市場調査レポート

インドにおける旅行保険・アシストサービス

Travel Insurance and Assistance in India

発行 Finaccord Ltd. 商品コード 294048
出版日 ページ情報 英文 32 Pages
納期: 即日から翌営業日
価格
本日の銀行送金レート: 1USD=106.12円で換算しております。
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インドにおける旅行保険・アシストサービス Travel Insurance and Assistance in India
出版日: 2013年10月13日 ページ情報: 英文 32 Pages
概要

当レポートでは、インドにおける旅行保険・アシストサービス市場を取り上げ、外国旅行市場、旅行保険・アシストサービス市場を調査分析し、旅行業者、交通機関および金融機関経由の販売、ペイメントカードおよび銀行口座に関連付けられた販売などの販売チャネルを概括するとともに、市場規模予測を提供するなど、概略下記の構成でお届けいたします。

エグゼクティブサマリー

第1章 イントロダクション

第2章 市場分析

  • イントロダクション
  • 背景にある外国旅行市場
    • 近年旅行回数は急増しているが1人当たりの旅行回数は依然として低い
    • 特に中東からの移民労働者の流れがインドでは重要な役割を果たす
  • 旅行保険・アシストサービス市場
    • 実際にはインドの旅行保険市場は健全な成長率で拡大
    • ただし、市場は単回旅行保険が依然として大きな部分を占める
  • 旅行業者、交通機関および金融機関経由の販売
    • 調査対象組織のサマリー
    • 引当率
    • 運用モデル
    • 競合企業のパートナーシップ配分
  • ペイメントカードおよび銀行口座に関連付けられた旅行保険・アシストサービス
    • クレジットカード製品の約3分の1は1種類以上の旅行保険を含む
    • その一方でインドでは旅行保険契約は銀行口座パッケージには含まれない
  • その他の販売チャネル
    • 自動車クラブ
    • 保険業者による直販
    • オンラインアグリゲーター・ブローカー
    • その他のオンラインブランド
    • 小売業者
    • その他の販売業者
  • 予測
    • 背景にある外国旅行市場
    • 旅行保険・アシストサービス市場

図表

目次

Finaccord's report titled ‘Travel Insurance and Assistance in India’ is about the current status and likely future development of the market for stand-alone travel insurance policies in India.

It includes the following unique features:

  • data spanning 2008 to 2012 for the underlying travel market with segmentations by type of journey (between holiday and business trips) and by destination country;
  • data for the size of the market for stand-alone travel insurance and assistance in India between 2008 and 2012 in terms of premiums and policies, with a segmentation between single-trip and annual cover;
  • analyses of the share of distribution relationships of travel insurance providers split between travel trade, transportation and financial organisations, based on a primary survey of close to 140 actual and potential distributors of stand-alone travel policies;
  • a review of other direct and affinity distribution channels used in India, including cover packaged with payment cards and bank accounts as well as automotive clubs, direct sales, online aggregators and brokers, other online brands and retailers;
  • forecasts to 2016 for both the underlying travel market and for the size of the market for stand-alone travel insurance and assistance in terms of premiums and policies, with the same segmentations as those specified above for the period from 2008 to 2012.

The report is accompanied by an Excel PartnerBASE™ dataset that details the travel insurance partnerships of each of the travel trade, transportation and financial organisations covered, plus a convenient market data annexe, also in Excel format. This annexe can be used as a convenient source of data already in Excel format which means that there is no need for users to re-enter data from the PDF report into their own Excel worksheets.

Table of Contents

0.0 EXECUTIVE SUMMARY

1.0 INTRODUCTION

  • What is this report about?
  • Rationale
    • This report updates and expands upon Finaccord's previous ground-breaking research
  • Methodology
    • Primary research
      • The survey includes close to 140 travel trade, transportation and financial organisations...
      • ...and draws on a separate analysis of travel benefits linked to banking products
    • Market data
    • External sources
  • Travel insurance and assistance: how it all fits together
    • The term 'travel insurance' can refer to protection from a heterogeneous range of risks...
    • ...and assistance companies play a fundamental role in the global travel insurance industry
  • Definitions
    • Terms and abbreviations
    • Types of packaged travel insurance and assistance
    • Operating models
    • Currencies, exchange rates and inflation
  • PartnerBASE and market data annexe
  • Finaccord

2.0 MARKET ANALYSIS

  • Introduction
  • Underlying foreign travel market
    • Foreign trips per capita remain low although they have increased rapidly in recent years
    • Migrant worker flows, especially to parts of the Middle East, play a key role in India
  • Market for travel insurance and assistance
    • In real terms, India's travel insurance market is growing at a healthy rate...
    • ...albeit the market remains heavily dominated by single-trip cover
  • Distribution through travel trade, transportation and financial organisations
    • Summary of organisations researched
    • Provision rates
      • Availability of travel policies is highest among travel agents and online travel specialists
      • ...and more than half of India's banks also offer stand-alone cover
    • Operating models
      • The vast majority of distributors partner with one or more external underwriters
    • Competitor share of partnerships
      • Leading providers of insurance via the travel trade include Bajaj Allianz and Tata AIG...
      • ...and many of National Insurance Company's activities in this area are due to TrawellTag
      • Seven other travel insurance underwriters lay claim to at least one significant travel trade partnership
      • Airline involvement in the distribution of travel insurance remains apparently limited
      • The leading provider of travel insurance to the travel sector works with nine banks...
      • ... placing it comfortably ahead of its nearest rival which claims four bank relationships
  • Travel insurance and assistance linked to payment cards and bank accounts
    • Around a third of credit card products include one or more types of travel cover...
    • ...whereas travel policies are not a feature of packaged bank accounts in India
  • Other distribution channels
    • Automotive clubs
    • Direct distribution by insurance underwriters
      • Many of the country's leading underwriters sell travel policies directly...
      • ...although the state-owned insurers generally lack online sales capability
    • Online aggregators and brokers
      • Several online insurance aggregators are also active in this field
    • Other online brands
      • Two international travel insurance brands are able to offer cover to Indian travellers
    • Retailers
      • Two retail brands act as distributors of travel insurance
    • Other types of distributor
  • Forecasts
    • Underlying foreign travel market
      • The number of foreign holiday trips is expected to grow at nearly 12% per annum up to 2016...
    • Market for travel insurance and assistance
      • ... which will help to propel strong nominal growth in travel insurance premiums

LIST OF GRAPHICS / TABLES

0.0 EXECUTIVE SUMMARY

  • Key market data for travel insurance and assistance in India, 2008, 2012 and 2016

1.0 INTRODUCTION

  • Travel insurance and assistance: how it all fits together

2.0 MARKET ANALYSIS

  • Number of foreign trips undertaken by residents of India, segmented by purpose of trip, 2008 to 2012
  • Number of foreign trips undertaken by residents of India, segmented by purpose of trip, 2008 to 2012 (table)
  • Destinations of foreign trips undertaken by residents of India, 2012
  • Estimated gross written premiums and policy numbers for travel insurance and assistance in India, 2008 to 2012
  • Estimated gross written premiums and policy numbers for travel insurance and assistance in India, 2008 to 2012 (table)
  • Summary of travel trade, transportation and financial organisations researched in India, segmented by type, 2013
  • Provision rates for stand-alone travel insurance and assistance in India, segmented by type of travel trade, transportation and financial organisation, 2013
  • Operating models used for stand-alone travel insurance and assistance in India, segmented by type of travel trade, transportation and financial organisation, 2013
  • Operating models used for stand-alone travel insurance and assistance in India, segmented by type of travel trade, transportation and financial organisation, 2013 (table)
  • Competitor share of partnerships for stand-alone travel insurance and assistance in India, 2013: travel trade organisations
  • Competitor share of partnerships for stand-alone travel insurance and assistance in India, 2013: transportation organisations
  • Competitor share of partnerships for stand-alone travel insurance and assistance in India, 2013: financial organisations
  • Provision rates for travel insurance and assistance linked to payment cards and bank accounts in India, segmented by product function and level, and by type of cover, 2013
  • Forecast number of foreign trips undertaken by residents of India, segmented by purpose of trip, 2016
  • Forecast number of foreign trips undertaken by residents of India, segmented by purpose of trip, 2016 (table)
  • Forecast gross written premiums and policy numbers for travel insurance and assistance in India, 2016
  • Forecast gross written premiums and policy numbers for travel insurance and assistance in India, 2016 (table)
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