Product Code: FCRUcl
Following three years of double-digit current value growth, gross lending saw a decline in 2019. This was informed by decreases in education lending and "other" personal lending in consumer credit, and mortgages/housing. Education lending is hampered by the delay in support from the government after the main lender Sberbank stopped issuing such loans. Meanwhile, "other" personal lending is affected by the new law limiting the maximum amount of debt on consumer loans and lower interest rates.
Euromonitor International's 'Consumer Lending in Russia report' establishes the size and structure of the market for ATMs cards, smart cards, credit cards, debit cards, charge cards, pre-paid cards and store cards. It looks at key players in the market (issuers and operators), number of cards in circulation, numbers transactions and value of transactions. It offers strategic analysis of sector forecasts and trends to watch.
Product coverage: Consumer Credit, Mortgages/Housing.
Data coverage: market sizes (historic and forecasts), company shares, brand shares and distribution data.
Why buy this report?
- Get a detailed picture of the Consumer Lending market;
- Pinpoint growth sectors and identify factors driving change;
- Understand the competitive environment, the market's major players and leading brands;
- Use five-year forecasts to assess how the market is predicted to develop.
Table of Contents
Executive Summary
- Dip in Gross Lending in 2019 Due To Uncertainty in Some Key Categories
- Government Introduces Tighter Regulation on New Credit To Minimise Risk
- Limits on Consumer Loan Debt Hit Microcredit and Payday Lenders
- Mortgage Bubble Bursts in 2019 As Property Prices and Interest Rates Rise
- Improving Economy and Government Support Pave the Way To Growth
Market Data
- Table 1 Consumer Lending: Outstanding Balance by Category: Value 2014-2019
- Table 2 Consumer Lending: Outstanding Balance by Category: % Value Growth 2014-2019
- Table 3 Consumer Lending: Gross Lending by Category: Value 2014-2019
- Table 4 Consumer Lending: Gross Lending by Category: % Value Growth 2014-2019
- Table 5 Consumer Lending: Non-performing vs Other Loans Outstanding Balance: % Value 2014-2019
- Table 6 Mortgages/Housing: Non-performing vs Other Loans Outstanding Balance: % Value 2014-2019
- Table 7 Consumer Credit: Non-performing vs Other Loans Outstanding Balance: % Value 2014-2019
- Table 8 Card Lending: Non-performing vs Other Loans Outstanding Balance: % Value 2014-2019
- Table 9 Forecast Consumer Lending: Outstanding Balance by Category: Value 2019-2024
- Table 10 Forecast Consumer Lending: Outstanding Balance by Category: % Value Growth 2019-2024
- Table 11 Forecast Consumer Lending: Gross Lending by Category: Value 2019-2024
- Table 12 Forecast Consumer Lending: Gross Lending by Category: % Value Growth 2019-2024
Sources
- Summary 1 Research Sources
Headlines
Prospects
- Tighter Rules on Credit Take in Debt Load and Interest Rate Limits
- Government Support Pushes Auto Lending
- Low Interest Rates and Strong Competition Stimulate Durables Lending
Competitive Landscape
- Sberbank Offers Goods on Credit Via Online Marketplace
- Quality and Convenience Are Watchwords for Lenders
- Durables Lenders Look To Online Solutions and Retail Infrastructure
Category Data
- Table 13 Consumer Credit: Outstanding Balance by Category: Value 2014-2019
- Table 14 Consumer Credit: Outstanding Balance by Category: % Value Growth 2014-2019
- Table 15 Consumer Credit: Gross Lending by Category: Value 2014-2019
- Table 16 Consumer Credit: Gross Lending by Category: % Value Growth 2014-2019
- Table 17 Forecast Consumer Credit: Outstanding Balance by Category: Value 2019-2024
- Table 18 Forecast Consumer Credit: Outstanding Balance by Category: % Value Growth 2019-2024
- Table 19 Forecast Consumer Credit: Gross Lending by Category: Value 2019-2024
- Table 20 Forecast Consumer Credit: Gross Lending by Category: % Value Growth 2019-2024
