzone, Novalnet, NPCI (National Payments Council of India), Nutmeg, OCBC, Ourbanc, Oval, PayPal, Payveris, PBOC (People's Bank of China), Pelion Venture Partners, Penfold, PensionBee, Placons, Plum, Poincenot Technology Studio, Polish Payment Standard Ltd (Polski Standard Platnosci), Poste Italiane, Prelim, PROfounders Capital, PropertyGuru, Qiwi, Quickbooks, QuickPay, Raiffeisen, Rakuten, RBI (Reserve Bank of India), RBS, Revolut, Robinhood, Santander, Sapphire, Sberbank, SFSA (Swedish Financial Supervisory Authority), SGFinDex, Simpl, Simple, Société Générale, Sodexo, Sozialbank, Spark Capital, SS&C, St George, Stake, Standard Bank, Standard Chartered, Starling, Stripe, SuperAngel, Swedbank, Swedish Financial Supervisory Authority, SwissBorg, Synch, Tarabut Gateway, Temasek Holdings, Tencent, Tieto, TPG, tribe, TSB, Uber, UBS, UniCredit, UOB, US Bank, US Department of Justice, US Treasury, Venmo, VIABILL, Visa, Vocalink, Warburg Pincus, Wave, Wealthfront, wealthify, WeBank, WeChat, Wells Fargo, Westpac, Wise, Wombat, Worldpay, Y Combinator.

DATA & INTERACTIVE FORECAST

Juniper Research's “ Open Banking” forecast suite includes:

  • Forecast splits for 8 key regions, as well as 25 country-level data splits for:
    • Argentina
    • Australia
    • Brazil
    • Canada
    • China
    • Colombia
    • Denmark
    • France
    • Germany
    • India
    • Italy
    • Japan
    • Mexico
    • Netherlands
    • Norway
    • Poland
    • Portugal
    • Saudi Arabia
    • Singapore
    • South Africa
    • South Korea
    • Spain
    • Sweden
    • UK
    • US

Open Banking forecasts for:

  • Total Open Banking Users
  • Total Number of Open Banking Information API Calls
  • Total Volume & Value of Payments via Open Banking
  • Interactive scenario tool allowing users to manipulate Juniper Research's data for 5 different metrics.
  • Access to the full set of forecast data of 12 tables and more than 2,900 datapoints.

Juniper Research's highly granular IFxls (interactive Excels) enable clients to manipulate our forecast data and charts to test their own assumptions, by using the interactive scenario tool, and compare select markets side by side in customised charts and tables. IFxls greatly increase the clients' ability to both understand a particular market and to integrate their own views into the model.

Table of Contents

1. Key Takeaways & Strategic Recommendations

  • 1.1 Key Takeaways:
  • 1.2 Strategic Recommendations

2. Open Banking - Market Landscape

  • 2.1 Open Banking: Market Landscape
  • 2.2 Introduction
    • 2.2.1 Open Banking Market: An Overview
      • Figure 2.1: Open Banking Infrastructure Readiness for Norway, Denmark and Sweden
    • 2.2.2 Open Banking Models
      • Figure 2.2: Open Banking Models
  • 2.3 Structure Of Open Banking: Market Segments
    • Figure 2.3: Open Banking API Infrastructure
  • 2.4 Open Banking Key Themes and Trends
    • Figure 2.4: BaaS vs BaaP
  • 2.5 Key Open Banking Use Cases
  • 2.6 Open Banking Challenges
  • 2.7 Embedded Finance Potential

3. Open Banking - Regional Analysis and Future Outlook

  • 3.1 Open Banking Regional Analysis and Future Outlook
    • 3.1.1 North America
      • i. US
      • ii. Canada
    • 3.1.2 Latin America
      • i. Brazil
      • ii. Mexico
      • iii. Argentina
    • 3.1.3 West Europe
      • i. UK
      • ii. Germany
      • iii. Sweden
    • 3.1.4 Central and East Europe
      • i. Poland
      • ii. Turkey
      • iii. Russia
    • 3.1.5 Far East and China
      • i. China
      • ii. Japan
      • iii. South Korea
    • 3.1.6 Indian Subcontinent
      • i. India
    • 3.1.7 Rest of Asia Pacific
      • i. Australia
      • ii. Singapore
    • 3.1.8 Africa and the Middle East
  • 3.2 Future Outlook Summary
  • 3.3 Open Banking Value Chain Analysis

4. Open Banking: Juniper Research Competitor Leaderboard

  • Table 4.1: Juniper Research Competitor Leaderboard: Open Banking Vendors Included & Product Portfolio
  • Figure 4.2: Juniper Research Competitor Leaderboard for Open Banking
  • Table 4.3: Juniper Research Competitor Leaderboard: Open Banking Vendors & Positioning
  • Table 4.4: Juniper Research Leaderboard Heatmap: Open Banking Vendors
  • 4.1 Juniper Research Leaderboard Assessment Methodology
    • 4.1.1 Limitations & Interpretation
      • Table 4.5: Juniper Research Competitor Leaderboard Scoring Criteria
  • 4.2 Vendor Profiles
    • 4.2.1 Avaloq
      • i. Corporate
      • ii. Geographical Spread
      • iii. Key Clients & Strategic Partnerships
      • iv. High-level View of Offerings
      • v. Juniper Research's View: Key Strengths & Strategic Development
    • 4.2.2 Bud Financial
      • i. Corporate
      • ii. Geographical Spread
      • iii. Key Clients & Strategic Partnerships
      • iv. High-level View of Offerings
      • v. Juniper Research's View: Key Strengths & Strategic Development
    • 4.2.3 Fabrick
      • i. Corporate
      • ii. Geographical Spread
      • iii. Key Clients & Strategic Partnerships
      • iv. High-level View of Offerings
        • Figure 4.6: Fabrick PSD2 Active Engine
      • v. Juniper Research's View: Key Strengths & Strategic Development
    • 4.2.4 Mastercard
      • i. Corporate
      • ii. Geographical Spread
      • iii. Key Clients & Strategic Partnerships
      • iv. High-level View of Offerings
        • Figure 4.7: Mastercard Open Banking Connect Solution Benefits
      • v. Juniper Research's View: Key Strengths & Strategic Development
    • 4.2.5 MX
      • i. Corporate
      • ii. Geographical Spread
      • iii. Key Clients & Strategic Partnerships
      • iv. High-level View of Offerings
      • v. Juniper Research's View: Key Strengths & Strategic Development
    • 4.2.6 ndgit
      • i. Corporate
      • ii. Geographical Spread
      • iii. Key Clients & Strategic Partnerships
      • iv. High-level View of Offerings
      • v. Juniper Research's View: Key Strengths & Strategic Development
    • 4.2.7 Nordigen
      • i. Corporate
      • ii. Geographical Spread
      • iii. Key Clients & Strategic Partnerships
      • iv. High-level View of Offerings
      • v. Juniper Research's View: Key Strengths & Strategic Development
    • 4.2.8 OpenPayd
      • i. Corporate
      • ii. Geographical Spread
      • iii. Key Clients & Strategic Partnerships
      • iv. High-level View of Offerings:
      • v. Juniper Research's View: Key Strengths & Strategic Development
    • 4.2.9 Plaid
      • i. Corporate
      • ii. Geographical Spread
      • iii. Key Clients & Strategic Partnerships
      • iv. High-level View of Offerings:
      • v. Juniper Research's View: Key Strengths & Strategic Development
    • 4.2.10 Salt Edge
      • i. Corporate
      • ii. Geographical Spread
      • iii. Key Clients & Strategic Partnerships
      • iv. High-level View of Offerings
      • v. Juniper Research's View: Key Strengths & Strategic Development
    • 4.2.11 TESOBE
      • i. Corporate
      • ii. Geographical Spread
      • iii. Key Clients & Strategic Partnerships
      • iv. High-level View of Offerings
      • v. Juniper Research's View: Key Strengths & Strategic Development
    • 4.2.12 Tink
      • i. Corporate
      • ii. Geographical Spread
      • iii. Key Clients & Strategic Partnerships
      • iv. High-level View of Offerings:
      • v. Juniper Research's View: Key Strengths & Strategic Development
    • 4.2.13 TrueLayer
      • i. Corporate
      • ii. Geographical Spread
      • iii. Key Clients & Strategic Partnerships
      • iv. High-level View of Offerings
      • v. Juniper Research's View: Key Strengths & Strategic Development
    • 4.2.14 Trustly
      • i. Corporate
      • ii. Geographical Spread
      • iii. Key Clients & Strategic Partnerships
      • iv. High-level View of Offerings:
      • v. Juniper Research's View: Key Strengths & Strategic Development
    • 4.2.15 Yapily
      • i. Corporate
      • ii. Geographical Spread
      • iii. Key Clients & Strategic Partnerships
      • iv. High-level View of Offerings
      • v. Juniper Research's View: Key Strengths & Strategic Development
    • 4.2.16 Yolt Technology Services
      • i. Corporate
      • ii. Geographical Spread
      • iii. Key Clients & Strategic Partnerships
      • iv. High-level View of Offerings
      • v. Juniper Research's View: Key Strengths & Strategic Development

5. Open Banking - Market Forecasts

  • 5.1 Introduction
  • 5.2 Methodology & Assumptions
    • Figure 5.1: Open Banking Market Forecast Methodology
  • 5.3 Open Banking Forecasts
    • 5.3.1 Open Banking Users
      • Figure & Table 5.2: Number of Open Banking Users (m), Split by 8 Key Regions, 2021-2026
    • 5.3.2 Open Banking Information Requests
      • Figure & Table 5.3: Total Number of Open Banking Information API Calls per annum (m), Split by 8 Key Regions, 2021-2026
    • 5.3.3 Open Banking Payments Volume
      • Figure & Table 5.4: Total Number of Open Banking Payment Transactions per annum (m), Split by 8 Key Regions, 2021-2026
    • 5.3.4 Open Banking Payments Value
      • Figure & Table 5.5: Total Value of Open Banking Payment Transactions per annum ($m), Split by 8 Key Regions, 2021-2026