表紙:消費者金融市場:フランス
市場調査レポート
商品コード
972723

消費者金融市場:フランス

Consumer Lending in France

出版日: | 発行: Euromonitor International | ページ情報: 英文 17 Pages | 納期: 即納可能 即納可能とは

価格
価格表記: USDを日本円(税抜)に換算
本日の銀行送金レート: 1USD=110.49円
消費者金融市場:フランス
出版日: 2020年11月19日
発行: Euromonitor International
ページ情報: 英文 17 Pages
納期: 即納可能 即納可能とは
  • 全表示
  • 概要
  • 目次
概要

フランスにおけるCOVID-19の出現およびその後の2020年3月に始まるロックダウンは、ウイルスの蔓延を食い止めようとして政府によって導入され、失業率の上昇と可処分所得の減少により消費者心理を弱めました。

当レポートは、フランスの消費者金融市場について調査し、市場の主要企業(発行者とオペレーター)、流通しているカード数、トランザクション数、およびトランザクション額の調査、市場予測、および注目すべき動向の戦略的分析などを提供しています。

製品の適用範囲:消費者クレジット、住宅ローン/住宅

データカバレッジ:市場規模(実績および予測)、企業シェア、ブランドシェア、および流通データ

目次

目次・図表リスト

エグゼクティブサマリー

COVID-19が消費者金融に与える影響

COVID-19が国へ与える影響

財政支援措置にも関わらず、弱い消費者心理は、最大の消費者クレジットカテゴリーであるカード貸付の早期回復を制限する可能性

失業率の上昇とローン返済能力の低下を受け、金融機関は融資基準を厳格化

パンデミック期間中、住宅ローン/住宅取引は優勢

消費者金融の次は?

市場データ

免責事項

世界のマクロ経済環境

世界の産業環境

調査ソース

重要データ

2020年の影響

COVID-19とその後のロックダウンは消費者心理を弱め、総貸付の需要を減らし、財政的にストレスのある消費者は短期貸付に頼らざるを得ない

ロックダウン中に自動車生産が停滞し、消費者が支出を優先するため、自動貸付のパフォーマンスが最も低い

金融機関は、金融不安の背景において、2020年に申請を評価する際に、より厳しい融資基準を導入

回復と機会

過剰債務と継続的な厳格な貸付基準に関する消費者の注意は、総貸付の早期予測を弱める

予測期間の初期に支出に消極的だと、景気回復が遅れる可能性

フランスでは教育融資は未開発

カテゴリデータ

目次
Product Code: FCFRcl

The emergence of COVID-19 in France and the subsequent lockdown beginning in March 2020 introduced by the government in an attempt to halt the spread of the virus weakened consumer sentiment due to rising unemployment and decreasing disposable incomes. During a crisis, the French are known for saving rather than spending wherever possible, and this was most notable in the declines for both outstanding balance and gross lending in 2020, mainly driven by the significantly weaker performance of con...

Euromonitor International's Consumer Lending in France report establishes the size and structure of the market for ATMs cards, smart cards, credit cards, debit cards, charge cards, pre-paid cards and store cards. It looks at key players in the market (issuers and operators), number of cards in circulation, numbers transactions and value of transactions. It offers strategic analysis of sector forecasts and trends to watch.

Product coverage: Consumer Credit, Mortgages/Housing.

Data coverage: market sizes (historic and forecasts), company shares, brand shares and distribution data.

Why buy this report?

  • Get a detailed picture of the Consumer Lending market;
  • Pinpoint growth sectors and identify factors driving change;
  • Understand the competitive environment, the market's major players and leading brands;
  • Use five-year forecasts to assess how the market is predicted to develop.

TABLE OF CONTENTS

List OF CONTENTS AND TABLES

EXECUTIVE SUMMARY

COVID-19 impact on consumer lending

COVID-19 country impact

Weak consumer sentiment despite financial assistance measures likely to limit early recovery of largest consumer credit category, card lending

Financial institutions tighten lending criteria in wake of rising unemployment and reduced capacity to repay loans

Dominant mortgages/housing fares better during pandemic

What next for consumer lending?

MARKET DATA

  • Table 1 Consumer Lending: Outstanding Balance by Category: Value 2015-2020
  • Table 2 Consumer Lending: Outstanding Balance by Category: % Value Growth 2015-2020
  • Table 3 Consumer Lending: Gross Lending by Category: Value 2015-2020
  • Table 4 Consumer Lending: Gross Lending by Category: % Value Growth 2015-2020
  • Table 5 Consumer Lending: Non-performing vs Other Loans Outstanding Balance: % Value 2015-2020
  • Table 6 Mortgages/Housing: Non-performing vs Other Loans Outstanding Balance: % Value 2015-2020
  • Table 7 Consumer Credit: Non-performing vs Other Loans Outstanding Balance: % Value 2015-2020
  • Table 8 Card Lending: Non-performing vs Other Loans Outstanding Balance: % Value 2015-2020
  • Table 9 Forecast Consumer Lending: Outstanding Balance by Category: Value 2020-2025
  • Table 10 Forecast Consumer Lending: Outstanding Balance by Category: % Value Growth 2020-2025
  • Table 11 Forecast Consumer Lending: Gross Lending by Category: Value 2020-2025
  • Table 12 Forecast Consumer Lending: Gross Lending by Category: % Value Growth 2020-2025

DISCLAIMER

GLOBAL MACROECONOMIC ENVIRONMENT

GLOBAL INDUSTRY ENVIRONMENT

SOURCES

    • Summary 1 Research Sources

KEY DATA FINDINGS

2020 IMPACT

COVID-19 and subsequent lockdown weakens consumer sentiment and reduces demand for gross lending, while financially-stressed consumers are forced to rely on short-term loans

Weakest performance for auto lending as car production falters during lockdown and consumers prioritise spending

Financial institutions introduce more stringent lending criteria when assessing applications in 2020 in the context of financial instability

RECOVERY AND OPPORTUNITIES

Consumer caution regarding over-indebtedness and ongoing stringent lending criteria dampens early forecast for gross lending

Reluctance to spend in early years of forecast period may slow economic recovery

Education lending remains underdeveloped in France

CATEGORY DATA

  • Table 13 Consumer Credit: Outstanding Balance by Category: Value 2015-2020
  • Table 14 Consumer Credit: Outstanding Balance by Category: % Value Growth 2015-2020
  • Table 15 Consumer Credit: Gross Lending by Category: Value 2015-2020
  • Table 16 Consumer Credit: Gross Lending by Category: % Value Growth 2015-2020
  • Table 17 Forecast Consumer Credit: Outstanding Balance by Category: Value 2020-2025
  • Table 18 Forecast Consumer Credit: Outstanding Balance by Category: % Value Growth 2020-2025
  • Table 19 Forecast Consumer Credit: Gross Lending by Category: Value 2020-2025
  • Table 20 Forecast Consumer Credit: Gross Lending by Category: % Value Growth 2020-2025