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IDC FutureScape:金融サービスの世界市場の予測 (2020年)

IDC FutureScape: Worldwide Financial Services 2020 Predictions

発行 IDC 商品コード 345045
出版日 ページ情報 英文 22 Pages
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IDC FutureScape:金融サービスの世界市場の予測 (2020年) IDC FutureScape: Worldwide Financial Services 2020 Predictions
出版日: 2019年10月31日 ページ情報: 英文 22 Pages
概要

当レポートでは、IDCによる金融サービス業界の10大予測について、体系的な情報を提供しています。

IDC FutureScape値

エグゼクティブサマリー

IDC FutureScapeの予測

  • 外部の促進要因のサマリー
  • 予測:技術バイヤーへの影響
    • 予測1:2021年までに、世界の保険会社の50%が少なくとも3つのInsurTechと連動し、コネクテッドエコシステムの進化に対応する
    • 予測2:2022年までに、世界の成人の10%がブロックチェーンベースのSSI (自己主権型アイデンティティ) に登録し、4億8500万人の市場へ
    • 予測3:2020年末までに、支店内トランザクションの15%がデジタルプラットフォームに事前登録され、支店のATM・ドライブスルー・窓口/ロッカーで充足される
    • 予測4:2025年までに、銀行の40%がクラウドエコシステム経由でFinTechのディスラプターとパートナーになり、リアルタイム決済オーバーレイ製品を提供する
    • 予測5:2022年末までに、保険会社の40%がAI技術と対話型インターフェースにより、請求プロセスを自動化する
    • 予測6:2020年にはマイクロ保険の普及率が20%以上増加し、モバイル決済の導入、InsurTechイノベーション、低コスト化が加速する
    • 予測7:2022年までに、世界のティア1銀行の50%が量子コンピューティングを使用し、資産配分、アルゴリズム取引、価格戦略を見直す
    • 予測8:2024年までに、銀行の80%がクラウドマーケットプレイスからFinTechソリューションを購入・統合する
    • 予測9:従来型の企業金融ビジネスモデルが圧力を受け、2023年までに、新しいXaaSモデルが企業金融の総収益を4%増加させる
    • 予測10:024年までに、銀行の20%が機械学習・代替データ・FinTechパートナーシップを使用し、非従来型の消費者・小企業への融資を拡大する

技術バイヤーへの提言

外部の促進要因:詳細

参考資料

  • 関連調査
目次
Product Code: US44313719

This IDC Financial Insights study developed seven drivers that both CIOs and their business partners should consider over the next five years. The list is not meant to be exhaustive nor is it meant to be final. IDC Financial Insights publishes a new list of drivers annually, and many are evolutionary. Last year's drivers were instrumental in developing this list, just as this year's drivers will be critical to the formulation of next year's drivers.Of the seven drivers, it became clear that some drivers had further reach within financial services than others. These drivers are more far reaching and thus are likely to have the most complexity and cost in implementation. Key drivers listed in the Summary of External Drivers section are in order based on the number of times they were cited by the global analyst team as impacting the prediction. At the end of the study (see the External Drivers: Detail section), a more in-depth analysis of the drivers is provided.According to Marc DeCastro, research director, IDC Financial Insights, "As disruption becomes the new normal, incumbent financial service firms are finding that they need to do more than just keep up with those challenging the status quo. Customers' expectations continue to rise as the implementation of innovation is being accelerated by things such as artificial intelligence, the Internet of Things, next-generation security, and robotics. Now, more than ever, financial institutions must embrace transformation while balancing risk, security, and compliance requirements."

IDC FutureScape Figure

Executive Summary

IDC FutureScape Predictions

  • Summary of External Drivers
  • Predictions: Impact on Technology Buyers
    • Prediction 1: By 2021, 50% of Insurers Worldwide Will Work with at Least Three Insurtechs, as the Industry Adapts to an Evolving Connected Ecosystem
      • Associated Drivers
      • IT Impact
      • Business Impact
      • Guidance
    • Prediction 2: By 2022, 10% of the World's Adults Will Register for a Blockchain-Based Self-Sovereign Identity, Creating an Expanding Market of 485 Million People Who Seek to Own and Control Their Digital Identity
      • Associated Drivers
      • IT Impact
      • Business Impact
      • Guidance
    • Prediction 3: By the End of 2020, 15% of In-Branch Transactions Will Be Prestaged on Digital Platforms and Fulfilled at ATMs, Drive Ups, Tellers, or Lockers at the Branch as Physical and Digital Experiences Merge
      • Associated Drivers
      • IT Impact
      • Business Impact
      • Guidance
    • Prediction 4: By 2025, 40% of Banks Will Partner with Fintech Disruptors Through Cloud Ecosystems to Offer Real-Time Payment Overlay Products Addressing Business and Cross-Border Challenges
      • Associated Drivers
      • IT Impact
      • Business Impact
      • Guidance
    • Prediction 5: By the End of 2022, 40% of Insurers Will Automate Claims Processes with Artificial Intelligence Technologies and Conversational Interfaces to Improve Speed of Response, Efficiency, and Personalization
      • Associated Drivers
      • IT Impact
      • Business Impact
      • Guidance
    • Prediction 6: In 2020, the Penetration of Microinsurance Will Grow by More than 20%, Fueled by Uptake of Mobile Payments, Insurtech Innovation, and the Resulting Lower Transaction Costs for Insurers
      • Associated Drivers
      • IT Impact
      • Business Impact
      • Guidance
    • Prediction 7: By 2022, 50% of Global Tier 1 Banks Will Use Quantum Computing to Review Portfolio Allocations, Algorithmic Trading, and Pricing Strategies, Exponentially Improving the Ability to Respond to the Market
      • Associated Drivers
      • IT Impact
      • Business Impact
      • Guidance
    • Prediction 8: By 2024, 80% of Banks Will Be Purchasing and Integrating Fintech Solutions from Cloud Marketplaces
      • Associated Drivers
      • IT Impact
      • Business Impact
      • Guidance
    • Prediction 9: As Traditional Corporate Banking Business Models Are Coming Under Pressure, New XaaS Models Will Grow to 4% of Total Corporate Banking Revenue by 2023
      • Associated Drivers
      • IT Impact
      • Business Impact
      • Guidance
    • Prediction 10: By 2024, 20% of Banks Will Expand Lending to Nontraditional Consumer and Small Business Borrowers by Using Machine Learning, Alternative Data, and Fintech Partnerships
      • Associated Drivers
      • IT Impact
      • Business Impact
      • Guidance

Advice for Technology Buyers

External Drivers: Detail

  • Rising Customer Expectations: More Convenience, Customization, and Control
    • Description
    • Context
  • The Age of Innovation: Driving the Future Enterprise
    • Description
    • Context
  • The Platform Economy: Competing at Hyperscale
    • Description
    • Context
  • Accelerated Disruption: Navigating Business Challenges as Volatility Intensifies
    • Description
    • Context
  • Intelligence Everywhere: AI's Opportunity and Implications
    • Description
    • Context
  • Crisis of Digital Trust: Escalating Threats Mandates Strategic Responses
    • Description
    • Context
  • The Future of Work: Agile, Augmented, Borderless, and Reconfigurable
    • Description
    • Context

Learn More

  • Related Research
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