表紙:後払い決済(BNPL:Buy Now Pay Later)の東南アジア市場:成長機会
市場調査レポート
商品コード
1059255

後払い決済(BNPL:Buy Now Pay Later)の東南アジア市場:成長機会

Southeast Asian Buy Now Pay Later Growth Opportunities

出版日: | 発行: Frost & Sullivan | ページ情報: 英文 61 Pages | 納期: 即日から翌営業日

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後払い決済(BNPL:Buy Now Pay Later)の東南アジア市場:成長機会
出版日: 2022年01月28日
発行: Frost & Sullivan
ページ情報: 英文 61 Pages
納期: 即日から翌営業日
  • 全表示
  • 概要
  • 目次
概要

後払い決済(BNPL)市場は、市場の拡大、技術力、大規模なパートナーエコシステムにより、変革的な成長を続けると予想されます。

東南アジアのBNPL分野は、BNPLプロバイダー、電子商取引(eCommerce)企業、マルチサービスプロバイダー、銀行などから構成され、競争が激しいです。先進的なテクノロジーは、市場の成長に不可欠です。

当レポートでは、東南アジアの後払い決済(BNPL)市場について調査分析し、戦略的必須要件、成長機会分析、国別市場分析、企業、成長機会を提供しています。

目次

戦略的必須要件

  • 成長がますます困難になるのはなぜか
  • The Strategic Imperative 8 (TM)
  • 東南アジアのBNPL市場に影響を与える上位3つの戦略的必須要件
  • 成長機会がGrowth Pipeline Engine (TM)を促進

成長機会分析

  • 分析の範囲
  • 市場の定義
  • 主な質問事項
  • 市場セグメンテーション
  • 主要な競合他社
  • BNPLバリューチェーン
  • 主要な成長指標
  • 市場成長の促進要因
  • 市場成長の抑制要因
  • 予測の前提条件
  • 取引価格とアクティブユーザーの予測
  • 取引価格の予測分析
  • 価格動向
  • 競合環境
  • 収益シェア
  • 収益シェア分析

成長機会分析:オンライン販売店

  • 主要な成長指標
  • 取引価格の予測
  • 取引価格の予測分析

成長機会分析:実店舗/店頭販売店

  • 主要な成長指標
  • 取引価格予測
  • 取引価値の予測分析

国別の市場分析

  • 市場分析-カンボジア
  • 市場分析-インドネシア
  • 市場分析-マレーシア
  • 市場分析-フィリピン
  • 市場分析-シンガポール
  • 市場分析-タイ
  • 市場分析-ベトナム

注目すべき企業

  • 注目すべき企業-BNPLプロバイダー
  • 注目すべき企業-デジタル商取引プロバイダー

成長機会ユニバース

  • 成長機会1-市場投入までの時間を短縮するクレジットアズアサービス(CAAS)
  • 成長機会2-ハイパーパーソナル化を可能にし、信用リスクを評価するための次世代型データ管理
  • 成長機会3-新しい収益機会を生み出すための国境を越えたBNPLサービスの提供

結論

次のステップ

目次
Product Code: PC75-65

Market Expansion, Technology Capability, and Large Partner Ecosystem to Continue Transformational Growth

The payments industry is now lucrative for start-ups to tap into new niche market segments and promote financial inclusion in groups with limited access to credit services from banks. The buy now, pay later (BNPL) solution has emerged as an alternative credit payment for consumers, enabling them to make purchases without paying the total amount upfront. The solution allows consumers to make monthly payment installments within three to six months with no interest charge. BNPL solutions are increasingly available online and in physical stores.

The Southeast Asian BNPL space is highly fragmented and competitive, comprising BNPL providers, electronic commerce (eCommerce) companies, multiservice providers, and banks. Strongly funded participants dominate the market, potentially pushing weaker participants out of business in the long run. Market consolidation is ongoing and expected to continue as bigger participants acquire smaller ones. Domestic participants will embrace consolidation for more capital and market share to compete with leading global BNPL providers, which are expected to penetrate the market in the region.

Next-generation technologies in lending and payments solutions, combined with big data, artificial intelligence, and machine learning, will help BNPL stakeholders deliver services more effectively and securely. These technologies enable providers to map customer profiles based on credit history, spending habits, and social media analytics for a complete assessment of customer creditworthiness and risk to improve the credit underwriting process. Advanced technologies are critical to generating market growth. Cloud-hosted and modular solutions to fit the needs of merchants and end-customers will see widespread adoption among BNPL providers. These providers are likely to expand their service portfolio with holistic solutions. Increasing collaborations between banks, leading regional payment providers, and local stakeholders, such as merchant aggregators and payment acquirers, will accelerate growth opportunities for BNPL.

BNPL start-ups with promising advanced technology strategies and investment support, such as Kredivo, Atome, and Akulaku, have established their bases and generated profit. These providers aggressively expand their footprint in emerging markets to broaden their customer base while enhancing BNPL capabilities. Other stakeholders in the BNPL market, such as established eCommerce (Shopee, Lazada, Traveloka) and ride-hailing companies (Grab, GoJek) have transformed their businesses to offer value-added services, including BNPL solutions, and create new revenue streams. Ecommerce and mobile commerce (mCommerce) critically drive BNPL adoption and will continue to do so in the long run.

The Frost & Sullivan study covers the BNPL market in key Southeast Asian countries: Indonesia, Cambodia, Malaysia, the Philippines, Singapore, Thailand, and Vietnam. The study bases the market overview on online and physical/in-store merchants, offering insights into key companies in the region and providing market forecast discussions and total transaction volume forecasts based on the market's growth drivers and restraints.

Table of Contents

Strategic Imperatives

  • Why Is It Increasingly Difficult to Grow?
  • The Strategic Imperative 8™
  • The Impact of the Top Three Strategic Imperatives on the Southeast Asian Buy Now Pay Later (BNPL) Market
  • Growth Opportunities Fuel the Growth Pipeline Engine™

Growth Opportunity Analysis

  • Scope of Analysis
  • Market Definitions
  • Key Questions Addressed
  • Market Segmentation
  • Key Competitors
  • BNPL Value Chain
  • Key Growth Metrics
  • Growth Drivers
  • Growth Restraints
  • Forecast Assumptions
  • Transaction Value and Active Users Forecast
  • Transaction Value Forecast Analysis
  • Pricing Trends
  • Competitive Environment
  • Revenue Share
  • Revenue Share Analysis

Growth Opportunity Analysis, Online Merchant

  • Key Growth Metrics
  • Transaction Value Forecast
  • Transaction Value Forecast Analysis

Growth Opportunity Analysis, Physical/In-Store Merchant

  • Key Growth Metrics
  • Transaction Value Forecast
  • Transaction Value Forecast Analysis

Market Analysis by Country

  • Market Analysis-Cambodia
  • Market Analysis-Indonesia
  • Market Analysis-Malaysia
  • Market Analysis-Philippines
  • Market Analysis-Singapore
  • Market Analysis-Thailand
  • Market Analysis-Vietnam

Companies to Watch

  • Companies to Watch-BNPL Providers
  • Companies to Watch-Digital Commerce Providers

Growth Opportunity Universe

  • Growth Opportunity 1-Credit-as-a-Service (CAAS) for Faster Time to Market
  • Growth Opportunity 1-Credit-as-a-Service (CAAS) for Faster Time to Market (continued)
  • Growth Opportunity 2-Next-Generation Data Management to Enable Hyperpersonalization and Assess Credit Risk
  • Growth Opportunity 2-Next-Generation Data Management to Enable Hyperpersonalization and Assess Credit Risk (continued)
  • Growth Opportunity 3-Cross-border Pay Later Service Offerings to Generate New Revenue Opportunities
  • Growth Opportunity 3-Cross-border Pay Later Service Offerings to Generate New Revenue Opportunities (continued)

The Last Word

  • Conclusion and Recommendations
  • Three Big Predictions

Next Steps

  • Your Next Steps
  • Why Frost, Why Now?
  • List of Exhibits
  • Legal Disclaimer