市場調査レポート

中国における旅行保険・アシストサービス

Travel Insurance and Assistance in China

発行 Finaccord Ltd. 商品コード 294047
出版日 ページ情報 英文 37 Pages
納期: 即日から翌営業日
価格
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中国における旅行保険・アシストサービス Travel Insurance and Assistance in China
出版日: 2016年03月01日 ページ情報: 英文 37 Pages
概要

当レポートでは、中国における旅行保険・アシストサービス市場を取り上げ、外国旅行市場、旅行保険・アシストサービス市場を調査分析し、旅行業者、交通機関および金融機関経由の販売、ペイメントカードおよび銀行口座に関連付けられた販売などの販売チャネルを概括するとともに、市場規模予測を提供するなど、概略下記の構成でお届けいたします。

エグゼクティブサマリー

第1章 イントロダクション

第2章 市場分析

  • イントロダクション
  • 背景にある外国旅行市場
  • レジャーを目的とした外国旅行の回数は2012年に向けて年17.5%で増加した
  • 旅行保険・アシストサービス市場
  • 旅行業者、交通機関および金融機関経由の販売
    • 調査対象組織のサマリー
    • 引当率
    • 運用モデル
    • 競合企業のパートナーシップ配分
  • ペイメントカードおよび銀行口座に関連付けられた旅行保険・アシストサービス
  • その他の販売チャネル
    • 自動車クラブ
    • 保険業者による直販
    • オンラインアグリゲーター・ブローカー
    • その他のオンラインブランド
    • 小売業者
    • その他の販売業者
  • 予測
    • 背景にある外国旅行市場
    • 旅行保険・アシストサービス市場

図表

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目次

Finaccord's report titled Travel Insurance and Assistance in China is about the current status and likely future development of the market for stand-alone travel insurance policies in China. It includes the following unique features:

  • data spanning 2011 to 2015 for the underlying travel market with a segmentation by type of journey (between holiday and business trips) and with related commentary concerning the popularity of different overseas destinations;
  • data for the size of the market for stand-alone travel insurance and assistance in China between 2011 and 2015 in terms of premiums and policies, with a segmentation between single-trip and annual cover;
  • analyses of the share of distribution relationships of travel insurance providers split between travel trade, transportation and financial organisations, based on a primary survey of over 230 actual and potential distributors of stand-alone travel policies including airlines, banks, insurance brands and specialised lenders, plus both traditional and online travel trade entities;
  • a review of other direct and affinity distribution channels used in China including automotive clubs, direct sales, online aggregators, other online brands and retailers, plus cover packaged with payment cards and bank accounts;
  • estimates for the market share of travel insurance and assistance gross premiums for the top ten underwriters of this type of cover in China in 2015 with these data points expressed as a percentage range (e.g. 5.0% to 7.5%);
  • forecasts to 2019 for both the underlying travel market and for the size of the market for stand-alone travel insurance and assistance in terms of premiums and policies, with the same segmentation as that specified above for the period from 2011 to 2015.

The report, which represents an update and expansion to a previous Finaccord study on the subject, is accompanied by an Excel PartnerBASE™ dataset that details the travel insurance partnerships identified, plus a convenient market data annexe, also in Excel format. This annexe can be used as a convenient source of data already in Excel format which means that there is no need for users to re-enter data from the PDF report into their own Excel worksheets.

Table of Contents

0.0 EXECUTIVE SUMMARY

1.0 INTRODUCTION

  • What is this report about?
  • Rationale
    • This report builds upon Finaccord's previous ground-breaking studies about this topic
  • Methodology
    • Primary research
      • The survey includes over 230 travel trade, transportation and financial organisations
    • Market data
    • External sources
  • Travel insurance and assistance: how it all fits together
    • The term 'travel insurance' can refer to protection from a heterogeneous range of risks
  • Definitions
    • Terms and abbreviations
    • Types of packaged travel insurance and assistance
    • Operating models
    • Weighted shares
    • Currencies, exchange rates and inflation
  • PartnerBASE
  • Finaccord

2.0 MARKET ANALYSIS

  • Introduction
  • Underlying foreign travel market
    • Leisure trips have been growing almost six times as quickly as business trips in recent years
    • Over one third of overnight trips are to either Hong Kong or Macao
  • Market for travel insurance and assistance
    • In real terms, travel insurance premiums have been rising almost as fast as trips abroad with annual policies outpacing single-trip policies.
    • Travel cover bought for domestic trips accounts for a significant share of premiums
  • Distribution through travel trade, transportation and financial organisations
    • Summary of organisations researched
    • Provision rates
      • Over a half of potential distributors in China actually do promote stand-alone travel cover
    • Operating models
      • Most distribution partnerships are arranged via a single external underwriter albeit there are also several notable examples of captive or joint venture providers
    • Competitor share of partnerships - travel trade entities
      • China Life, CPIC and Ping An Insurance hold the most travel trade partnerships followed (in descending order) by China Insurance, AIG, Allianz China, AXATP and PICC and then by a long tail of other providers causing the supply structure in this distribution channel to be relatively fragmented
      • CPIC claims the highest weighted share of partnerships in this field
    • Competitor share of partnerships - transportation organisations
      • The captive insurer of China Railway holds the most distribution partnerships in this sector
      • Air Union Insurance Brokers acts as travel insurance intermediary to a number of airlines causing it to feature prominently in the weighted analysis of partnerships
    • Competitor share of partnerships - financial organisations
      • Only three insurers have more than one distribution arrangement in the financial sector while many focus purely on selling on a direct basis as brands in their own right
      • China Life and Ping An Insurance are ranked first and second respectively in the weighted analysis
  • Travel insurance and assistance linked to payment cards and bank accounts
  • Other distribution channels
    • Automotive clubs
    • Direct distribution by specialist travel insurers
    • Online aggregators and brokers
      • At least eight insurance comparison sites in China promote travel cover...
    • Other online brands and several major Chinese brokers have tied partnerships for this product
    • Retailers
      • Numerous travel insurance providers distribute travel policies through Tmall.com and one significant supermarket is also active in this field
    • Other types of distributor
      • China Mobile allows subscribers to acquire and pay for a form of travel cover by phone
  • Leading competitors
    • Three leading competitors are likely to account for around a half of all premiums with two others potentially holding a market share of up to 10%
    • Several non-indigenous insurers and joint ventures also feature among the top ten underwriters
  • Forecasts
    • Underlying foreign travel market
      • Slower growth in the Chinese economy as a whole will also cause trip growth to diminish...
    • Market for travel insurance and assistance albeit the value of the travel insurance market will continue to rise at a comparatively rapid rate

LIST OF GRAPHICS / TABLES

0.0 EXECUTIVE SUMMARY

  • Key market data for travel insurance and assistance in China, 2011, 2015 and 2019

1.0 INTRODUCTION

  • Travel insurance and assistance: how it all fits together

2.0 MARKET ANALYSIS

  • Number of foreign trips undertaken by residents of China, segmented by purpose of trip, 2011 to 2015 .. 11
  • Number of foreign trips undertaken by residents of China, segmented by purpose of trip, 2011 to 2015 (table)
  • Destinations of foreign trips undertaken by residents of China, 2014
  • Estimated gross written premiums and policy numbers for travel insurance and assistance in China, 2011 to 2015
  • Estimated gross written premiums and policy numbers for travel insurance and assistance in China, 2011 to 2015 (table)
  • Summary of travel trade, transportation and financial organisations researched in China, segmented by type, 2015
  • Provision rates for stand-alone travel insurance and assistance in China, segmented by type of travel trade, transportation and financial organisation, 2015
  • Operating models used for stand-alone travel insurance and assistance in China, segmented by type of travel trade, transportation and financial organisation, 2015
  • Operating models used for stand-alone travel insurance and assistance in China, segmented by type of travel trade, transportation and financial organisation, 2015 (table)
  • Partnerships with travel trade organisations offering travel insurance and assistance in China, 2015: weighted and unweighted competitor share
  • Partnerships with transportation organisations offering travel insurance and assistance in China, 2015: weighted and unweighted competitor share
  • Partnerships with financial organisations offering travel insurance and assistance in China, 2015: weighted and unweighted competitor share
  • Provision rates for travel insurance and assistance linked to payment cards and bank accounts in China segmented by product function and level, and by type of cover
  • Individual competitors' estimated market shares of gross written premiums and other revenues for stand-alone travel insurance and assistance in China, 2015
  • Individual competitors' estimated market shares of gross written premiums and other revenues for stand-alone travel insurance and assistance in China, 2015 (table)
  • Number of foreign trips undertaken by residents of China, segmented by purpose of trip, 2019 (forecast)
  • Number of foreign trips undertaken by residents of China, segmented by purpose of trip, 2019 (forecast) (table)
  • Gross written premiums and policy numbers for travel insurance and assistance in China, 2019 (forecast)
  • Gross written premiums and policy numbers for travel insurance and assistance in China, 2019 (forecast) (table)
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