市場調査レポート

インドにおける旅行保険・アシストサービス

Travel Insurance and Assistance in India

発行 Finaccord Ltd. 商品コード 294048
出版日 ページ情報 英文 35 Pages
納期: 即日から翌営業日
価格
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インドにおける旅行保険・アシストサービス Travel Insurance and Assistance in India
出版日: 2016年05月01日 ページ情報: 英文 35 Pages
概要

当レポートでは、インドにおける旅行保険・アシストサービス市場を取り上げ、外国旅行市場、旅行保険・アシストサービス市場を調査分析し、旅行業者、交通機関および金融機関経由の販売、ペイメントカードおよび銀行口座に関連付けられた販売などの販売チャネルを概括するとともに、市場規模予測を提供するなど、概略下記の構成でお届けいたします。

エグゼクティブサマリー

第1章 イントロダクション

第2章 市場分析

  • イントロダクション
  • 背景にある外国旅行市場
    • 近年旅行回数は急増しているが1人当たりの旅行回数は依然として低い
    • 特に中東からの移民労働者の流れがインドでは重要な役割を果たす
  • 旅行保険・アシストサービス市場
    • 実際にはインドの旅行保険市場は健全な成長率で拡大
    • ただし、市場は単回旅行保険が依然として大きな部分を占める
  • 旅行業者、交通機関および金融機関経由の販売
    • 調査対象組織のサマリー
    • 引当率
    • 運用モデル
    • 競合企業のパートナーシップ配分
  • ペイメントカードおよび銀行口座に関連付けられた旅行保険・アシストサービス
    • クレジットカード製品の約3分の1は1種類以上の旅行保険を含む
    • その一方でインドでは旅行保険契約は銀行口座パッケージには含まれない
  • その他の販売チャネル
    • 自動車クラブ
    • 保険業者による直販
    • オンラインアグリゲーター・ブローカー
    • その他のオンラインブランド
    • 小売業者
    • その他の販売業者
  • 予測
    • 背景にある外国旅行市場
    • 旅行保険・アシストサービス市場

図表

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目次

Finaccord's report titled Travel Insurance and Assistance in India is about the current status and likely future development of the market for stand-alone travel insurance policies in India. It includes the following unique features:

  • data spanning 2011 to 2015 for the underlying travel market with a segmentation by type of journey (between holiday and business trips) and with related commentary concerning the popularity of different overseas destinations;
  • data for the size of the market for stand-alone travel insurance and assistance in India between 2011 and 2015 in terms of premiums and policies, with a segmentation between single-trip and annual cover;
  • analyses of the share of distribution relationships of travel insurance providers split between travel trade, transportation and financial organisations, based on a primary survey of 180 actual and potential distributors of stand-alone travel policies including airlines, banks, insurance brands and specialised lenders, plus both traditional and online travel trade entities;
  • a review of other direct and affinity distribution channels used in India including automotive clubs, direct sales, online aggregators, other online brands and retailers, plus cover packaged with payment cards and bank accounts;
  • estimates for the market share of travel insurance and assistance gross premiums for the top ten underwriters of this type of cover in India in 2015 with these data points expressed as a percentage range (e.g. 5.0% to 7.5%);
  • forecasts to 2019 for both the underlying travel market and for the size of the market for stand-alone travel insurance and assistance in terms of premiums and policies, with the same segmentation as that specified above for the period from 2011 to 2015.

The report is accompanied by an Excel PartnerBASE™ dataset that details the travel insurance partnerships of each of the travel trade, transportation and financial organisations covered, plus a convenient market data annexe, also in Excel format. This annexe can be used as a convenient source of data already in Excel format which means that there is no need for users to re-enter data from the PDF report into their own Excel worksheets.

Table of Contents

0.0 EXECUTIVE SUMMARY

1.0 INTRODUCTION

  • What is this report about?
  • Rationale
    • This report builds upon Finaccord's previous ground-breaking studies about this topic
  • Methodology
    • Primary research
      • The survey includes 180 travel trade, transportation and financial organisations
      • including airlines, banks, insurance brands and both traditional and online travel trade entities
    • Market data
    • External sources
  • Travel insurance and assistance: how it all fits together
    • The term 'travel insurance' can refer to protection from a heterogeneous range of risks...
    • .and assistance companies play a fundamental role in the travel insurance industry
  • Definitions
    • Terms and abbreviations
    • Types of packaged travel insurance and assistance
    • Operating models
    • Weighted shares
    • Currencies, exchange rates and inflation
  • PartnerBASE
  • Finaccord

2.0 MARKET ANALYSIS

  • Introduction
  • Underlying foreign travel market
    • Foreign trips per capita remain extremely low but have risen steadily in recent years...
    • ... with holiday trips tending to outpace business trips
    • Migrant worker flows to the Gulf region account for a significant share of total trips abroad
  • Market for travel insurance and assistance
    • In real terms, premiums have been growing at 12.5% per year...
    • ... with the vast majority of policies sold being for single trips
  • Distribution through travel trade, transportation and financial organisations
    • Summary of organisations researched
    • Provision rates
      • Stand-alone travel cover is on offer from 70% of distributor organisations researched...
      • ... including a relatively high proportion of financial organisations
      • Indian Railways is likely to begin distributing travel insurance policies in the future
    • Operating models
      • Over a half of arrangements are with a single underwriting partner...
      • ... and use of multiple underwriters is also quite common
    • Competitor share of partnerships - travel trade entities
      • Tata AIG General Insurance holds the most partnerships among travel trade entities...
      • ...and four other companies also claim more than ten links in this category...
      • ... with a further eight active in total
      • ICICI Lombard General Insurance emerges as leader by weighted share of partnerships...
      • ... and benefits in particular from its ties with SOTC and Thomas Cook
      • United India Insurance gains substantially through partnerships administered by TrawellTag Cover-More
    • Competitor share of partnerships - transportation organisations
      • Only airlines are active as distributors of travel cover in the transportation category...
      • ... and the underwriting supply structure in this sector is comparatively concentrated
    • Competitor share of partnerships - financial organisations
      • Numerous banks act as distributors of stand-alone travel cover in India...
      • ... which is potentially advantageous for a number of underwriting partners
      • Weighted shares generally reflect the relative prominence of different insurance brands
  • Travel insurance and assistance linked to payment cards and bank accounts.
  • Other distribution channels
    • Automotive clubs
    • Direct distribution by specialist travel insurers
    • Online aggregators and brokers
      • A number of online aggregators offer comparisons for travel insurance policies
    • Retailers
    • Other types of distributor
      • Kiosks and visa services provide additional distribution channel options
  • Leading competitors
    • United India Insurance is likely to be the market leader in terms of premiums...
    • ... followed by ICICI Lombard General Insurance
  • Forecasts
    • Underlying foreign travel market
      • The number of journeys made abroad by residents of India is likely to continue expanding....
    • Market for travel insurance and assistance
      • ... as is the value of the country's travel insurance market

LIST OF GRAPHICS / TABLES

0.0 EXECUTIVE SUMMARY

  • Key market data for travel insurance and assistance in India, 2011, 2015 and 2019

1.0 INTRODUCTION

  • Travel insurance and assistance: how it all fits together

2.0 MARKET ANALYSIS

  • Number of foreign trips undertaken by residents of India, segmented by purpose of trip, 2011 to 2015
  • Number of foreign trips undertaken by residents of India, segmented by purpose of trip, 2011 to 2015 (table)
  • Destinations of foreign trips undertaken by residents of India, 2014
  • Estimated gross written premiums and policy numbers for travel insurance and assistance in India, 2011 to 2015
  • Estimated gross written premiums and policy numbers for travel insurance and assistance in India, 2011 to 2015 (table)
  • Summary of travel trade, transportation and financial organisations researched in India, segmented by type, 2016
  • Provision rates for stand-alone travel insurance and assistance in India, segmented by type of travel trade, transportation and financial organisation, 2016
  • Operating models used for stand-alone travel insurance and assistance in India, segmented by type of travel trade, transportation and financial organisation, 2016
  • Operating models used for stand-alone travel insurance and assistance in India, segmented by type of travel trade, transportation and financial organisation, 2016 (table)
  • Partnerships with travel trade organisations offering travel insurance and assistance in India, 2016: weighted and unweighted competitor share
  • Partnerships with transportation organisations offering travel insurance and assistance in India, 2016: weighted and unweighted competitor share
  • Partnerships with financial organisations offering travel insurance and assistance in India, 2016: weighted and unweighted competitor share
  • Provision rates for travel insurance and assistance linked to payment cards and bank accounts in India segmented by product function and level, and by type of cover
  • Individual competitors' estimated market shares of gross written premiums and other revenues for stand-alone travel insurance and assistance in India, 2016
  • Individual competitors' estimated market shares of gross written premiums and other revenues for stand-alone travel insurance and assistance in India, 2016 (table)
  • Number of foreign trips undertaken by residents of India, segmented by purpose of trip, 2019 (forecast)
  • Number of foreign trips undertaken by residents of India, segmented by purpose of trip, 2019 (forecast) (table)
  • Gross written premiums and policy numbers for travel insurance and assistance in India, 2019 (forecast)
  • Gross written premiums and policy numbers for travel insurance and assistance in India, 2019 (forecast) (table)
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