市場調査レポート

旅行保険・支援サービスの英国市場

Travel Insurance and Assistance in the UK

発行 Finaccord Ltd. 商品コード 333733
出版日 ページ情報 英文 39 Pages
納期: 即日から翌営業日
価格
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旅行保険・支援サービスの英国市場 Travel Insurance and Assistance in the UK
出版日: 2015年05月01日 ページ情報: 英文 39 Pages
概要

当レポートでは、英国における旅行保険および支援サービスの市場構造・動向について分析し、旅行市場の全体的動向や、旅行保険/支援サービス市場の全体的な市場規模動向 (2010〜2014年)、流通チャネル別の詳細動向、パートナー企業との提携形態や近年の傾向、主な旅行保険企業/パートナー企業の概況と市場シェア、今後 (2014〜2018年) の市場動向見通しなどについて調査・推計しております。

エグゼクティブ・サマリー

第1章 イントロダクション

  • 当レポートの概要
  • 当レポートの合理的根拠
  • 分析手法
  • 旅行保険および支援サービス:概要
  • 定義
  • PartnerBASEについて
  • Finaccordについて

第2章 市場分析

  • イントロダクション
  • 海外旅行市場の全体的状況
    • 観光旅行はビジネス旅行の3倍以上の速度で成長
    • 海外旅行の行き先は現在もほとんど変わらず
  • 旅行保険・支援サービス市場
    • 英国の旅行保険市場は2011年に底を打ち、回復傾向を示しているが、商品の1/3は年間ベースのものである
  • 旅行ガイド・交通機関・金融機関経由での流通体制
    • 調査対象組織の概要
    • 普及率
      • 普及率は以前の調査結果より低下している
    • 運用モデル
      • 旅行保険の専門仲介業者が市場で重要な役割を果たすが、それらは通常は他の保険企業の子会社である
  • パートナー企業の市場シェア
    • Allianz Global Assistance:直販ベースでは最大のパートナー網を形成
    • Campbell IrvineおよびRock Insurance Services:最も目に付く専門仲介業者
    • AXA:最大の市場規模 (金額ベース) を有する流通チャネル
    • Thomas Cookの子会社 (White Horse Insurance Ireland) が2番目の地位につく
    • AIGおよびAllianz Global Assistance:航空会社とのパートナー件数では双璧
    • 通常は、1つの業者が1件のパートナーと専属契約を結ぶが、多くのパートナーを有するものもある
    • 様々な銀行・保険ブランドが旅行保険業者と提携しているが、「プロバイダー」と名乗る機会は少ない
    • Avivaが最大の市場シェアを有し、Direct Line Group's UK Insuranceが続く
  • 決済カード・銀行口座とリンクした旅行保険・支援サービス
  • その他の流通経路
    • 自動車クラブ
    • 旅行保険専門業者による直接販売
    • オンライン・アグリゲーターおよびブローカー
    • その他のオンライン・ブランド
    • 小売業者
    • その他の流通業者
  • 代表的企業
    • 3大グループで市場の半分を占める
    • 郵便局 (the Post Office) を通じた市場シェア拡大の動き
    • MAPFRE Asistencia:2010年のInsureandGo買収後、市場シェアを大幅に拡大
    • 第7位〜12位の企業6社で、合計2.0〜4.5%のシェアを維持 (重複分を含む)
  • 将来予測
    • 海外旅行市場の全体的状況
      • 海外旅行の件数は今後更に増加する見通し (2014〜2018年)
    • 旅行保険・支援サービス市場
      • 受け取り保険料も同時に拡大する見通し

図表一覧

目次

Travel Insurance and Assistance in the UK is about the current status and likely future development of the market for stand-alone travel insurance policies in the UK. It includes the following unique features:

- data spanning 2010 to 2014 for the underlying travel market with segmentations by destination (between EU countries, non-EU European countries, North America and the rest of the world) and by type of journey (between holiday and business trips);

- data for the size of the market for stand-alone travel insurance and assistance in the UK between 2010 and 2014 in terms of premiums and policies, with a segmentation between single-trip and annual cover;

- analyses of the share of distribution relationships of travel insurance providers split between travel trade, transportation and financial organisations, based on a primary survey of over 500 actual and potential distributors of stand-alone travel policies including airlines, banks, ferry / railway operators, insurance brands and specialised lenders, plus both traditional and online travel trade entities;

- a review of other direct and affinity distribution channels used in the UK including automotive clubs, direct sales, online aggregators, other online brands and retailers, plus cover packaged with payment cards and bank accounts;

- estimates for the market share of travel insurance and assistance gross premiums for the top ten underwriters of this type of cover in the UK in 2014 with these data points expressed as a percentage range (e.g. 5.0% to 7.5%);

- forecasts to 2018 for both the underlying travel market and for the size of the market for stand-alone travel insurance and assistance in terms of premiums and policies, with the same segmentations as those specified above for the period from 2010 to 2014.

Table of Contents

0.0 EXECUTIVE SUMMARY

1.0 INTRODUCTION

  • What is this report about?
  • Rationale
    • This report builds upon Finaccord's previous ground-breaking studies about this topic
  • Methodology
    • Primary research
      • The survey includes over 500 travel trade, transportation and financial organisations.
      • including airlines, banks, insurance brands and both traditional and online travel trade entities
    • Market data
    • External sources
  • Travel insurance and assistance: how it all fits together
    • The term 'travel insurance' can refer to protection from a heterogeneous range of risks...
      • and assistance companies play a fundamental role in the European travel insurance industry
  • Definitions
    • Terms and abbreviations
    • Types of packaged travel insurance and assistance
    • Operating models
    • Weighted shares
    • Currencies, exchange rates and inflation
  • PartnerBASE
  • Finaccord

2.0 MARKET ANALYSIS

  • Introduction
  • Underlying foreign travel market
    • Holiday trips have been growing at more than three times the speed of business trips
    • The breakdown of foreign trips by destination has varied little in recent years
  • Market for travel insurance and assistance
    • Following a low point reached in 2011, the UK's travel insurance market has begun growing again...
    • ...with annual policies accounting for over a third of the total in force
  • Distribution through travel trade, transportation and financial organisations
    • Summary of organisations researched
    • Provision rates
      • Provision rates among travel trade entities have slipped back since Finaccord's previous research
    • Operating models
      • Specialised travel insurance intermediaries play an important role in the UK travel insurance market...
    • ... albeit they usually work with a single, external underwriter
  • Competitor share of partnerships
    • On an outright basis, Allianz Global Assistance holds the most partnerships with travel trade entities
    • Campbell Irvine and Rock Insurance Services are the most visible specialised intermediaries
    • Viewed in weighted terms, AXA is comfortably the leading provider in this distribution segment...
    • ... followed by Thomas Cook's White Horse Insurance Ireland subsidiary
    • Both AIG and Allianz Global Assistance hold a number of significant airline partnerships
    • Other competitors are limited to one deal each albeit some of these are significant ones
    • A diverse range of firms can be found working with banks and insurance brands in the UK...
    • ...most of which are named as providers only once or twice
    • Aviva holds the highest weighted share in this category, followed by Direct Line Group's UK Insurance
  • Travel insurance and assistance linked to payment cards and bank accounts.
    • Packaged accounts constitute an important distribution channel for comprehensive travel cover...
    • ... with almost all that are actively marketed incorporating it according to the latest research
  • Other distribution channels
    • Automotive clubs
      • The AA revamped its travel insurance proposition at the beginning of 2015
    • Direct distribution by specialist travel insurers
      • A number of specialists promote insurance directly to consumers
    • Online aggregators and brokers
    • Aggregator involvement in travel insurance is extensive in the UK...
    • ... with Google having entered the fray through Google Compare
    • Other online brands
      • Numerous other intermediaries are also engaged in direct online distribution
    • Retailers
      • Major retail brands often offer travel insurance although some weaker ones have exited the market
    • Other types of distributor
      • Distribution initiatives for travel insurance are visible across many alternative channels
  • Leading competitors
    • Three groups are likely to claim around a half of the total market
    • The position of one provider has received a large boost through its deal with the Post Office
    • Having acquired InsureandGo in 2010, MAPFRE Asistencia has built a significant position in the market
    • Six providers ranked from seventh to 12th are likely to hold market shares of between 2.0% and 4.5%
    • ... a position often, but not always, produced as a result of one or two key partnerships
  • Forecasts
    • Underlying foreign travel market
      • The number of foreign trips is likely to accelerate between 2014 and 2018...
    • Market for travel insurance and assistance
      • ...allowing for stronger growth in gross written premiums over the same period

LIST OF GRAPHICS / TABLES

0.0 EXECUTIVE SUMMARY

  • Key market data for travel insurance and assistance in the UK, 2010, 2014 and 2018

1.0 INTRODUCTION

  • Travel insurance and assistance: how it all fits together

2.0 MARKET ANALYSIS

  • Number of foreign trips undertaken by residents of the UK, segmented by purpose of trip, 2010 to 2014 12
  • Number of foreign trips undertaken by residents of the UK, segmented by purpose of trip, 2010 to 2014 (table)
  • Destinations of foreign trips undertaken by residents of the UK, 2010 to 2014
  • Destinations of foreign trips undertaken by residents of the UK, 2010 to 2014 (table)
  • Estimated gross written premiums and policy numbers for travel insurance and assistance in the UK, 2010 to 2014
  • Estimated gross written premiums and policy numbers for travel insurance and assistance in the UK, 2010 to 2014 (table)
  • Summary of travel trade, transportation and financial organisations researched in the UK, segmented by type, 2014
  • Provision rates for stand-alone travel insurance and assistance in the UK, segmented by type of travel trade, transportation and financial organisation, 2014
  • Operating models used for stand-alone travel insurance and assistance in the UK, segmented by type of travel trade, transportation and financial organisation, 2014
  • Operating models used for stand-alone travel insurance and assistance in the UK, segmented by type of travel trade, transportation and financial organisation, 2014 (table)
  • Partnerships with travel trade organisations offering travel insurance and assistance in the UK, 2014: weighted and unweighted competitor share
  • Partnerships with transportation organisations offering travel insurance and assistance in the UK, 2014: weighted and unweighted competitor share
  • Partnerships with financial organisations offering travel insurance and assistance in the UK, 2014: weighted and unweighted competitor share
  • Provision rates for travel insurance and assistance linked to payment cards and bank accounts in the UK segmented by product function and level, and by type of cover
  • Individual competitors' estimated market shares of gross written premiums and other revenues for stand-alone travel insurance and assistance in the UK, 2014
  • Individual competitors' estimated market shares of gross written premiums and other revenues for stand-alone travel insurance and assistance in the UK, 2014 (table)
  • (table)
  • Forecast number of foreign trips undertaken by residents of the UK, segmented by purpose of trip, 2018
  • Forecast number of foreign trips undertaken by residents of the UK, segmented by purpose of trip, 2018 (table)
  • Forecast gross written premiums and policy numbers for travel insurance and assistance in the UK, 2018
  • Forecast gross written premiums and policy numbers for travel insurance and assistance in the UK, 2018 (table)
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