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市場調査レポート

米国の商業損害保険ブローカー

Commercial Non-Life Insurance Brokers in the USA

発行 Finaccord Ltd. 商品コード 278426
出版日 ページ情報 英文 22 pages
納期: 即日から翌営業日
価格
本日の銀行送金レート: 1GBP=147.86円で換算しております。
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米国の商業損害保険ブローカー Commercial Non-Life Insurance Brokers in the USA
出版日: 2016年07月01日 ページ情報: 英文 22 pages
概要

当レポートでは、米国の商業損害保険ブローカーについて分析し、米国の商業損害保険市場の2008年から2012年の規模、セグメンテーションおよび成長に関する独自のデータを提供すると共に、100以上のブローカー調査に基いたブローカーや独立保険代理店により仲介される定量的市場シェア、商業損害保険収入トップ80をランキングしつつお届け致します。

エグゼクティブサマリー

第1章 はじめに

  • この報告書では何を取り扱うか
  • 理論的根拠
  • 調査方法
  • 定義
  • BrokerBASE について
  • Finaccord について

第2章 市場分析

  • はじめに
  • 規制情報
  • 商業損害保険市場
  • 商業損害保険ブローカー
  • 将来展望

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目次

Commercial Non-Life Insurance Brokers in the USA, plus the BrokerBASE™ and market data file that accompany it, investigates the importance of brokers and independent agencies in the distribution of property and casualty (non-life) insurance for business, public sector and not-for-profit customers in the US. This study first provides unique data concerning the size, segmentation and growth of the US commercial property and casualty insurance market itself. It then quantifies the share of this market that is intermediated by brokers and independent agencies and, based on extensive primary research covering all significant broking entities, it ranks the leading 80 brokers and independent agencies in the US according to their approximate revenues derived from commercial property and casualty insurance, excluding income from other activities such as personal lines and employee benefits consulting.

This study provides unique data in the following areas:

  • the value of commercial property and casualty insurance markets from 2011 to 2015 with a segmentation between commercial liability, auto, property, MAT and other premiums and with a split for 2015 alone by size of insured entity (i.e. micro, small, medium, large and very large customers);
  • the distribution share of brokers and independent agencies in this market in both 2011 and 2015 and the revenues consequently generated by them in each year that represent the value of the market for commercial lines broking in the US;
  • the approximate segmentation of commercial lines broking revenues by size of insured entity (i.e. again with a split across micro, small, medium, large and very large customers);
  • the combined share of commercial lines broking revenues of the top three and top ten brokers in 2015 with this data broken out in the BrokerBASE™ for each of the top 80 brokers and independent agencies in the US;
  • also for the top 80 brokers and independent agencies, the approximate segmentation of their total broking revenues in 2015 (expressed as a percentage range) between commercial lines, personal lines, employee benefits plus life / health insurance, and wholesale insurance / reinsurance;
  • forecasts for 2019 for the value of commercial property and casualty insurance premiums, the distribution share of brokers and independent agencies within this market and the revenues predicted to be generated by brokers and independent agencies in that year from commercial lines.

Moreover, the study can be used in one or more of the following ways:

  • to quantify the size and structure of both the underlying commercial property and casualty insurance sector and the associated commercial lines broking market in the US;
  • to understand how the value of both of these is likely to segment by size of insured customer;
  • to understand the competitive landscape for commercial lines broking in the US as defined by market concentration, the presence of international brokers and the business mix of the top 80 competitors;
  • to identify the leading commercial lines brokers and independent agencies in the US, with coverage of competitors such as Aon, Arthur J. Gallagher, BB&T Insurance Services, Marsh & McLennan Companies and Willis Towers Watson.

Table of Contents

0.0 EXECUTIVE SUMMARY

1.0 INTRODUCTION

  • What is this report about?
    • The focus is uniquely on commercial non-life (P&C) insurance, excluding other types of business
    • and on brokerage, even where intermediaries can act as both agents and brokers
  • Rationale
    • In many countries, brokers constitute the most important distribution channel for commercial lines
  • Methodology
    • Research program
    • Market data analysis
  • Definitions
    • Premiums
    • Size of insured entity
    • Abbreviations
  • BrokerBASE
  • Finaccord

2.0 MARKET ANALYSIS

  • Introduction
  • Regulatory information
    • Despite the establishment of the FIO, insurance regulation remains the responsibility of individual states
    • In several states there is no formal distinction between brokers and independent agents
    • Around 37,500 independent insurance agencies compete in the US insurance market
    • The creation of NARAB has streamlined the licensing process across several states
  • Commercial non-life insurance market
    • In aggregate, commercial lines premiums in the US have been growing at a consistent rate...
    • ... with those in the commercial liability category having risen most rapidly
    • Premiums segment quite evenly across four categories of client as defined by size
  • Commercial non-life insurance brokers
    • Overview of brokers' presence in the distribution of commercial non-life insurance
      • The distribution share of brokers in commercial lines is likely to have fallen slightly between 2011 and 2015
      • Most commercial lines broking revenues are derived from larger customers
    • Competitor trends
      • Acquisitions have caused a degree of consolidation although the market remains quite fragmented...
      • ... as evidenced by the fact that only one broker holds a market share of more than 10%
      • Acrisure, AssuredPartners and Arthur J. Gallagher have made the most acquisitions in recent months
      • Integro Insurance Brokers, another prominent consolidator, was itself acquired in 2015
      • For only eight brokers in the top 80 is commercial lines insurance not their principal source of income...
    • International broker networks
      • All 20 international broker networks include US-based members
    • Future outlook
      • The value of the US commercial lines broking market is likely to exceed USD 30 billion by 2019

LIST OF GRAPHICS / TABLES

0.0 EXECUTIVE SUMMARY

  • Key market data for commercial non-life insurance brokers in the US, 2011, 2015 and 2019 (forecast)

1.0 INTRODUCTION

2.0 MARKET ANALYSIS

  • Segmentation of commercial non-life insurance gross written premiums in the US by line of business, 2015
  • Growth in commercial non-life insurance gross written premiums in the US segmented by line of business, 2011 to 2015
  • Segmentation of commercial non-life insurance gross written premiums in the US by line of business, 2011 to 2015 (table)
  • Segmentation of commercial non-life insurance gross written premiums in the US between micro, small, medium, large and very large entities, 2015
  • Segmentation of commercial non-life insurance gross written premiums in the US between micro, small, medium, large and very large entities, 2015 (table)
  • Brokers' distribution share of the commercial non-life insurance market and revenues earned from it in the US, 2011 and 2015
  • Brokers' distribution share of the commercial non-life insurance market and revenues earned from it in the US, 2011 and 2015 (table)
  • Segmentation of commercial non-life insurance broking revenues in the US between micro, small, medium, large and very large entities, 2015
  • Segmentation of commercial non-life insurance broking revenues in the US between micro, small, medium, large and very large entities, 2015 (table)
  • Share of the top three and the top ten brokers in commercial non-life insurance broking in the US, 2011 and 2015
  • Market shares of commercial non-life insurance broking revenues of the top ten brokers in the US, 2015
  • Segmentation of all insurance broking revenues between commercial lines, personal lines, employee benefits / life / health insurance and wholesale / reinsurance, for the top 80 commercial non-life insurance brokers in the US, 2015
  • Segmentation of all insurance broking revenues between commercial lines, personal lines, employee benefits / life / health insurance and wholesale / reinsurance, for the top 80 commercial non-life insurance brokers in the US, 2015 (continued)
  • Segmentation of all insurance broking revenues between commercial lines, personal lines, employee benefits / life / health insurance and wholesale / reinsurance, for the top 80 commercial non-life insurance brokers in the US, 2015 (continued)
  • Partners of international broker networks in the US, 2016
  • Brokers' distribution share of the commercial non-life insurance market and revenues earned from it in the US, 2019 (forecast)
  • Brokers' distribution share of the commercial non-life insurance market and revenues earned from it in the US, 2019 (forecast) (table)
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