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表紙:利用ベース保険の世界市場 (2020年~2027年)
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利用ベース保険の世界市場 (2020年~2027年)

Global Usage-Based Insurance Market - 2020-2027

出版日: 受注後作成 | 発行: DataM Intelligence | ページ情報: 英文 180 Pages | 納期: 約2営業日

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利用ベース保険の世界市場 (2020年~2027年)
出版日: 受注後作成
発行: DataM Intelligence
ページ情報: 英文 180 Pages
納期: 約2営業日
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  • 全表示
  • 概要
  • 目次
概要

利用ベース保険 (UBI) は、特定の運転パラメーター (速度、加速度、平均走行時間と走行距離、夜間運転など) や行動に基づいて保険料を算出する仕組みとなっており、保険料の割引や不正防止、迅速な請求対応といったメリットがあります。また、ドライバーに安全運転の効果を実感させ、運転習慣を継続的に改善させるという利点もあります。交通事故の増加や自動車登録台数の増大といった要因にも支えられて、市場規模は拡大傾向が続く見通しです。ただし、初期費用の高さやデータのセキュリティ・プライバシーといった問題も存在します。地域別に見ると、北米諸国が世界市場の大半を占める一方、中国などのアジア太平洋諸国でも急速な市場成長が見込まれています。

当レポートでは、世界の利用ベースの自動車保険の市場について分析し、市場規模の動向見通しや、種類別・車種別・技術別・用途別・地域別の詳細動向、主な市場促進・抑制要因、主要企業のプロファイルなどについて調査しております。

目次

第1章 世界の利用ベース保険市場:分析手法・範囲

第2章 世界の利用ベース保険市場:市場の定義と概要

第3章 世界の利用ベース保険市場:エグゼクティブサマリー

第4章 世界の利用ベース保険市場:市場力学

  • 市場への影響要因
    • 促進要因
    • 抑制要因
    • 市場機会
    • 影響力の分析

第5章 世界の利用ベース保険市場:産業分析

  • ポーターのファイブフォース分析
  • 規制分析
  • サプライチェーン分析
  • 価格分析
  • 貿易分析

第6章 世界の利用ベース保険市場:種類別

  • イントロダクション
    • 市場規模の分析と対前年成長率 (YoY):種類別
    • 市場求心力指数:種類別
  • PAYD (Pay-as-You-Drive:実走行距離連動型)
    • イントロダクション
    • 市場規模 (金額ベース、2018~2027年)・対前年成長率 (YoY) (2018~2027年)
  • PHYD (Pay-How-You-Drive:運転行動連動型)
  • MHYD (Manage-How-You-Drive:運転行動管理型)
  • 距離ベース保険
  • その他

第7章 世界の利用ベース保険市場:車種別

  • イントロダクション
    • 市場規模の分析と対前年成長率 (YoY):車種別
    • 市場求心力指数:車種別
  • 乗用車
  • 商用車

第8章 世界の利用ベース保険市場:技術別

  • イントロダクション
    • 市場規模の分析と対前年成長率 (YoY):技術別
    • 市場求心力指数:技術別
  • OBD I-II (車載故障診断装置)
  • スマートフォン
  • ブラックボックス
  • ハイブリッド
  • その他

第9章 世界の利用ベース保険市場:用途別

  • イントロダクション
    • 市場規模の分析と対前年成長率 (YoY):用途別
    • 市場求心力指数:用途別
  • IoTベースのフリート管理
  • 半自動運転車と自動運転車
  • 輸送機械向け人工知能 (AI) とヒューマンマシンインターフェース (HMI)
  • その他

第10章 世界の利用ベース保険市場:地域別

  • イントロダクション
    • 市場規模の分析と対前年成長率 (YoY):地域別
    • 市場求心力指数:地域別
  • 北米
    • イントロダクション
    • 域内市場の固有の動向
    • 市場規模の分析と対前年成長率 (YoY):種類別
    • 市場規模の分析と対前年成長率 (YoY):車種別
    • 市場規模の分析と対前年成長率 (YoY):技術別
    • 市場規模の分析と対前年成長率 (YoY):用途別
    • 市場規模の分析と対前年成長率 (YoY):国別
  • 欧州
  • 南米
  • アジア太平洋
  • 中東・アフリカ

第11章 世界の利用ベース保険市場:競合情勢

  • 競争シナリオ
  • 市場ポジショニング/シェア分析
  • 企業合併・買収 (M&A) の分析

第12章 世界の利用ベース保険市場:企業プロファイル

  • Cambridge Mobile Telematics
    • 企業概要
    • 製品のポートフォリオ/概略
    • 近年の動向
    • 財務分析:概要
  • Allianz SE
  • AXA
  • Aviva
  • Allstate Corporation
  • Insure The Box Limited
  • Liberty Mutual Insurance
  • Progressive Corporation
  • UNIPOLSAI ASSICURAZIONI S.P.A
  • Nationwide Mutual Insurance Company

第13章 DataM Intelligenceについて

目次

Market Overview

Usage-based insurance (UBI) determines our premiums based on how we drive. UBI offers prime discounts to customers based on specific driving parameters (speed, acceleration, average time & distance driven, night driving and others) and behaviors. If we drive safely or infrequently, we will get discounts or cheaper premiums. In addition, UBI uses telematics to track real-world driving behavior, allowing the creation of risk profiles of customers based on real-world driving behavior. Moreover, the UBI offers various significant advantages such as decreased fraud as a result of having higher and better data to use in assessing claims, lower losses through better driving habits, as drivers are motivated to practice and improve their driving habits continually, deeper customer relationships, with opportunities to have more regular and positive interactions with customers (e.g., communications after an accident, updates on driving performance and premiums, even feedback after individual journeys if applicable), instead of just issuing bills and processing claims.

The global usage-based insurance market is estimated to reach USD XX billion by 2027 from the recorded market size of worth USD XX billion in 2019, growing at a CAGR of XX% during the forecast period.

Market Dynamics

The increasing accident is expected to boost the market growth of usage-based insurance during the forecast period. According to WHO, every year, approximately 1.35 million people die due to a road traffic crash. In addition, around 20-50 million people suffer from non-fatal injuries, with many incurring a disability resulting from their injury. In some countries, road traffic crashes cost most countries 3% of their gross domestic product. Moreover, UBI uses an OBD dongle that is becoming the most popular product category and is equipped with 27 million vehicles in 2020, representing a $475 million annual market for manufacturers, which is expected to increase the market growth during the forecast period.

Furthermore, the growing passenger car registration is expected to increase the market size during the forecast period. According to industry analysis, around 5934450 car registration has been done in January 2021. Moreover, growing demand in the number of connected cars bringing new UBI opportunities as

However, tracking mileage and behavior information in UBI programs has increased privacy concerns, and some states have enacted legislation requiring disclosure of tracking devices and practices. In addition, some insurers restrict the data they collect. Although not for everyone, permission for information sharing is growing as more mainstream technology devices (such as tablets, smartphones, and GPS devices) and social media networks (such as Twitter and Facebook) enter the market.

Segment Analysis

By type, the market is segmented into pay-as-you-drive (PAYD), pay-how-you-drive (PHYD), manage-how-you-drive (MHYD), distance-based insurance and others. By vehicle type, the market is segmented into passenger vehicles and commercial vehicles. By technology, the market is segmented into OBD I-II, smartphones, black box, hybrid, and others. By application, the market is segmented into IoT-based fleet management, semi-autonomous & autonomous car, artificial Intelligence & HMI in transportation, and others.

Pay-as-you-drive charges premiums based on the usage of the car. It is a plan that takes into account the km is driven by a car for a fixed time period and charges a premium based on it. In addition, the premium for this type of motor insurance is directly proportional to the usage of the car. Moreover, the PAYD offers various significant advantages such as lower car insurance premiums, customized cover as per preference, installation of free telematics device, floater coverage for multiple cars, third party coverage at all times and save big on car insurance premiums. In addition, the company also offers significant benefits such as customization, flexibility, low premium and telematics device.

Furthermore, it is a model of automotive insurance where policies depend upon the type of vehicle used, behavior, measured against time, distance, additional data, and location. Moreover, the company offers various significant advantages such as provides useful information, resulting in fair premiums, and make motor insurance cheaper. In addition, it has certain disadvantages such as can be expensive initially and not suitable for new drivers.

Geographical Analysis

North America holds the largest market share of the usage-based insurance for the car due to the increase in the use of connected cars in this region. The U.S dominates the market in this region, and it is expected by 2035, more than 330 million units in the United States will be connected to the internet, either in multiple ways or by embedded, tethered, or via smartphone integration. In addition, roughly 97%, the U.S. is anticipated to have the highest penetration rate of connected vehicles in 2035 and is expected to grow during the forecast period.

APAC is expected to be the fastest-growing market during the forecast period due to the shifting of the largest automotive manufacturing company and the increase in the accident. China is the largest automobile market worldwide, both in terms of demand and supply. In addition, China automobile registrations fell to 21 million units in 2019 and are expected to grow during the forecast period. Moreover, Europe and other regions are expected to contribute the significant market growth during the forecast period due to government regulation.

Competitive Landscape

The usage-based insurance market is a moderated fragmented with the presence of regional and global players. The competitive contour lies with the increase in the regional company and growing investment in upstream application. Cambridge Mobile Telematics, Allianz SE, AXA, Aviva, Allstate Corporation, Insure The Box Limited, Liberty Mutual Insurance, Progressive corporation, UNIPOLSAI ASSICURAZIONI S.P.A, Nationwide Mutual Insurance Company are the major player in the adhesive market. The major players adopted several growth strategies such as product launches, acquisitions, and collaborations, contributing to growing the usage-based insurance market globally.

Cambridge Mobile Telematics

The company offers various significant features in the product such as mobile sensing, and IoT devices give the most accurate data, measure phone distraction & other risky behavior, fast driver feedback that allows real behavioral change, detect crashes quickly & reconstruct details for claims, and data privacy that respects drivers.

Furthermore, the company runs on hundreds of different phones, using sensors to detect driving behavior for the easy use of an app paired with the company stick-on tag to give an extra layer of ground truth, providing the most accurate telematics data available. Moreover, the company uses high-frequency sensors to identify phone distractions, classify drivers or passengers, recognize speeding and hard braking, all without complicated installation. In addition, crash detection allows emergency services to respond to the exact location within 60 seconds; crash reconstruction provides claims adjusters with a detailed, data-driven account of a crash within 10 minutes.

Table of Contents

1. Global Usage-Based Insurance Market Methodology and Scope

  • 1.1. Research Methodology
  • 1.2. Research Objective and Scope of the Report

2. Global Usage-Based Insurance Market- Market Definition and Overview

3. Global Usage-Based Insurance Market- Executive Summary

  • 3.1. Market Snippet by Type
  • 3.2. Market Snippet by Vehicle Type
  • 3.3. Market Snippet by Technology
  • 3.4. Market Snippet by Application
  • 3.5. Market Snippet by Region

4. Global Usage-Based Insurance Market-Market Dynamics

  • 4.1. Market Impacting Factors
    • 4.1.1. Drivers
    • 4.1.2. Restraints
    • 4.1.3. Opportunity
    • 4.1.4. Impact Analysis

5. Global Usage-Based Insurance Market- Industry Analysis

  • 5.1. Porter's Five Forces Analysis
  • 5.2. Regulatory Analysis
  • 5.3. Supply Chain Analysis
  • 5.4. Pricing Analysis
  • 5.5. Trade Analysis

6. Global Usage-Based Insurance Market- By Type

  • 6.1. Introduction
    • 6.1.1. Market Size Analysis, and Y-o-Y Growth Analysis (%), By Type
    • 6.1.2. Market Attractiveness Index, By Type
  • 6.2. Pay-as-You-Drive (PAYD)*
    • 6.2.1. Introduction
    • 6.2.2. Market Size Analysis, USD Mn, 2018-2027 and Y-o-Y Growth Analysis (%), 2018-2027
  • 6.3. Pay-How-You-Drive (PHYD)
  • 6.4. Manage-How-You-Drive (MHYD)
  • 6.5. Distance-Based Insurance
  • 6.6. Others

7. Global Usage-Based Insurance Market- By Vehicle Type

  • 7.1. Introduction
    • 7.1.1. Market Size Analysis, and Y-o-Y Growth Analysis (%), By Vehicle Type
    • 7.1.2. Market Attractiveness Index, By Vehicle Type
  • 7.2. Passenger Vehicles*
    • 7.2.1. Introduction
    • 7.2.2. Market Size Analysis, USD Mn, 2018-2027 and Y-o-Y Growth Analysis (%), 2018-2027
  • 7.3. Commercial Vehicles

8. Global Usage-Based Insurance Market- By Technology

  • 8.1. Introduction
    • 8.1.1. Market Size Analysis, and Y-o-Y Growth Analysis (%), By Technology
    • 8.1.2. Market Attractiveness Index, By Technology
  • 8.2. OBD I-II*
    • 8.2.1. Introduction
    • 8.2.2. Market Size Analysis, USD Mn, 2018-2027 and Y-o-Y Growth Analysis (%), 2018-2027
  • 8.3. Smartphones
  • 8.4. Black Box
  • 8.5. Hybrid
  • 8.6. Others

9. Global Usage-Based Insurance Market- By Application

  • 9.1. Introduction
    • 9.1.1. Market Size Analysis, and Y-o-Y Growth Analysis (%), By Application.
    • 9.1.2. Market Attractiveness Index, By Application
  • 9.2. IoT Based Fleet Management*
    • 9.2.1. Introduction
    • 9.2.2. Market Size Analysis, USD Mn, 2018-2027 and Y-o-Y Growth Analysis (%), 2018-2027
  • 9.3. Semi-Autonomous & Autonomous Car
  • 9.4. Artificial Intelligence and HMI in Transportation
  • 9.5. Others

10. Global Usage-Based Insurance Market- By Region

  • 10.1. Introduction
    • 10.1.1. Market Size Analysis, and Y-o-Y Growth Analysis (%), By Region
    • 10.1.2. Market Attractiveness Index, By Region
  • 10.2. North America
    • 10.2.1. Introduction
    • 10.2.2. Key Region-Specific Dynamics
    • 10.2.3. Market Size Analysis, and Y-o-Y Growth Analysis (%), By Type
    • 10.2.4. Market Size Analysis, and Y-o-Y Growth Analysis (%), By Vehicle Type
    • 10.2.5. Market Size Analysis, and Y-o-Y Growth Analysis (%), By Technology
    • 10.2.6. Market Size Analysis, and Y-o-Y Growth Analysis (%), By Application
    • 10.2.7. Market Size Analysis, and Y-o-Y Growth Analysis (%), By Country
      • 10.2.7.1. United States
      • 10.2.7.2. Canada
      • 10.2.7.3. Mexico
  • 10.3. Europe
    • 10.3.1. Introduction
    • 10.3.2. Key Region-Specific Dynamics
    • 10.3.3. Market Size Analysis, and Y-o-Y Growth Analysis (%), By Type
    • 10.3.4. Market Size Analysis, and Y-o-Y Growth Analysis (%), By Vehicle Type
    • 10.3.5. Market Size Analysis, and Y-o-Y Growth Analysis (%), By Technology
    • 10.3.6. Market Size Analysis, and Y-o-Y Growth Analysis (%), By Application
    • 10.3.7. Market Size Analysis, and Y-o-Y Growth Analysis (%), By Country
      • 10.3.7.1. Germany
      • 10.3.7.2. United Kingdom
      • 10.3.7.3. France
      • 10.3.7.4. Italy
      • 10.3.7.5. Spain
      • 10.3.7.6. Rest of Europe
  • 10.4. South America
    • 10.4.1. Introduction
    • 10.4.2. Key Region-Specific Dynamics
    • 10.4.3. Market Size Analysis, and Y-o-Y Growth Analysis (%), By Type
    • 10.4.4. Market Size Analysis, and Y-o-Y Growth Analysis (%), By Vehicle Type
    • 10.4.5. Market Size Analysis, and Y-o-Y Growth Analysis (%), By Technology
    • 10.4.6. Market Size Analysis, and Y-o-Y Growth Analysis (%), By Application
    • 10.4.7. Market Size Analysis, and Y-o-Y Growth Analysis (%), By Country
      • 10.4.7.1. Brazil
      • 10.4.7.2. Argentina
      • 10.4.7.3. Rest of South America
  • 10.5. Asia Pacific
    • 10.5.1. Introduction
    • 10.5.2. Key Region-Specific Dynamics
    • 10.5.3. Market Size Analysis, and Y-o-Y Growth Analysis (%), By Type
    • 10.5.4. Market Size Analysis, and Y-o-Y Growth Analysis (%), By Vehicle Type
    • 10.5.5. Market Size Analysis, and Y-o-Y Growth Analysis (%), By Technology
    • 10.5.6. Market Size Analysis, and Y-o-Y Growth Analysis (%), By Application
    • 10.5.7. Market Size Analysis, and Y-o-Y Growth Analysis (%), By Country
      • 10.5.7.1. China
      • 10.5.7.2. India
      • 10.5.7.3. Japan
      • 10.5.7.4. Australia
      • 10.5.7.5. Rest of Asia Pacific
  • 10.6. Middle East and Africa
    • 10.6.1. Introduction
    • 10.6.2. Key Region-Specific Dynamics
    • 10.6.3. Market Size Analysis, and Y-o-Y Growth Analysis (%), By Type
    • 10.6.4. Market Size Analysis, and Y-o-Y Growth Analysis (%), By Vehicle Type
    • 10.6.5. Market Size Analysis, and Y-o-Y Growth Analysis (%), By Technology
    • 10.6.6. Market Size Analysis, and Y-o-Y Growth Analysis (%), By Application

11. Global Usage-Based Insurance Market Competitive Landscape

  • 11.1. Competitive Scenario
  • 11.2. Market Positioning/Share Analysis
  • 11.3. Mergers and Acquisitions Analysis

12. Global Usage-Based Insurance Market Company Profiles

  • 12.1. Cambridge Mobile Telematics*
    • 12.1.1. Company Overview
    • 12.1.2. Product Portfolio and Description
    • 12.1.3. Key Highlights
    • 12.1.4. Financial Overview
  • 12.2. Allianz SE
  • 12.3. AXA
  • 12.4. Aviva
  • 12.5. Allstate Corporation
  • 12.6. Insure The Box Limited
  • 12.7. Liberty Mutual Insurance
  • 12.8. Progressive Corporation
  • 12.9. UNIPOLSAI ASSICURAZIONI S.P.A
  • 12.10. Nationwide Mutual Insurance Company

13. Global Usage-Based Insurance Market- DataM

  • 13.1. Appendix
  • 13.2. About Us and Services
  • 13.3. Contact Us
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