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台湾における消費者向け自動車金融サービス市場

Consumer Automotive Financial Services in Taiwan

発行 Finaccord Ltd. 商品コード 238928
出版日 ページ情報 英文 55 Pages
納期: 即日から翌営業日
価格
本日の銀行送金レート: 1GBP=147.80円で換算しております。
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台湾における消費者向け自動車金融サービス市場 Consumer Automotive Financial Services in Taiwan
出版日: 2014年04月01日 ページ情報: 英文 55 Pages
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このシリーズは、他にも調査対象国がございます。詳細はお問合せください。
概要

当レポートは台湾の新車および中古乗用車販売に結び付いた消費者向け自動車用金融サービス市場を調査したもので、融資およびリースサービス市場の分析に加えて、債権者保険、自動車保険、ロードサービス保険、さらに延長保証やギャップ保険市場についても詳細な分析を行うことにより、台湾における消費者向け自動車用金融サービス市場の現在および将来のビジネス機会の明確なガイドとなっており、概略下記の構成でお届けいたします。

エグゼクティブサマリー

第1章 イントロダクション

第2章 市場分析

  • イントロダクション
  • 乗用車データ
    • 新車販売は2009-2013年間に中古車販売をあっさり上回る
    • トヨタは新車販売の30%を占め、自動車メーカーグループのトップに立つ
  • 消費者向け自動車ローン・リース市場
    • 市場規模・成長
    • 店頭での契約数は2009-2013年間に2倍以上となり、金額ベースでも類似の成長が明らか
    • ローン・リース商品の種類
    • 台湾における店頭での金融商品の95%以上がひとつの種類の金融商品に起因
  • 消費者向け自動車保険、保証、およびロードサービス市場
    • 市場規模
    • 自動車取引は合計で、約200億台湾ドル(TWD)の契約額を販売する見込み
  • 自動車ディーラー・メーカーブランドの調査:概要
    • イントロダクション
    • 消費者向け自動車ローンサービスの提供
    • ディーラースキームの数と特徴
    • ディーラーは主に3-4社の自動車保険プロバイダーと協力
    • ディーラーが販売する自動車保険契約の種類、ほか
  • 自動車ディーラー・メーカーブランドの調査:提携
    • イントロダクション
    • ローン・リース
    • 調査対象ディーラーの半数以上が、ある程度は結びつきの無いパートナーを利用
    • ほとんどのメーカーブランドがローン・リースサービスの提供を手配、ほか
  • 自動車保険
  • 延長保証
  • ロードサービス
  • プリペイドサービス契約

図表

このページに掲載されている内容は最新版と異なる場合があります。詳細はお問い合わせください。

目次
Product Code: report_cafs_tw

Consumer Automotive Financial Services in Taiwan investigates the market for automotive financial services linked to sales of new and used passenger cars to individual buyers in Taiwan. In addition to analysing the market for finance and leasing services, the study also covers motor insurance, road assistance, extended warranties and prepaid service contracts plus creditor and GAP insurance.

Using survey results for average take-up rates for finance and leasing propositions at the point of sale, data for the size and growth of the automotive finance and leasing market for consumers in Taiwan is provided in terms of gross advances and assets leased for 2009 to 2013 with splits between finance for new and used cars and between finance organised through dealerships at the point of sale and directly with banks or other lending institutions.

Moreover, also by means of data for average take-up rates, the markets for motor insurance, road assistance, extended warranties and prepaid service contracts are sized in terms of gross written premiums and other revenues sold through the automotive trade (i.e. via dealers and manufacturers) in 2013. These markets, estimated to be worth almost TWD 19.3 billion in total in 2013, are broken down between new and used cars, and between new contracts sold during 2013 and in-force business sold in previous years but still being renewed in 2013.

The report draws on a survey of 60 leading car dealerships as well as an analysis of the approach to consumer automotive financial services of 25 car manufacturer brands in Taiwan. The PartnerBASE™ dataset that accompanies the report details each of the marketing initiatives for consumer automotive financial services traced by Finaccord for both dealers and manufacturers; a market data annexe is also available in a convenient spreadsheet format so that there is no need to re-enter key data points from the report.

In addition to captive finance companies owned by manufacturer brands, organisations covered by the report include 24TMS, CTBC Bank, DBS, MAPFRE Asistencia, South China Insurance, Taishin Bank, Taiwan Acceptance Corporation, Tokio Marine Newa Insurance, Union Insurance and Yuanta Bank. Together, the report and database will provide you with the definitive guide to current and future opportunities in consumer automotive financial services in Taiwan.

Table of Contents

Executive Summary

Introduction

Market Analysis

List of Graphics / Tables

0.0 EXECUTIVE SUMMARY

1.0 INTRODUCTION

  • What is this report about?
  • The focus of the report is on financial services related to the sale of passenger cars to individuals
  • Rationale
  • The provision of financial services is essential to support both car sales and profitability
  • This report offers a detailed updated analysis of the subject in Taiwan based on primary research
  • Methodology
  • Survey of dealers and manufacturers
  • Market data
  • Computation of market data is based on a complex set of assumptions and variables in order to provide market segmentations in unrivalled detail
  • External sources
  • Definitions
  • Finance and leasing products
  • Insurance, warranty and assistance products
  • Operating models
  • Tied and non-tied providers
  • Abbreviations
  • Exchange rate
  • PartnerBASE and market data annexe
  • Finaccord

2.0 MARKET ANALYSIS

  • Introduction
  • Passenger vehicle data
  • Sales of new cars easily outpaced used car sales between 2009 and 2013
  • Toyota is the leading manufacturer group accounting for 30% of new cars sold in 2013
  • Consumer automotive finance and leasing market
  • Market size and growth
  • The volume of contracts organised at the point of sale more than doubled between 2009 and 2013 with similar growth apparent when this market is measured in value terms
  • Types of finance and leasing product
  • More than 95% of point-of-sale finance in Taiwan is due to one type of finance product
  • Consumer automotive insurance, warranty and assistance markets
  • Market sizes
  • In total, the automotive trade is likely to have sold contracts worth nearly TWD 20 billion in 2013
  • Survey of automotive dealers and manufacturer brands - overview
  • Introduction
  • Provision of consumer automotive financial services
  • Automotive dealers distribute five of the seven automotive financial services investigated with the provision rate for extended warranties having increased substantially
  • Number and nature of dealer schemes
  • Dealers typically work with three or four providers of motor insurance
  • Types of motor insurance policy sold by dealers
  • Various types of policy can be purchased from dealers selling motor insurance
  • Sources of road assistance distributed by dealers
  • Generally, road assistance is provided automatically to buyers of new cars in Taiwan
  • Consumer uptake of automotive financial services through dealers
  • Point-of-sale take-up rates are very high for motor insurance among both new and used car buyers
  • Survey of automotive dealers and manufacturer brands - partnerships
  • Introduction
  • Finance and leasing
  • More than a half of the dealers researched utilise non-tied partners to one extent or another...
  • ... with Taishin Bank favoured most in this respect
  • Most manufacturer brands have an arrangement for the provision of finance and leasing services
  • Ho Ruen is owned jointly by Hotai and Toyota Financial Services
  • The implied combined market share of the leading three providers falls just short of 50%
  • Motor insurance
  • Cathay Century Insurance and South China Insurance are the most frequently used non-tied providers in a market visibly populated by ten non-tied underwriters
  • Competition among motor insurers for manufacturer brand partnerships is fierce as evidenced by the fact that most brands co-operate with multiple partners
  • Extended warranties
  • A significant proportion of Taiwanese dealers are now offering extended warranties even though not that many manufacturer brands have launched their own schemes
  • Apart from dealers' own schemes, one (international) external provider is active in this field
  • Road assistance
  • Road assistance is available through the vast majority of dealers in one form or another with 24TMS clearly the dominant provider in this sphere
  • Prepaid service contracts
  • Prepaid service contracts are on offer from around a fifth of dealers in Taiwan...

LIST OF GRAPHICS / TABLES

0.0 EXECUTIVE SUMMARY

  • Key market data for consumer automotive financial services in Taiwan, 2013

1.0 INTRODUCTION

2.0 MARKET ANALYSIS

  • Passenger car parc and new / used passenger car sales in Taiwan, 2009 to 2013
  • Passenger car parc and new / used passenger car sales in Taiwan, 2009 to 2013 (table)
  • New car registrations in Taiwan, segmented by manufacturer group, 2013
  • New and used passenger car finance market in Taiwan, segmented by distribution channel: volumes, 2009 to 2013
  • New and used passenger car finance market in Taiwan, segmented by distribution channel: values, 2009 to 2013
  • New and used passenger car finance market in Taiwan, segmented by distribution channel: values and volumes, 2009 to 2013 (table)
  • % split between the different types of finance and leasing contract organised at the point of sale in Taiwan, 2014
  • Total revenues from consumer automotive insurance, warranty, assistance and service contract markets in Taiwan, 2013
  • Total revenues from consumer automotive insurance, warranty assistance and service contracts in Taiwan, 2013 (table)
  • Comparison of the provision of each type of automotive financial service by dealers and manufacturer brands in Taiwan, 2014
  • Average number of tied and non-tied schemes organised by dealers for each type of automotive financial service in Taiwan, 2014
  • Average number of tied and non-tied schemes organised by dealers for each type of automotive financial service in Taiwan, 2014 (table)
  • % split between the different types of motor insurance policy sold at the point of sale in Taiwan, 2014
  • % availability of road assistance through factory warranties, annual services, extended warranties, motor insurance, prepaid service contracts and as a stand-alone product in Taiwan, 2014
  • % of new and used car purchasers acquiring each type of automotive financial service at the point of sale in Taiwan, 2014
  • Provision of finance and leasing by dealers in Taiwan, 2014: provision rate, product sources and provider share of non-tied partnerships
  • Provision of finance and leasing by manufacturer brands in Taiwan, 2014: provision rate, operating models and weighted provider share of partnerships
  • Implied market shares of new business for finance and leasing in Taiwan, 2014
  • Provision of motor insurance by dealers in Taiwan, 2014: provision rate, product sources and provider share of non-tied partnerships
  • Provision of motor insurance by manufacturer brands in Taiwan, 2014: provision rate, operating models and weighted provider share of partnerships
  • Provision of extended warranties by dealers in Taiwan, 2014: provision rate and product sources
  • Provision of extended warranties by manufacturer brands in Taiwan, 2014: provision rate, operating models and weighted provider share of partnerships
  • Implied market shares of new business for extended warranties in Taiwan, 2014
  • Provision of road assistance by dealers in Taiwan, 2014: provision rate, product sources and provider share of non-tied partnerships
  • Provision of road assistance by manufacturer brands in Taiwan, 2014: provision rate, operating models and weighted provider share of partnerships
  • Provision of prepaid service contracts by dealers in Taiwan, 2014: provision rate and product sources
  • Provision of prepaid service contracts by manufacturer brands in Taiwan, 2014: provision rate, operating models and weighted provider share of partnerships
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