• Korean
  • Chinese
市場調査レポート - 238933

タイにおける消費者向け自動車金融サービス市場

Consumer Automotive Financial Services in Thailand

発行 Finaccord Ltd.
出版日 ページ情報 英文 45 pages
価格
タイにおける消費者向け自動車金融サービス市場 Consumer Automotive Financial Services in Thailand
出版日: 2014年09月01日 ページ情報: 英文 45 pages
担当者のコメント
このシリーズは、他にも調査対象国がございます。詳細はお問合せください。
概要

当レポートはタイにおける新車および中古乗用車販売に結び付いた消費者向け自動車用金融サービス市場を調査したもので、融資およびリースサービス市場の分析に加えて、債権者保険、自動車保険、ロードサービス保険、さらに延長保証やギャップ保険市場についても詳細な分析を行うことにより、タイにおける消費者向け自動車用金融サービス市場の現在および将来のビジネス機会の明確なガイドとなっており、概略下記の構成でお届けいたします。

エグゼクティブ・サマリー

第1章 イントロダクション

  • 当調査報告の目的
  • 調査手法
    • 自動車ディーラーおよび自動車メーカー調査
    • 市場データ
  • 融資およびリース商品
  • 自動車保険、延長保証、およびロードサービス保険商品

第2章 市場分析

  • 序論
  • 乗用車販売データ
    • 自動車販売全体の中で新車販売が最も急速に成長を遂げており、一方中古車販売は今なおほとんどディーラーの販売チャンネル外で売られている
    • トヨタとホンダ合計で新車登録の60%以上を占める
  • 消費者向け自動車融資およびリース市場
    • 市場規模および市場成長
      • 2011年では現金払いの乗用車購入の方が融資利用の購入よりわずかに多い
      • 自動車融資とリースの総額が2007年以来倍増した
    • 融資およびリース商品の種類
      • 自動車購入時、ディーラーでのファイナンスリース契約が最も一般的な商品となっている
  • 消費者向け自動車保険、保証、およびロードサービス市場
    • 市場規模
      • 自動車保険が売上の大多数を占め、債権者保険やロードサービス、延長保証契約は比較的少ない
    • 債権者保険ポリシーの種類
      • タイの債権者保険ポリシーは死亡や身体障害による不払い補償だけには留まらないものとなっている
    • 自動車保険ポリシーの種類
      • ディーラーで加入するときには単なる賠償責任保険以上をカバーするものに加入することが多い
  • 自動車ディーラー調査結果
    • 消費者向け自動車融資サービスの提供
      • タイの自動車ディーラーは融資/リースおよび自動車保険を提供するのが普通
    • 金融プランの数および性質
      • 融資/リースおよび自動車保険は提携業者との協業で提供される形が多い
    • 自動車融資サービス利用状況
      • タイの新車購入者の半数以上が何らかの形で自動車融資を利用する
    • 市場競争状況: ディーラー・パートナーシップ
      • 融資およびリース: ThanachartとTiscoが多くのディーラーの提携先となっている
      • 債権者保険: いくつかのディーラーが債権者保険を提供している
      • 自動車保険: 大多数のディーラーが保険会社と協業している
      • ギャップ保険: 商品としてはあるが、タイではあまり知られていない
      • 延長保証: 1/3以上のディーラーが販売促進を行っている
      • ロードサービス: 本商品は新車購入に伴って販売されることが多い
  • 自動車製造会社調査
    • 消費者向け自動車金融サービスの提供
      • 自動車保険に関しては、自動車製造メーカーの提供率は高い
    • 市場競争状況: 製造会社ブランドのパートナーシップ
      • 融資およびリース: いくつかのメーカーは自社専用の金融プロバイダーと協業している
      • 債権者保険: メーカー10社が間接的に債権者保険を提供している
      • 自動車保険: 3/4以上の自動車メーカーが自動車保険を販売している
      • 延長保証: 自動車メーカーは通常自社のサービスとして延長保証を販売している
      • ロードサービス: ほとんど全てのメーカーがロードサービス契約を販売している

付図/付表

このページに掲載されている内容は最新版と異なる場合があります。詳細はお問い合わせください。

目次

Abstract

Consumer Automotive Financial Services in Thailand investigates the market for automotive financial services linked to sales of new and used passenger cars in Thailand. In addition to analysing the market for finance and leasing services, the study also covers creditor insurance, motor insurance and road assistance, and demonstrates the extent to which a market exists for extended warranties and GAP insurance. Using survey results for average take-up rates for finance and leasing propositions at the point of sale, data for the size and growth of the automotive finance and leasing market for consumers in Thailand is provided in terms of gross advances and assets leased for 2007 to 2011 with splits between finance for new and used cars and between finance organised through dealerships at the point of sale and directly with banks or other lending institutions. Moreover, also by means of data for average take-up rates, the markets for creditor insurance, motor insurance, road assistance, extended warranties and GAP insurance are sized in terms of gross written premiums and other revenues sold through the automotive trade (i.e. Via dealers and manufacturers) in 2011. These are broken down between new and used cars and between new contracts sold during 2011 and in-force business sold in previous years but still being renewed in 2011. The report draws on a survey of 70 leading car dealerships as well as an analysis of the approach to consumer automotive financial services of over 20 automotive brands in Thailand. The PartnerBASE™ database that accompanies the report details each of the marketing initiatives for consumer automotive financial services traced by Finaccord for both dealers and manufacturers. Together, the report and database will provide you with the definitive guide to current and future opportunities in consumer automotive financial services in Thailand.

Table of Contents

0.0 EXECUTIVE SUMMARY

1.0 INTRODUCTION

  • What is this report about?
  • The focus of the report is on financial services related to the sale of passenger cars to individuals
  • Rationale
  • The provision of financial services is essential to support both car sales and profitability
  • ... with huge diversity in these services between countries and products...
  • ... which have yet to be explored in detail
  • Methodology
  • Survey of dealers and manufacturers
  • Market data
  • Computation of market data is based on a complex set of assumptions and variables...
  • ...in order to provide market segmentations in unrivalled detail
  • Definitions
  • Finance and leasing products
  • Insurance, warranty and assistance products
  • Captive, internal and tied providers
  • Abbreviations
  • PartnerBASE™
  • Finaccord

2.0 MARKET ANALYSIS

  • Introduction
  • Passenger vehicle data
  • New car sales have grown much faster than the overall car parc...
  • ...while used cars are still mostly sold outside the dealer channel
  • Toyota and Honda jointly account for more than 60% of the market in new car registrations
  • Consumer automotive finance and leasing market
  • Market size and growth
  • Slightly more passenger cars were paid for in cash rather than financed in 2011
  • The total value of car finance and leasing has more than doubled since 2007
  • Types of finance and leasing product
  • Finance leasing is the most common product at the point of sale
  • Consumer automotive insurance, warranty and assistance markets
  • Market sizes
  • Motor insurance accounts for the bulk of revenue...
  • ...with a comparatively small role for creditor insurance, road assistance and extended warranties
  • Types of creditor insurance policy
  • Creditor insurance policies sold in Thailand go beyond death and permanent disability
  • Types of motor insurance policy
  • Those buying motor insurance through dealers often take out more than liability cover
  • Automotive dealer survey
  • Provision of consumer automotive financial services
  • It is extremely common for car dealers in Thailand to offer both finance / leasing and motor insurance
  • Number and nature of schemes
  • Finance / leasing and motor insurance are frequently offered in collaboration with non-tied partners
  • Consumer uptake of automotive financial services
  • More than half of Thai new car buyers take out some form of auto finance
  • Competitor dynamics: dealer partnerships
  • Finance and leasing: Thanachart and Tisco have established themselves as important partners for dealers
  • Creditor insurance: several dealers were found to offer creditor insurance
  • Motor insurance: the majority of dealers co-operate with non-tied providers
  • GAP insurance: this product exists but is not well-known in Thailand
  • Extended warranties: more than a third of dealers promote extended warranties
  • Road assistance: this product is frequently distributed with new cars
  • Automotive manufacturer brand survey
  • Provision of consumer automotive financial services
  • The weighted provision rates for manufacturers are especially high for motor insurance
  • Competitor dynamics: manufacturer brand partnerships
  • Finance and leasing: several manufacturer brands work with captive finance providers
  • Creditor insurance: ten manufacturer brands provide creditor insurance through an indirect relationship
  • Motor insurance: over three quarters of manufacturer brands sell motor insurance
  • Extended warranties: manufacturers normally offer extended warranties on an internal basis
  • Road assistance: almost all manufacturer brands distribute road assistance

LIST OF GRAPHICS / TABLES

0.0 EXECUTIVE SUMMARY 1

  • Key market data for consumer automotive financial services in Thailand, 2011 2

1.0 INTRODUCTION 3

2.0 MARKET ANALYSIS 10

  • Passenger car parc and new / used passenger car sales in Thailand, 2007 to 2011 11
  • Passenger car parc and new / used passenger car sales in Thailand, 2007 to 2011 (data) 12
  • New car registrations in Thailand, segmented by manufacturer brand, 2010 13
  • New / used passenger car finance market in Thailand, segmented by distribution channel: volumes, 2007 to 2011 14
  • New / used passenger car finance market in Thailand, segmented by distribution channel: values, 2007 to 2011 15
  • New / used passenger car finance market in Thailand, segmented by distribution channel: values and volumes, 2007 to 2011 (data) 16
  • % split between the different types of finance and leasing contract sold at the point of sale in Thailand, 2011 17
  • Total revenues from consumer automotive insurance, warranty and assistance markets in Thailand, 2011 18
  • Total revenues from consumer automotive insurance, warranty and assistance contracts in Thailand, 2011 (data) 19
  • % split between the different types of creditor insurance policy sold at the point of sale in Thailand, 201120
  • % split between the different types of motor insurance policy sold at the point of sale in Thailand, 2011 21
  • % of dealers in Thailand offering each type of automotive financial service, 2011 22
  • Average number of tied and non-tied schemes offered by dealers in Thailand for each type of automotive financial service, 2011 23
  • Average number of tied and non-tied schemes offered by dealers in Thailand for each type of automotive financial service, 2011 (data) 24
  • % of new and used car purchasers in Thailand acquiring each type of automotive financial service at the point of sale, 2011 25
  • Provision of finance and leasing by dealers in Thailand, 2011: provision rate, product sources and provider share of non-tied partnerships 27
  • Provision of motor insurance by dealers in Thailand, 2011: provision rate, product sources and provider share of non-tied partnerships 29
  • Provision of extended warranties by dealers in Thailand, 2011: provision rate and product sources 30
  • Provision of road assistance by dealers in Thailand, 2011: provision rate and product sources 31
  • Comparison of the provision of each type of automotive financial service by manufacturer brands and dealers in Thailand, 2011 32
  • Provision of finance and leasing by manufacturer brands in Thailand, 2011: provision rate, operating models and weighted provider share of partnerships 34
  • Provision of creditor insurance by manufacturer brands in Thailand, 2011: provision rate, operating models and weighted provider share of partnerships 36
  • Provision of motor insurance by manufacturer brands in Thailand, 2011: provision rate, operating models and weighted provider share of partnerships 38
  • Provision of extended warranties by manufacturer brands in Thailand, 2011: provision rate, operating models and weighted provider share of partnerships 40
  • Provision of road assistance by manufacturer brands in Thailand, 2011: provision rate, operating models and weighted provider share of partnerships 42
Back to Top