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市場調査レポート
商品コード
951211
世界のオープンバンキング市場規模調査:金融サービス別、流通チャネル別、および地域別予測(2020年~2027年)Global Open Banking Market Size study, by Financial Services, by Distribution Channel and Regional Forecasts 2020-2027 |
世界のオープンバンキング市場規模調査:金融サービス別、流通チャネル別、および地域別予測(2020年~2027年) |
出版日: 2020年07月10日
発行: Bizwit Research & Consulting LLP
ページ情報: 英文
納期: 2~3営業日
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世界のオープンバンキング市場は2019年に約90億4,500万米ドルとなりました。同市場は2020年から2027年の予測期間にわたって24%を超える健全な成長率で成長すると予想されています。オープンバンキングは、顧客の銀行口座に関連付けられたデジタルデータの転送を可能にする金融テクノロジーの一部と見なされる金融サービス用語です。データは通常、銀行と第三者組織との間で交換されます。さらに、口座には、主に第三者プロバイダーがアプリケーションやサービスを開発するために使用する財務情報があり、口座所有者(つまり顧客)に提供されることになります。また、この財務データの分析により、金融サービスに関連する顧客体験の向上を目的とした、より個別化された高度なアプリケーションを作成できます。市場で提供されるオープンバンキング金融サービスの中には、銀行および資本市場、支払い、デジタル通貨などがあります。したがって、これらの要因は、世界のオープンバンキング市場の成長を加速する見込みです。さらに、先進国と途上国においてモバイルバンキングサービスの利用が増えていること、顧客エンゲージメントへの関心が高まっていること、そして銀行の顧客ニーズへの対応は、予測期間中の市場の成長を左右する要因となっています。インド準備銀行(RBI)によると、モバイルバンキングサービスは、登録顧客数こそ2017年3月の1億6,300万人から2018年3月には2億5,100万人へと54%増となりましたが、件数と金額ではそれぞれ92%と13%の増加となりました。同様に、米連邦準備銀行によると、米国におけるデジタルバンキングユーザーは、2012年から2017年の間に、26%から51%に増加しました。そのため、これが世界中のオープンバンキングの需要を加速させると予測されます。最近、COVID-19が世界中に広まっているため、各国政府は、人、物、サービスの移動を一時的に制限し、新型コロナウイルスの蔓延を防ごうとしています。オープンバンキング金融サービスは、銀行に行かなくても金融情報を提供し、時には更新プロセス、請求、その他のサービスにおいて顧客の体験の拡大とともに運用コストを削減できることから、同サービスの使用はさらに広がる可能性があります。それゆえ、同市場は今後大きく成長するでしょう。しかし、データセキュリティとプライバシーの懸念は、2020年~2027年の予測期間中の市場の成長を妨げる主要な要因になっています。
当レポートでは、世界のオープンバンキング市場について調査し、市場の概要とともに、金融サービス別、流通チャネル別、地域別の動向、および市場に参入する企業のプロファイルなどを提供しています。Title:
Global Open Banking Market Size study, by Financial Services (Banking & Capital Markets, Payments, Digital Currencies, Value Added Services), by Distribution Channel (Event Management and Scheduling, Bank Channel, App market, Distributors, Aggregators) and Regional Forecasts 2020-2027.
Global Open Banking Market is valued at approximately USD 9,045 million in 2019 and is anticipated to grow with a healthy growth rate of more than 24% over the forecast period 2020-2027. Open banking is a financial service term that considers as a part of financial technology, which allows the transfer of digital data associated with the customer's bank account. The data is usually exchanged between the banks and third-party organizations. Further, the account has financial information which is primarily used by the third-party providers to develop applications and services, which can then offer to the account holder (i.e. customer). Also, the analysis of this financial data allows to create more personalized and advanced applications aimed at the enhancement of the customer experience associated with financial services. Some of the open banking financial services offered in the market includes banking and capital markets, payments, and digital currencies, etc. Therefore, these factors are anticipated to accelerate market growth around the world. Moreover, the increasing usage of mobile banking services in the developed & developing countries, along with the rising concern towards customer engagement and attending banking customer needs are few other factors responsible for the market growth over the forecast period. According to the Reserve Bank of India (RBI), mobile banking services observed a growth of 92% and 13% in volume and value terms respectively, although the number of registered customers increased to 54% with 251 million in March 2018 from 163 million in -March 2017. Similarly, as per the U.S. Federal Reserve, the digital banking users in the United States have increased from 26% to 51% between 2012 and 2017. This, in turn, is expected to accelerate the demand for Open Banking around the world. Recently, the COVID-19 is widely spread throughout the world, thus various regional governments are putting temporary restrictions on the movement of people, goods, and services to prevent the spread of novel coronavirus. This is likely to strengthen the usage of open banking financial services due to it provides financial information without visiting banks, and often can reduce operating costs with an increase in customer experience during the renewal process, claims, and other services, Therefore, the market would grow significantly in the forthcoming year. However, data security & privacy concern are the major factors impeding the market growth over the forecast period of 2020-2027.
The regional analysis of the global Open Banking market is considered for the key regions such as Asia Pacific, North America, Europe, Latin America, and Rest of the World. North America is the leading/significant region across the world in terms of market share owing to the increasing adoption of advanced banking technologies, along with the presence of new technology-based vendors in the region. Whereas Asia-Pacific is anticipated to exhibit the highest growth rate / CAGR over the forecast period 2020-2027. Factors such as the rise in the number of banks, along with the high investment in open application programming interface (API) management platform would create lucrative growth prospects for the Open Banking market across the Asia-Pacific region.
Major market player included in this report are:
BBVA Open Platform Inc.
Credit Agricole Group
DemystData Ltd.
Figo GmbH
Finastra
FormFree Holdings Corporation
Jack Henry & Associates, Inc.
Mambu GmbH
MineralTree Inc.
NCR Corporation
The objective of the study is to define market sizes of different segments & countries in recent years and to forecast the values to the coming eight years. The report is designed to incorporate both qualitative and quantitative aspects of the industry within each of the regions and countries involved in the study. Furthermore, the report also caters the detailed information about the crucial aspects such as driving factors & challenges which will define the future growth of the market. Additionally, the report shall also incorporate available opportunities in micro markets for stakeholders to invest along with the detailed analysis of competitive landscape and product offerings of key players. The detailed segments and sub-segment of the market are explained below:
By Financial Services:
Banking & Capital Markets
Payments
Digital Currencies
Value Added Services
By Distribution Channel:
Event Management and Scheduling
Bank Channel
App market
Distributors
Aggregators
By Region:
North America
U.S.
Canada
Europe
UK
Germany
France
Spain
Italy
ROE
Asia Pacific
China
India
Japan
Australia
South Korea
RoAPAC
Latin America
Brazil
Mexico
Rest of the World
Furthermore, years considered for the study are as follows:
Historical year - 2017, 2018
Base year - 2019
Forecast period - 2020 to 2027
Target Audience of the Global Open Banking Market in Market Study:
Key Consulting Companies & Advisors
Large, medium-sized, and small enterprises
Venture capitalists
Value-Added Resellers (VARs)
Third-party knowledge providers
Investment bankers
Investors