市場調査レポート

南アフリカの専門職業人賠償責任保険

Professional Indemnity Insurance in South Africa

発行 Finaccord Ltd. 商品コード 254024
出版日 ページ情報 英文 32 pages
納期: 即日から翌営業日
価格
こちらの商品の販売は終了いたしました。
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南アフリカの専門職業人賠償責任保険 Professional Indemnity Insurance in South Africa
出版日: 2016年05月01日 ページ情報: 英文 32 pages

当商品の販売は、2016年09月27日を持ちまして終了しました。

概要

当レポートでは、南アフリカの専門職業人賠償責任保険市場の現状と見通しについて調査分析し、専門職業人賠償責任保険の職業区分、職業区分別の加入対象企業数、職業区分別の収入保険料の推移と予測、専門職業人賠償責任保険のアフィニティスキームなどをまとめ、概略以下の構成でお届けいたします。

エグゼクティブサマリー

第1章 イントロダクション

  • 本レポートの概要
  • 分析目的
  • 分析手法
  • 定義
  • PartnerBASE™・マーケットデータアネックスについて
  • Finaccordについて

第2章 市場分析

  • イントロダクション
  • 保険対象企業数
    • 金融・保険仲介機関が最大のカテゴリー
    • IT・ビジネスコンサルティング:保険対象企業数でもっとも成長しているカテゴリー
  • 市場規模
    • 専門職業人賠償責任保険市場:保険料および他の収益で1億米ドル以上の規模
    • 医師の請求コストが近年高騰
    • この結果、保険料の引き上げられ、産科・神経外科学・脊椎手術の分野が悪化
    • Stalker Hutchison Admiralが民間病院の保険市場を独占
    • エンジニアは契約要件から専門職業人賠償責任保険にしばしば加入
    • 技術コンサルタント:ここ数年ソフト市場で保険料率料において恩恵を受けている
    • 電気技師はわずか一部のみ加入の必要があるとみなしている
    • 弁護士賠償責任保険の第1次保険(プライマリーレイヤー):単一の保険料が財源
    • リーガルサービス企業の少数のみトップアッププランの購入を選んでいる
    • 専門職業人賠償責任保険は金融仲介業者の義務に
    • いくつかの医療関連専門職での加入率が非常に高い
    • クライアントはますますITコンサルタントに専門職業人賠償責任保険加入の証明を要求
    • 会計の専門職業人のほとんどは適切に加入している
    • 不動産業者:保険対象企業の数が多い
    • 翻訳業者・通訳業者は職業上のリスクを補償する必要性をほとんど認識していない
    • 出版・広告業での専門職業人賠償リスク補償市場はあまり発展していない
    • カイロプラクターのほとんどは専門職業人賠償責任保険に加入している
    • 専門職業人賠償責任保険の保険料の引き上げ速度は他の賠償責任保険と比較してゆっくりとしている
  • アフィニティスキーム
    • 4分の1以上の専門職団体は専門職業人賠償責任保険のためのアフィニティ提携をしている
    • 提携は12ブローカーに広がる:AonおよびPI Financial Risk Servicesが首位
    • CFP Brokersは主に医療関連サービス区分の団体と連携
    • Santam:承認済提携数のもっとも多い保険引受業者
    • Etanaの提携は主に医療関連サービスに集中
    • Hollard:不動産鑑定士の主要団体と提携
    • 多くの専門職団体が専門職業人賠償責任保険加入をメンバーシップの条件としている
  • 他の主要保険業者と流通経路
    • いくつかの市場区分では、専門職業人はブローカーから直接加入している
  • 市場予測
    • 専門職業人賠償責任保険は2015年まで力強い成長を記録する見通し
    • 医師の市場が今後も拡大する見通し
    • リーガルサービスおよびIT・ビジネスコンサルティングも保険料の力強い成長を見せる見通し

図表

目次

Professional Indemnity Insurance in South Africa is a report about the South African market for and distribution of policies covering professional liability. For 2007, 2011 and with a forecast for 2015, the study breaks down the market for professional indemnity insurance on a standardised basis by professional group with 12 categories considered as follows:

  • accountancy and finance
  • alternative medicine
  • architecture and engineering
  • broadcasting and publishing
  • estate agency and property
  • financial and insurance intermediation
  • healthcare-related services
  • IT and business consulting
  • legal services
  • marketing
  • medicine and dentistry
  • other professional sectors

Furthermore, on the basis of a survey of 110 professional associations, it identifies affinity schemes for professional indemnity insurance in South Africa set up between professional bodies and brokers or underwriters of this type of cover, highlights other key underwriters and brokers of professional indemnity insurance and other distribution channels used to sell this form of insurance, and discusses key issues associated with the market. As such, the report is the most comprehensive analysis of professional indemnity insurance in South Africa ever produced.

You may be able to use these reports plus the accompanying PartnerBASE™ datasets and market data annexes in one or more of the following ways:

  • to compare the size, growth rates and future prospects of professional liability insurance markets in South Africa across 12 distinct categories, utilising the market data annexe as a convenient source of data already in Excel format;
  • to evaluate the potential for your organisation to target professional indemnity propositions at specific professions;
  • to understand the competitive environment for broking and underwriting in South Africa by professional category;
  • to gain access to a single comprehensive source of information providing broker and / or underwriter details for affinity schemes set up by professional associations for this form of insurance;
  • to appreciate which professional categories in South Africa offer the best long-term potential, which are already saturated with competitors, and what product or distribution innovations are occurring.

Table of Contents

0.0 EXECUTIVE SUMMARY

1.0 INTRODUCTION

  • What is this report about?
    • Finaccord's study breaks down the market into 12 professional categories
  • Rationale
    • This is the first ever report published on this subject...
    • ... with affinity schemes researched in detail through the associated PartnerBASE dataset
  • Methodology
    • Association survey
    • Market data
    • External sources
  • Definitions
    • Professional indemnity insurance
    • Professional categories
    • Operating models
    • Other notes
  • PartnerBASE™ and market data annexe
  • Finaccord

2.0 MARKET ANALYSIS

  • Introduction
  • Number of insurable enterprises
    • Financial and insurance intermediation is the largest of the professional categories analysed...
    • ...while IT and business consulting has been the fastest-growing by number of insurable enterprises
  • Market size
    • Professional indemnity insurance is worth over USD 100 million in premiums and other revenue
    • Claims costs for medical practitioners have risen sharply in recent years...
    • ...as the fields of obstetrics, neurosurgery and spinal surgery are hit worst by the resulting premium hikes
    • Stalker Hutchison Admiral dominates the insurance market for private hospitals
    • Engineers often hold professional indemnity cover as a result of contractual requirements
    • Engineering consultants have benefited from a soft market in premium rates for several years...
    • ...while only a minority of electrical engineers regard it as necessary to take out any cover
    • The primary layer of cover for attorneys is funded through a single premium...
    • ...while a minority of legal services firms also opts to purchase top-up cover
    • Professional indemnity insurance has become mandatory for financial intermediaries...
    • ...while penetration rates are also very high among several healthcare-related professions
    • Clients increasingly insist on IT consultants providing proof of professional indemnity cover...
    • ...while most accounting professionals are adequately insured
    • The segment of estate agency and property has a high number of insurable enterprises...
    • ...while translators and interpreters see little reason to insure their professional risks
    • The market for insuring professional indemnity risks in publishing and advertising is not well-developed...
    • ...while the majority of chiropractors carry professional indemnity insurance
    • Professional indemnity insurance premiums are growing more slowly than those for total general liability
  • Affinity schemes
    • More than a quarter of professional bodies have an affinity partnership for professional indemnity cover...
    • ...rising to over 90% for associations representing enterprises active in healthcare-related services
    • Partnerships are spread across 12 brokers, headed by Aon and PI Financial Risk Services...
    • ...while CFP Brokers primarily works with associations in the segment of healthcare-related services
    • Santam is the underwriter with the highest number of verified partnerships...
    • ...while Etana's partnerships are primarily concentrated in the field of healthcare-related services..
    • ...and Hollard collaborates with a major association for property valuers
    • A number of professional associations make professional indemnity cover compulsory for membership
  • Other key insurance providers and distribution channels
    • In some segments, professionals take out insurance from brokers directly
  • Market forecast
    • Professional indemnity insurance is expected to register strong growth in the years leading up to 2015...
    • ...with the market for medical practitioners expected to continue its expansion...
    • ...and with legal services as well as IT and business consulting also registering strong premium growth

LIST OF GRAPHICS / TABLES

0.0 EXECUTIVE SUMMARY

  • Number of insurable enterprises and value of professional indemnity insurance in South Africa, segmented by professional sector, 2011

1.0 INTRODUCTION

2.0 MARKET ANALYSIS

  • Insurable enterprises in South Africa, segmented by professional sector, 2011
  • Compound annual growth or decline in number of insurable enterprises in South Africa, segmented by professional sector, 2007 to 2011
  • Number of insurable enterprises in South Africa, segmented by professional sector, 2007 and 2011 (data)
  • Approximate gross written premiums for professional indemnity insurance in South Africa, segmented by professional sector, 2007 and 2011
  • Approximate gross written premiums for professional indemnity insurance in South Africa, segmented by professional sector, 2007 and 2011 (data)
  • Approximate gross written premiums for total general liability insurance and gross written premiums for professional indemnity insurance as a percentage of these in South Africa, 2007 and 2011
  • Affinity schemes for professional indemnity insurance in South Africa: provision rate and operating models, 2011
  • Affinity schemes for professional indemnity insurance in South Africa: broker share of partnerships, 2011
  • Affinity schemes for professional indemnity insurance in South Africa: underwriter share of partnerships, 2011
  • Forecast for gross written premiums for professional indemnity insurance in South Africa, segmented by professional sector, 2011 and 2015
  • Forecast for gross written premiums for professional indemnity insurance in South Africa, segmented by professional sector, 2011 and 2015 (data)
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