2023年の決済の6大動向

キャッシュレス化に向けて、決済業界はさらなるデジタル化へ向かい続けています。より多くの決済がデジタルで完結するようになり、消費者の選択肢は増えています。そのため、決済企業や加盟店は、競争力を維持し、消費者のニーズに応えられるよう、複数の決済ソリューションを導入する必要があります。スーパーアプリ、SoftPOS、クラウド技術などの新たな決済動向が、業界のデジタル化をさらに加速させる見込みです。

当レポートでは、決済業界について調査分析し、2023年の決済市場におけるもっとも重要な6つの動向（モバイル決済、スーパーアプリ、ソーシャルコマース、技術、ブロックチェーン、マクロ経済状況）の情報を提供しています。

目次

• モバイル決済
• スーパーアプリ
• ソーシャルコマース
• 技術：オープンバンキング
• 技術：クラウド技術
• ブロックチェーン：既存企業による採用
• ブロックチェーン：中央銀行のデジタル通貨
• マクロ経済状況
• GlobalDataについて

The payments industry is continuing its march towards further digitization in preparation for a cashless economy. As more payments are completed digitally, consumers have more options. This requires payment companies and merchants to adopt multiple payment solutions to ensure they can remain competitive and meet their consumers' needs. Emerging payment trends such as 'super apps', SoftPOS, and cloud technology will further accelerate the digitization of the industry. Incumbent companies are entering these new, innovative areas by either developing their own solutions or acquiring fintechs. But startups and companies with limited funding will be faced with funding issues due to the macroeconomic conditions.

This report explores six of the most important trends in the payments market in 2023: mobile payments, super apps, social commerce, technology, blockchain, and macroeconomic conditions.

Scope

• The payments industry is moving towards digitization with trends such as super apps and SoftPOS, which eliminates the need for card readers.
• Social media platforms are expanding and integrating new solutions such as ecommerce and payment options, tying into the super app concept.
• Startups may face funding issues due to macroeconomic conditions, creating opportunities for stable incumbent companies to acquire them at low valuations.

Reasons to Buy

• Identify the factors driving growth of the wider payments landscape including super apps, mobile payments, and blockchain.
• Establish a greater understanding of these factors through our proprietary data and extensive research.

Table of Contents

Table of Contents

• Mobile Payments
• Super Apps
• Social Commerce
• Technology: Open Banking
• Technology: Cloud Technology
• Blockchain: Adoption by Incumbent Companies
• Blockchain: Central Bank Digital Currency
• Macroeconomic Conditions
• About GlobalData