保険業界におけるウェアラブル技術：テーマ別分析

ウェアラブル技術は現在、生命保険・損害保険の双方に対して、影響力を急速に強めつつあります。最初は保険商品のゲーミフィケーションから始まったウェアラブル技術の活用の試みは、いまでは正確な保険データの収集や、カスタム型保険の保険料の算定など、多岐にわたるようになっています。

当レポートでは、世界の保険業界におけるウェアラブル技術の影響度について分析し、保険業界の最新情勢・背景事情や、保険業界向けウェアラブル技術の主な活用分野、今後の市場規模の動向見通し、保険業界の各分野およびバリューチェーン全体に対する潜在的な影響度、企業の種類別 (公営／民営) の詳細動向、といった情報を取りまとめてお届けいたします。

目次

• 企業
• 技術概略
• 市場動向
  • 技術動向
  • マクロ経済動向
  • 規制動向
• 産業分析
  • 生命保険におけるウェアラブル技術
  • 損害保険におけるウェアラブル技術
  • 市場規模・成長率の予測
  • ウェアラブル技術を導入する保険業者が直面している課題
  • 競争分析
  • 企業合併・買収 (M&A)
  • 年表
• バリューチェーン
• 企業の分類
  • 公営企業
  • 民間企業
• 用語一覧
• 付録：分析手法

This report provides an in-depth analysis of the wearable tech insurance market. It looks at market size as well as claims, contextual and economic factors, regulations, and opportunities. It provides a thorough overview of the market alongside analysis of how the development of wearable technology will impact the insurance value chain.

By giving insurers access to detailed biometric and activity data from policyholders, wearable tech has the potential to bring about considerable opportunities for providers. These include enhancing underwriting accuracy, preventing claims, and increasing customer engagement across a number of different products.

The rise in popularity of health and wellness trends has propelled wearable devices into the mainstream. This has provided the insurance industry with an opportunity to target individuals with products that are aligned with enhancing their health and wellbeing while also providing the same elements of cover as traditional policies. Despite wearable tech offering considerable opportunities for the insurance industry, there are also risks that must be considered when incorporating devices into insurance policies. Above all, policyholders' fears around the sharing of personal data must be addressed in order for the impact of wearable tech to be sustained.

Scope

• Wearable tech will impact the insurance industry across both general and life insurance markets.
• The initial use of wearable tech will be in the gamification of policies, rewarding policyholders for achieving pre-determined goals with the aim of reducing their risk.
• The use of data gathered through wearables to personalize premiums and policies will take some time to materialize, given insurers' reservations surrounding the accuracy of the data.

Reasons to buy

• Benchmark yourself against the rest of the market.
• Ensure you remain competitive as new innovations and insurance models begin to enter the market.
• Be prepared for how regulation will impact the use of wearable tech in insurance over the next few years.

Table of Contents

• PLAYERS
• TECHNOLOGY BRIEFING
• TRENDS
• Technology trends
• Macroeconomic trends
• Regulatory trends
• INDUSTRY ANALYSIS
• Wearable tech in life insurance
• Wearable tech in general insurance
• Market size and growth forecasts
• Challenges facing insurers incorporating wearables
• Competitive analysis
• Mergers and acquisitions
• Timeline
• VALUE CHAIN
• COMPANIES SECTION
• Public companies
• Private companies
• GLOSSARY
• APPENDIX: OUR THEMATIC RESEARCH METHODOLOGY