市場調査レポート
商品コード
1073010

退職市場(2021)

Retirement Market 2021

出版日: | 発行: GlobalData | ページ情報: 英文 38 Pages | 納期: 即納可能 即納可能とは

● お客様のご希望に応じて、既存データの加工や未掲載情報(例:国別セグメント)の追加などの対応が可能です。  詳細はお問い合わせください。

価格
価格表記: USDを日本円(税抜)に換算
本日の銀行送金レート: 1USD=152.41円
退職市場(2021)
出版日: 2022年03月25日
発行: GlobalData
ページ情報: 英文 38 Pages
納期: 即納可能 即納可能とは
ご注意事項 :
本レポートは最新情報反映のため適宜更新し、内容構成変更を行う場合があります。ご検討の際はお問い合わせください。
  • 全表示
  • 概要
  • 図表
  • 目次
概要

退職者が保有する世界の流動資産は2025年までに35兆ドルを超え、富裕層は2025年までに17兆ドルを超えると予想されます。ほとんどの国で流動資産は年金資産を上回っていますが、退職者が保有する年金額は年金以外の資産を上回る傾向にあります。世界の資産管理者の3分の1以上が女性投資家の資産は増え続けており、年金プロバイダーにとってターゲットにする価値のある層といえます。退職金・年金業界は、これまでデジタル化の進展が遅れていましたが、近年、一部の企業がデジタル化の必要性に迫られています。テクノロジーによってシンプルさと顧客体験が資産管理分野の最前線に来る中、年金サービスの管理に新たなテクノロジーを活用することは、顧客に歓迎されることでしょう。

当レポートでは、世界の退職者向け資産管理市場について、現在の市場規模と今後数年間の成長予測について論じています。退職者の投資行動に焦点を当て、それが退職前とどのように異なるかを解説しています。また、さまざまな層でどのような退職後のサービスが求められているか、資産管理者や金融サービスプロバイダーが退職後の提案を展開するためにどのようにテクノロジーを活用しているかについても分析しています。

目次

目次

第1章 エグゼクティブサマリー

  • 市場概要
  • 主な調査結果
  • 重要な成功要因

第2章 退職市場の規模と予測

  • 世界の退職者資産市場は2025年までに35兆ドルを超えると予想される
  • 重要な年金と投資の保有における地域差
  • 世界最大の米国の年金市場

第3章 投資家の洞察

  • 世界中の主要な投資促進要因である退職
  • 自らのポートフォリオに関して最も冒険的な米国の退職者

第4章 退職における競合情勢

  • 世界の資産管理者の3分の1以上が、退職プランニング商品を提供していない
  • 退職後のサービスで女性をターゲットにすることが重要
  • デジタル資産管理プロバイダーが退職者を引き付けている

第5章 退職計画のベストプラクティス

  • 従来のプレーヤーはデジタル退職サービスに焦点を合わせ始めている
  • 退職アドバイスへのアクセスを拡大するには、退職サービスのデジタル化が必要
  • ハイテクでハイタッチな多世代の退職提案は、プロバイダーに競争上の優位性をもたらす

第6章 付録

  • 略語と頭字語
  • 定義
  • 調査手法
  • 二次資料
  • 参考文献
  • GlobalDataについて
  • カスタマーサービス
図表

List of Tables

List of Tables

  • Table 1: Total pension assets by country ($ million), top 10, 2015-20
  • Table 2: Liquid and pension assets of retirees ($ million), 2020
  • Table 3: Retirement-related deals and partnerships, 2021

List of Figures

List of Figures

  • Figure 1: HNW retirees will have seen 11% growth in 2021, surpassing the $13 trillion mark
  • Figure 2: The number of HNW retirees will have recorded 12% growth in 2021, surpassing the 3 million mark
  • Figure 3: HNW retirees in Asia-Pacific harbor the largest proportion of liquid assets despite accounting for the fewest individuals
  • Figure 4: Mass affluent retirees in Europe hold just under $3 trillion in liquid assets
  • Figure 5: North American retirees harbor the most wealth of any region
  • Figure 6: Bonds and equities are the most popular asset classes in pension funds
  • Figure 7: Investing for retirement is the most popular reason global consumers invest
  • Figure 8: Retirees in Europe are the most risk averse, while the Americas are most exposed to variable assets
  • Figure 9: Most consumers stick with their main checking account provider into retirement
  • Figure 10: 40% of global wealth managers are yet to offer pension and retirement planning services
  • Figure 11: Over 50% of global wealth managers agree there is a risk of inheritors leaving their firm
  • Figure 12: Over a fifth of global retirees are open to digital providers managing new investments
  • Figure 13: Schwab offers a digital retirement income solution
  • Figure 14: A multi-channel communication experience is desired by all affluent groups in the US
  • Figure 15: The majority of all generations in Australia agree that tried and familiar products are more important than new ones
  • Figure 16: Nutmeg provides pension services and collaborates with a digital will provider
  • Figure 17: 60% of retirees prefer reviewing their finances and investment portfolio via digital methods
目次
Product Code: GDFS0366IA

The retirement and pension industry has been slow to digitally revolutionize, but in recent years some players have taken much-needed steps to do so - especially as the intergenerational wealth transfer puts pressure on wealth managers to keep family wealth in-house. Not to mention, retirement is a key motivation for both the younger and older generations to invest in the first place. Successful retirement services do not solely focus on retirees, but this major life event requires building a relationship with the heirs to the throne as early as possible, which is key for retention. With simplicity and customer experience coming to the forefront of the wealth management space via technology, utilizing emerging technologies to manage pension services will be welcomed by customers.

This report discusses the global retirement wealth market, covering the current size of the prize and forecast growth over the next few years. It focuses on retiree investment behavior and how it differs from pre-retirement. The report also includes analysis on which retirement services are in demand among different demographics and how wealth managers and financial services providers are using technology to develop their retirement propositions.

Scope

  • The global liquid wealth held by retirees is forecast to surpass $35 trillion by 2025, with HNW individuals surpassing $17 trillion by 2025.
  • Liquid assets outweigh pension assets in most countries, but the value of pensions held by retirees tends to outweigh non-pension assets.
  • Over a third of global wealth managers do not offer retirement services, missing out on a lucrative segment.
  • As female investors' wealth continues to grow, they represent a worthwhile demographic for pension providers to target.

Reasons to Buy

  • Understand the size and forecast for the global retiree wealth market, including regional variations and market leaders in terms of value of pension assets.
  • Explore the importance of retirement as a driver for consumers to become investors and how it dominates decisions regarding their investment portfolio.
  • Gain recommendations on what wealth managers and financial services providers must do to hold on to retiree wealth and how to target different demographics.
  • Look at how technology is transforming retirement services and understand best practices in retirement planning.

Table of Contents

Table of Contents

1. Executive Summary

  • 1.1 Market overview
  • 1.2 Key findings
  • 1.3 Critical success factors

2. Sizing and Forecasting the Retirement Market

  • 2.1 The global retiree wealth market is expected to surpass $35 trillion by 2025
  • 2.2 Regional variations in pension and investment holdings are significant
  • 2.3 The pension market in the US is the largest worldwide

3. Investor Insight

  • 3.1 Retirement is the core investment driver the world over
  • 3.2 US retirees are most adventurous regarding their portfolios

4. Competitive Dynamics in Retirement

  • 4.1 Over a third of global wealth managers do not offer retirement planning products
  • 4.2 Targeting women with retirement services is critical
  • 4.3 Digital wealth management providers are attracting retirees

5. Best Practice in Retirement Planning

  • 5.1 Traditional players are beginning to focus on digital retirement services
  • 5.2 Digitization of retirement services is needed to broaden access to retirement advice
  • 5.3 A high-tech, high-touch multi-generational retirement proposition will give providers a competitive advantage

6. Appendix

  • 6.1 Abbreviations and acronyms
  • 6.2 Definitions
  • 6.3 Methodology
  • 6.4 Secondary sources
  • 6.5 Further reading
  • About GlobalData
  • Contact Us